The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories SK 002824100 593 14,254 SH   SOLE   0 0 14,254
Abbvie Inc SK 00287Y109 611 10,570 SH   SOLE   0 0 10,570
America Movil SAB Spsr Adr SK 02364W105 227 8,997 SH   SOLE   0 0 8,997
Apple Computers SK 037833100 2,106 20,903 SH   SOLE   0 0 20,903
Barclay's Aggregate Bond Index I-Shares ET 464287226 13,462 123,376 SH   SOLE   0 0 123,376
Berkley W R Corporation SK 084423102 2,293 47,963 SH   SOLE   0 0 47,963
Berkshire Hathaway Cl B SK 084670702 708 5,123 SH   SOLE   0 0 5,123
Berkshire Htwy Cla 1/100th 100 Shs=1 Wh SK 084990175 414 200 SH   SOLE   0 0 200
Biogen Idec Inc SK 09062X103 215 650 SH   SOLE   0 0 650
Canadian Pac Ltd New F SK 13645T100 384 1,850 SH   SOLE   0 0 1,850
Caterpillar Inc SK 149123101 799 8,067 SH   SOLE   0 0 8,067
Cisco Systems Inc SK 17275R102 342 13,605 SH   SOLE   0 0 13,605
Copsync Inc SK 65653RAD5 45 100,000 SH   SOLE   0 0 100,000
Covidien Ltd SK G2554F105 239 2,763 SH   SOLE   0 0 2,763
Dominos Pizza Inc SK 25754A201 472 6,137 SH   SOLE   0 0 6,137
Exxon Corporation SK 30231G102 987 10,493 SH   SOLE   0 0 10,493
General Electric Co. SK 369604103 784 30,607 SH   SOLE   0 0 30,607
International Business Machines SK 459200101 1,107 5,829 SH   SOLE   0 0 5,829
Ishares Barclays Bd Fd 7-10 Yr Tr ET 464287440 6,586 63,559 SH   SOLE   0 0 63,559
Ishares Barclays Tips Bond Fund ET 464287176 10,197 90,992 SH   SOLE   0 0 90,992
Ishares Core S&P Smallcap ETF 600 ET 464287804 1,498 14,363 SH   SOLE   0 0 14,363
Ishares Core US Growth ET 464287671 480 6,419 SH   SOLE   0 0 6,419
Ishares Core US Value ET 464287663 2,999 23,005 SH   SOLE   0 0 23,005
Ishares Gold Trust ET 464285105 349 29,810 SH   SOLE   0 0 29,810
Ishares Goldman Sachs Tech Index ET 464287549 1,280 13,078 SH   SOLE   0 0 13,078
Ishares Lehman Treas Bond 1-3 Year ET 464287457 1,268 15,007 SH   SOLE   0 0 15,007
Ishares Msci Canada Idx Fd ET 464286509 1,149 37,432 SH   SOLE   0 0 37,432
Ishares Msci Emrg Mkt Fd ET 464287234 6,481 155,953 SH   SOLE   0 0 155,953
Ishares Pharmaceutical Index Fund ET 464288836 921 6,563 SH   SOLE   0 0 6,563
Ishares Russell Midcap Index Fund ET 464287499 1,057 6,673 SH   SOLE   0 0 6,673
Ishares Russell Midcap Value Index Fund ET 464287473 10,142 144,886 SH   SOLE   0 0 144,886
Ishares S&P 500 Growth S&P 500 Growth In ET 464287309 1,524 14,264 SH   SOLE   0 0 14,264
Ishares S&P Midcap 400 Bar Val ET 464287705 7,096 58,980 SH   SOLE   0 0 58,980
Ishares S&P Midcap 400 Growth Index Fund ET 464287606 3,102 20,483 SH   SOLE   0 0 20,483
Ishares S&P North Am Fund ET 464287374 2,896 64,718 SH   SOLE   0 0 64,718
Ishares S&P Smallcap Growth ETF ET 464287887 2,856 25,377 SH   SOLE   0 0 25,377
Ishares S&P Smallcap 600 Value ET 464287879 5,985 55,781 SH   SOLE   0 0 55,781
Ishares Tr Cohen & Steer Realty Majors I ET 464287564 4,630 54,814 SH   SOLE   0 0 54,814
Ishares Tr Msci Eafe ET 464287465 4,002 62,419 SH   SOLE   0 0 62,419
Ishares Tr Nasdaq Biotech ET 464287556 251 916 SH   SOLE   0 0 916
Ishares Tr Russell 1000 Growth ET 464287614 621 6,774 SH   SOLE   0 0 6,774
Ishares Tr Russell 1000 Val ET 464287598 5,797 57,921 SH   SOLE   0 0 57,921
