The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACTUA CORP COM 005094107 272 30,000 SH   SOLE   30,000 0 0
ALTRIA GROUP INC COM 02209S103 4,544 72,513 SH   SOLE   72,513 0 0
BROADCOM LTD SHS ADDED Y09827109 4,088 26,458 SH   SOLE   26,458 0 0
CAESARS ENTMT CORP COM 127686103 81 11,886 SH   SOLE   11,886 0 0
CAPE BANCORP INC COM 139209100 1,777 132,249 SH   SOLE   132,249 0 0
CATERPILLAR INC DEL COM 149123101 8,513 111,221 SH   SOLE   111,221 0 0
CENTERPOINT ENERGY INC COM 15189T107 9,933 474,809 SH   SOLE   474,809 0 0
COCA COLA CO COM 191216100 4,613 99,430 SH   SOLE   99,430 0 0
CONSTELLATION BRANDS INC CL A 21036P108 4,193 27,752 SH   SOLE   27,752 0 0
CUMMINS INC COM 231021106 8,331 75,774 SH   SOLE   75,774 0 0
DREYFUS STRATEGIC MUNICIPALS INC COM 261932107 125 13,900 SH   SOLE   13,900 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 4,782 59,269 SH   SOLE   59,269 0 0
EATON CORP PLC SHS G29183103 8,185 130,832 SH   SOLE   130,832 0 0
EMERSON ELEC CO COM 291011104 4,113 75,629 SH   SOLE   75,629 0 0
ENTERGY CORP NEW COM 29364G103 9,491 119,717 SH   SOLE   119,717 0 0
ENVESTNET INC COM 29404K106 2,448 90,000 SH   SOLE   90,000 0 0
EXXON MOBIL CORP COM 30231G102 296 3,544 SH   SOLE   3,544 0 0
FLUOR CORP NEW COM 343412102 4,042 75,262 SH   SOLE   75,262 0 0
GAMING and LEISURE PPTYS INC COM 36467J108 23,378 756,079 SH   SOLE   756,079 0 0
GASTAR EXPL INC NEW COM 36729W202 26 24,000 SH   SOLE   24,000 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109 4,116 232,136 SH   SOLE   232,136 0 0
HORMEL FOODS CORP COM 440452100 3,853 89,111 SH   SOLE   89,111 0 0
HP INC COM 40434L105 4,094 332,291 SH   SOLE   332,291 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 4,101 27,076 SH   SOLE   27,076 0 0
ISHARES TR 1-3 YR TR BD ETF 464287457 207,602 2,441,511 SH   SOLE   2,441,511 0 0
ISHARES TR CORE SP500 ETF 464287200 971 4,701 SH   SOLE   4,701 0 0
ISHARES TR EAFE GRWTH ETF 464288885 283 4,375 SH   SOLE   4,375 0 0
ISHARES TR IBOXX HI YD ETF 464288513 227,469 2,784,534 SH   SOLE   2,784,534 0 0
ISHARES TR JP MOR EM MK ETF 464288281 43,986 398,604 SH   SOLE   398,604 0 0
ISHARES TR MSCI ACWI ETF 464288257 1,121 20,004 SH   SOLE   20,004 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 267 2,678 SH   SOLE   2,678 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 255 2,580 SH   SOLE   2,580 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 579 4,574 SH   SOLE   4,574 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 202 2,388 SH   SOLE   2,388 0 0
MARKET VECTORS ETF TR HG YLD MUN ETF 57060U878 44,942 1,434,004 SH   SOLE   1,434,004 0 0
MOLSON COORS BREWING CO CL B 60871R209 4,446 46,224 SH   SOLE   46,224 0 0
NEXTERA ENERGY INC COM 65339F101 4,282 36,187 SH   SOLE   36,187 0 0
NISOURCE INC COM 65473P105 5,064 214,940 SH   SOLE   214,940 0 0
NRG ENERGY INC COM NEW 629377508 4,892 376,016 SH   SOLE   376,016 0 0
OCEAN SHORE HLDG CO NEW COM 67501R103 175 10,000 SH   SOLE   10,000 0 0
PAYPAL HLDGS INC COM 70450Y103 3,901 101,051 SH   SOLE   101,051 0 0
PENN NATL GAMING INC COM 707569109 8,967 537,244 SH   SOLE   537,244 0 0
PFIZER INC COM 717081103 289 9,746 SH   SOLE   9,746 0 0
PHILIP MORRIS INTL INC COM 718172109 4,776 48,684 SH   SOLE   48,684 0 0
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 36,098 388,318 SH   SOLE   388,318 0 0
PIMCO HIGH INCOME FD COM SHS 722014107 401 45,000 SH   SOLE   45,000 0 0
PITNEY BOWES INC COM 724479100 4,209 195,419 SH   SOLE   195,419 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 1,289 11,806 SH   SOLE   11,806 0 0
PROCTER and GAMBLE CO COM 742718109 4,811 58,445 SH   SOLE   58,445 0 0
QUALCOMM INC COM 747525103 4,126 80,686 SH   SOLE   80,686 0 0
QUANTA SVCS INC COM 74762E102 4,163 184,547 SH   SOLE   184,547 0 0
REYNOLDS AMERICAN INC COM 761713106 4,151 82,508 SH   SOLE   82,508 0 0
SCANA CORP NEW COM 80589M102 4,358 62,122 SH   SOLE   62,122 0 0
SEAGATE TECHNOLOGY PLC SHS G7945M107 7,861 228,173 SH   SOLE   228,173 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 1,984 37,399 SH   SOLE   37,399 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 1,785 32,183 SH   SOLE   32,183 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 2,060 41,523 SH   SOLE   41,523 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,803 40,649 SH   SOLE   40,649 0 0
SOUTHERN CO COM 842587107 4,778 92,373 SH   SOLE   92,373 0 0
SPDR SandP 500 ETF TR TR UNIT 78462F103 1,854 9,021 SH   SOLE   9,021 0 0
SPDR SER TR SHT TRM HGH YLD 78468R408 36,090 1,397,768 SH   SOLE   1,397,768 0 0
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 228,456 6,670,242 SH   SOLE   6,670,242 0 0
SPDR SERIES TRUST CITI INT GVT ETF 78464A490 43,850 806,760 SH   SOLE   806,760 0 0
SYMANTEC CORP COM 871503108 3,991 217,153 SH   SOLE   217,153 0 0
SYSCO CORP COM 871829107 4,707 100,725 SH   SOLE   100,725 0 0
VANGUARD INDEX FDS REIT ETF 922908553 801 10,026 SH   SOLE   10,026 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,381 31,994 SH   SOLE   31,994 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 333 10,854 SH   SOLE   10,854 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,139 19,746 SH   SOLE   19,746 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 263 7,426 SH   SOLE   7,426 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 616 11,391 SH   SOLE   11,391 0 0
WAL-MART STORES INC COM 931142103 5,098 74,435 SH   SOLE   74,435 0 0
WESTERN DIGITAL CORP COM 958102105 3,857 81,645 SH   SOLE   81,645 0 0