The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
1895 BANCORP OF WISCONSIN IN COMMON 28253R105   304 43,030 SH   SOLE   43,030 0 0
BankFinancial Corp COMMON 06643P104   10,639 1,234,265 SH   SOLE   1,234,265 0 0
BLUE FOUNDRY BANCORP COMMON 09549B104   369 44,130 SH   SOLE   44,130 0 0
BOGOTA FINANCIAL CORP COMMON 097235105   3,675 497,238 SH   SOLE   497,238 0 0
BURKE & HERBERT FINANCIAL SE COMMON 12135Y108   2,471 53,183 SH   SOLE   53,183 0 0
Comerica Inc COMMON 200340107   4,155 100,000 SH   SOLE   100,000 0 0
Community West Bancshares COMMON 204157101   4,586 353,079 SH   SOLE   353,079 0 0
EASTERN BANKSHARES INC COMMON 27627N105   17,393 1,387,022 SH   SOLE   1,387,022 0 0
Enterprise Bancorp Inc/MA COMMON 293668109   3,023 110,410 SH   SOLE   110,410 0 0
FIRST BUS FINL SVCS INC WIS COM COMMON 319390100   7,661 255,296 SH   SOLE   255,296 0 0
FIRST SEACOAST BANCORP INC COMMON 33631F104   2,982 404,126 SH   SOLE   404,126 0 0
GENERATIONS BANCORP NY INC COMMON 37149G108   205 24,260 SH   SOLE   24,260 0 0
HAWTHORN BANCSHARES INC COMMON 420476103   734 45,140 SH   SOLE   45,140 0 0
HMN Financial Inc COMMON 40424G108   6,523 341,002 SH   SOLE   341,002 0 0
ICC HOLDINGS INC COMMON 44931Q104   1,611 102,037 SH   SOLE   102,037 0 0
INVESTAR HLDG CORP COM COMMON 46134L105   3,434 324,270 SH   SOLE   324,270 0 0
LAKE SHORE BANCORP INC COM COMMON 510700107   1,136 111,778 SH   SOLE   111,778 0 0
M&T Bank Corp COMMON 55261F104   2,655 21,000 SH   SOLE   21,000 0 0
MAGYAR BANCORP INC COM COMMON 55977T208   5,882 573,879 SH   SOLE   573,879 0 0
NATIONAL WESTN LIFE INS CO CL A COMMON 638517102   30,763 70,316 SH   SOLE   70,316 0 0
NI HOLDINGS INC COMMON 65342T106   6,229 483,957 SH   SOLE   483,957 0 0
NORTHEAST COMMUNITY BANCORP COMMON 664121100   12,370 838,077 SH   SOLE   838,077 0 0
NSTS BANCORP INC COMMON 6293JP109   1,328 146,696 SH   SOLE   146,696 0 0
OAK VALLEY BANCORP COMMON 671807105   3,540 141,155 SH   SOLE   141,155 0 0
PARKE BANCORP INC COMMON 700885106   9,032 554,456 SH   SOLE   554,456 0 0
Pathfinder Bancorp Inc COMMON 70319R109   1,077 81,466 SH   SOLE   81,466 0 0
PIONEER BANCORP INC/NY COMMON 723561106   14,941 1,749,550 SH   SOLE   1,749,550 0 0
PLUMAS BANCORP COMMON 729273102   550 16,121 SH   SOLE   16,121 0 0
PONCE FINANCIAL GROUP INC COMMON 732344106   16,889 2,159,719 SH   SOLE   2,159,719 0 0
PROVIDENT BANCORP INC COMMON 74383L105   15,432 1,592,539 SH   SOLE   1,592,539 0 0
PROVIDENT FINL HLDGS INC COM COMMON 743868101   8,889 679,046 SH   SOLE   679,046 0 0
RHINEBECK BANCORP INC COMMON 762093102   6,444 951,547 SH   SOLE   951,547 0 0
SECURITY NATL FINL CORP CL A NEW COMMON 814785309   14,132 1,802,504 SH   SOLE   1,802,504 0 0
SHF HOLDINGS INC COMMON 824430102   3,665 4,638,790 SH   SOLE   4,638,790 0 0
Sierra Bancorp COMMON 82620P102   667 35,199 SH   SOLE   35,199 0 0
SOUND FINL BANCORP INC COM COMMON 83607A100   4,986 134,873 SH   SOLE   134,873 0 0
SOUTH PLAINS FINANCIAL INC COMMON 83946P107   9,260 350,214 SH   SOLE   350,214 0 0
SR BANCORP INC COMMON 85227J106   1,157 133,568 SH   SOLE   133,568 0 0
SWK HLDGS CORP COM COMMON 78501P203   12,049 765,008 SH   SOLE   765,008 0 0
TIMBERLAND BANCORP INC COMMON 887098101   6,316 233,048 SH   SOLE   233,048 0 0
WELLS FARGO & CO NEW COM COMMON 949746101   13,688 335,000 SH   SOLE   335,000 0 0
Willis Lease Finance Corp COMMON 970646105   26,394 623,973 SH   SOLE   623,973 0 0