The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG000B9ZXB4 1,403,235 12,346 SH   SOLE 0 0 0 12,346
ABBVIE INC COM 00287Y109 BBG0025Y4RY4 1,623,714 8,917 SH   SOLE 0 0 0 8,917
ABRDN SILVER ETF TRUST PHYSCL SILVR SHS 003264108 BBG000NK15L3 224,100 9,412 SH   SOLE 0 0 0 9,412
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG000D9D830 1,402,972 4,048 SH   SOLE 0 0 0 4,048
ADOBE SYSTEMS INCORPORATED COM 00724F101 BBG000BB5006 678,183 1,344 SH   SOLE 0 0 0 1,344
ADVANCED MICRO DEVICES INC COM 007903107 BBG000BBQCY0 1,800,472 9,975 SH   SOLE 0 0 0 9,975
AFLAC INC COM 001055102 BBG000BBBNC6 205,211 2,390 SH   SOLE 0 0 0 2,390
AGILENT TECHNOLOGIES INC COM 00846U101 BBG000C2V3D6 831,870 5,717 SH   SOLE 0 0 0 5,717
ALLSTATE CORP COM 020002101 BBG000BVMGF2 512,914 2,965 SH   SOLE 0 0 0 2,965
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB30 3,547,630 23,300 SH   SOLE 0 0 0 23,300
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JX6 3,056,329 20,250 SH   SOLE 0 0 0 20,250
AMAZON COM INC COM 023135106 BBG000BVPV84 5,073,368 28,126 SH   SOLE 0 0 0 28,126
AMERICAN CENTY ETF TR EMERGING MKT VAL 025072372 BBG012NXXFT5 5,757,695 121,496 SH   SOLE 0 0 0 121,496
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 BBG00Q6ZDX29 7,621,334 131,493 SH   SOLE 0 0 0 131,493
AMERICAN CENTY ETF TR US EQT ETF 025072885 BBG00Q9MPPR2 18,993,242 212,215 SH   SOLE 0 0 0 212,215
AMERICAN CENTY ETF TR US SML CP VALU 025072877 BBG00Q9MQZ44 4,257,339 45,431 SH   SOLE 0 0 0 45,431
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 BBG00Q9MQ620 25,980,934 407,608 SH   SOLE 0 0 0 407,608
AMERICAN EXPRESS CO COM 025816109 BBG000BCQZS4 809,557 3,556 SH   SOLE 0 0 0 3,556
AMERICAN INTL GROUP INC COM NEW 026874784 BBG000BBDZG3 529,655 6,776 SH   SOLE 0 0 0 6,776
AMERICAN TOWER CORP NEW COM 03027X100 BBG000B9XYV2 339,254 1,717 SH   SOLE 0 0 0 1,717
AMGEN INC COM 031162100 BBG000BBS2Y0 808,157 2,842 SH   SOLE 0 0 0 2,842
ANALOG DEVICES INC COM 032654105 BBG000BB6G37 226,668 1,146 SH   SOLE 0 0 0 1,146
ANSYS INC COM 03662Q105 BBG000GXZ4W7 246,831 711 SH   SOLE 0 0 0 711
APPLE INC COM 037833100 BBG000B9XRY4 17,584,636 102,547 SH   SOLE 0 0 0 102,547
APPLIED MATLS INC COM 038222105 BBG000BBPFB9 808,116 3,919 SH   SOLE 0 0 0 3,919
ARISTA NETWORKS INC COM 040413106 BBG000N2HDY5 204,726 706 SH   SOLE 0 0 0 706
ASE TECHNOLOGY HLDG CO LTD SPONSORED ADS 00215W100 BBG00KLHL9W6 403,368 36,703 SH   SOLE 0 0 0 36,703
ASML HOLDING N V N Y REGISTRY SHS N07059210 BBG000K6MRN4 705,572 727 SH   SOLE 0 0 0 727
AT&T INC COM 00206R102 BBG000BSJK37 479,193 27,227 SH   SOLE 0 0 0 27,227
AUTODESK INC COM 052769106 BBG000BM7HL0 356,515 1,369 SH   SOLE 0 0 0 1,369
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG000JG0547 909,825 3,643 SH   SOLE 0 0 0 3,643
BALL CORP COM 058498106 BBG000BDDNH5 864,364 12,832 SH   SOLE 0 0 0 12,832
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 BBG000BXD232 274,191 23,158 SH   SOLE 0 0 0 23,158
BANCO BRADESCO S A SPONSORED ADR 059460402 BBG002QK59T6 51,546 20,135 SH   SOLE 0 0 0 20,135
BANCO BRADESCO S A SP ADR PFD NEW 059460303 BBG000BS6WW3 31,963 11,176 SH   SOLE 0 0 0 11,176
BANCO SANTANDER S.A. ADR 05964H105 BBG000BTJS47 88,916 18,371 SH   SOLE 0 0 0 18,371
BANCOLOMBIA S A SPON ADR PREF 05968L102 BBG000FCN5H1 470,080 13,737 SH   SOLE 0 0 0 13,737
