The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 1,605 13,582 SH   SOLE   13,582 0 0
ALPHABET INC CAP STK CL C 02079K107 753 282 SH   SOLE   282 0 0
ALPHABET INC CAP STK CL A 02079K305 1,099 411 SH   SOLE   411 0 0
AMAZON COM INC COM 023135106 7,050 2,146 SH   SOLE   2,146 0 0
ANALOG DEVICES INC COM 032654105 608 3,628 SH   SOLE   3,628 0 0
APPLE INC COM 037833100 14,388 101,680 SH   SOLE   101,680 0 0
ASSURANT INC COM 04621X108 1,508 9,558 SH   SOLE   9,558 0 0
BERKLEY W R CORP COM 084423102 2,470 33,753 SH   SOLE   33,753 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,694 6,208 SH   SOLE   6,208 0 0
BOSTON BEER INC CL A 100557107 3,227 6,331 SH   SOLE   6,331 0 0
CANADIAN PAC RY LTD COM 13645T100 602 9,250 SH   SOLE   9,250 0 0
CATERPILLAR INC COM 149123101 1,962 10,218 SH   SOLE   10,218 0 0
CHARTER COMMUNICATIONS INC N CL A 16119P108 362 497 SH   SOLE   497 0 0
CISCO SYS INC COM 17275R102 583 10,710 SH   SOLE   10,710 0 0
COLGATE PALMOLIVE CO COM 194162103 273 3,613 SH   SOLE   3,613 0 0
COMCAST CORP NEW CL A 20030N101 378 6,765 SH   SOLE   6,765 0 0
DECKERS OUTDOOR CORP COM 243537107 256 710 SH   SOLE   710 0 0
DISNEY WALT CO COM 254687106 3,724 22,013 SH   SOLE   22,013 0 0
DOMINOS PIZZA INC COM 25754A201 1,338 2,806 SH   SOLE   2,806 0 0
FACEBOOK INC CL A 30303M102 311 916 SH   SOLE   916 0 0
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 2,428 79,855 SH   SOLE   79,855 0 0
GENERAL ELECTRIC CO COM NEW 369604301 203 1,971 SH   SOLE   1,971 0 0
GILEAD SCIENCES INC COM 375558103 236 3,383 SH   SOLE   3,383 0 0
HP INC COM 40434L105 779 28,458 SH   SOLE   28,458 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 219 1,573 SH   SOLE   1,573 0 0
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537 365 13,579 SH   SOLE   13,579 0 0
INVESCO EXCH TRADED FD TR II NY AMT FRE MUN 46138E529 2,430 93,467 SH   SOLE   93,467 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 14,244 39,792 SH   SOLE   39,792 0 0
ISHARES INC MSCI CDA ETF 464286509 305 8,400 SH   SOLE   8,400 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 5,071 44,012 SH   SOLE   44,012 0 0
ISHARES TR COHEN STEER REIT 464287564 6,716 102,658 SH   SOLE   102,658 0 0
ISHARES TR CORE S&P SCP ETF 464287804 3,241 29,683 SH   SOLE   29,683 0 0
ISHARES TR MSCI EAFE ETF 464287465 3,779 48,441 SH   SOLE   48,441 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689 9,864 130,921 SH   SOLE   130,921 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,194 4,356 SH   SOLE   4,356 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 17,739 156,640 SH   SOLE   156,640 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 4,276 57,854 SH   SOLE   57,854 0 0
ISHARES TR S&P 500 VAL ETF 464287408 7,723 53,105 SH   SOLE   53,105 0 0
ISHARES TR S&P MC 400GR ETF 464287606 4,857 61,333 SH   SOLE   61,333 0 0
ISHARES TR SP SMCP600VL ETF 464287879 9,475 94,116 SH   SOLE   94,116 0 0
ISHARES TR CORE S&P500 ETF 464287200 11,812 27,418 SH   SOLE   27,418 0 0
ISHARES TR CORE S&P MCP ETF 464287507 13,026 49,514 SH   SOLE   49,514 0 0
ISHARES TR CORE S&P US VLU 464287663 4,168 58,810 SH   SOLE   58,810 0 0
ISHARES TR S&P MC 400VL ETF 464287705 9,513 92,322 SH   SOLE   92,322 0 0
ISHARES TR S&P SML 600 GWT 464287887 5,398 41,509 SH   SOLE   41,509 0 0
ISHARES TR YLD OPTIM BD 46434V787 2,456 97,803 SH   SOLE   97,803 0 0
ISHARES TR TIPS BD ETF 464287176 10,017 78,449 SH   SOLE   78,449 0 0
ISHARES TR MORNINGSTR US EQ 464287127 451 7,434 SH   SOLE   7,434 0 0
ISHARES TR NORTH AMERN NAT 464287374 801 27,278 SH   SOLE   27,278 0 0
ISHARES TR CORE US AGGBD ET 464287226 4,174 36,351 SH   SOLE   36,351 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 224 1,024 SH   SOLE   1,024 0 0
ISHARES TR CORE S&P US GWT 464287671 834 8,147 SH   SOLE   8,147 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 3,862 24,678 SH   SOLE   24,678 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 4,354 86,421 SH   SOLE   86,421 0 0
ISHARES TR RUS MID CAP ETF 464287499 3,119 39,880 SH   SOLE   39,880 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 551 6,402 SH   SOLE   6,402 0 0
ISHARES TR U.S. TECH ETF 464287721 284 2,802 SH   SOLE   2,802 0 0
ISHARES TR EXPND TEC SC ETF 464287549 4,212 10,434 SH   SOLE   10,434 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 2,543 15,868 SH   SOLE   15,868 0 0
ISHARES TR S&P 100 ETF 464287101 524 2,656 SH   SOLE   2,656 0 0
ISHARES TR RUS 1000 ETF 464287622 350 1,447 SH   SOLE   1,447 0 0
ISHARES TR SELECT DIVID ETF 464287168 1,743 15,191 SH   SOLE   15,191 0 0
ISHARES TR U.S. PHARMA ETF 464288836 728 3,974 SH   SOLE   3,974 0 0
ISHARES TR ISHARES BIOTECH 464287556 281 1,738 SH   SOLE   1,738 0 0
ISHARES TR MRGSTR MD CP GRW 464288307 302 4,389 SH   SOLE   4,389 0 0
