The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   1,514,560 13,892 SH   SOLE   0 0 13,892
ALPHABET INC CAP STK CL C 02079K107   802,421 6,633 SH   SOLE   0 0 6,633
ALPHABET INC CAP STK CL A 02079K305   1,305,089 10,903 SH   SOLE   0 0 10,903
AMAZON COM INC COM 023135106   5,379,566 41,267 SH   SOLE   0 0 41,267
ANALOG DEVICES INC COM 032654105   729,980 3,747 SH   SOLE   0 0 3,747
APPLE INC COM 037833100   19,704,179 101,584 SH   SOLE   0 0 101,584
ASSURANT INC COM 04621X108   780,721 6,210 SH   SOLE   0 0 6,210
BECTON DICKINSON & CO COM 075887109   353,468 1,339 SH   SOLE   0 0 1,339
BERKLEY W R CORP COM 084423102   2,774,790 46,588 SH   SOLE   0 0 46,588
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,425,516 7,113 SH   SOLE   0 0 7,113
BERKSHIRE HATHAWAY INC DEL CL A 084670108   1,035,620 200 SH   SOLE   0 0 200
BOSTON BEER INC CL A 100557107   1,968,773 6,383 SH   SOLE   0 0 6,383
CANADIAN PACIFIC KANSAS CITY COM 13646K108   740,984 9,174 SH   SOLE   0 0 9,174
CATERPILLAR INC COM 149123101   2,665,116 10,832 SH   SOLE   0 0 10,832
CISCO SYS INC COM 17275R102   566,799 10,955 SH   SOLE   0 0 10,955
COLGATE PALMOLIVE CO COM 194162103   232,729 3,021 SH   SOLE   0 0 3,021
COMCAST CORP NEW CL A 20030N101   265,317 6,385 SH   SOLE   0 0 6,385
DECKERS OUTDOOR CORP COM 243537107   1,352,920 2,564 SH   SOLE   0 0 2,564
DISNEY WALT CO COM 254687106   3,197,461 35,814 SH   SOLE   0 0 35,814
DOMINOS PIZZA INC COM 25754A201   5,208,843 15,457 SH   SOLE   0 0 15,457
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   1,960,406 78,135 SH   SOLE   0 0 78,135
GILEAD SCIENCES INC COM 375558103   231,161 2,999 SH   SOLE   0 0 2,999
HP INC COM 40434L105   346,584 11,286 SH   SOLE   0 0 11,286
INTEL CORP COM 458140100   227,393 6,800 SH   SOLE   0 0 6,800
INTERNATIONAL BUSINESS MACHS COM 459200101   228,717 1,709 SH   SOLE   0 0 1,709
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537   336,342 14,252 SH   SOLE   0 0 14,252
INVESCO EXCH TRADED FD TR II NY AMT FRE MUN 46138E529   1,077,639 47,390 SH   SOLE   0 0 47,390
INVESCO EXCHANGE TRADED FD T S&P500 EQL MAT 46137V316   425,475 2,622 SH   SOLE   0 0 2,622
INVESCO QQQ TR UNIT SER 1 46090E103   14,930,144 40,415 SH   SOLE   0 0 40,415
ISHARES INC MSCI CDA ETF 464286509   307,410 8,786 SH   SOLE   0 0 8,786
ISHARES TR S&P 500 VAL ETF 464287408   8,555,253 53,076 SH   SOLE   0 0 53,076
ISHARES TR SP SMCP600VL ETF 464287879   8,827,028 92,828 SH   SOLE   0 0 92,828
ISHARES TR RUS MDCP VAL ETF 464287473   17,247,627 157,025 SH   SOLE   0 0 157,025
ISHARES TR S&P MC 400GR ETF 464287606   4,492,641 59,902 SH   SOLE   0 0 59,902
ISHARES TR CORE S&P SCP ETF 464287804   2,982,348 29,928 SH   SOLE   0 0 29,928
ISHARES TR RUS 1000 GRW ETF 464287614   1,106,858 4,022 SH   SOLE   0 0 4,022
ISHARES TR COHEN STEER REIT 464287564   5,725,393 103,030 SH   SOLE   0 0 103,030
ISHARES TR S&P 500 GRWT ETF 464287309   3,688,329 52,332 SH   SOLE   0 0 52,332
ISHARES TR MSCI EAFE ETF 464287465   3,339,766 46,066 SH   SOLE   0 0 46,066
ISHARES TR 7-10 YR TRSY BD 464287440   3,439,221 35,603 SH   SOLE   0 0 35,603
ISHARES TR CORE S&P500 ETF 464287200   13,688,886 30,713 SH   SOLE   0 0 30,713
ISHARES TR CORE S&P MCP ETF 464287507   12,934,336 49,466 SH   SOLE   0 0 49,466
ISHARES TR S&P MC 400VL ETF 464287705   9,661,936 90,189 SH   SOLE   0 0 90,189