BANK NEW YORK MELLON CORP COM 064058100 BBG000BD8PN9 634,517 11,012 SH   SOLE 0 0 0 11,012
BECTON DICKINSON & CO COM 075887109 BBG000BCZYD3 328,008 1,326 SH   SOLE 0 0 0 1,326
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG000DWG505 2,476,424 5,889 SH   SOLE 0 0 0 5,889
BLACKSTONE INC COM 09260D107 BBG000BH0106 598,522 4,556 SH   SOLE 0 0 0 4,556
BOOKING HOLDINGS INC COM 09857L108 BBG000BLBVN4 642,214 177 SH   SOLE 0 0 0 177
BOSTON SCIENTIFIC CORP COM 101137107 BBG000C0LW92 472,170 6,894 SH   SOLE 0 0 0 6,894
BP PLC SPONSORED ADR 055622104 BBG000BT4FC2 402,855 10,691 SH   SOLE 0 0 0 10,691
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG000DQLV23 447,431 8,251 SH   SOLE 0 0 0 8,251
BROADCOM INC COM 11135F101 BBG00KHY5S69 1,688,405 1,274 SH   SOLE 0 0 0 1,274
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 BBG000PPFKQ7 302,901 1,479 SH   SOLE 0 0 0 1,479
CADENCE DESIGN SYSTEM INC COM 127387108 BBG000C13CD9 446,064 1,433 SH   SOLE 0 0 0 1,433
CARRIER GLOBAL CORPORATION COM 14448C104 BBG00RP5HYS8 318,082 5,472 SH   SOLE 0 0 0 5,472
CATERPILLAR INC COM 149123101 BBG000BF0K17 589,782 1,610 SH   SOLE 0 0 0 1,610
CBRE GROUP INC CL A 12504L109 BBG000C04224 337,715 3,473 SH   SOLE 0 0 0 3,473
CHECK POINT SOFTWARE TECH LT ORD M22465104 BBG000K82ZT8 231,582 1,412 SH   SOLE 0 0 0 1,412
CHEVRON CORP NEW COM 166764100 BBG000K4ND22 581,820 3,688 SH   SOLE 0 0 0 3,688
CHIPOTLE MEXICAN GRILL INC COM 169656105 BBG000QX74T1 401,134 138 SH   SOLE 0 0 0 138
CHUBB LIMITED COM H1467J104 BBG000BR14K5 356,563 1,376 SH   SOLE 0 0 0 1,376
CISCO SYS INC COM 17275R102 BBG000C3J3C9 316,395 6,339 SH   SOLE 0 0 0 6,339
CITIGROUP INC COM NEW 172967424 BBG000FY4S11 483,027 7,638 SH   SOLE 0 0 0 7,638
CME GROUP INC COM 12572Q105 BBG000BHLYP4 320,176 1,487 SH   SOLE 0 0 0 1,487
COCA COLA CO COM 191216100 BBG000BMX289 1,914,637 31,295 SH   SOLE 0 0 0 31,295
COCA-COLA FEMSA SAB DE CV SPONSORD ADR REP 191241108 BBG000BJ87V7 264,687 2,723 SH   SOLE 0 0 0 2,723
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 BBG000BBDV81 290,573 3,965 SH   SOLE 0 0 0 3,965
COLGATE PALMOLIVE CO COM 194162103 BBG000BFQYY3 430,287 4,778 SH   SOLE 0 0 0 4,778
CONSTELLATION BRANDS INC CL A 21036P108 BBG000J1QLT0 377,557 1,389 SH   SOLE 0 0 0 1,389
COPART INC COM 217204106 BBG000BM9RH1 375,843 6,489 SH   SOLE 0 0 0 6,489
CORTEVA INC COM 22052L104 BBG00BN969C1 648,501 11,245 SH   SOLE 0 0 0 11,245
COSTCO WHSL CORP NEW COM 22160K105 BBG000F6H8W8 979,840 1,337 SH   SOLE 0 0 0 1,337
COUPANG INC CL A 22266T109 BBG00XMJRPQ8 242,940 13,656 SH   SOLE 0 0 0 13,656
CROWN CASTLE INC COM 22822V101 BBG000FV1Z23 210,474 1,989 SH   SOLE 0 0 0 1,989
CSX CORP COM 126408103 BBG000BGJRC8 220,797 5,956 SH   SOLE 0 0 0 5,956
CVS HEALTH CORP COM 126650100 BBG000BGRY34 233,154 2,923 SH   SOLE 0 0 0 2,923
DANAHER CORPORATION COM 235851102 BBG000BH3JF8 874,098 3,500 SH   SOLE 0 0 0 3,500
DEERE & CO COM 244199105 BBG000BH1NH9 534,001 1,300 SH   SOLE 0 0 0 1,300
DELL TECHNOLOGIES INC CL C 24703L202 BBG00DW3SZS1 1,913,054 16,765 SH   SOLE 0 0 0 16,765
DIAGEO PLC SPON ADR NEW 25243Q205 BBG000BWZQL7 338,510 2,276 SH   SOLE 0 0 0 2,276
DIGITAL RLTY TR INC COM 253868103 BBG000Q5ZRM7 205,225 1,425 SH   SOLE 0 0 0 1,425
