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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
EXXON MOBIL CORP COM 30231G102 328 3,544 SH   SOLE   3,544 0 0
ISHARES IBOXX HI YD ETF 464288513 26,990 301,201 SH   SOLE   301,201 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 269 2,580 SH   SOLE   2,580 0 0
PENN NATL GAMING INC COM 707569109 2,909 211,872 SH   SOLE   211,872 0 0
PFIZER INC COM 717081103 422 13,539 SH   SOLE   13,539 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 2,028 41,744 SH   SOLE   41,744 0 0
APPLE INC COM 037833100 282 2,558 SH   SOLE   2,558 0 0
ENVESTNET INC COM 29404K106 3,931 80,000 SH   SOLE   80,000 0 0
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 4,024 39,909 SH   SOLE   39,909 0 0
ACTUA CORP COM 005094107 185 10,000 SH   SOLE   10,000 0 0
CAPE BANCORP INC COM 139209100 1,244 132,249 SH   SOLE   132,249 0 0
GAMING and LEISURE PPTYS INC COM 36467J108 12,352 421,011 SH   SOLE   421,011 0 0
GASTAR EXPL INC NEW COM ADDED 36729W202 58 24,000 SH   SOLE   24,000 0 0
ISHARES EAFE GRWTH ETF 464288885 203 3,043 SH   SOLE   3,043 0 0
ISHARES MSCI ACWI ETF 464288257 206 3,527 SH   SOLE   3,527 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 256 2,678 SH   SOLE   2,678 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2,066 49,959 SH   SOLE   49,959 0 0
SPDR SandP 500 ETF TR TR UNIT 78462F103 1,603 7,799 SH   SOLE   7,799 0 0
SPDR SER TR SHT TRM HGH YLD 78468R408 4,029 139,371 SH   SOLE   139,371 0 0
SPDR SERIES TRUST NUV HGHYLD MUN 78464A284 6,822 118,299 SH   SOLE   118,299 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 646 10,746 SH   SOLE   10,746 0 0
MARKET VECTORS ETF TR MKTVEC INTMU ETF 57060U845 6,762 285,669 SH   SOLE   285,669 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 2,097 30,667 SH   SOLE   30,667 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 2,106 37,226 SH   SOLE   37,226 0 0
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 28,156 729,232 SH   SOLE   729,232 0 0
VANGUARD INDEX FDS REIT ETF 922908553 628 7,749 SH   SOLE   7,749 0 0
ISHARES S AND P MC 400VL ETF 464287705 532 4,211 SH   SOLE   4,211 0 0
ISHARES TR CORESANDP500 ETF 464287200 955 4,616 SH   SOLE   4,616 0 0
MARKET VECTORS ETF TR HG YLD MUN ETF 57060U878 13,487 437,185 SH   SOLE   437,185 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 866 8,391 SH   SOLE   8,391 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 2,096 44,395 SH   SOLE   44,395 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 255 3,191 SH   SOLE   3,191 0 0
DREYFUS STRATEGIC MUNICIPALS INC COM 261932107 114 13,900 SH   SOLE   13,900 0 0
ISHARES RUS 2000 GRW ETF 464287648 499 3,504 SH   SOLE   3,504 0 0
ISHARES S AND P MC 400GR ETF 464287606 469 2,936 SH   SOLE   2,936 0 0
PIMCO HIGH INCOME FD COM SHS 722014107 506 45,000 SH   SOLE   45,000 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 2,186 30,296 SH   SOLE   30,296 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 2,089 43,074 SH   SOLE   43,074 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 2,121 85,763 SH   SOLE   85,763 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,048 22,367 SH   SOLE   22,367 0 0
VANGUARD INTL EQUITY INDEX F MSCI EMR MKT ETF 922042858 282 7,042 SH   SOLE   7,042 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 542 11,591 SH   SOLE   11,591 0 0