The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 1,467 6,231 SH   SOLE   6,231 0 0
Abbott Laboratories COM 002824100 280 4,899 SH   SOLE   4,899 0 0
Abbvie Inc COM 00287y109 873 9,024 SH   SOLE   9,024 0 0
Activison, Inc. COM 00507v109 388 6,120 SH   SOLE   6,120 0 0
Adobe Systems Inc. COM 00724F101 633 3,610 SH   SOLE   3,610 0 0
Aflac, Inc. COM 001055102 318 3,625 SH   SOLE   3,625 0 0
Alibaba Group Hldg Adr COM 01609W102 888 5,150 SH   SOLE   5,150 0 0
Altria Group, Inc. COM 02209S103 449 6,288 SH   SOLE   6,288 0 0
Amazon.com, Inc. COM 023135106 2,437 2,084 SH   SOLE   2,084 0 0
American Express Co. COM 025816109 688 6,930 SH   SOLE   6,930 0 0
Amgen Inc. COM 031162100 719 4,134 SH   SOLE   4,134 0 0
Apple Computer Inc. COM 037833100 3,171 18,737 SH   SOLE   18,737 0 0
AT&T Inc. COM 00206R102 307 7,897 SH   SOLE   7,897 0 0
Automatic Data Processing, Inc COM 053015103 343 2,930 SH   SOLE   2,930 0 0
Bank Montreal Quebec COM 063671101 349 4,361 SH   SOLE   4,361 0 0
Bershire Hathaway Inc. Class B COM 084670702 741 3,738 SH   SOLE   3,738 0 0
Blackrock, Inc. COM 09247X101 1,253 2,440 SH   SOLE   2,440 0 0
Bristol-Myers Squibb Company COM 110122108 365 5,950 SH   SOLE   5,950 0 0
Caterpillar Inc. COM 149123101 370 2,350 SH   SOLE   2,350 0 0
Chevron Corp. COM 166764100 431 3,442 SH   SOLE   3,442 0 0
Cisco Systems Inc. COM 17275R102 964 25,181 SH   SOLE   25,181 0 0
Citigroup inc. COM 172967424 2,075 27,888 SH   SOLE   27,888 0 0
Coca-Cola Co. COM 191216100 707 15,405 SH   SOLE   15,405 0 0
Colgate-Palmolive Company COM 194162103 252 3,340 SH   SOLE   3,340 0 0
Costco Wholesale Corp COM 22160K105 201 1,079 SH   SOLE   1,079 0 0
Eli Lilly and Company COM 532457108 592 7,015 SH   SOLE   7,015 0 0
Exxon Mobil Corp. COM 30231G102 346 4,135 SH   SOLE   4,135 0 0
Facebook Inc Class A COM 30303M102 1,344 7,614 SH   SOLE   7,614 0 0
First TRUST Managed ETF 33739N108 268 5,000 SH   SOLE   5,000 0 0
General Electric Co. COM 369604103 228 13,063 SH   SOLE   13,063 0 0
Goldman Sachs Group Inc. COM 38141G104 499 1,958 SH   SOLE   1,958 0 0
Alphabet Inc Class A COM 02079K305 1,164 1,105 SH   SOLE   1,105 0 0
Alphabet Inc Class C COM 02079K107 465 444 SH   SOLE   444 0 0
Hershey Company Common Stock COM 427866108 366 3,220 SH   SOLE   3,220 0 0
Hewlett-Packard Company COM 40434L105 372 17,710 SH   SOLE   17,710 0 0
High Yield Muni Idx ETF ETF 92189F361 2,391 76,622 SH   SOLE   76,622 0 0
Home Depot Inc. COM 437076102 1,807 9,536 SH   SOLE   9,536 0 0
Honeywell Intl Inc. COM 438128308 214 1,395 SH   SOLE   1,395 0 0
InfraCap Active MLP ETF COM 26923G103 115 13,300 SH   SOLE   13,300 0 0
Intel Corp. COM 458140100 1,084 23,482 SH   SOLE   23,482 0 0
Intuitive Surgical COM 46120E602 447 1,224 SH   SOLE   1,224 0 0
iShares DJ Pharmaceutical Inde ETF 464288836 214 1,387 SH   SOLE   1,387 0 0
iShares Dow Jones US Healthcar ETF 464287762 226 1,297 SH   SOLE   1,297 0 0
iShares Goldman Sachs Tech ETF 464287549 1,523 9,025 SH   SOLE   9,025 0 0