DIGITALOCEAN HLDGS INC COM 25402D102 BBG00ZGF6SS3 1,130,739 29,616 SH   SOLE 0 0 0 29,616
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 BBG011DXXTS9 204,600 3,282 SH   SOLE 0 0 0 3,282
DISNEY WALT CO COM 254687106 BBG000BH4R78 1,748,862 14,293 SH   SOLE 0 0 0 14,293
DOVER CORP COM 260003108 BBG000BHB3M6 873,547 4,930 SH   SOLE 0 0 0 4,930
DUPONT DE NEMOURS INC COM 26614N102 BBG00BN961G4 219,966 2,869 SH   SOLE 0 0 0 2,869
ECOLAB INC COM 278865100 BBG000BHKYH4 227,538 985 SH   SOLE 0 0 0 985
ENTERPRISE PRODS PARTNERS L COM 293792107 BBG000BR3012 589,077 20,188 SH   SOLE 0 0 0 20,188
EQUINIX INC COM 29444U700 BBG000MBDGM6 353,686 429 SH   SOLE 0 0 0 429
EXXON MOBIL CORP COM 30231G102 BBG000GZQ728 1,259,126 10,832 SH   SOLE 0 0 0 10,832
F N B CORP COM 302520101 BBG000BJ9B29 283,551 20,110 SH   SOLE 0 0 0 20,110
FERGUSON PLC NEW SHS G3421J106 BBG00P5M4V07 396,090 1,813 SH   SOLE 0 0 0 1,813
FISERV INC COM 337738108 BBG000BJKPG0 450,852 2,821 SH   SOLE 0 0 0 2,821
FLEXSHARES TR STOX GBL ESG SLT 33939L688 BBG00D9WQB08 229,173 1,407 SH   SOLE 0 0 0 1,407
FMC CORP COM NEW 302491303 BBG000BJP882 311,465 4,890 SH   SOLE 0 0 0 4,890
GENERAL ELECTRIC CO COM NEW 369604301 BBG000BK6MB5 452,516 2,578 SH   SOLE 0 0 0 2,578
GENERAL MLS INC COM 370334104 BBG000BKCFC2 316,891 4,529 SH   SOLE 0 0 0 4,529
GENUINE PARTS CO COM 372460105 BBG000BKL348 276,860 1,787 SH   SOLE 0 0 0 1,787
GERDAU SA SPON ADR REP PFD 373737105 BBG000K91FQ4 144,259 32,638 SH   SOLE 0 0 0 32,638
GILEAD SCIENCES INC COM 375558103 BBG000CKGBP2 351,257 4,795 SH   SOLE 0 0 0 4,795
GOLDMAN SACHS GROUP INC COM 38141G104 BBG000C6CFJ5 558,058 1,336 SH   SOLE 0 0 0 1,336
GRAINGER W W INC COM 384802104 BBG000BKR1D6 1,040,848 1,023 SH   SOLE 0 0 0 1,023
HALLIBURTON CO COM 406216101 BBG000BKTFN2 366,174 9,289 SH   SOLE 0 0 0 9,289
HCA HEALTHCARE INC COM 40412C101 BBG000QW7VC1 398,235 1,194 SH   SOLE 0 0 0 1,194
HERSHEY CO COM 427866108 BBG000BLHRS2 432,719 2,225 SH   SOLE 0 0 0 2,225
HF SINCLAIR CORP COM 403949100 BBG0135B2214 316,339 5,240 SH   SOLE 0 0 0 5,240
HOME DEPOT INC COM 437076102 BBG000BKZB36 1,556,314 4,057 SH   SOLE 0 0 0 4,057
HONDA MOTOR LTD AMERN SHS 438128308 BBG000BL6B45 742,847 19,953 SH   SOLE 0 0 0 19,953
HONEYWELL INTL INC COM 438516106 BBG000H556T9 533,143 2,598 SH   SOLE 0 0 0 2,598
HSBC HLDGS PLC SPON ADR NEW 404280406 BBG000C1K7N0 465,944 11,838 SH   SOLE 0 0 0 11,838
ICICI BANK LIMITED ADR 45104G104 BBG000DRM643 688,522 26,070 SH   SOLE 0 0 0 26,070
ILLINOIS TOOL WKS INC COM 452308109 BBG000BMBL90 501,254 1,868 SH   SOLE 0 0 0 1,868
INFOSYS LTD SPONSORED ADR 456788108 BBG000BSGQL7 348,761 19,451 SH   SOLE 0 0 0 19,451
INTEL CORP COM 458140100 BBG000C0G1D1 1,337,336 30,277 SH   SOLE 0 0 0 30,277
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG000BLNNH6 1,500,553 7,858 SH   SOLE 0 0 0 7,858
INTUIT COM 461202103 BBG000BH5DV1 1,103,188 1,697 SH   SOLE 0 0 0 1,697
INTUITIVE SURGICAL INC COM NEW 46120E602 BBG000BJPDZ1 390,310 978 SH   SOLE 0 0 0 978
INVESCO QQQ TR UNIT SER 1 46090E103 BBG000BSWKH7 1,309,690 2,950 SH   SOLE 0 0 0 2,950
IQVIA HLDGS INC COM 46266C105 BBG00333FYS2 276,662 1,094 SH   SOLE 0 0 0 1,094
ISHARES GOLD TR ISHARES NEW 464285204 BBG000QLKDR4 6,495,796 154,625 SH   SOLE 0 0 0 154,625
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3CQ0 11,879,957 230,232 SH   SOLE 0 0 0 230,232
