The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 3,095 18,038 SH   SOLE   18,038 0 0
ABB LTD SPONSORED ADR 000375204 7,607 263,032 SH   SOLE   263,032 0 0
ABBOTT LABS COM 002824100 210 1,900 SH   SOLE   1,900 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 729 2,825 SH   SOLE   2,825 0 0
ADVANCED MICRO DEVICES INC COM 007903107 696 7,500 SH   SOLE   7,500 0 0
AGNICO EAGLE MINES LTD COM 008474108 2,352 31,850 SH   SOLE   31,850 0 0
ALGONQUIN PWR UTILS CORP COM 015857105 3,127 192,345 SH   SOLE   192,345 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 871 3,625 SH   SOLE   3,625 0 0
ALPHABET INC CAP STK CL A 02079K305 2,426 1,394 SH   SOLE   1,394 0 0
ALPHABET INC CAP STK CL C 02079K107 1,595 916 SH   SOLE   916 0 0
ALTRIA GROUP INC COM 02209S103 449 11,025 SH   SOLE   11,025 0 0
AMAZON COM INC COM 023135106 2,877 894 SH   SOLE   894 0 0
AMERICAN ELEC PWR CO INC COM 025537101 5,294 65,014 SH   SOLE   65,014 0 0
AMERICAN EXPRESS CO COM 025816109 3,524 29,695 SH   SOLE   29,695 0 0
AMERIS BANCORP COM 03076K108 662 16,920 SH   SOLE   16,920 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 506 7,155 SH   SOLE   7,155 0 0
ANTHEM INC COM 036752103 4,346 13,791 SH   SOLE   13,791 0 0
APPLE INC COM 037833100 9,211 70,307 SH   SOLE   70,307 0 0
APTIV PLC SHS G6095L109 1,074 8,050 SH   SOLE   8,050 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108 4,332 85,440 SH   SOLE   85,440 0 0
AT&T INC COM 00206R102 8,097 276,739 SH   SOLE   276,739 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 350 2,075 SH   SOLE   2,075 0 0
BANK MONTREAL QUE COM 063671101 25,378 335,104 SH   SOLE   335,104 0 0
BANK NOVA SCOTIA B C COM 064149107 30,316 568,507 SH   SOLE   568,507 0 0
BARRICK GOLD CORP COM 067901108 402 16,620 SH   SOLE   16,620 0 0
BAUSCH HEALTH COS INC COM 071734107 373 17,200 SH   SOLE   17,200 0 0
BAXTER INTL INC COM 071813109 6,827 84,057 SH   SOLE   84,057 0 0
BAYTEX ENERGY CORP COM 07317Q105 8 12,437 SH   SOLE   12,437 0 0
BCE INC COM NEW 05534B760 18,984 432,889 SH   SOLE   432,889 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,042 4,583 SH   SOLE   4,583 0 0
BHP GROUP LTD SPONSORED ADS 088606108 11,222 161,462 SH   SOLE   161,462 0 0
BHP GROUP PLC SPONSORED ADR 05545E209 420 7,415 SH   SOLE   7,415 0 0
BK OF AMERICA CORP COM 060505104 309 10,201 SH   SOLE   10,201 0 0
BLACKROCK INC COM 09247X101 232 325 SH   SOLE   325 0 0
BOEING CO COM 097023105 746 3,525 SH   SOLE   3,525 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 431 7,000 SH   SOLE   7,000 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 20,404 525,799 SH   SOLE   525,799 0 0
BROOKFIELD BUSINESS PARTNERS UNIT LTD LP G16234109 597 15,497 SH   SOLE   15,497 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 5,031 102,070 SH   SOLE   102,070 0 0
BROOKFIELD INFRASTRUCTURE CO COM SB VTG SHS A 11275Q107 287 4,100 SH   SOLE   4,100 0 0
BROOKFIELD PROPERTY PARTRS L UNIT LTD PARTN G16249107 519 30,750 SH   SOLE   30,750 0 0
BROOKFIELD RENEWABLE CORP CL A SUB VTG 11284V105 1,099 18,389 SH   SOLE   18,389 0 0
BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 4,610 101,094 SH   SOLE   101,094 0 0
CAMECO CORP COM 13321L108 687 47,428 SH   SOLE   47,428 0 0
CANADA GOOSE HLDGS INC SHS SUB VTG 135086106 404 14,300 SH   SOLE   14,300 0 0
CANADIAN IMP BK COMM COM 136069101 20,673 241,284 SH   SOLE   241,284 0 0
CANADIAN NAT RES LTD COM 136385101 8,256 314,919 SH   SOLE   314,919 0 0
CANADIAN NATL RY CO COM 136375102 24,878 225,297 SH   SOLE   225,297 0 0
CANADIAN PAC RY LTD COM 13645T100 1,126 3,206 SH   SOLE   3,206 0 0
CAPITAL ONE FINL CORP COM 14040H105 260 2,600 SH   SOLE   2,600 0 0
CELESTICA INC SUB VTG SHS 15101Q108 427 53,500 SH   SOLE   53,500 0 0
CENOVUS ENERGY INC COM 15135U109 621 94,359 SH   SOLE   94,359 0 0
CGI INC CL A SUB VTG 12532H104 1,031 13,008 SH   SOLE   13,008 0 0
CHEVRON CORP NEW COM 166764100 7,302 83,931 SH   SOLE   83,931 0 0
CI FINL CORP COM 125491100 164 13,675 SH   SOLE   13,675 0 0
CISCO SYS INC COM 17275R102 525 11,938 SH   SOLE   11,938 0 0
CME GROUP INC COM 12572Q105 579 3,235 SH   SOLE   3,235 0 0
COLGATE PALMOLIVE CO COM 194162103 471 5,573 SH   SOLE   5,573 0 0
COMCAST CORP NEW CL A 20030N101 1,127 22,555 SH   SOLE   22,555 0 0
CONOCOPHILLIPS COM 20825C104 328 7,843 SH   SOLE   7,843 0 0
CORNING INC COM 219350105 2,472 69,305 SH   SOLE   69,305 0 0
COSTCO WHSL CORP NEW COM 22160K105 1,343 3,574 SH   SOLE   3,574 0 0
CRESCENT PT ENERGY CORP COM 22576C101 391 150,176 SH   SOLE   150,176 0 0
CSX CORP COM 126408103 365 4,075 SH   SOLE   4,075 0 0
CVS HEALTH CORP COM 126650100 300 4,259 SH   SOLE   4,259 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 7,431 46,311 SH   SOLE   46,311 0 0
DISNEY WALT CO COM 254687106 1,744 9,776 SH   SOLE   9,776 0 0
DOLLAR TREE INC COM 256746108 431 4,020 SH   SOLE   4,020 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 10,608 118,200 SH   SOLE   118,200 0 0
EMERSON ELEC CO COM 291011104 11,098 139,844 SH   SOLE   139,844 0 0
ENBRIDGE INC COM 29250N105 16,537 498,075 SH   SOLE   498,075 0 0
ENERGY FUELS INC COM NEW 292671708 56 12,750 SH   SOLE   12,750 0 0
EXCHANGE TRADED CONCEPTS TR EMQQ EM INTERN 301505889 2,505 37,950 SH   SOLE   37,950 0 0
FACEBOOK INC CL A 30303M102 654 2,412 SH   SOLE   2,412 0 0
FORD MTR CO DEL COM 345370860 518 59,900 SH   SOLE   59,900 0 0
FORTIS INC COM 349553107 3,858 96,001 SH   SOLE   96,001 0 0
FRANCO NEV CORP COM 351858105 3,188 24,218 SH   SOLE   24,218 0 0
FREEPORT-MCMORAN INC CL B 35671D857 766 27,000 SH   SOLE   27,000 0 0
FRESENIUS MED CARE AG&CO KGA SPONSORED ADR 358029106 1,432 33,188 SH   SOLE   33,188 0 0
GILDAN ACTIVEWEAR INC COM 375916103 312 11,195 SH   SOLE   11,195 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 2,323 61,647 SH   SOLE   61,647 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 569 2,100 SH   SOLE   2,100 0 0
HECLA MNG CO COM 422704106 139 20,000 SH   SOLE   20,000 0 0
HOME DEPOT INC COM 437076102 208 780 SH   SOLE   780 0 0
HONEYWELL INTL INC COM 438516106 485 2,325 SH   SOLE   2,325 0 0
