The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 616 179 SH   SOLE   0 0 179
VIACOMCBS INC CL B 92556H206 410 9,078 SH   SOLE   0 0 9,078
INVESCO QQQ TR UNIT SER 1 46090E103 4,645 13,107 SH   SOLE   0 0 13,107
ISHARES GOLD TR ISHARES NEW 464285204 3,799 112,689 SH   SOLE   0 0 112,689
JOHNSON & JOHNSON COM 478160104 553 3,356 SH   SOLE   0 0 3,356
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 298 3,389 SH   SOLE   0 0 3,389
INVESCO EXCHANGE TRADED FD T S&P MDCP400 EQ 46137V225 4,961 54,053 SH   SOLE   0 0 54,053
FIRST TR EXCHANGE TRADED FD TECH ALPHADEX 33734X176 4,340 34,957 SH   SOLE   0 0 34,957
SPDR SER TR NUVEEN BLMBRG SR 78468R739 3,496 70,551 SH   SOLE   0 0 70,551
ARBOR REALTY TRUST INC COM 038923108 204 11,465 SH   SOLE   0 0 11,465
OCCIDENTAL PETE CORP COM 674599105 598 19,112 SH   SOLE   0 0 19,112
UNITED RENTALS INC COM 911363109 467 1,465 SH   SOLE   0 0 1,465
FIRST TR EXCHANGE-TRADED FD NASDAQ TRANSN 33738R795 8,655 254,643 SH   SOLE   0 0 254,643
DIREXION SHS ETF TR DLY TECH BULL 3X 25459W102 348 6,250 SH   SOLE   0 0 6,250
FEDEX CORP COM 31428X106 522 1,750 SH   SOLE   0 0 1,750
ISHARES TR IBONDS DEC2023 46435G318 4,870 186,529 SH   SOLE   0 0 186,529
HOME DEPOT INC COM 437076102 5,256 16,481 SH   SOLE   0 0 16,481
AUTOMATIC DATA PROCESSING IN COM 053015103 1,553 7,819 SH   SOLE   0 0 7,819
PIMCO ETF TR 1-5 US TIP IDX 72201R205 16,634 302,103 SH   SOLE   0 0 302,103
FIRST TR EXCHANGE TRADED FD CONSUMR DISCRE 33734X101 8,785 144,688 SH   SOLE   0 0 144,688
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 579 3,583 SH   SOLE   0 0 3,583
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,359 13,029 SH   SOLE   0 0 13,029
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 263 2,525 SH   SOLE   0 0 2,525
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 227 817 SH   SOLE   0 0 817
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 319 9,699 SH   SOLE   0 0 9,699
ISHARES TR IBONDS DEC 46435U697 2,724 100,926 SH   SOLE   0 0 100,926
MICROSOFT CORP COM 594918104 6,343 23,413 SH   SOLE   0 0 23,413
LENNAR CORP CL A 526057104 463 4,658 SH   SOLE   0 0 4,658
CANADIAN NAT RES LTD COM 136385101 414 11,408 SH   SOLE   0 0 11,408
EXCHANGE LISTED FDS TR HIGH YIELD ETF 30151E814 214 6,576 SH   SOLE   0 0 6,576
SIMON PPTY GROUP INC NEW COM 828806109 481 3,684 SH   SOLE   0 0 3,684
NIKE INC CL B 654106103 4,550 29,453 SH   SOLE   0 0 29,453
ALIGN TECHNOLOGY INC COM 016255101 548 897 SH   SOLE   0 0 897
MODERNA INC COM 60770K107 538 2,290 SH   SOLE   0 0 2,290
VANGUARD WORLD FDS INF TECH ETF 92204A702 823 2,064 SH   SOLE   0 0 2,064
SCHWAB STRATEGIC TR US TIPS ETF 808524870 4,093 65,471 SH   SOLE   0 0 65,471
ROYAL CARIBBEAN GROUP COM V7780T103 474 5,556 SH   SOLE   0 0 5,556
DOW INC COM 260557103 4,163 65,791 SH   SOLE   0 0 65,791
FIRST TR EXCHANGE TRADED FD INDLS PROD DUR 33734X150 751 12,724 SH   SOLE   0 0 12,724
LYFT INC CL A COM 55087P104 366 6,054 SH   SOLE   0 0 6,054
KKR & CO INC COM 48251W104 351 5,924 SH   SOLE   0 0 5,924
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 4,245 23,323 SH   SOLE   0 0 23,323
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 242 614 SH   SOLE   0 0 614
INDEXIQ ETF TR IQ REAL RTN ETF 45409B602 47,483 1,733,278 SH   SOLE   0 0 1,733,278
FIFTH THIRD BANCORP COM 316773100 330 8,620 SH   SOLE   0 0 8,620
AVANTOR INC COM 05352A100 578 16,266 SH   SOLE   0 0 16,266
CROWDSTRIKE HLDGS INC CL A 22788C105 639 2,543 SH   SOLE   0 0 2,543
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 342 2,271 SH   SOLE   0 0 2,271
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 4,368 21,056 SH   SOLE   0 0 21,056
FREEPORT-MCMORAN INC CL B 35671D857 519 13,993 SH   SOLE   0 0 13,993
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 435 7,144 SH   SOLE   0 0 7,144