Ishares Tr Russell 2000 Val ET 464287630 1,897 20,277 SH   SOLE   0 0 20,277
Ishares Tr S&P 100 Index ET 464287101 236 2,678 SH   SOLE   0 0 2,678
Ishares Tr S&P 500 Barra Val ET 464287408 6,696 74,346 SH   SOLE   0 0 74,346
Ishares Tr S&P Midcap S&P Midcap 400 Ind ET 464287507 6,663 48,730 SH   SOLE   0 0 48,730
Ishares Trust Dow Jones Select Dividend ET 464287168 2,501 33,855 SH   SOLE   0 0 33,855
Ishares Trust Index Fund Ftse Xinhua Hk ET 464287184 313 8,183 SH   SOLE   0 0 8,183
Ishares Trust S&P 500 Index ET 464287200 1,059 5,339 SH   SOLE   0 0 5,339
J P Morgan & Co. Inc. SK 46625H100 237 3,933 SH   SOLE   0 0 3,933
Johnson & Johnson SK 478160104 2,743 25,730 SH   SOLE   0 0 25,730
Merrimack Pharma Inc SK 590328100 259 29,453 SH   SOLE   0 0 29,453
Mid Cap S P D R Trust Unit Ser ET 78467Y107 1,486 5,960 SH   SOLE   0 0 5,960
Nielsen Holdings B V F SK 65410B201 547 12,340 SH   SOLE   0 0 12,340
Omnicom Group Inc SK 681919106 1,378 20,018 SH   SOLE   0 0 20,018
Paychex Inc SK 704326107 388 8,786 SH   SOLE   0 0 8,786
Penney J C Co Inc SK 708160106 100 10,000 SH   SOLE   0 0 10,000
Pepsico SK 713448108 5,622 60,394 SH   SOLE   0 0 60,394
Pfizer Inc SK 717081103 1,085 36,683 SH   SOLE   0 0 36,683
Powershares QQQ Trust, Ser 1 ET 73935A104 494 4,998 SH   SOLE   0 0 4,998
Powershs Ins National Muni Bond ETF ET 73936T474 692 27,547 SH   SOLE   0 0 27,547
Powershs Insured NY Muni Bond ETF ET 73936T458 435 17,983 SH   SOLE   0 0 17,983
Procter & Gamble Co. SK 742718109 856 10,219 SH   SOLE   0 0 10,219
Proshares Ultra S&P 500 ET 74347R107 2,092 17,771 SH   SOLE   0 0 17,771
Pub Svc Ent Group Inc SK 744573106 324 8,704 SH   SOLE   0 0 8,704
S P D R Trust Unit Sr 1 ET 78462F103 1,320 6,701 SH   SOLE   0 0 6,701
Schw Us Scap Etf SK 808524607 340 6,620 SH   SOLE   0 0 6,620
Sector Spdr Engy Select Shares Of Benefi ET 81369Y506 413 4,562 SH   SOLE   0 0 4,562
Southridge Ent Inc New SK 84467T403 0 24,000 SH   SOLE   0 0 24,000
Spdr S&P 400 Mid Cap Growth Etf SK 78464A821 884 7,839 SH   SOLE   0 0 7,839
Spdr S&P 600 Small Cap ET 78464A813 2,862 29,128 SH   SOLE   0 0 29,128
Spdr S&P Biotech Etf ET 78464A870 1,448 9,283 SH   SOLE   0 0 9,283
Spdr S&P Dividend Etf ET 78464A763 1,557 20,780 SH   SOLE   0 0 20,780
Vanguard Bond Index Short Term Bond ETF ET 921937827 3,546 44,281 SH   SOLE   0 0 44,281
Vanguard Corp Bond Etf Short-Term Corp B SK 92206C409 4,004 50,134 SH   SOLE   0 0 50,134
Vanguard Div Appreciation ETF ET 921908844 7,865 102,204 SH   SOLE   0 0 102,204
Vanguard Emerging Market ET 922042858 728 17,460 SH   SOLE   0 0 17,460
Vanguard Energy Index ET 92204A306 3,226 24,606 SH   SOLE   0 0 24,606
Vanguard Growth Etf Msci Us Prime Mkt ET 922908736 673 6,754 SH   SOLE   0 0 6,754
Vanguard Info Technology ET 92204A702 746 7,454 SH   SOLE   0 0 7,454
Vanguard Msci Us Sm Cap Growth ET 922908595 5,689 47,268 SH   SOLE   0 0 47,268
Vanguard Reit ET 922908553 1,227 17,074 SH   SOLE   0 0 17,074
Vanguard Total Bond Market Index ETF ET 921937835 544 6,638 SH   SOLE   0 0 6,638
Vanguard Total Stock Mkt ET 922908769 923 9,118 SH   SOLE   0 0 9,118
Wal Mart Stores SK 931142103 490 6,412 SH   SOLE   0 0 6,412
Walt Disney Co Holding Co SK 254687106 1,748 19,636 SH   SOLE   0 0 19,636