The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories SK 002824100 1,285 15,355 SH   SOLE   0 0 15,355
Abbvie Inc SK 00287Y109 562 7,420 SH   SOLE   0 0 7,420
Alphabet Inc Class A SK 02079K305 285 233 SH   SOLE   0 0 233
Alphabet Inc Class C SK 02079K107 329 270 SH   SOLE   0 0 270
Amazon Com Inc SK 023135106 781 450 SH   SOLE   0 0 450
Analog Devices, Inc. SK 032654105 390 3,492 SH   SOLE   0 0 3,492
Apple Computers SK 037833100 5,504 24,576 SH   SOLE   0 0 24,576
Aramark SK 03852U106 206 4,723 SH   SOLE   0 0 4,723
Barclay's Aggregate Bond Index I-Shares ET 464287226 4,028 35,594 SH   SOLE   0 0 35,594
Berkley W R Corporation SK 084423102 3,267 45,235 SH   SOLE   0 0 45,235
Berkshire Hathaway Cl B SK 084670702 1,122 5,394 SH   SOLE   0 0 5,394
Berkshire Htwy Cla 1/100th 100 Shs=1 Wh SK 084990175 624 200 SH   SOLE   0 0 200
Boston Beer Co Inc Cl A Class A SK 100557107 398 1,094 SH   SOLE   0 0 1,094
CBS Corporation Cl B SK 124857202 261 6,465 SH   SOLE   0 0 6,465
Canadian Pac Ltd New F SK 13645T100 412 1,850 SH   SOLE   0 0 1,850
Caterpillar Inc SK 149123101 1,149 9,100 SH   SOLE   0 0 9,100
Charter Communications SK 16119P108 922 2,237 SH   SOLE   0 0 2,237
Chevrontexaco SK 166764100 255 2,152 SH   SOLE   0 0 2,152
Cisco Systems Inc SK 17275R102 651 13,179 SH   SOLE   0 0 13,179
Darden Restaurants SK 237194105 231 1,952 SH   SOLE   0 0 1,952
Dominos Pizza Inc SK 25754A201 865 3,538 SH   SOLE   0 0 3,538
Exxon Corporation SK 30231G102 361 5,113 SH   SOLE   0 0 5,113
Fidelity Msci Real Estate Index Etf ET 316092857 1,807 64,761 SH   SOLE   0 0 64,761
General Electric Co. SK 369604103 313 34,969 SH   SOLE   0 0 34,969
Home Depot Inc SK 437076102 296 1,275 SH   SOLE   0 0 1,275
International Business Machines SK 459200101 822 5,653 SH   SOLE   0 0 5,653
Invesco NY Muni AMT Free Mun Bd ETF ET 46138E529 262 10,286 SH   SOLE   0 0 10,286
Invesco National AMT Free Mun Bd ETF ET 46138E537 247 9,317 SH   SOLE   0 0 9,317
Invesco QQQ Trust ET 46090E103 1,709 9,050 SH   SOLE   0 0 9,050
Ishares Barclays Bd Fd 7-10 Yr Tr ET 464287440 5,077 45,138 SH   SOLE   0 0 45,138
Ishares Barclays Tips Bond Fund ET 464287176 9,687 83,302 SH   SOLE   0 0 83,302
Ishares Core S&P Smallcap ETF 600 ET 464287804 2,477 31,824 SH   SOLE   0 0 31,824
Ishares Core US Growth ET 464287671 550 8,743 SH   SOLE   0 0 8,743
Ishares Core US Value ET 464287663 3,667 63,436 SH   SOLE   0 0 63,436
Ishares Goldman Sachs Tech Index ET 464287549 2,464 11,356 SH   SOLE   0 0 11,356
Ishares Lehman Treas Bond 1-3 Year ET 464287457 706 8,322 SH   SOLE   0 0 8,322
Ishares Morningstar Fund Large Core Inde ET 464287127 304 1,811 SH   SOLE   0 0 1,811
Ishares Morningstar Small-Cap Value Etf ET 464288703 240 1,794 SH   SOLE   0 0 1,794
