The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   1,543,897 14,026 SH   SOLE   0 0 14,026
ALPHABET INC CAP STK CL C 02079K107   983,734 6,980 SH   SOLE   0 0 6,980
ALPHABET INC CAP STK CL A 02079K305   1,573,608 11,265 SH   SOLE   0 0 11,265
AMAZON COM INC COM 023135106   6,070,307 39,952 SH   SOLE   0 0 39,952
ANALOG DEVICES INC COM 032654105   750,803 3,781 SH   SOLE   0 0 3,781
APPLE INC COM 037833100   19,486,444 101,213 SH   SOLE   0 0 101,213
ASSURANT INC COM 04621X108   847,505 5,030 SH   SOLE   0 0 5,030
BECTON DICKINSON & CO COM 075887109   328,749 1,348 SH   SOLE   0 0 1,348
BERKLEY W R CORP COM 084423102   3,249,730 45,952 SH   SOLE   0 0 45,952
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,511,196 7,035 SH   SOLE   0 0 7,035
BERKSHIRE HATHAWAY INC DEL CL A 084670108   1,085,250 200 SH   SOLE   0 0 200
BOSTON BEER INC CL A 100557107   2,205,901 6,383 SH   SOLE   0 0 6,383
CANADIAN PACIFIC KANSAS CITY COM 13646K108   725,296 9,174 SH   SOLE   0 0 9,174
CATERPILLAR INC COM 149123101   3,239,024 10,955 SH   SOLE   0 0 10,955
CISCO SYS INC COM 17275R102   547,418 10,836 SH   SOLE   0 0 10,836
COLGATE PALMOLIVE CO COM 194162103   243,868 3,059 SH   SOLE   0 0 3,059
COMCAST CORP NEW CL A 20030N101   283,814 6,472 SH   SOLE   0 0 6,472
CURTISS WRIGHT CORP COM 231561101   218,536 981 SH   SOLE   0 0 981
DECKERS OUTDOOR CORP COM 243537107   1,797,408 2,689 SH   SOLE   0 0 2,689
DISNEY WALT CO COM 254687106   3,816,004 42,264 SH   SOLE   0 0 42,264
DOMINOS PIZZA INC COM 25754A201   6,647,607 16,126 SH   SOLE   0 0 16,126
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   2,025,882 76,018 SH   SOLE   0 0 76,018
HP INC COM 40434L105   540,798 17,973 SH   SOLE   0 0 17,973
INTEL CORP COM 458140100   343,874 6,843 SH   SOLE   0 0 6,843
INTERNATIONAL BUSINESS MACHS COM 459200101   221,931 1,357 SH   SOLE   0 0 1,357
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537   350,004 14,475 SH   SOLE   0 0 14,475
INVESCO EXCH TRADED FD TR II NY AMT FRE MUN 46138E529   286,934 12,411 SH   SOLE   0 0 12,411
INVESCO EXCHANGE TRADED FD T S&P500 EQL MAT 46137V316   365,979 10,880 SH   SOLE   0 0 10,880
INVESCO QQQ TR UNIT SER 1 46090E103   16,200,765 39,560 SH   SOLE   0 0 39,560
ISHARES INC MSCI CDA ETF 464286509   310,450 8,464 SH   SOLE   0 0 8,464
ISHARES TR S&P 500 VAL ETF 464287408   9,301,659 53,492 SH   SOLE   0 0 53,492
ISHARES TR SP SMCP600VL ETF 464287879   9,491,956 92,092 SH   SOLE   0 0 92,092
ISHARES TR RUS MDCP VAL ETF 464287473   18,069,106 155,380 SH   SOLE   0 0 155,380
ISHARES TR S&P MC 400GR ETF 464287606   4,736,909 59,794 SH   SOLE   0 0 59,794
ISHARES TR CORE S&P SCP ETF 464287804   3,253,182 30,052 SH   SOLE   0 0 30,052
ISHARES TR RUS 1000 GRW ETF 464287614   1,168,215 3,853 SH   SOLE   0 0 3,853
ISHARES TR COHEN STEER REIT 464287564   6,058,127 103,152 SH   SOLE   0 0 103,152
ISHARES TR S&P 500 GRWT ETF 464287309   3,698,047 49,242 SH   SOLE   0 0 49,242
ISHARES TR MSCI EAFE ETF 464287465   3,403,590 45,170 SH   SOLE   0 0 45,170
ISHARES TR 7-10 YR TRSY BD 464287440   3,203,713 33,237 SH   SOLE   0 0 33,237
ISHARES TR CORE S&P500 ETF 464287200   14,771,900 30,927 SH   SOLE   0 0 30,927
ISHARES TR CORE S&P MCP ETF 464287507   13,502,610 48,720 SH   SOLE   0 0 48,720
ISHARES TR S&P MC 400VL ETF 464287705   10,324,146 90,531 SH   SOLE   0 0 90,531
ISHARES TR CORE S&P US VLU 464287663   3,965,426 47,023 SH   SOLE   0 0 47,023
ISHARES TR S&P SML 600 GWT 464287887   4,931,094 39,405 SH   SOLE   0 0 39,405