ISHARES TR CORE S&P US VLU 464287663   3,893,889 49,756 SH   SOLE   0 0 49,756
ISHARES TR S&P SML 600 GWT 464287887   4,548,934 39,580 SH   SOLE   0 0 39,580
ISHARES TR YLD OPTIM BD 46434V787   1,350,258 61,543 SH   SOLE   0 0 61,543
ISHARES TR MSCI EAFE MIN VL 46429B689   8,004,275 118,582 SH   SOLE   0 0 118,582
ISHARES TR TIPS BD ETF 464287176   8,720,719 81,033 SH   SOLE   0 0 81,033
ISHARES TR MORNINGSTR US EQ 464287127   466,175 7,632 SH   SOLE   0 0 7,632
ISHARES TR NORTH AMERN NAT 464287374   1,105,602 28,480 SH   SOLE   0 0 28,480
ISHARES TR EXPND TEC SC ETF 464287549   3,969,591 10,104 SH   SOLE   0 0 10,104
ISHARES TR RUS 1000 VAL ETF 464287598   3,714,652 23,536 SH   SOLE   0 0 23,536
ISHARES TR MSCI EMG MKT ETF 464287234   3,445,457 87,094 SH   SOLE   0 0 87,094
ISHARES TR CORE US AGGBD ET 464287226   3,492,829 35,659 SH   SOLE   0 0 35,659
ISHARES TR CORE S&P US GWT 464287671   748,086 7,662 SH   SOLE   0 0 7,662
ISHARES TR RUS MID CAP ETF 464287499   2,930,524 40,128 SH   SOLE   0 0 40,128
ISHARES TR U.S. TECH ETF 464287721   305,054 2,802 SH   SOLE   0 0 2,802
ISHARES TR 1 3 YR TREAS BD 464287457   406,552 5,014 SH   SOLE   0 0 5,014
ISHARES TR ISHARES BIOTECH 464287556   221,580 1,745 SH   SOLE   0 0 1,745
ISHARES TR RUS 2000 VAL ETF 464287630   2,286,443 16,239 SH   SOLE   0 0 16,239
ISHARES TR S&P 100 ETF 464287101   531,839 2,569 SH   SOLE   0 0 2,569
ISHARES TR RUS 1000 ETF 464287622   345,995 1,420 SH   SOLE   0 0 1,420
ISHARES TR SELECT DIVID ETF 464287168   1,765,824 15,585 SH   SOLE   0 0 15,585
ISHARES TR U.S. PHARMA ETF 464288836   738,009 4,120 SH   SOLE   0 0 4,120
ISHARES TR MRGSTR MD CP GRW 464288307   271,747 4,459 SH   SOLE   0 0 4,459
JOHNSON & JOHNSON COM 478160104   2,695,393 16,284 SH   SOLE   0 0 16,284
JPMORGAN CHASE & CO COM 46625H100   237,109 1,630 SH   SOLE   0 0 1,630
MCDONALDS CORP COM 580135101   290,937 975 SH   SOLE   0 0 975
MERCK & CO INC COM 58933Y105   769,689 6,670 SH   SOLE   0 0 6,670
META PLATFORMS INC CL A 30303M102   891,360 3,106 SH   SOLE   0 0 3,106
MICROSOFT CORP COM 594918104   3,325,626 9,766 SH   SOLE   0 0 9,766
MOODYS CORP COM 615369105   1,169,730 3,364 SH   SOLE   0 0 3,364
NEWELL BRANDS INC COM 651229106   154,955 17,811 SH   SOLE   0 0 17,811
NVIDIA CORPORATION COM 67066G104   283,306 670 SH   SOLE   0 0 670
OMNICOM GROUP INC COM 681919106   775,758 8,153 SH   SOLE   0 0 8,153
PAYCHEX INC COM 704326107   1,047,041 9,359 SH   SOLE   0 0 9,359
PEPSICO INC COM 713448108   6,308,667 34,060 SH   SOLE   0 0 34,060
PFIZER INC COM 717081103   1,890,556 51,542 SH   SOLE   0 0 51,542
PIMCO ETF TR ACTIVE BD ETF 72201R775   1,260,848 13,762 SH   SOLE   0 0 13,762
PJT PARTNERS INC COM CL A 69343T107   2,827,187 40,597 SH   SOLE   0 0 40,597
PROCTER AND GAMBLE CO COM 742718109   2,026,573 13,356 SH   SOLE   0 0 13,356
PROSHARES TR PSHS ULT S&P 500 74347R107   8,436,904 145,089 SH   SOLE   0 0 145,089
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,297,541 93,282 SH   SOLE   0 0 93,282
SCHWAB STRATEGIC TR US TIPS ETF 808524870   14,878,539 283,779 SH   SOLE   0 0 283,779
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   6,293,785 143,694 SH   SOLE   0 0 143,694
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   14,130,325 198,935 SH   SOLE   0 0 198,935
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,689,654 32,682 SH   SOLE   0 0 32,682