ISHARES INC ESG AWR MSCI EM 46434G863 BBG00D7BDH61 492,249 15,273 SH   SOLE 0 0 0 15,273
ISHARES TR ESG AW MSCI EAFE 46435G516 BBG00D7BBRR8 6,767,418 84,688 SH   SOLE 0 0 0 84,688
ISHARES TR CORE S&P500 ETF 464287200 BBG000BVZ4F5 89,061,500 169,405 SH   SOLE 0 0 0 169,405
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TR19 17,525,639 236,131 SH   SOLE 0 0 0 236,131
ISHARES TR IBONDS 25 TRM HG 46435U168 BBG00P3CSJR3 202,868 8,677 SH   SOLE 0 0 0 8,677
ISHARES TR RUS 1000 VAL ETF 464287598 BBG000CG9VP5 684,200 3,820 SH   SOLE 0 0 0 3,820
ISHARES TR ESG SCRND S&P500 46436E569 BBG00XDJC6J4 4,434,955 110,078 SH   SOLE 0 0 0 110,078
ISHARES TR NATIONAL MUN ETF 464288414 BBG000TC0WT9 345,942 3,215 SH   SOLE 0 0 0 3,215
ISHARES TR MSCI EMG MKT ETF 464287234 BBG000M0P5L2 2,379,156 57,915 SH   SOLE 0 0 0 57,915
ISHARES TR MSCI EAFE ETF 464287465 BBG000D2KQ55 7,076,112 88,606 SH   SOLE 0 0 0 88,606
ISHARES TR CORE MSCI INTL 46435G326 BBG00G9DLZX9 12,383,337 184,468 SH   SOLE 0 0 0 184,468
ISHARES TR CORE US AGGBD ET 464287226 BBG000Q123R0 659,923 6,738 SH   SOLE 0 0 0 6,738
ISHARES TR IBONDS 29 TR HI 46436E379 BBG015STX836 202,080 8,647 SH   SOLE 0 0 0 8,647
ISHARES TR INTERNATIONAL SL 46434V266 BBG008LP7B56 1,002,361 30,393 SH   SOLE 0 0 0 30,393
ISHARES TR 3 7 YR TREAS BD 464288661 BBG000QN0RR1 766,778 6,621 SH   SOLE 0 0 0 6,621
ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2FJ1 311,503 3,727 SH   SOLE 0 0 0 3,727
ISHARES TR IBONDS 28 TR HI 46436E387 BBG015SSQP29 201,214 8,621 SH   SOLE 0 0 0 8,621
ISHARES TR CORE S&P TTL STK 464287150 BBG000HSHTP0 430,336 3,732 SH   SOLE 0 0 0 3,732
ISHARES TR GRWT ALLOCAT ETF 464289867 BBG000KD76D3 7,499,417 134,712 SH   SOLE 0 0 0 134,712
ISHARES TR CORE S&P SCP ETF 464287804 BBG000BWCNN7 335,207 3,033 SH   SOLE 0 0 0 3,033
ISHARES TR MSCI LW CRB TG 46434V464 BBG007PGJH67 4,064,758 22,646 SH   SOLE 0 0 0 22,646
ISHARES TR CORE S&P MCP ETF 464287507 BBG000BWC7P0 10,361,398 170,586 SH   SOLE 0 0 0 170,586
ISHARES TR RUSSELL 2000 ETF 464287655 BBG000CGC9C4 8,446,458 40,164 SH   SOLE 0 0 0 40,164
ISHARES TR IBONDS DEC25 ETF 46434VBD1 BBG0088JX9G9 202,474 8,161 SH   SOLE 0 0 0 8,161
ISHARES TR IBONDS 24 TRM HG 46435U184 BBG00P3CTH87 200,999 8,621 SH   SOLE 0 0 0 8,621
ISHARES TR ESG AWARE MSCI 46435U663 BBG00KK876G7 554,719 13,775 SH   SOLE 0 0 0 13,775
ISHARES TR MSCI ACWI ETF 464288257 BBG000TH6VB3 3,510,461 31,876 SH   SOLE 0 0 0 31,876
ISHARES TR RUS 1000 GRW ETF 464287614 BBG000BTR7Z0 1,057,610 3,138 SH   SOLE 0 0 0 3,138
ISHARES TR RUS 1000 ETF 464287622 BBG000CF7ZN2 404,970 1,406 SH   SOLE 0 0 0 1,406
ISHARES TR IBONDS 2026 TERM 46436E528 BBG00Y1B7WC8 201,752 8,749 SH   SOLE 0 0 0 8,749
ISHARES TR BROAD USD HIGH 46435U853 BBG00J2DRZT9 203,623 5,565 SH   SOLE 0 0 0 5,565
ISHARES TR IBONDS 2027 TERM 46436E478 BBG011MMQVF0 200,718 9,017 SH   SOLE 0 0 0 9,017
ISHARES TR TRS FLT RT BD 46434V860 BBG005YTNMT2 264,509 5,218 SH   SOLE 0 0 0 5,218
JD.COM INC SPON ADR CL A 47215P106 BBG005YHY0Q7 229,336 8,373 SH   SOLE 0 0 0 8,373
JOHNSON & JOHNSON COM 478160104 BBG000BMHYD1 1,185,981 7,497 SH   SOLE 0 0 0 7,497
JOHNSON CTLS INTL PLC SHS G51502105 BBG000BVWLJ6 226,924 3,474 SH   SOLE 0 0 0 3,474
JPMORGAN CHASE & CO COM 46625H100 BBG000DMBXR2 2,209,835 11,033 SH   SOLE 0 0 0 11,033