ISHARES TR MSCI EAFE MIN VL 46429B689   7,283,466 105,040 SH   SOLE   0 0 105,040
ISHARES TR TIPS BD ETF 464287176   8,408,985 78,230 SH   SOLE   0 0 78,230
ISHARES TR MORNINGSTR US EQ 464287127   505,816 7,692 SH   SOLE   0 0 7,692
ISHARES TR NORTH AMERN NAT 464287374   1,157,735 28,432 SH   SOLE   0 0 28,432
ISHARES TR YLD OPTIM BD 46434V787   1,248,131 55,647 SH   SOLE   0 0 55,647
ISHARES TR EXPND TEC SC ETF 464287549   4,499,513 10,040 SH   SOLE   0 0 10,040
ISHARES TR RUS 1000 VAL ETF 464287598   3,863,449 23,379 SH   SOLE   0 0 23,379
ISHARES TR MSCI EMG MKT ETF 464287234   3,324,130 82,669 SH   SOLE   0 0 82,669
ISHARES TR CORE US AGGBD ET 464287226   2,811,034 28,323 SH   SOLE   0 0 28,323
ISHARES TR CORE S&P US GWT 464287671   811,281 7,793 SH   SOLE   0 0 7,793
ISHARES TR RUS MID CAP ETF 464287499   3,147,674 40,495 SH   SOLE   0 0 40,495
ISHARES TR U.S. TECH ETF 464287721   343,946 2,802 SH   SOLE   0 0 2,802
ISHARES TR 1 3 YR TREAS BD 464287457   407,729 4,970 SH   SOLE   0 0 4,970
ISHARES TR ISHARES BIOTECH 464287556   237,371 1,747 SH   SOLE   0 0 1,747
ISHARES TR S&P 100 ETF 464287101   576,006 2,578 SH   SOLE   0 0 2,578
ISHARES TR RUS 1000 ETF 464287622   375,283 1,431 SH   SOLE   0 0 1,431
ISHARES TR RUS 2000 VAL ETF 464287630   2,446,396 15,750 SH   SOLE   0 0 15,750
ISHARES TR SELECT DIVID ETF 464287168   1,866,414 15,922 SH   SOLE   0 0 15,922
ISHARES TR U.S. PHARMA ETF 464288836   769,363 4,150 SH   SOLE   0 0 4,150
ISHARES TR MRGSTR MD CP GRW 464288307   288,951 4,483 SH   SOLE   0 0 4,483
JOHNSON & JOHNSON COM 478160104   2,642,635 16,860 SH   SOLE   0 0 16,860
JPMORGAN CHASE & CO COM 46625H100   290,187 1,706 SH   SOLE   0 0 1,706
KEURIG DR PEPPER INC COM 49271V100   209,616 6,291 SH   SOLE   0 0 6,291
LOWES COS INC COM 548661107   211,098 949 SH   SOLE   0 0 949
MCDONALDS CORP COM 580135101   292,342 986 SH   SOLE   0 0 986
MERCK & CO INC COM 58933Y105   703,221 6,450 SH   SOLE   0 0 6,450
META PLATFORMS INC CL A 30303M102   971,974 2,746 SH   SOLE   0 0 2,746
MICROSOFT CORP COM 594918104   3,855,914 10,254 SH   SOLE   0 0 10,254
MOODYS CORP COM 615369105   954,919 2,445 SH   SOLE   0 0 2,445
NEWELL BRANDS INC COM 651229106   145,650 16,780 SH   SOLE   0 0 16,780
NVIDIA CORPORATION COM 67066G104   331,748 670 SH   SOLE   0 0 670
OMNICOM GROUP INC COM 681919106   714,831 8,263 SH   SOLE   0 0 8,263
PAYCHEX INC COM 704326107   1,131,198 9,497 SH   SOLE   0 0 9,497
PEPSICO INC COM 713448108   5,825,864 34,302 SH   SOLE   0 0 34,302
PFIZER INC COM 717081103   1,427,417 49,580 SH   SOLE   0 0 49,580
PIMCO ETF TR ACTIVE BD ETF 72201R775   1,299,264 14,054 SH   SOLE   0 0 14,054
PJT PARTNERS INC COM CL A 69343T107   4,136,216 40,603 SH   SOLE   0 0 40,603
PROCTER AND GAMBLE CO COM 742718109   2,023,592 13,809 SH   SOLE   0 0 13,809
PROSHARES TR PSHS ULT S&P 500 74347R107   9,714,596 149,295 SH   SOLE   0 0 149,295
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,070,495 83,521 SH   SOLE   0 0 83,521
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   1,179,675 23,726 SH   SOLE   0 0 23,726
SCHWAB STRATEGIC TR US TIPS ETF 808524870   15,099,872 289,270 SH   SOLE   0 0 289,270
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   6,701,164 141,854 SH   SOLE   0 0 141,854
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   14,615,048 194,039 SH   SOLE   0 0 194,039
SCHWAB STRATEGIC TR INTERNL DIVID 808524672   295,880 12,033 SH   SOLE   0 0 12,033
