The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 212 800 SH   SOLE 0 0 0 800
ISHARES TR CORE S&P SCP ETF 464287804 2,107 29,209 SH   SOLE 0 0 0 29,209
ISHARES TR RUSSELL 2000 ETF 464287655 647 4,329 SH   SOLE 0 0 0 4,329
ISHARES TR RUS 2000 VAL ETF 464287630 316 3,103 SH   SOLE 0 0 0 3,103
ISHARES TR CORE S&P US VLU 464287663 926 16,882 SH   SOLE 0 0 0 16,882
ISHARES TR CORE S&P US GWT 464287671 1,088 14,359 SH   SOLE 0 0 0 14,359
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 2,292 6,659 SH   SOLE 0 0 0 6,659
SPDR S&P 500 ETF TR TR UNIT 78462F103 8,620 26,513 SH   SOLE 0 0 0 26,513
AMAZON COM INC COM 023135106 2,809 926 SH   SOLE 0 0 0 926
BRISTOL-MYERS SQUIBB CO COM 110122108 379 6,400 SH   SOLE 0 0 0 6,400
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 531 2,705 SH   SOLE 0 0 0 2,705
EMERSON ELEC CO COM 291011104 250 3,930 SH   SOLE 0 0 0 3,930
BOEING CO COM 097023105 1,114 6,712 SH   SOLE 0 0 0 6,712
INVESCO QQQ TR UNIT SER 1 46090E103 840 3,235 SH   SOLE 0 0 0 3,235
AMGEN INC COM 031162100 1,075 4,320 SH   SOLE 0 0 0 4,320
FEDEX CORP COM 31428X106 907 5,347 SH   SOLE 0 0 0 5,347
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 470 11,581 SH   SOLE 0 0 0 11,581
INTEL CORP COM 458140100 1,065 22,157 SH   SOLE 0 0 0 22,157
ISHARES TR RUS 2000 GRW ETF 464287648 328 1,523 SH   SOLE 0 0 0 1,523
DISNEY WALT CO COM DISNEY 254687106 2,117 18,308 SH   SOLE 0 0 0 18,308
HONEYWELL INTL INC COM 438516106 788 5,099 SH   SOLE 0 0 0 5,099
JOHNSON & JOHNSON COM 478160104 2,494 17,021 SH   SOLE 0 0 0 17,021
PFIZER INC COM 717081103 2,640 67,255 SH   SOLE 0 0 0 67,255
CHEVRON CORP NEW COM 166764100 1,494 16,590 SH   SOLE 0 0 0 16,590
MICROSOFT CORP COM 594918104 578 2,831 SH   SOLE 0 0 0 2,831
UNITED PARCEL SERVICE INC CL B 911312106 1,775 14,350 SH   SOLE 0 0 0 14,350
AT&T INC COM 00206R102 1,895 64,096 SH   SOLE 0 0 0 64,096
PRUDENTIAL FINL INC COM 744320102 763 11,649 SH   SOLE 0 0 0 11,649
CITIGROUP INC COM NEW 172967424 649 12,350 SH   SOLE 0 0 0 12,350
CISCO SYS INC COM 17275R102 749 16,026 SH   SOLE 0 0 0 16,026
INTERNATIONAL BUSINESS MACHS COM 459200101 248 1,978 SH   SOLE 0 0 0 1,978
COCA COLA CO COM 191216100 2,026 42,189 SH   SOLE 0 0 0 42,189
LOCKHEED MARTIN CORP COM 539830109 1,377 3,556 SH   SOLE 0 0 0 3,556
PEPSICO INC COM 713448108 1,501 10,881 SH   SOLE 0 0 0 10,881
VERIZON COMMUNICATIONS INC COM 92343V104 2,431 42,306 SH   SOLE 0 0 0 42,306
ISHARES TR RUS MD CP GR ETF 464287481 377 2,228 SH   SOLE 0 0 0 2,228
ISHARES TR RUS MDCP VAL ETF 464287473 352 4,348 SH   SOLE 0 0 0 4,348
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 1,023 41,821 SH   SOLE 0 0 0 41,821
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 2,138 29,401 SH   SOLE 0 0 0 29,401
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 707 6,600 SH   SOLE 0 0 0 6,600
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,152 9,296 SH   SOLE 0 0 0 9,296
BK OF AMERICA CORP COM 060505104 1,388 54,915 SH   SOLE 0 0 0 54,915
STARBUCKS CORP COM 855244109 598 7,724 SH   SOLE 0 0 0 7,724
EXXON MOBIL CORP COM 30231G102 4,834 109,781 SH   SOLE 0 0 0 109,781
WALMART INC COM 931142103 845 6,463 SH   SOLE 0 0 0 6,463
UNION PAC CORP COM 907818108 1,130 6,348 SH   SOLE 0 0 0 6,348
TARGET CORP COM 87612E106 406 3,284 SH   SOLE 0 0 0 3,284
COSTCO WHSL CORP NEW COM 22160K105 3,034 9,303 SH   SOLE 0 0 0 9,303
CVS HEALTH CORP COM 126650100 882 13,740 SH   SOLE 0 0 0 13,740
DIAGEO P L C SPON ADR NEW 25243Q205 1,041 6,972 SH   SOLE 0 0 0 6,972
SCHLUMBERGER LTD COM 806857108 195 10,035 SH   SOLE 0 0 0 10,035
MERCK & CO. INC COM 58933Y105 800 10,088 SH   SOLE 0 0 0 10,088
PROCTER AND GAMBLE CO COM 742718109 578 4,504 SH   SOLE 0 0 0 4,504