JOHNSON & JOHNSON COM 478160104 2,525 15,635 SH   SOLE   15,635 0 0
JPMORGAN CHASE & CO COM 46625H100 253 1,548 SH   SOLE   1,548 0 0
MCDONALDS CORP COM 580135101 229 949 SH   SOLE   949 0 0
MERCK & CO INC COM 58933Y105 342 4,559 SH   SOLE   4,559 0 0
MICROSOFT CORP COM 594918104 2,381 8,445 SH   SOLE   8,445 0 0
MOODYS CORP COM 615369105 1,195 3,364 SH   SOLE   3,364 0 0
NEWELL BRANDS INC COM 651229106 473 21,355 SH   SOLE   21,355 0 0
NVIDIA CORPORATION COM 67066G104 204 984 SH   SOLE   984 0 0
OMNICOM GROUP INC COM 681919106 561 7,746 SH   SOLE   7,746 0 0
PAYCHEX INC COM 704326107 1,010 8,979 SH   SOLE   8,979 0 0
PEPSICO INC COM 713448108 5,306 35,279 SH   SOLE   35,279 0 0
PFIZER INC COM 717081103 2,137 49,681 SH   SOLE   49,681 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 2,231 20,179 SH   SOLE   20,179 0 0
PJT PARTNERS INC COM CL A 69343T107 3,210 40,576 SH   SOLE   40,576 0 0
PROCTER AND GAMBLE CO COM 742718109 1,800 12,872 SH   SOLE   12,872 0 0
PROSHARES TR PSHS ULT S&P 500 74347R107 8,367 69,831 SH   SOLE   69,831 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 3,242 106,364 SH   SOLE   106,364 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 15,643 204,058 SH   SOLE   204,058 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 7,327 73,194 SH   SOLE   73,194 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 13,402 214,162 SH   SOLE   214,162 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,680 16,173 SH   SOLE   16,173 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,918 28,048 SH   SOLE   28,048 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 455 13,846 SH   SOLE   13,846 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 702 4,743 SH   SOLE   4,743 0 0
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 562 9,911 SH   SOLE   9,911 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,455 27,940 SH   SOLE   27,940 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 246 6,556 SH   SOLE   6,556 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,288 5,331 SH   SOLE   5,331 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 2,494 5,187 SH   SOLE   5,187 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 3,722 58,144 SH   SOLE   58,144 0 0
SPDR SER TR S&P 600 SML CAP 78464A813 6,357 67,100 SH   SOLE   67,100 0 0
SPDR SER TR S&P 400 MDCP GRW 78464A821 1,664 21,995 SH   SOLE   21,995 0 0
SPDR SER TR S&P BIOTECH 78464A870 3,065 24,379 SH   SOLE   24,379 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 633 16,223 SH   SOLE   16,223 0 0
SPDR SER TR S&P DIVID ETF 78464A763 2,986 25,402 SH   SOLE   25,402 0 0
SPDR SER TR S&P 600 SMCP GRW 78464A201 271 3,107 SH   SOLE   3,107 0 0
THERAPEUTICSMD INC COM 88338N107 31 42,139 SH   SOLE   42,139 0 0
UNITEDHEALTH GROUP INC COM 91324P102 705 1,803 SH   SOLE   1,803 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 2,977 11,163 SH   SOLE   11,163 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 12,918 144,427 SH   SOLE   144,427 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 819 9,992 SH   SOLE   9,992 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 6,303 26,623 SH   SOLE   26,623 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,638 35,740 SH   SOLE   35,740 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 18,800 67,105 SH   SOLE   67,105 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 20,926 123,635 SH   SOLE   123,635 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 10,681 48,099 SH   SOLE   48,099 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 9,882 45,191 SH   SOLE   45,191 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 1,473 5,078 SH   SOLE   5,078 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 5,052 21,378 SH   SOLE   21,378 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 10,167 72,825 SH   SOLE   72,825 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 250 1,244 SH   SOLE   1,244 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,123 42,460 SH   SOLE   42,460 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 201 1,969 SH   SOLE   1,969 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 33,048 401,015 SH   SOLE   401,015 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 12,934 84,203 SH   SOLE   84,203 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 702 11,099 SH   SOLE   11,099 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 401 7,935 SH   SOLE   7,935 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306 735 9,939 SH   SOLE   9,939 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 2,811 7,005 SH   SOLE   7,005 0 0
VIACOMCBS INC CL B 92556H206 267 6,752 SH   SOLE   6,752 0 0
VULCAN MATLS CO COM 929160109 290 1,712 SH   SOLE   1,712 0 0
WALMART INC COM 931142103 678 4,861 SH   SOLE   4,861 0 0