The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories SK 002824100 619 14,798 SH   SOLE   0 0 14,798
Abbvie Inc SK 00287Y109 601 10,517 SH   SOLE   0 0 10,517
Amazon Com Inc SK 023135106 333 561 SH   SOLE   0 0 561
Apple Computers SK 037833100 2,527 23,184 SH   SOLE   0 0 23,184
Barclay's Aggregate Bond Index I-Shares ET 464287226 12,740 114,953 SH   SOLE   0 0 114,953
Berkley W R Corporation SK 084423102 2,947 52,430 SH   SOLE   0 0 52,430
Berkshire Hathaway Cl B SK 084670702 675 4,757 SH   SOLE   0 0 4,757
Berkshire Htwy Cla 1/100th 100 Shs=1 Wh SK 084990175 427 200 SH   SOLE   0 0 200
Boston Beer Co Inc Cl A Class A SK 100557107 202 1,094 SH   SOLE   0 0 1,094
CBS Corporation Cl B SK 124857202 334 6,055 SH   SOLE   0 0 6,055
Canadian Pac Ltd New F SK 13645T100 245 1,850 SH   SOLE   0 0 1,850
Caterpillar Inc SK 149123101 720 9,407 SH   SOLE   0 0 9,407
Chevrontexaco SK 166764100 276 2,892 SH   SOLE   0 0 2,892
Cisco Systems Inc SK 17275R102 366 12,871 SH   SOLE   0 0 12,871
Darden Restaurants SK 237194105 692 10,433 SH   SOLE   0 0 10,433
Dominos Pizza Inc SK 25754A201 738 5,597 SH   SOLE   0 0 5,597
Exxon Corporation SK 30231G102 914 10,930 SH   SOLE   0 0 10,930
General Electric Co. SK 369604103 1,083 34,052 SH   SOLE   0 0 34,052
International Business Machines SK 459200101 994 6,561 SH   SOLE   0 0 6,561
Ishares Barclays Bd Fd 7-10 Yr Tr ET 464287440 6,731 61,005 SH   SOLE   0 0 61,005
Ishares Barclays Tips Bond Fund ET 464287176 10,737 93,662 SH   SOLE   0 0 93,662
Ishares Core S&P Smallcap ETF 600 ET 464287804 1,633 14,505 SH   SOLE   0 0 14,505
Ishares Core US Growth ET 464287671 465 5,731 SH   SOLE   0 0 5,731
Ishares Core US Value ET 464287663 3,067 23,826 SH   SOLE   0 0 23,826
Ishares Goldman Sachs Tech Index ET 464287549 1,446 13,071 SH   SOLE   0 0 13,071
Ishares Lehman Treas Bond 1-3 Year ET 464287457 1,088 12,801 SH   SOLE   0 0 12,801
Ishares Morningstar Fund Large Core Inde ET 464287127 309 2,599 SH   SOLE   0 0 2,599
Ishares Morningstar Small-Cap Value Etf ET 464288703 217 1,822 SH   SOLE   0 0 1,822
Ishares Msci Canada Idx Fd ET 464286509 269 11,327 SH   SOLE   0 0 11,327
Ishares Msci Emrg Mkt Fd ET 464287234 3,651 106,600 SH   SOLE   0 0 106,600
Ishares Msci Etf Eafe Minimum Volatility ET 46429B689 2,068 31,126 SH   SOLE   0 0 31,126
Ishares Pharmaceutical Index Fund ET 464288836 898 6,557 SH   SOLE   0 0 6,557
Ishares Russell Midcap Index Fund ET 464287499 1,054 6,467 SH   SOLE   0 0 6,467
Ishares Russell Midcap Value Index Fund ET 464287473 11,779 166,060 SH   SOLE   0 0 166,060
Ishares S&P 500 Growth S&P 500 Growth In ET 464287309 2,080 17,946 SH   SOLE   0 0 17,946
Ishares S&P Midcap 400 Bar Val ET 464287705 7,297 58,832 SH   SOLE   0 0 58,832
Ishares S&P Midcap 400 Growth Index Fund ET 464287606 3,248 19,976 SH   SOLE   0 0 19,976
Ishares S&P North Am Fund ET 464287374 1,568 52,737 SH   SOLE   0 0 52,737
Ishares S&P Smallcap Growth ETF ET 464287887 3,214 25,875 SH   SOLE   0 0 25,875
Ishares S&P Smallcap 600 Value ET 464287879 6,103 53,856 SH   SOLE   0 0 53,856
Ishares Tr Cohen & Steer Realty Majors I ET 464287564 5,629 54,563 SH   SOLE   0 0 54,563
Ishares Tr Msci Eafe ET 464287465 3,294 57,620 SH   SOLE   0 0 57,620
Ishares Tr Nasdaq Biotech ET 464287556 239 917 SH   SOLE   0 0 917
Ishares Tr Russell 1000 Growth ET 464287614 685 6,862 SH   SOLE   0 0 6,862
Ishares Tr Russell 1000 Val ET 464287598 5,504 55,704 SH   SOLE   0 0 55,704
Ishares Tr Russell 2000 Val ET 464287630 1,867 20,035 SH   SOLE   0 0 20,035
Ishares Tr S&P 100 Index ET 464287101 249 2,723 SH   SOLE   0 0 2,723
Ishares Tr S&P 500 Barra Val ET 464287408 6,938 77,147 SH   SOLE   0 0 77,147
Ishares Tr S&P Midcap 400 Ind ET 464287507 6,970 48,338 SH   SOLE   0 0 48,338