KEURIG DR PEPPER INC COM 49271V100 BBG000TJM7F0 242,824 7,917 SH   SOLE 0 0 0 7,917
KIMBERLY-CLARK CORP COM 494368103 BBG000BMW2Z0 215,639 1,667 SH   SOLE 0 0 0 1,667
KLA CORP COM NEW 482480100 BBG000BMTFR4 204,681 293 SH   SOLE 0 0 0 293
KT CORP SPONSORED ADR 48268K101 BBG000KG5F93 225,974 16,118 SH   SOLE 0 0 0 16,118
LAM RESEARCH CORP COM 512807108 BBG000BNFLM9 876,356 902 SH   SOLE 0 0 0 902
LILLY ELI & CO COM 532457108 BBG000BNBDC2 2,394,784 3,078 SH   SOLE 0 0 0 3,078
LINDE PLC SHS G54950103 BBG01FND0CC1 2,399,606 5,168 SH   SOLE 0 0 0 5,168
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 BBG000C3VPQ1 117,244 45,268 SH   SOLE 0 0 0 45,268
LOWES COS INC COM 548661107 BBG000BNDN65 451,318 1,772 SH   SOLE 0 0 0 1,772
LUMEN TECHNOLOGIES INC COM 550241103 BBG000BGLRN3 273,195 175,125 SH   SOLE 0 0 0 175,125
M/I HOMES INC COM 55305B101 BBG000BL9MZ4 327,096 2,400 SH   SOLE 0 0 0 2,400
MARSH & MCLENNAN COS INC COM 571748102 BBG000BP4MH0 205,156 996 SH   SOLE 0 0 0 996
MARTIN MARIETTA MATLS INC COM 573284106 BBG000BGYMH7 355,493 579 SH   SOLE 0 0 0 579
MASTERCARD INCORPORATED CL A 57636Q104 BBG000F1ZSQ2 907,976 1,885 SH   SOLE 0 0 0 1,885
MCDONALDS CORP COM 580135101 BBG000BNSZP1 1,023,195 3,629 SH   SOLE 0 0 0 3,629
MEDTRONIC PLC SHS G5960L103 BBG000BNWG87 715,872 8,214 SH   SOLE 0 0 0 8,214
MERCADOLIBRE INC COM 58733R102 BBG000GQPB11 294,832 195 SH   SOLE 0 0 0 195
MERCK & CO INC COM 58933Y105 BBG000BPD168 1,930,594 14,631 SH   SOLE 0 0 0 14,631
META PLATFORMS INC CL A 30303M102 BBG000MM2P62 2,061,364 4,245 SH   SOLE 0 0 0 4,245
MICRON TECHNOLOGY INC COM 595112103 BBG000C5Z1S3 377,487 3,202 SH   SOLE 0 0 0 3,202
MICROSOFT CORP COM 594918104 BBG000BPH459 7,163,270 17,026 SH   SOLE 0 0 0 17,026
MICROVISION INC DEL COM NEW 594960304 BBG000BVKXQ5 368,000 200,000 SH   SOLE 0 0 0 200,000
MONDELEZ INTL INC CL A 609207105 BBG000D4LWF6 263,213 3,760 SH   SOLE 0 0 0 3,760
MOODYS CORP COM 615369105 BBG000F86GP6 424,704 1,081 SH   SOLE 0 0 0 1,081
MORGAN STANLEY COM NEW 617446448 BBG000BLZRJ2 445,188 4,728 SH   SOLE 0 0 0 4,728
MOTOROLA SOLUTIONS INC COM NEW 620076307 BBG000BP8Z50 258,425 728 SH   SOLE 0 0 0 728
MPLX LP COM UNIT REP LTD 55336V100 BBG0035TJGV4 223,429 5,376 SH   SOLE 0 0 0 5,376
NETFLIX INC COM 64110L106 BBG000CL9VN6 902,492 1,486 SH   SOLE 0 0 0 1,486
NEXTERA ENERGY INC COM 65339F101 BBG000BJSBJ0 395,855 6,194 SH   SOLE 0 0 0 6,194
NIKE INC CL B 654106103 BBG000C5HS04 327,497 3,485 SH   SOLE 0 0 0 3,485
NIO INC SPON ADS 62914V106 BBG00LPXZB46 46,306 10,290 SH   SOLE 0 0 0 10,290
NOKIA CORP SPONSORED ADR 654902204 BBG000BNGBW9 75,363 21,289 SH   SOLE 0 0 0 21,289
NOMURA HLDGS INC SPONSORED ADR 65535H208 BBG000BZPXB7 530,895 82,694 SH   SOLE 0 0 0 82,694
NOVARTIS AG SPONSORED ADR 66987V109 BBG000LYF3S8 732,784 7,576 SH   SOLE 0 0 0 7,576
NOVO-NORDISK A S ADR 670100205 BBG000BQBKR3 1,113,489 8,672 SH   SOLE 0 0 0 8,672
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 BBG00FJ5H9S6 6,398,066 164,644 SH   SOLE 0 0 0 164,644
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 BBG00FJ5HW78 4,802,236 115,466 SH   SOLE 0 0 0 115,466
NVIDIA CORPORATION COM 67066G104 BBG000BBJQV0 5,949,528 6,585 SH   SOLE 0 0 0 6,585
NXP SEMICONDUCTORS N V COM N6596X109 BBG000BND699 337,711 1,363 SH   SOLE 0 0 0 1,363