Ishares High Dividend Equity F ETF 46429B663 1,276 14,157 SH   SOLE   14,157 0 0
iShares High Yield Corp Bond F ETF 464288513 1,680 19,250 SH   SOLE   19,250 0 0
Ishares Ibonds Dec 2019 ETF 46434VAU4 247 9,920 SH   SOLE   9,920 0 0
iShares iBoxx Corporate Bond F ETF 464287242 1,192 9,809 SH   SOLE   9,809 0 0
iShares Lehman Agg Bond Fund ETF 464287226 280 2,565 SH   SOLE   2,565 0 0
Ishares Nasdaq Bio Fd ETF 464287556 462 4,329 SH   SOLE   4,329 0 0
iShares Russell 1000 Growth ETF 464287614 712 5,285 SH   SOLE   5,285 0 0
iShares Russell 1000 Value ETF 464287598 602 4,843 SH   SOLE   4,843 0 0
iShares Russell 2000 Growth ETF 464287648 958 5,130 SH   SOLE   5,130 0 0
iShares Russell 2000 Index ETF 464287655 462 3,030 SH   SOLE   3,030 0 0
iShares Russell 2000 Value ETF 464287630 583 4,635 SH   SOLE   4,635 0 0
iShares Russell Mid Cap ETF 464287499 1,880 9,033 SH   SOLE   9,033 0 0
iShares Russell Mid Cap Growth ETF 464287481 566 4,690 SH   SOLE   4,690 0 0
iShares Russell Mid Cap Value ETF 464287473 341 3,830 SH   SOLE   3,830 0 0
iShares Russell Top 200 Index ETF 464289446 210 3,410 SH   SOLE   3,410 0 0
iShares S&P Mid Cap 400 ETF 464287507 1,242 6,545 SH   SOLE   6,545 0 0
iShares S&P Mid Cap Growth ETF 464287606 1,344 6,226 SH   SOLE   6,226 0 0
iShares S&P Mid Cap Value ETF 464287705 1,158 7,235 SH   SOLE   7,235 0 0
iShares S&P Municipal Bond Fun ETF 464288414 1,008 9,100 SH   SOLE   9,100 0 0
iShares S&P Small Cap 600 ETF 464287804 2,797 36,416 SH   SOLE   36,416 0 0
iShares S&P Small Cap 600 ETF 464287887 848 4,986 SH   SOLE   4,986 0 0
iShares S&P Small Cap Value ETF 464287879 617 4,019 SH   SOLE   4,019 0 0
iShares S&P US Preferred Stock ETF 464288687 3,009 79,047 SH   SOLE   79,047 0 0
iShares Tr Barclays Bond ETF 464288646 435 4,160 SH   SOLE   4,160 0 0
Ishares Tr Dj US Finl ETF 464287788 891 7,462 SH   SOLE   7,462 0 0
iShares Tr S&P Muni Fund ETF 464288158 566 5,395 SH   SOLE   5,395 0 0
iShares Trust Dow Jones Select ETF 464287168 232 2,355 SH   SOLE   2,355 0 0
Johnson & Johnson COM 478160104 1,322 9,461 SH   SOLE   9,461 0 0
JP Morgan Chase & Co. COM 46625H100 1,951 18,240 SH   SOLE   18,240 0 0
Kimberly-Clark Corp. COM 494368103 459 3,805 SH   SOLE   3,805 0 0
L V M H Moet COM 502441306 235 4,000 SH   SOLE   4,000 0 0
Las Vegas Sands Corp. COM 517834107 361 5,200 SH   SOLE   5,200 0 0
Liberty All Star Equity COM 530158104 201 31,900 SH   SOLE   31,900 0 0
Lockheed Martin Corp. COM 539830109 1,315 4,095 SH   SOLE   4,095 0 0
Market Vectors Short Muni ETF COM 92189F528 536 31,065 SH   SOLE   31,065 0 0
MasterCard Inc COM 57636Q104 1,758 11,615 SH   SOLE   11,615 0 0
Mercadolibre Inc COM 58733R102 787 2,500 SH   SOLE   2,500 0 0
Merck & Co. COM 58933Y105 655 11,641 SH   SOLE   11,641 0 0
Microsoft Corp. COM 594918104 2,294 26,816 SH   SOLE   26,816 0 0
Netflix, Inc. COM 64110L106 498 2,595 SH   SOLE   2,595 0 0
New Oriental Education COM 647581107 360 3,825 SH   SOLE   3,825 0 0
Nike Inc. COM 654106103 210 3,352 SH   SOLE   3,352 0 0
Northrop Grumman Corporation COM 666807102 382 1,245 SH   SOLE   1,245 0 0
