The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3 M Corporation COM 88579Y101 1,007 5,640 SH   SOLE   5,040 0 600
Abbott Laboratories COM 002824100 385 10,020 SH   SOLE   10,020 0 0
Abbvie COM 00287Y109 612 9,780 SH   SOLE   9,655 0 125
Amazon.com COM 023135106 450 600 SH   SOLE   600 0 0
American Tower Corp COM 03027X100 476 4,500 SH   SOLE   4,500 0 0
Amgen Inc. COM 031162100 416 2,842 SH   SOLE   2,807 0 35
Apple Computer COM 037833100 226 1,950 SH   SOLE   1,950 0 0
Automatic Data Processing COM 053015103 267 2,600 SH   SOLE   1,800 0 800
BASF AG - ADR COM 055262505 538 5,814 SH   SOLE   5,814 0 0
Barclay's High Yield COM 78464A417 5,365 147,188 SH   SOLE   147,058 0 130
Becton Dickenson & Co. COM 075887109 813 4,912 SH   SOLE   4,885 0 27
Biogen Idec COM 09062X103 523 1,845 SH   SOLE   1,845 0 0
CVS Corporation COM 126650100 330 4,176 SH   SOLE   4,096 0 80
Centene Corp Deluxe COM 15135B101 953 16,856 SH   SOLE   16,576 0 280
Chevron COM 166764100 327 2,782 SH   SOLE   2,320 0 462
Cisco System Inc COM 17275R952 333 11,030 SH   SOLE   11,030 0 0
Colgate Palmolive COM 194162103 262 4,000 SH   SOLE   4,000 0 0
Costco COM 22160K105 210 1,310 SH   SOLE   1,310 0 0
Dow Jones Industrial Avg ETF COM 252787106 2,512 12,718 SH   SOLE   12,718 0 0
Eversource Energy COM 30040W108 525 9,508 SH   SOLE   9,508 0 0
Exxon Mobil COM 30231G102 324 3,588 SH   SOLE   3,588 0 0
FDX COM 31304N107 394 2,115 SH   SOLE   2,115 0 0
Fuji Heavy Industry COM 359556206 409 20,140 SH   SOLE   19,740 0 400
GILEAD Sciences Inc. COM 375558103 255 3,555 SH   SOLE   3,555 0 0
General Electric COM 369604103 807 25,530 SH   SOLE   24,330 0 1,200
General Mills COM 370334104 634 10,270 SH   SOLE   9,270 0 1,000
Henkel AG & Co KGaA COM 42550U208 262 2,500 SH   SOLE   2,500 0 0
I Shares Barclays 1-3 Credit B COM 464288646 1,369 13,044 SH   SOLE   13,044 0 0
I Shares S&P Preferred Index COM 464288687 5,445 146,333 SH   SOLE   144,675 0 1,658
Intel Corp. COM 458140100 1,008 27,782 SH   SOLE   27,592 0 190
Intl Business Machines Corp. COM 459200101 252 1,520 SH   SOLE   1,520 0 0
Johnson & Johnson COM 478160104 968 8,405 SH   SOLE   8,405 0 0
Kimberly-Clark Corp COM 494368103 502 4,400 SH   SOLE   4,400 0 0
Marsh & McLennan COM 571748102 1,596 23,610 SH   SOLE   23,480 0 130
McDonalds Corp. COM 580135101 923 7,580 SH   SOLE   7,580 0 0
Microsoft COM 594918104 522 8,400 SH   SOLE   8,400 0 0
National Grid COM 636274300 332 5,695 SH   SOLE   5,695 0 0
Nestle ADR COM 641069406 709 9,877 SH   SOLE   9,877 0 0
NextEra Energy Inc. COM 65339F101 382 3,200 SH   SOLE   2,400 0 800
Novartis COM 66987v109 750 10,290 SH   SOLE   10,230 0 60
Pepsi COM 713448108 718 6,865 SH   SOLE   6,865 0 0
Power Assets ADR COM 438580300 327 37,425 SH   SOLE   36,750 0 675
Power Shares QQQ Trust - Nasda COM 73935A104 2,330 19,668 SH   SOLE   19,668 0 0
Procter & Gamble Co. COM 742718109 269 3,200 SH   SOLE   3,200 0 0
Prudential Corp ADR COM 74435K204 549 13,810 SH   SOLE   13,610 0 200
Qualcomm COM 747525103 235 3,600 SH   SOLE   3,600 0 0
Roper Technologies COM 776696106 629 3,435 SH   SOLE   3,365 0 70
SK Telecom COM 78440P108 258 12,325 SH   SOLE   12,325 0 0
SPDR Trust Series 1 S&P 500 COM 78462F103 2,659 11,894 SH   SOLE   11,894 0 0
Siemens AG COM 826197501 307 2,505 SH   SOLE   2,505 0 0
Southern Company COM 842587107 304 6,170 SH   SOLE   6,080 0 90
Stifel Financial Corp COM 860630102 586 11,730 SH   SOLE   11,730 0 0
Syngenta AG COM 87160A100 447 5,650 SH   SOLE   5,650 0 0
Sysco COM 871829107 516 9,325 SH   SOLE   9,325 0 0
TJX Co. Inc COM 872540109 609 8,110 SH   SOLE   7,980 0 130
Taiwan Semiconductor COM 874039100 352 12,251 SH   SOLE   12,251 0 0
Thermo Fisher Scientific COM 883556102 585 4,146 SH   SOLE   4,146 0 0
Union Pacific COM 907818108 546 5,265 SH   SOLE   5,265 0 0
United Technologies COM 913017109 774 7,065 SH   SOLE   7,065 0 0
Visa Inc COM 92826C839 350 4,480 SH   SOLE   4,430 0 50
WPP Plc ADR COM 92937A102 530 4,785 SH   SOLE   4,785 0 0
Wal-Mart Stores, Inc. COM 931142103 504 7,295 SH   SOLE   7,295 0 0
iShares Russell 2000 Index COM 464287655 568 4,215 SH   SOLE   4,215 0 0
iShares Select Dividend ETF COM 464287168 1,644 18,565 SH   SOLE   18,415 0 150