ONEOK INC NEW COM 682680103 BBG000BQHGR6 214,375 2,674 SH   SOLE 0 0 0 2,674
ORACLE CORP COM 68389X105 BBG000BQLTW7 1,335,486 10,632 SH   SOLE 0 0 0 10,632
OTIS WORLDWIDE CORP COM 68902V107 BBG00RP60KV0 317,647 3,200 SH   SOLE 0 0 0 3,200
PACCAR INC COM 693718108 BBG000BQVTF5 429,476 3,467 SH   SOLE 0 0 0 3,467
PENTAIR PLC SHS G7S00T104 BBG000C221G9 244,810 2,865 SH   SOLE 0 0 0 2,865
PEPSICO INC COM 713448108 BBG000DH7JK6 2,762,550 15,785 SH   SOLE 0 0 0 15,785
PFIZER INC COM 717081103 BBG000BR2B91 1,402,212 50,530 SH   SOLE 0 0 0 50,530
PHILIP MORRIS INTL INC COM 718172109 BBG000J2XL74 363,142 3,964 SH   SOLE 0 0 0 3,964
PIEDMONT OFFICE REALTY TR IN COM CL A 720190206 BBG000JVJ8N7 351,472 49,996 SH   SOLE 0 0 0 49,996
PNC FINL SVCS GROUP INC COM 693475105 BBG000BRD0D8 586,531 3,630 SH   SOLE 0 0 0 3,630
PRICE T ROWE GROUP INC COM 74144T108 BBG000BVMPN3 202,631 1,662 SH   SOLE 0 0 0 1,662
PROCTER AND GAMBLE CO COM 742718109 BBG000BR2TH3 4,544,741 28,011 SH   SOLE 0 0 0 28,011
PROGRESSIVE CORP COM 743315103 BBG000BR37X2 239,418 1,158 SH   SOLE 0 0 0 1,158
PROLOGIS INC. COM 74340W103 BBG000B9Z0J8 423,899 3,255 SH   SOLE 0 0 0 3,255
PRUDENTIAL FINL INC COM 744320102 BBG000HCJMF9 299,541 2,551 SH   SOLE 0 0 0 2,551
PTC INC COM 69370C100 BBG000C2VBB0 227,862 1,206 SH   SOLE 0 0 0 1,206
QUALCOMM INC COM 747525103 BBG000CGC1X8 882,092 5,211 SH   SOLE 0 0 0 5,211
QUANTA SVCS INC COM 74762E102 BBG000BBL8V7 271,751 1,046 SH   SOLE 0 0 0 1,046
RAYTHEON TECHNOLOGIES CORP COM 75513E101 BBG000BW8S60 229,196 2,350 SH   SOLE 0 0 0 2,350
RBB FD INC US TREAS 3 MNTH 74933W452 BBG01922X0X9 410,046 8,196 SH   SOLE 0 0 0 8,196
RELIANCE STEEL & ALUMINUM CO COM 759509102 BBG000CJ2181 443,682 1,328 SH   SOLE 0 0 0 1,328
RELX PLC SPONSORED ADR 759530108 BBG000BVXCM1 381,533 8,813 SH   SOLE 0 0 0 8,813
ROCKWELL AUTOMATION INC COM 773903109 BBG000BBCDZ2 261,641 898 SH   SOLE 0 0 0 898
RPM INTL INC COM 749685103 BBG000DCNK80 344,191 2,894 SH   SOLE 0 0 0 2,894
RYERSON HLDG CORP COM 783754104 BBG000Q7V224 330,310 9,860 SH   SOLE 0 0 0 9,860
S&P GLOBAL INC COM 78409V104 BBG000BP1Q11 475,764 1,118 SH   SOLE 0 0 0 1,118
SALESFORCE INC COM 79466L302 BBG000BN2DC2 966,788 3,210 SH   SOLE 0 0 0 3,210
SANOFI SPONSORED ADR 80105N105 BBG000BBD5N1 270,896 5,574 SH   SOLE 0 0 0 5,574
SAP SE SPON ADR 803054204 BBG000BDSLD7 211,218 1,083 SH   SOLE 0 0 0 1,083
SCHWAB CHARLES CORP COM 808513105 BBG000BSLZY7 326,198 4,509 SH   SOLE 0 0 0 4,509
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG000PS05G1 619,683 9,985 SH   SOLE 0 0 0 9,985
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG000Q5QG14 676,502 26,792 SH   SOLE 0 0 0 26,792
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG000PS0FX0 334,640 6,796 SH   SOLE 0 0 0 6,796
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG000PRZSP5 1,837,944 30,106 SH   SOLE 0 0 0 30,106
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWKW5 212,206 2,632 SH   SOLE 0 0 0 2,632
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG000PS0RP3 2,862,385 73,357 SH   SOLE 0 0 0 73,357
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG000BJ29X7 249,182 5,916 SH   SOLE 0 0 0 5,916
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG000BJ7007 272,442 1,308 SH   SOLE 0 0 0 1,308