HSBC HLDGS PLC SPON ADR NEW 404280406 4,056 156,402 SH   SOLE   156,402 0 0
ILLUMINA INC COM 452327109 1,031 2,750 SH   SOLE   2,750 0 0
IMPERIAL OIL LTD COM NEW 453038408 3,656 174,576 SH   SOLE   174,576 0 0
IMV INC COM 44974L103 254 79,164 SH   SOLE   79,164 0 0
INTEL CORP COM 458140100 6,385 126,168 SH   SOLE   126,168 0 0
ISHARES GOLD TRUST ISHARES 464285105 104 10,000 SH   SOLE   10,000 0 0
ISHARES INC MSCI GBL MIN VOL 464286525 1,153 11,900 SH   SOLE   11,900 0 0
ISHARES SILVER TR ISHARES 46428Q109 2,734 106,500 SH   SOLE   106,500 0 0
ISHARES TR CORE US AGGBD ET 464287226 204 1,730 SH   SOLE   1,730 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 2,015 23,325 SH   SOLE   23,325 0 0
ISHARES TR IBOXX INV CP ETF 464287242 867 6,330 SH   SOLE   6,330 0 0
ISHARES TR TIPS BD ETF 464287176 332 2,600 SH   SOLE   2,600 0 0
ISHARES TR IBOXX HI YD ETF 464288513 949 10,885 SH   SOLE   10,885 0 0
ISHARES TR MSCI EAFE ETF 464287465 419 5,654 SH   SOLE   5,654 0 0
JOHNSON & JOHNSON COM 478160104 16,836 106,329 SH   SOLE   106,329 0 0
JPMORGAN CHASE & CO COM 46625H100 14,022 111,595 SH   SOLE   111,595 0 0
KIRKLAND LAKE GOLD LTD COM 49741E100 229 5,250 SH   SOLE   5,250 0 0
LILLY ELI & CO COM 532457108 675 4,060 SH   SOLE   4,060 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 497 5,385 SH   SOLE   5,385 0 0
MAGNA INTL INC COM 559222401 6,768 93,424 SH   SOLE   93,424 0 0
MANULIFE FINL CORP COM 56501R106 2,474 138,681 SH   SOLE   138,681 0 0
MARKETAXESS HLDGS INC COM 57060D108 690 1,245 SH   SOLE   1,245 0 0
MASTERCARD INCORPORATED CL A 57636Q104 2,934 8,444 SH   SOLE   8,444 0 0
MCDONALDS CORP COM 580135101 11,011 52,067 SH   SOLE   52,067 0 0
MCKESSON CORP COM 58155Q103 322 1,835 SH   SOLE   1,835 0 0
MERCK & CO. INC COM 58933Y105 634 7,817 SH   SOLE   7,817 0 0
MICROSOFT CORP COM 594918104 20,072 92,116 SH   SOLE   92,116 0 0
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104 2,937 665,995 SH   SOLE   665,995 0 0
NATIONAL GRID PLC SPONSORED ADR NE 636274409 9,104 153,393 SH   SOLE   153,393 0 0
NIKE INC CL B 654106103 2,927 20,727 SH   SOLE   20,727 0 0
NOVARTIS AG SPONSORED ADR 66987V109 4,281 45,253 SH   SOLE   45,253 0 0
NOVO-NORDISK A S ADR 670100205 8,051 113,758 SH   SOLE   113,758 0 0
NUTRIEN LTD COM 67077M108 13,707 274,771 SH   SOLE   274,771 0 0
NVIDIA CORPORATION COM 67066G104 395 736 SH   SOLE   736 0 0
OPEN TEXT CORP COM 683715106 399 8,785 SH   SOLE   8,785 0 0
ORACLE CORP COM 68389X105 6,803 108,050 SH   SOLE   108,050 0 0
ORANGE SPONSORED ADR 684060106 2,590 212,295 SH   SOLE   212,295 0 0
PALO ALTO NETWORKS INC COM 697435105 525 1,500 SH   SOLE   1,500 0 0
PARSLEY ENERGY INC CL A 701877102 243 16,000 SH   SOLE   16,000 0 0
PEMBINA PIPELINE CORP COM 706327103 5,541 219,032 SH   SOLE   219,032 0 0
PEPSICO INC COM 713448108 13,563 93,730 SH   SOLE   93,730 0 0
PFIZER INC COM 717081103 4,845 130,289 SH   SOLE   130,289 0 0
PHILIP MORRIS INTL INC COM 718172109 647 7,850 SH   SOLE   7,850 0 0
PIONEER NAT RES CO COM 723787107 243 2,000 SH   SOLE   2,000 0 0