Nuveen Amt Free Mncpl Cr COM 67071L106 448 29,000 SH   SOLE   29,000 0 0
Nvidia Corp. COM 67066G104 2,164 11,185 SH   SOLE   11,185 0 0
Okta Inc COM 679295105 335 13,100 SH   SOLE   13,100 0 0
Palo Alto Networks Inc COM 697435105 333 2,300 SH   SOLE   2,300 0 0
Pepsico Inc. COM 713448108 701 5,845 SH   SOLE   5,845 0 0
Pfizer Inc. COM 717081103 526 14,526 SH   SOLE   14,526 0 0
Philip Morris International In COM 718172109 268 2,533 SH   SOLE   2,533 0 0
Powershares Bank Loan ETF ETF 73936Q769 448 19,455 SH   SOLE   19,455 0 0
Powershares Financial Pref. Po ETF 73935X229 1,823 96,615 SH   SOLE   96,615 0 0
PowerShares High Yield Corpora ETF 73936T557 1,393 73,525 SH   SOLE   73,525 0 0
Powershares Pref. Port. ETF ETF 73936T565 350 23,525 SH   SOLE   23,525 0 0
Powershares SP 500 High Divide ETF 73937B654 427 10,052 SH   SOLE   10,052 0 0
Powershs Exch Trad Fd Tr ETF 73935X302 733 41,145 SH   SOLE   41,145 0 0
Priceline.com COM 741503403 408 235 SH   SOLE   235 0 0
Procter & Gamble Co. COM 742718109 564 6,143 SH   SOLE   6,143 0 0
Salesforce.com COM 79466L302 1,165 11,395 SH   SOLE   11,395 0 0
Scynexis Inc COM 811292101 104 45,000 SH   SOLE   45,000 0 0
Service Now Inc COM 81762P102 578 4,435 SH   SOLE   4,435 0 0
Ship Finance Intl COM G81075106 159 10,285 SH   SOLE   10,285 0 0
Spdr Barclays High Yield ETF ETF 78464A417 334 9,095 SH   SOLE   9,095 0 0
Spdr Nuveen Muni Bond ETF ETF 78468R721 875 17,865 SH   SOLE   17,865 0 0
Spdr Nuveen S&P Etf ETF 78464A284 1,323 23,775 SH   SOLE   23,775 0 0
Spdr Nuveen Short Muni ETF ETF 78468R739 493 10,292 SH   SOLE   10,292 0 0
Starbucks Corp. COM 855244109 889 15,475 SH   SOLE   15,475 0 0
Stryker Corp. COM 863667101 423 2,735 SH   SOLE   2,735 0 0
T Rowe Price Group Inc. COM 74144T108 670 6,384 SH   SOLE   6,384 0 0
Tal Education Group COM 874080104 384 12,925 SH   SOLE   12,925 0 0
Tesla Motors Inc COM 88160R101 550 1,765 SH   SOLE   1,765 0 0
Texas Instruments COM 882508104 665 6,370 SH   SOLE   6,370 0 0
The Boeing Corporation COM 097023105 616 2,090 SH   SOLE   2,090 0 0
The Clorox Company COM 189054109 610 4,100 SH   SOLE   4,100 0 0
The Toronto-Dominion Bank COM 891160509 414 7,065 SH   SOLE   7,065 0 0
The Walt Disney Company COM 254687106 781 7,268 SH   SOLE   7,268 0 0
Thermo Fisher Scientific, Inc. COM 883556102 275 1,450 SH   SOLE   1,450 0 0
Union Pacific Corp. COM 907818108 549 4,094 SH   SOLE   4,094 0 0
US Bancorp. COM 902973304 226 4,214 SH   SOLE   4,214 0 0
Vanguard Bond Index Fund ETF 921937827 341 4,305 SH   SOLE   4,305 0 0
Vanguard Whitehall Funds ETF 921946406 460 5,375 SH   SOLE   5,375 0 0
Veeva Systems Inc COM 922475108 386 6,975 SH   SOLE   6,975 0 0
Verizon Communications Inc. COM 92343V104 482 9,098 SH   SOLE   9,098 0 0
Visa Inc. COM 92826C839 2,412 21,150 SH   SOLE   21,150 0 0
Wells Fargo & Co. COM 949746101 688 11,335 SH   SOLE   11,335 0 0
Workday Inc COM 98138H101 489 4,805 SH   SOLE   4,805 0 0
Wynn Resorts COM 983134107 660 3,915 SH   SOLE   3,915 0 0