Ishares Msci Canada Idx Fd ET 464286509 249 8,613 SH   SOLE   0 0 8,613
Ishares Msci Emrg Mkt Fd ET 464287234 3,682 90,102 SH   SOLE   0 0 90,102
Ishares Msci Etf Eafe Minimum Volatility ET 46429B689 8,085 110,332 SH   SOLE   0 0 110,332
Ishares Pharmaceutical Index Fund ET 464288836 661 4,729 SH   SOLE   0 0 4,729
Ishares Russell Midcap Index Fund ET 464287499 2,252 40,251 SH   SOLE   0 0 40,251
Ishares Russell Midcap Value Index Fund ET 464287473 14,771 164,676 SH   SOLE   0 0 164,676
Ishares S&P 500 Growth S&P 500 Growth In ET 464287309 2,750 15,274 SH   SOLE   0 0 15,274
Ishares S&P Midcap 400 Bar Val ET 464287705 7,737 48,384 SH   SOLE   0 0 48,384
Ishares S&P Midcap 400 Growth Index Fund ET 464287606 3,597 16,067 SH   SOLE   0 0 16,067
Ishares S&P North Am Fund ET 464287374 1,251 43,036 SH   SOLE   0 0 43,036
Ishares S&P Smallcap Growth ETF ET 464287887 3,946 22,122 SH   SOLE   0 0 22,122
Ishares S&P Smallcap 600 Value ET 464287879 8,046 53,574 SH   SOLE   0 0 53,574
Ishares Tr Cohen & Steer Realty Majors I ET 464287564 6,282 52,339 SH   SOLE   0 0 52,339
Ishares Tr Msci Eafe ET 464287465 3,498 53,647 SH   SOLE   0 0 53,647
Ishares Tr Russell 1000 Growth ET 464287614 876 5,485 SH   SOLE   0 0 5,485
Ishares Tr Russell 1000 Ind ET 464287622 231 1,402 SH   SOLE   0 0 1,402
Ishares Tr Russell 1000 Val ET 464287598 4,978 38,812 SH   SOLE   0 0 38,812
Ishares Tr Russell 2000 Val ET 464287630 2,053 17,190 SH   SOLE   0 0 17,190
Ishares Tr S&P 100 Index ET 464287101 343 2,611 SH   SOLE   0 0 2,611
Ishares Tr S&P 500 Barra Val ET 464287408 7,370 61,858 SH   SOLE   0 0 61,858
Ishares Tr S&P Midcap 400 Ind ET 464287507 9,893 51,196 SH   SOLE   0 0 51,196
Ishares Trust Dow Jones Select Dividend ET 464287168 2,211 21,691 SH   SOLE   0 0 21,691
Ishares Trust S&P 500 Index ET 464287200 8,502 28,482 SH   SOLE   0 0 28,482
Ishares Yield Optimized Bond Etf ET 46434V787 431 16,830 SH   SOLE   0 0 16,830
J P Morgan & Co. Inc. SK 46625H100 266 2,262 SH   SOLE   0 0 2,262
Johnson & Johnson SK 478160104 2,637 20,381 SH   SOLE   0 0 20,381
Microsoft Corp SK 594918104 463 3,334 SH   SOLE   0 0 3,334
Mid Cap S P D R Trust Unit Ser ET 78467Y107 2,045 5,802 SH   SOLE   0 0 5,802
Omnicom Group Inc SK 681919106 816 10,425 SH   SOLE   0 0 10,425
P J T Partners Inc Cl A SK 69343T107 2,107 51,767 SH   SOLE   0 0 51,767
Paychex Inc SK 704326107 697 8,420 SH   SOLE   0 0 8,420
Pepsico SK 713448108 6,810 49,672 SH   SOLE   0 0 49,672
Pfizer Inc SK 717081103 1,466 40,809 SH   SOLE   0 0 40,809
Pimco Active Bond ETF ET 72201R775 2,253 20,686 SH   SOLE   0 0 20,686
Procter & Gamble Co. SK 742718109 1,395 11,219 SH   SOLE   0 0 11,219
Proshares Ultra S&P 500 ET 74347R107 4,447 34,617 SH   SOLE   0 0 34,617