GENERAL ELECTRIC CO COM 369604103 66 10,052 SH   SOLE 0 0 0 10,052
KIMBERLY CLARK CORP COM 494368103 806 5,299 SH   SOLE 0 0 0 5,299
GILEAD SCIENCES INC COM 375558103 694 9,500 SH   SOLE 0 0 0 9,500
HOME DEPOT INC COM 437076102 1,975 7,464 SH   SOLE 0 0 0 7,464
MCDONALDS CORP COM 580135101 369 1,880 SH   SOLE 0 0 0 1,880
NIKE INC CL B 654106103 1,276 13,156 SH   SOLE 0 0 0 13,156
JPMORGAN CHASE & CO COM 46625H100 1,327 13,308 SH   SOLE 0 0 0 13,308
TJX COS INC NEW COM 872540109 2,404 45,705 SH   SOLE 0 0 0 45,705
ISHARES TR 1 3 YR TREAS BD 464287457 7,896 91,193 SH   SOLE 0 0 0 91,193
3M CO COM 88579Y101 1,201 7,689 SH   SOLE 0 0 0 7,689
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,672 22,245 SH   SOLE 0 0 0 22,245
CONOCOPHILLIPS COM 20825C104 256 6,416 SH   SOLE 0 0 0 6,416
APPLE INC COM 037833100 5,200 13,678 SH   SOLE 0 0 0 13,678
CATERPILLAR INC DEL COM 149123101 228 1,622 SH   SOLE 0 0 0 1,622
INTL PAPER CO COM 460146103 352 9,584 SH   SOLE 0 0 0 9,584
ISHARES TR MSCI EMG MKT ETF 464287234 225 5,100 SH   SOLE 0 0 0 5,100
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 14,363 133,312 SH   SOLE 0 0 0 133,312
PAYCHEX INC COM 704326107 1,012 13,762 SH   SOLE 0 0 0 13,762
CLOROX CO DEL COM 189054109 565 2,445 SH   SOLE 0 0 0 2,445
NUCOR CORP COM 670346105 271 6,270 SH   SOLE 0 0 0 6,270
ALPHABET INC CAP STK CL A 02079K305 2,118 1,390 SH   SOLE 0 0 0 1,390
VANGUARD INDEX FDS LARGE CAP ETF 922908637 4,036 26,730 SH   SOLE 0 0 0 26,730
ISHARES TR SHORT TREAS BD 464288679 3,525 31,838 SH   SOLE 0 0 0 31,838
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,179 14,175 SH   SOLE 0 0 0 14,175
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 264 2,955 SH   SOLE 0 0 0 2,955
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 479 5,829 SH   SOLE 0 0 0 5,829
VANGUARD TAX-MANAGED FDS FTSE DEV MKT ETF 921943858 543 13,203 SH   SOLE 0 0 0 13,203
SPDR SER TR SPDR BLOOMBERG 78468R663 2,158 23,573 SH   SOLE 0 0 0 23,573
VISA INC COM CL A 92826C839 318 1,602 SH   SOLE 0 0 0 1,602
FIRST FINL BANKSHARES COM 32020R109 245 7,950 SH   SOLE 0 0 0 7,950
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 4,274 41,971 SH   SOLE 0 0 0 41,971
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 14,862 191,795 SH   SOLE 0 0 0 191,795
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 772 24,522 SH   SOLE 0 0 0 24,522
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 292 3,520 SH   SOLE 0 0 0 3,520
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 473 6,866 SH   SOLE 0 0 0 6,866
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 297 4,782 SH   SOLE 0 0 0 4,782
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 7,524 145,757 SH   SOLE 0 0 0 145,757
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 264 883 SH   SOLE 0 0 0 883
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,669 31,712 SH   SOLE 0 0 0 31,712
ABBVIE INC COM 00287Y109 825 8,505 SH   SOLE 0 0 0 8,505
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 278 11,139 SH   SOLE 0 0 0 11,139
ISHARES U S ETF TR SHT MAT BD ETF 46431W507 2,105 42,026 SH   SOLE 0 0 0 42,026
WISDOMTREE TR FLOATNG RAT TREA 97717X628 516 20,557 SH   SOLE 0 0 0 20,557
ALPHABET INC CAP STK CL C 02079K107 1,126 740 SH   SOLE 0 0 0 740
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 3,629 72,935 SH   SOLE 0 0 0 72,935
ALLEGIANCE BANCSHARES INC COM 01748H107 4,157 170,703 SH   SOLE 0 0 0 170,703
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 721 10,078 SH   SOLE 0 0 0 10,078
DUPONT DE NEMOURS INC COM 26614N102 245 4,415 SH   SOLE 0 0 0 4,415
DAVIS FUNDAMENTAL ETF TR SELCT INTL ETF 23908L405 255 13,185 SH   SOLE 0 0 0 13,185
DOW INC COM 260557103 1,080 24,819 SH   SOLE 0 0 0 24,819