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,785,310 32,070 SH   SOLE   0 0 32,070
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   3,206,162 56,847 SH   SOLE   0 0 56,847
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   534,620 15,850 SH   SOLE   0 0 15,850
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   795,949 9,594 SH   SOLE   0 0 9,594
SELECT SECTOR SPDR TR ENERGY 81369Y506   3,018,092 35,998 SH   SOLE   0 0 35,998
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   232,207 6,176 SH   SOLE   0 0 6,176
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,528,936 5,321 SH   SOLE   0 0 5,321
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   2,459,702 4,848 SH   SOLE   0 0 4,848
SPDR SER TR PRTFLO S&P500 GW 78464A409   3,706,059 56,964 SH   SOLE   0 0 56,964
SPDR SER TR PORTFOLIO S&P600 78468R853   6,232,254 147,754 SH   SOLE   0 0 147,754
SPDR SER TR S&P BIOTECH 78464A870   2,152,629 24,108 SH   SOLE   0 0 24,108
SPDR SER TR S&P 400 MDCP GRW 78464A821   1,704,252 22,522 SH   SOLE   0 0 22,522
SPDR SER TR PRTFLO S&P500 VL 78464A508   4,164,003 89,299 SH   SOLE   0 0 89,299
SPDR SER TR GLB DOW ETF 78464A706   1,456,994 12,242 SH   SOLE   0 0 12,242
SPDR SER TR S&P DIVID ETF 78464A763   3,251,743 26,020 SH   SOLE   0 0 26,020
SPDR SER TR S&P 600 SMCP GRW 78464A201   267,004 3,193 SH   SOLE   0 0 3,193
UNITEDHEALTH GROUP INC COM 91324P102   961,657 1,827 SH   SOLE   0 0 1,827
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   2,842,237 10,496 SH   SOLE   0 0 10,496
VANGUARD BD INDEX FDS INTERMED TERM 921937819   11,295,256 147,882 SH   SOLE   0 0 147,882
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   767,664 9,967 SH   SOLE   0 0 9,967
VANGUARD INDEX FDS TOTAL STK MKT 922908769   11,031,561 46,504 SH   SOLE   0 0 46,504
VANGUARD INDEX FDS SM CP VAL ETF 922908611   24,844,149 138,046 SH   SOLE   0 0 138,046
VANGUARD INDEX FDS SML CP GRW ETF 922908595   15,438,939 63,858 SH   SOLE   0 0 63,858
VANGUARD INDEX FDS MID CAP ETF 922908629   8,747,012 37,599 SH   SOLE   0 0 37,599
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   3,832,729 43,376 SH   SOLE   0 0 43,376
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   13,918,508 95,983 SH   SOLE   0 0 95,983
VANGUARD INDEX FDS SMALL CP ETF 922908751   10,956,760 51,361 SH   SOLE   0 0 51,361
VANGUARD INDEX FDS GROWTH ETF 922908736   1,366,961 4,397 SH   SOLE   0 0 4,397
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   4,393,823 20,011 SH   SOLE   0 0 20,011
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,364,201 33,192 SH   SOLE   0 0 33,192
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   498,428 4,845 SH   SOLE   0 0 4,845
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   19,086,974 246,697 SH   SOLE   0 0 246,697
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   13,791,512 80,936 SH   SOLE   0 0 80,936
VANGUARD STAR FDS VG TL INTL STK F 921909768   522,802 9,020 SH   SOLE   0 0 9,020
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   330,691 6,904 SH   SOLE   0 0 6,904
VANGUARD WORLD FDS ENERGY ETF 92204A306   1,165,508 9,938 SH   SOLE   0 0 9,938
VANGUARD WORLD FDS INF TECH ETF 92204A702   3,374,265 6,972 SH   SOLE   0 0 6,972
VULCAN MATLS CO COM 929160109   396,569 1,747 SH   SOLE   0 0 1,747
WALMART INC COM 931142103   730,442 4,633 SH   SOLE   0 0 4,633
XERIS BIOPHARMA HOLDINGS INC COM 98422E103   26,978 11,480 SH   SOLE   0 0 11,480