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 BBG000BJ2RF7 237,057 1,882 SH   SOLE 0 0 0 1,882
SERVICENOW INC COM 81762P102 BBG000M1R011 492,511 646 SH   SOLE 0 0 0 646
SHERWIN WILLIAMS CO COM 824348106 BBG000BSXQV7 315,464 908 SH   SOLE 0 0 0 908
SHINHAN FINANCIAL GROUP CO L SPN ADR RESTRD 824596100 BBG000BF95M8 288,659 8,134 SH   SOLE 0 0 0 8,134
SIBANYE STILLWATER LTD SPONSORED ADR 82575P107 BBG00RRGP445 124,141 26,357 SH   SOLE 0 0 0 26,357
SPDR GOLD TR GOLD SHS 78463V107 BBG000CRF6Q8 678,465 3,298 SH   SOLE 0 0 0 3,298
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 BBG000Q8SV13 1,087,314 30,338 SH   SOLE 0 0 0 30,338
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG000BDTBL9 24,875,094 47,556 SH   SOLE 0 0 0 47,556
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 BBG000BBNQB7 544,716 979 SH   SOLE 0 0 0 979
SPDR SER TR S&P DIVID ETF 78464A763 BBG000KN18M3 271,535 2,069 SH   SOLE 0 0 0 2,069
SPDR SER TR BLOOMBERG HIGH Y 78468R622 BBG000NXDKM8 352,291 3,701 SH   SOLE 0 0 0 3,701
SPROTT PHYSICAL GOLD TR UNIT 85207H104 BBG000Q83F79 391,395 22,624 SH   SOLE 0 0 0 22,624
STERLING INFRASTRUCTURE INC COM 859241101 BBG000JD6TN5 592,365 5,370 SH   SOLE 0 0 0 5,370
STRYKER CORPORATION COM 863667101 BBG000DN7P92 331,601 927 SH   SOLE 0 0 0 927
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 BBG000PMKCQ6 212,201 18,029 SH   SOLE 0 0 0 18,029
SYNOPSYS INC COM 871607107 BBG000BSFRF3 346,900 607 SH   SOLE 0 0 0 607
SYSCO CORP COM 871829107 BBG000BTVJ25 368,060 4,534 SH   SOLE 0 0 0 4,534
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 BBG000BD8ZK0 1,078,572 7,928 SH   SOLE 0 0 0 7,928
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205 BBG000LF8708 311,547 22,430 SH   SOLE 0 0 0 22,430
TARGET CORP COM 87612E106 BBG000H8TVT2 535,911 3,024 SH   SOLE 0 0 0 3,024
TAYLOR MORRISON HOME CORP COM 87724P106 BBG003PGJHP5 265,466 4,270 SH   SOLE 0 0 0 4,270
TELEFONICA BRASIL SA NEW ADR 87936R205 BBG00Y6FQHK7 214,058 21,257 SH   SOLE 0 0 0 21,257
TELEFONICA S A SPONSORED ADR 879382208 BBG000BV2R33 123,943 28,105 SH   SOLE 0 0 0 28,105
TESLA INC COM 88160R101 BBG000N9MNX3 627,395 3,569 SH   SOLE 0 0 0 3,569
THE CIGNA GROUP COM 125523100 BBG00KXRCDP0 532,939 1,467 SH   SOLE 0 0 0 1,467
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG000BVDLH9 654,096 1,125 SH   SOLE 0 0 0 1,125
TJX COS INC NEW COM 872540109 BBG000BV8DN6 578,802 5,707 SH   SOLE 0 0 0 5,707
T-MOBILE US INC COM 872590104 BBG000NDV1D4 411,779 2,523 SH   SOLE 0 0 0 2,523
TRAVELERS COMPANIES INC COM 89417E109 BBG000BJ81C1 1,433,543 6,229 SH   SOLE 0 0 0 6,229
TRUIST FINL CORP COM 89832Q109 BBG000BYYLS8 427,761 10,974 SH   SOLE 0 0 0 10,974
TYSON FOODS INC CL A 902494103 BBG000DKCC19 483,524 8,233 SH   SOLE 0 0 0 8,233
UBER TECHNOLOGIES INC COM 90353T100 BBG002B04MT8 567,108 7,366 SH   SOLE 0 0 0 7,366
UNILEVER PLC SPON ADR NEW 904767704 BBG000BW1442 376,801 7,507 SH   SOLE 0 0 0 7,507
UNION PAC CORP COM 907818108 BBG000BW3299 1,020,595 4,150 SH   SOLE 0 0 0 4,150
UNITED MICROELECTRONICS CORP SPON ADR NEW 910873405 BBG000BR4TH1 294,783 36,438 SH   SOLE 0 0 0 36,438
UNITED RENTALS INC COM 911363109 BBG000BXMFC3 332,432 461 SH   SOLE 0 0 0 461
UNITEDHEALTH GROUP INC COM 91324P102 BBG000CH5208 976,592 1,974 SH   SOLE 0 0 0 1,974
US BANCORP DEL COM NEW 902973304 BBG000FFDM15 410,960 9,194 SH   SOLE 0 0 0 9,194
