CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2026	Dec. 31, 2025
Current assets:
Cash and cash equivalents	$ 6,858,357	$ 6,564,092
Settlements receivable	1,224,007	1,359,983
Customer funds	5,941,180	4,771,824
Consumer receivables, net	2,287,001	2,670,322
Loans held for investment, net	3,430,619	3,382,957
Other current assets	4,025,261	4,107,702
Total current assets	23,766,425	22,856,880
Goodwill	11,956,264	11,849,018
Acquired intangible assets, net	1,245,784	1,281,670
Deferred tax assets	1,380,684	1,302,776
Bitcoin investment	617,290	777,515
Other non-current assets	1,019,634	1,482,028
Total assets	39,986,081	39,549,887
Current liabilities:
Customers payable	7,868,513	6,805,366
Accrued expenses and other current liabilities	2,240,661	1,538,893
Current portion of long-term debt (Note 12)	1,574,374	1,573,259
Warehouse funding facilities, current	283,562	466,942
Total current liabilities	11,967,110	10,384,460
Warehouse funding facilities, non-current	258,938	897,941
Long-term debt (Note 12)	5,718,146	5,715,759
Other non-current liabilities	360,859	381,845
Total liabilities	18,305,053	17,380,005
Commitments and contingencies (Note 17)
Stockholders’ equity:
Preferred stock, $0.0000001 par value: 100,000 shares authorized at March 31, 2026 and December 31, 2025. None issued and outstanding at March 31, 2026 and December 31, 2025.	0	0
Additional paid-in capital	18,601,896	18,895,405
Accumulated other comprehensive loss	(252,131)	(365,381)
Retained earnings	3,365,573	3,674,254
Total stockholders’ equity attributable to common stockholders	21,715,338	22,204,278
Noncontrolling interests	(34,310)	(34,396)
Total stockholders’ equity	21,681,028	22,169,882
Total liabilities and stockholders’ equity	39,986,081	39,549,887
Class A
Stockholders’ equity:
Common stock	0	0
Class B
Stockholders’ equity:
Common stock	$ 0	$ 0