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   2,954,706 56,420 SH   SOLE   0 0 56,420
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   529,831 16,409 SH   SOLE   0 0 16,409
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   717,342 9,571 SH   SOLE   0 0 9,571
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   473,858 9,616 SH   SOLE   0 0 9,616
SELECT SECTOR SPDR TR ENERGY 81369Y506   2,700,593 33,271 SH   SOLE   0 0 33,271
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   207,075 6,143 SH   SOLE   0 0 6,143
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,346,858 5,294 SH   SOLE   0 0 5,294
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   2,307,054 4,817 SH   SOLE   0 0 4,817
SPDR SER TR PRTFLO S&P500 GW 78464A409   3,365,391 55,161 SH   SOLE   0 0 55,161
SPDR SER TR PORTFOLIO S&P600 78468R853   5,880,468 151,402 SH   SOLE   0 0 151,402
SPDR SER TR S&P BIOTECH 78464A870   2,005,499 24,105 SH   SOLE   0 0 24,105
SPDR SER TR S&P 400 MDCP GRW 78464A821   1,602,949 22,372 SH   SOLE   0 0 22,372
SPDR SER TR PRTFLO S&P500 VL 78464A508   3,826,364 88,573 SH   SOLE   0 0 88,573
SPDR SER TR GLB DOW ETF 78464A706   1,441,957 12,779 SH   SOLE   0 0 12,779
SPDR SER TR S&P DIVID ETF 78464A763   3,174,209 25,895 SH   SOLE   0 0 25,895
SPDR SER TR S&P 600 SMCP GRW 78464A201   244,142 3,172 SH   SOLE   0 0 3,172
UNITEDHEALTH GROUP INC COM 91324P102   863,377 1,796 SH   SOLE   0 0 1,796
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   2,660,149 10,469 SH   SOLE   0 0 10,469
VANGUARD BD INDEX FDS INTERMED TERM 921937819   11,355,534 150,944 SH   SOLE   0 0 150,944
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   761,000 10,070 SH   SOLE   0 0 10,070
VANGUARD INDEX FDS TOTAL STK MKT 922908769   10,340,265 46,941 SH   SOLE   0 0 46,941
VANGUARD INDEX FDS SM CP VAL ETF 922908611   22,753,520 137,567 SH   SOLE   0 0 137,567
VANGUARD INDEX FDS SML CP GRW ETF 922908595   15,015,736 65,360 SH   SOLE   0 0 65,360
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   3,686,009 44,112 SH   SOLE   0 0 44,112
VANGUARD INDEX FDS MID CAP ETF 922908629   6,445,315 29,276 SH   SOLE   0 0 29,276
VANGUARD INDEX FDS SMALL CP ETF 922908751   8,943,652 44,968 SH   SOLE   0 0 44,968
VANGUARD INDEX FDS GROWTH ETF 922908736   1,336,108 4,722 SH   SOLE   0 0 4,722
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   4,268,769 20,745 SH   SOLE   0 0 20,745
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   13,003,666 93,971 SH   SOLE   0 0 93,971
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,398,781 34,385 SH   SOLE   0 0 34,385
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   203,945 2,103 SH   SOLE   0 0 2,103
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   19,227,113 254,125 SH   SOLE   0 0 254,125
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   13,094,788 80,618 SH   SOLE   0 0 80,618
VANGUARD STAR FDS VG TL INTL STK F 921909768   514,409 9,173 SH   SOLE   0 0 9,173
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   344,575 7,462 SH   SOLE   0 0 7,462
VANGUARD WORLD FDS ENERGY ETF 92204A306   1,163,787 10,309 SH   SOLE   0 0 10,309
VANGUARD WORLD FDS INF TECH ETF 92204A702   3,074,490 6,953 SH   SOLE   0 0 6,953
VULCAN MATLS CO COM 929160109   392,235 1,740 SH   SOLE   0 0 1,740
WALMART INC COM 931142103   725,706 4,617 SH   SOLE   0 0 4,617