S P D R Trust Unit Sr 1 ET 78462F103 1,729 5,825 SH   SOLE   0 0 5,825
Sch US Reit ETF ET 808524847 450 9,546 SH   SOLE   0 0 9,546
Sch Us Mid-Cap Etf ET 808524508 8,443 149,331 SH   SOLE   0 0 149,331
Schw US Large Cap ETF ET 808524201 1,503 21,185 SH   SOLE   0 0 21,185
Schw Us Brd Mkt Etf ET 808524102 1,233 17,358 SH   SOLE   0 0 17,358
Schw Us Scap Etf ET 808524607 2,910 41,730 SH   SOLE   0 0 41,730
Schwab Emerging Markets Equity Etf ET 808524706 1,987 79,085 SH   SOLE   0 0 79,085
Schwab Intermediate Term Us Trs Etf ET 808524854 663 11,936 SH   SOLE   0 0 11,936
Schwab US Lg Cap Growth ETF ET 808524300 431 5,134 SH   SOLE   0 0 5,134
Schwab US Tips ETF ET 808524870 5,117 90,156 SH   SOLE   0 0 90,156
Sector Spdr Engy Select Shares Of Benefi ET 81369Y506 1,620 27,371 SH   SOLE   0 0 27,371
Sector Spdr Fincl Select Shares Of Benef ET 81369Y605 267 9,522 SH   SOLE   0 0 9,522
Southridge Ent Inc New SK 84467T403 0 24,000 SH   SOLE   0 0 24,000
Spdr S&P 400 Mid Cap Growth Etf ET 78464A821 1,297 24,142 SH   SOLE   0 0 24,142
Spdr S&P 600 Small Cap ET 78464A813 4,729 70,364 SH   SOLE   0 0 70,364
Spdr S&P Biotech Etf ET 78464A870 2,033 26,661 SH   SOLE   0 0 26,661
Spdr S&P Dividend Etf ET 78464A763 3,137 30,573 SH   SOLE   0 0 30,573
Vanguard Bond Index Fund Intermediate Te ET 921937819 1,875 21,305 SH   SOLE   0 0 21,305
Vanguard Bond Index Short Term Bond ETF ET 921937827 836 10,350 SH   SOLE   0 0 10,350
Vanguard Corp Bond Etf Short-Term Corp B ET 92206C409 1,912 23,592 SH   SOLE   0 0 23,592
Vanguard Div Appreciation ETF ET 921908844 10,147 84,855 SH   SOLE   0 0 84,855
Vanguard Emerging Market ET 922042858 508 12,619 SH   SOLE   0 0 12,619
Vanguard Energy Index ET 92204A306 1,258 16,123 SH   SOLE   0 0 16,123
Vanguard Ftse Developed Markets Etf ET 921943858 309 7,531 SH   SOLE   0 0 7,531
Vanguard Growth Etf Msci Us Prime Mkt ET 922908736 1,019 6,130 SH   SOLE   0 0 6,130
Vanguard Info Technology ET 92204A702 1,514 7,024 SH   SOLE   0 0 7,024
Vanguard Mid Cap Growth Etf ET 922908538 1,077 7,272 SH   SOLE   0 0 7,272
Vanguard Mid Cap Value ET 922908512 7,607 67,321 SH   SOLE   0 0 67,321
Vanguard Msci Us Sm Cap Growth ET 922908595 10,998 60,416 SH   SOLE   0 0 60,416
Vanguard Reit ET 922908553 3,272 35,085 SH   SOLE   0 0 35,085
Vanguard Small Cap ETF ET 922908751 1,261 8,197 SH   SOLE   0 0 8,197
Vanguard Small Cap Value ET 922908611 15,240 118,275 SH   SOLE   0 0 118,275
Vanguard Total Stock Mkt ET 922908769 7,450 49,335 SH   SOLE   0 0 49,335
Vanguard Total World Stock Etf ET 922042742 220 2,942 SH   SOLE   0 0 2,942
Vulcan Materials Company SK 929160109 254 1,680 SH   SOLE   0 0 1,680
Wal Mart Stores SK 931142103 942 7,936 SH   SOLE   0 0 7,936
Walt Disney Co Holding Co SK 254687106 2,782 21,345 SH   SOLE   0 0 21,345