POSCO SPONSORED ADR 693483109 429 6,550 SH   SOLE   6,550 0 0
PRECISION DRILLING CORP COM NEW 74022D407 488 25,582 SH   SOLE   25,582 0 0
PROCTER AND GAMBLE CO COM 742718109 305 2,201 SH   SOLE   2,201 0 0
PRUDENTIAL FINL INC COM 744320102 218 2,825 SH   SOLE   2,825 0 0
QUALCOMM INC COM 747525103 14,193 93,114 SH   SOLE   93,114 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 2,285 32,915 SH   SOLE   32,915 0 0
ROGERS COMMUNICATIONS INC CL B 775109200 10,406 217,226 SH   SOLE   217,226 0 0
ROPER TECHNOLOGIES INC COM 776696106 442 1,055 SH   SOLE   1,055 0 0
ROYAL BK CDA COM 780087102 42,045 508,401 SH   SOLE   508,401 0 0
SALESFORCE COM INC COM 79466L302 1,020 4,605 SH   SOLE   4,605 0 0
SANOFI SPONSORED ADR 80105N105 8,023 164,617 SH   SOLE   164,617 0 0
SAP SE SPON ADR 803054204 4,105 31,584 SH   SOLE   31,584 0 0
SHAW COMMUNICATIONS INC CL B CONV 82028K200 402 22,521 SH   SOLE   22,521 0 0
SHOPIFY INC CL A 82509L107 427 385 SH   SOLE   385 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,676 12,592 SH   SOLE   12,592 0 0
SPDR SER TR SPDR BLOOMBERG 78468R663 1,268 13,855 SH   SOLE   13,855 0 0
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107 138 14,250 SH   SOLE   14,250 0 0
STRYKER CORPORATION COM 863667101 356 1,485 SH   SOLE   1,485 0 0
SUN LIFE FINANCIAL INC. COM 866796105 9,510 213,793 SH   SOLE   213,793 0 0
SUNCOR ENERGY INC NEW COM 867224107 7,448 410,333 SH   SOLE   410,333 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 8,990 79,720 SH   SOLE   79,720 0 0
TC ENERGY CORP COM 87807B107 9,401 223,342 SH   SOLE   223,342 0 0
TECK RESOURCES LTD CL B 878742204 220 11,300 SH   SOLE   11,300 0 0
TELUS CORPORATION COM 87971M103 14,209 704,115 SH   SOLE   704,115 0 0
TEXAS INSTRS INC COM 882508104 5,030 30,782 SH   SOLE   30,782 0 0
THOMSON REUTERS CORP. COM NEW 884903709 1,558 19,069 SH   SOLE   19,069 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 41,890 737,975 SH   SOLE   737,975 0 0
TOTAL SE SPONSORED ADS 89151E109 4,829 111,052 SH   SOLE   111,052 0 0
TRAVELERS COMPANIES INC COM 89417E109 1,458 10,841 SH   SOLE   10,841 0 0
UNILEVER PLC SPON ADR NEW 904767704 9,673 159,722 SH   SOLE   159,722 0 0
UNION PAC CORP COM 907818108 462 2,250 SH   SOLE   2,250 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,273 7,880 SH   SOLE   7,880 0 0
UNITEDHEALTH GROUP INC COM 91324P102 4,837 14,029 SH   SOLE   14,029 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 213 1,100 SH   SOLE   1,100 0 0
VERISK ANALYTICS INC COM 92345Y106 239 1,185 SH   SOLE   1,185 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 503 8,585 SH   SOLE   8,585 0 0
VISA INC COM CL A 92826C839 307 1,429 SH   SOLE   1,429 0 0
WALMART INC COM 931142103 12,597 86,426 SH   SOLE   86,426 0 0
WASTE CONNECTIONS INC COM 94106B101 2,536 25,063 SH   SOLE   25,063 0 0
WASTE MGMT INC DEL COM 94106L109 317 2,750 SH   SOLE   2,750 0 0
WELLS FARGO CO NEW COM 949746101 3,264 106,897 SH   SOLE   106,897 0 0
WHEATON PRECIOUS METALS CORP COM 962879102 286 6,346 SH   SOLE   6,346 0 0