Ishares Trust Dow Jones Select Dividend ET 464287168 2,833 34,694 SH   SOLE   0 0 34,694
Ishares Trust S&P 500 Index ET 464287200 2,639 12,772 SH   SOLE   0 0 12,772
Johnson & Johnson SK 478160104 2,844 26,285 SH   SOLE   0 0 26,285
Merrimack Pharma Inc SK 590328100 163 19,453 SH   SOLE   0 0 19,453
Microsoft Corp SK 594918104 244 4,426 SH   SOLE   0 0 4,426
Mid Cap S P D R Trust Unit Ser ET 78467Y107 1,700 6,471 SH   SOLE   0 0 6,471
Nielsen Holdings B V F SK N63218106 2,008 38,125 SH   SOLE   0 0 38,125
Omnicom Group Inc SK 681919106 1,611 19,361 SH   SOLE   0 0 19,361
P J T Partners Inc Cl A SK 69343T107 1,029 42,800 SH   SOLE   0 0 42,800
Paychex Inc SK 704326107 486 8,992 SH   SOLE   0 0 8,992
Pepsico SK 713448108 8,194 79,960 SH   SOLE   0 0 79,960
Pfizer Inc SK 717081103 1,187 40,033 SH   SOLE   0 0 40,033
Pimco Exch Traded Fund Total Return ET 72201R775 1,389 13,170 SH   SOLE   0 0 13,170
Pimco Municipal Income ET 72200W106 175 13,182 SH   SOLE   0 0 13,182
Powershares QQQ Trust, Ser 1 ET 73935A104 531 4,862 SH   SOLE   0 0 4,862
Powershs Ins National Muni Bond ETF ET 73936T474 1,479 57,475 SH   SOLE   0 0 57,475
Powershs Insured NY Muni Bond ETF ET 73936T458 1,087 43,991 SH   SOLE   0 0 43,991
Procter & Gamble Co. SK 742718109 1,186 14,404 SH   SOLE   0 0 14,404
Proshares Ultra S&P 500 ET 74347R107 2,466 38,646 SH   SOLE   0 0 38,646
Pub Svc Ent Group Inc SK 744573106 435 9,219 SH   SOLE   0 0 9,219
S P D R Trust Unit Sr 1 ET 78462F103 1,331 6,478 SH   SOLE   0 0 6,478
Sch Us Mid-Cap Etf ET 808524508 1,170 28,823 SH   SOLE   0 0 28,823
Sch Us Reit Etf ET 808524847 517 12,487 SH   SOLE   0 0 12,487
Schw US Large Cap ETF ET 808524201 243 4,983 SH   SOLE   0 0 4,983
Schw Us Brd Mkt Etf ET 808524102 1,200 24,342 SH   SOLE   0 0 24,342
Schw Us Scap Etf ET 808524607 1,514 29,090 SH   SOLE   0 0 29,090
Schwab US Tips ETF ET 808524870 973 17,514 SH   SOLE   0 0 17,514
Sector Spdr Engy Select Shares Of Benefi ET 81369Y506 792 12,802 SH   SOLE   0 0 12,802
Sector Spdr Fincl Select Shares Of Benef ET 81369Y605 204 9,088 SH   SOLE   0 0 9,088
Southridge Ent Inc New SK 84467T403 0 24,000 SH   SOLE   0 0 24,000
Spdr S&P 400 Mid Cap Growth Etf ET 78464A821 913 7,699 SH   SOLE   0 0 7,699
Spdr S&P 600 Small Cap ET 78464A813 3,192 31,533 SH   SOLE   0 0 31,533
Spdr S&P Biotech Etf ET 78464A870 1,476 28,567 SH   SOLE   0 0 28,567
Spdr S&P Dividend Etf ET 78464A763 1,769 22,137 SH   SOLE   0 0 22,137
Vanguard Bond Index Fund Intermediate Te ET 921937819 3,207 37,175 SH   SOLE   0 0 37,175
Vanguard Bond Index Short Term Bond ETF ET 921937827 2,739 33,969 SH   SOLE   0 0 33,969
Vanguard Corp Bond Etf Short-Term Corp B ET 92206C409 4,922 61,508 SH   SOLE   0 0 61,508
Vanguard Div Appreciation ETF ET 921908844 8,066 99,271 SH   SOLE   0 0 99,271
Vanguard Emerging Market ET 922042858 530 15,325 SH   SOLE   0 0 15,325
Vanguard Energy Index ET 92204A306 2,097 24,435 SH   SOLE   0 0 24,435
Vanguard Growth Etf Msci Us Prime Mkt ET 922908736 781 7,332 SH   SOLE   0 0 7,332
Vanguard Info Technology ET 92204A702 820 7,491 SH   SOLE   0 0 7,491
Vanguard Mid Cap Value ET 922908512 4,390 50,387 SH   SOLE   0 0 50,387
Vanguard Msci Us Sm Cap Growth ET 922908595 5,759 48,397 SH   SOLE   0 0 48,397
Vanguard Reit ET 922908553 2,243 26,765 SH   SOLE   0 0 26,765
Vanguard Small Cap Value ET 922908611 4,477 43,947 SH   SOLE   0 0 43,947
Vanguard Total Bond Market Index ETF ET 921937835 572 6,910 SH   SOLE   0 0 6,910
Vanguard Total Stock Mkt ET 922908769 4,904 46,786 SH   SOLE   0 0 46,786
Vulcan Materials Company SK 929160109 203 1,921 SH   SOLE   0 0 1,921
Wal Mart Stores SK 931142103 696 10,156 SH   SOLE   0 0 10,156
Walt Disney Co Holding Co SK 254687106 2,386 24,022 SH   SOLE   0 0 24,022