The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 210 5,985 SH   SOLE 5,985 0 0
CHELSEA THERAPEUTICS INTL LT COM 163428105 55 12,500 SH   SOLE 12,500 0 0
EXXON MOBIL CORP COM 30231G102 1,016 10,037 SH   SOLE 10,037 0 0
FIRST TR S&P REIT INDEX FD COM 33734G108 4,678 266,715 SH   SOLE 266,715 0 0
INDEXIQ ETF TR IQ HEDGMKT NUT 45409B503 6,177 242,413 SH   SOLE 242,413 0 0
INDEXIQ ETF TR IQ REAL RTN ETF 45409B602 8,589 332,513 SH   SOLE 332,513 0 0
ISHARES 1-3 YR CR BD ETF 464288646 24,248 229,924 SH   SOLE 229,924 0 0
ISHARES EM MK MINVOL ETF 464286533 3,772 64,738 SH   SOLE 64,738 0 0
ISHARES MSCI HONG KG ETF 464286871 1,483 72,012 SH   SOLE 72,012 0 0
ISHARES MSCI JAPAN ETF 464286848 398 32,775 SH   SOLE 32,775 0 0
ISHARES MSCI MALAYSI ETF 464286830 1,550 97,968 SH   SOLE 97,968 0 0
ISHARES MSCI SINGAP ETF 464286673 1,186 90,017 SH   SOLE 90,017 0 0
ISHARES MSCI SPAN CP ETF 464286764 3,368 87,313 SH   SOLE 87,313 0 0
ISHARES MSCI SWEDEN ETF 464286756 1,504 41,986 SH   SOLE 41,986 0 0
ISHARES NASDQ BIOTEC ETF 464287556 320 1,411 SH   SOLE 1,411 0 0
ISHARES NW ZEALND CP ETF 464289123 1,491 39,918 SH   SOLE 39,918 0 0
ISHARES U.S. PHARMA ETF 464288836 306 2,590 SH   SOLE 2,590 0 0
ISHARES TR 2018 CP TM ETF 46432FAW7 3,933 38,473 SH   SOLE 38,473 0 0
NEUROCRINE BIOSCIENCES INC COM 64125C109 103 11,000 SH   SOLE 11,000 0 0
PIMCO ETF TR 1-5 US TIP IDX 72201R205 5,905 111,640 SH   SOLE 111,640 0 0
PIMCO ETF TR INTER MUN BD ST 72201R866 10,590 204,560 SH   SOLE 204,560 0 0
PIMCO ETF TR TOTL RETN ETF 72201R775 5,690 54,328 SH   SOLE 54,328 0 0
RYDEX ETF TRUST GUG RUSS MCP EQL 78355W577 345 7,399 SH   SOLE 7,399 0 0
RYDEX ETF TRUST GUG S&P SC500 EQ 78355W882 305 3,804 SH   SOLE 3,804 0 0
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 19,096 268,013 SH   SOLE 268,013 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,055 83,555 SH   SOLE 83,555 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 6,449 204,544 SH   SOLE 204,544 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 9,790 217,498 SH   SOLE 217,498 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,161 57,702 SH   SOLE 57,702 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,236 42,588 SH   SOLE 42,588 0 0
SPDR INDEX SHS FDS CONSM SPLS ETF 78463X723 2,996 74,712 SH   SOLE 74,712 0 0
SPDR INDEX SHS FDS INTL HLTH ETF 78463X681 3,919 87,537 SH   SOLE 87,537 0 0
SPDR SERIES TRUST AEROSPACE DEF 78464A631 287 2,902 SH   SOLE 2,902 0 0
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 3,981 98,147 SH   SOLE 98,147 0 0
SPDR SERIES TRUST DB INT GVT ETF 78464A490 4,320 73,913 SH   SOLE 73,913 0 0
SPDR SERIES TRUST NUVN BR SHT MUNI 78464A425 23,244 956,927 SH   SOLE 956,927 0 0
SPDR SERIES TRUST S&P 600 SML CAP 78464A813 6,254 60,905 SH   SOLE 60,905 0 0
SPDR SERIES TRUST S&P BK ETF 78464A797 296 8,923 SH   SOLE 8,923 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 5,834 53,023 SH   SOLE 53,023 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 202 4,101 SH   SOLE 4,101 0 0
WENDYS CO COM 95058W100 766 87,880 SH   SOLE 87,880 0 0