V F CORP COM 918204108 BBG000BWCKB6 160,978 10,494 SH   SOLE 0 0 0 10,494
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG000HR9779 3,193,994 12,289 SH   SOLE 0 0 0 12,289
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG000HX5MQ6 958,632 4,996 SH   SOLE 0 0 0 4,996
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG000HT3Z79 1,089,785 4,767 SH   SOLE 0 0 0 4,767
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG0015VYNT4 5,507,891 11,458 SH   SOLE 0 0 0 11,458
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG000HT5K89 1,345,054 5,159 SH   SOLE 0 0 0 5,159
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 BBG000LNZ4P1 376,480 2,148 SH   SOLE 0 0 0 2,148
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG000HT2CB6 220,288 640 SH   SOLE 0 0 0 640
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG000HX76S7 617,770 2,472 SH   SOLE 0 0 0 2,472
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG000HSZ812 779,220 3,250 SH   SOLE 0 0 0 3,250
VANGUARD INDEX FDS VALUE ETF 922908744 BBG000HWV1X7 201,132 1,235 SH   SOLE 0 0 0 1,235
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG000HT88C8 2,293,586 54,910 SH   SOLE 0 0 0 54,910
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG000GM5FZ6 1,278,749 11,572 SH   SOLE 0 0 0 11,572
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRW2 35,959,726 710,667 SH   SOLE 0 0 0 710,667
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 BBG000PX0963 21,087,829 360,168 SH   SOLE 0 0 0 360,168
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG000P5G869 696,187 3,812 SH   SOLE 0 0 0 3,812
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG000QVFB47 4,736,745 94,414 SH   SOLE 0 0 0 94,414
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG000QBYWJ8 366,116 3,026 SH   SOLE 0 0 0 3,026
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 BBG000V1FF75 18,085,315 151,329 SH   SOLE 0 0 0 151,329
VANGUARD WORLD FD ESG US STK ETF 921910733 BBG00M0P2RX7 6,863,257 73,648 SH   SOLE 0 0 0 73,648
VANGUARD WORLD FDS INF TECH ETF 92204A702 BBG000HSZQ76 222,320 424 SH   SOLE 0 0 0 424
VANGUARD WORLD FDS ENERGY ETF 92204A306 BBG000HTG205 367,311 2,789 SH   SOLE 0 0 0 2,789
VERISK ANALYTICS INC COM 92345Y106 BBG000BCZL41 254,575 1,080 SH   SOLE 0 0 0 1,080
VERIZON COMMUNICATIONS INC COM 92343V104 BBG000HS77T5 685,796 16,344 SH   SOLE 0 0 0 16,344
VISA INC COM CL A 92826C839 BBG000PSKYX7 1,492,992 5,350 SH   SOLE 0 0 0 5,350
VULCAN MATLS CO COM 929160109 BBG000BWGYF8 311,430 1,141 SH   SOLE 0 0 0 1,141
WABTEC COM 929740108 BBG000BDD940 525,785 3,609 SH   SOLE 0 0 0 3,609
WALKER & DUNLOP INC COM 93148P102 BBG000K8K0L3 1,831,409 18,122 SH   SOLE 0 0 0 18,122
WALMART INC COM 931142103 BBG000BWXBC2 677,701 11,263 SH   SOLE 0 0 0 11,263
WASTE CONNECTIONS INC COM 94106B101 BBG000FLHZZ2 213,808 1,243 SH   SOLE 0 0 0 1,243
WEYERHAEUSER CO MTN BE COM NEW 962166104 BBG000BX3BL3 218,158 6,075 SH   SOLE 0 0 0 6,075
WIPRO LTD SPON ADR 1 SH 97651M109 BBG000BDFT17 493,576 85,839 SH   SOLE 0 0 0 85,839
WOORI FINL GROUP INC SPONSORED ADS 981064108 BBG00MYXJJ27 297,694 9,180 SH   SOLE 0 0 0 9,180
WORKDAY INC CL A 98138H101 BBG000VC0T95 352,666 1,293 SH   SOLE 0 0 0 1,293
XYLEM INC COM 98419M100 BBG001D8R5D0 249,086 1,927 SH   SOLE 0 0 0 1,927