9 METERS BIOPHARMA INC COM 654405109 11 10,000 SH   SOLE   0 0 10,000
VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869 3,763 18,747 SH   SOLE   0 0 18,747
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794 3,905 17,076 SH   SOLE   0 0 17,076
CAESARS ENTERTAINMENT INC NE COM 12769G100 547 5,268 SH   SOLE   0 0 5,268
ISHARES TR MSCI USA MIN VOL 46429B697 93,568 1,271,127 SH   SOLE   0 0 1,271,127
SVB FINANCIAL GROUP COM 78486Q101 559 1,004 SH   SOLE   0 0 1,004
ZEBRA TECHNOLOGIES CORPORATI CL A 989207105 276 522 SH   SOLE   0 0 522
ALPS ETF TR SECTR DIV DOGS 00162Q858 1,217 22,982 SH   SOLE   0 0 22,982
NUSTAR ENERGY LP UNIT COM 67058H102 287 15,874 SH   SOLE   0 0 15,874
MAGNA INTL INC COM 559222401 423 4,569 SH   SOLE   0 0 4,569
ISHARES TR ISHS 1-5YR INVS 464288646 221 4,023 SH   SOLE   0 0 4,023
INDEXIQ ETF TR IQ HEDGMKT NUT 45409B503 8,244 301,092 SH   SOLE   0 0 301,092
CHURCH & DWIGHT INC COM 171340102 233 2,735 SH   SOLE   0 0 2,735
STRYKER CORPORATION COM 863667101 216 830 SH   SOLE   0 0 830
GENERAL DYNAMICS CORP COM 369550108 213 1,134 SH   SOLE   0 0 1,134
DISCOVER FINL SVCS COM 254709108 588 4,973 SH   SOLE   0 0 4,973
CISCO SYS INC COM 17275R102 279 5,265 SH   SOLE   0 0 5,265
CAPITAL ONE FINL CORP COM 14040H105 449 2,905 SH   SOLE   0 0 2,905
1ST CONSTITUTION BANCORP COM 31986N102 1,252 60,532 SH   SOLE   0 0 60,532
GENERAL ELECTRIC CO COM 369604103 1,999 148,487 SH   SOLE   0 0 148,487
ISHARES TR IBOXX HI YD ETF 464288513 44,514 505,608 SH   SOLE   0 0 505,608
NOKIA CORP SPONSORED ADR 654902204 53 10,000 SH   SOLE   0 0 10,000
EXPEDIA GROUP INC COM NEW 30212P303 454 2,776 SH   SOLE   0 0 2,776
CNH INDL N V SHS N20944109 509 30,422 SH   SOLE   0 0 30,422
PROSHARES TR S&P 500 DV ARIST 74348A467 987 10,886 SH   SOLE   0 0 10,886
ISHARES TR IBONDS DEC2026 46435GAA0 7,969 299,477 SH   SOLE   0 0 299,477
UNION PAC CORP COM 907818108 1,147 5,214 SH   SOLE   0 0 5,214
INVESCO EXCHANGE TRADED FD T DWA MOMENTUM 46137V837 56,072 625,665 SH   SOLE   0 0 625,665
CHEVRON CORP NEW COM 166764100 351 3,349 SH   SOLE   0 0 3,349
ALBEMARLE CORP COM 012653101 551 3,268 SH   SOLE   0 0 3,268
WALMART INC COM 931142103 240 1,704 SH   SOLE   0 0 1,704
INTERNATIONAL BUSINESS MACHS COM 459200101 363 2,479 SH   SOLE   0 0 2,479
TARGET CORP COM 87612E106 599 2,480 SH   SOLE   0 0 2,480
CATERPILLAR INC COM 149123101 3,963 18,211 SH   SOLE   0 0 18,211
APPLIED MATLS INC COM 038222105 390 2,741 SH   SOLE   0 0 2,741
ISHARES TR CORE US AGGBD ET 464287226 1,238 10,730 SH   SOLE   0 0 10,730
ISHARES TR BLACKROCK ULTRA 46434V878 1,920 38,003 SH   SOLE   0 0 38,003
NUCOR CORP COM 670346105 319 3,328 SH   SOLE   0 0 3,328
INVESCO EXCH TRADED FD TR II DWA EMERG MKTS 46138E867 11,948 436,877 SH   SOLE   0 0 436,877
PARKER-HANNIFIN CORP COM 701094104 474 1,542 SH   SOLE   0 0 1,542
EXXON MOBIL CORP COM 30231G102 1,756 27,845 SH   SOLE   0 0 27,845
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 31 12,000 SH   SOLE   0 0 12,000
DEERE & CO COM 244199105 366 1,039 SH   SOLE   0 0 1,039
ISHARES TR IBONDS DEC21 ETF 46434VBK5 7,872 317,691 SH   SOLE   0 0 317,691
ISHARES TR IBONDS DEC22 ETF 46434VBA7 8,014 315,503 SH   SOLE   0 0 315,503
PAYPAL HLDGS INC COM 70450Y103 328 1,125 SH   SOLE   0 0 1,125
ISHARES TR GL CLEAN ENE ETF 464288224 250 10,673 SH   SOLE   0 0 10,673
APPLE INC COM 037833100 3,718 27,143 SH   SOLE   0 0 27,143
ISHARES TR IBONDS DEC2021 46435G789 5,083 198,261 SH   SOLE   0 0 198,261
ISHARES TR IBONDS DEC2022 46435G755 5,138 195,655 SH   SOLE   0 0 195,655
ISHARES TR IBONDS DEC23 ETF 46434VAX8 8,125 311,601 SH   SOLE   0 0 311,601
ISHARES TR IBONDS DEC25 ETF 46434VBD1 8,303 307,633 SH   SOLE   0 0 307,633
ISHARES TR IBONDS DEC24 ETF 46434VBG4 8,197 310,834 SH   SOLE   0 0 310,834