The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106   12,026,656 66,674 SH   SOLE   66,674 0 0
STARBUCKS CORP COM Stock 855244109   16,267 178 SH   SOLE   178 0 0
ELEVANCE HEALTH INC COM Stock 036752103   3,179,114 6,130 SH   SOLE   6,130 0 0
ISHARES GOLD TRUST ETF 464285204   12,882,093 306,643 SH   SOLE   306,643 0 0
EBAY INC. COM Stock 278642103   385,294 7,300 SH   SOLE   7,300 0 0
WILLIS TOWERS WATSON PLC LTD SHS Stock G96629103   4,638,150 16,866 SH   SOLE   16,866 0 0
JOHNSON & JOHNSON COM Stock 478160104   23,728 150 SH   SOLE   150 0 0
SHELL PLC SPON ADS ADR 780259305   87,152 1,300 SH   SOLE   1,300 0 0
PROCTER AND GAMBLE CO COM Stock 742718109   758,194 4,673 SH   SOLE   4,673 0 0
COCA COLA CO COM Stock 191216100   3,181 52 SH   SOLE   52 0 0
ENTERPRISE PRODS PARTNERS L P COM Stock 293792107   43,770 1,500 SH   SOLE   1,500 0 0
INTEL CORP COM Stock 458140100   101,900 2,307 SH   SOLE   2,307 0 0
NETFLIX INC COM Stock 64110L106   2,296,314 3,781 SH   SOLE   3,781 0 0
PACCAR INC COM Stock 693718108   1,328,642 10,724 SH   SOLE   10,724 0 0
MERCK & CO INC COM Stock 58933Y105   118,755 900 SH   SOLE   900 0 0
EMERSON ELEC CO COM Stock 291011104   28,355 250 SH   SOLE   250 0 0
YUM CHINA HLDGS INC COM Stock 98850P109   1,406,220 35,341 SH   SOLE   35,341 0 0
ACUSHNET HLDGS CORP COM Stock 005098108   6,595 100 SH   SOLE   100 0 0
DIAGEO PLC SPON ADR NEW ADR 25243Q205   3,654,393 24,569 SH   SOLE   24,569 0 0
ISHARES TIPS BOND ETF ETF 464287176   132,987 1,238 SH   SOLE   1,238 0 0
ISHARES S&P 100 ETF ETF 464287101   95,995 388 SH   SOLE   388 0 0
PEPSICO INC COM Stock 713448108   1,351,952 7,725 SH   SOLE   7,725 0 0
KIMBERLY-CLARK CORP COM Stock 494368103   96,107 743 SH   SOLE   743 0 0
MOLSON COORS BEVERAGE CO CL B Stock 60871R209   672 10 SH   SOLE   10 0 0
US BANCORP DEL COM NEW Stock 902973304   670 15 SH   SOLE   15 0 0
ABRDN PHYSICAL GOLD SHARES ETF ETF 00326A104   4,991,187 234,990 SH   SOLE   234,990 0 0
DUPONT DE NEMOURS INC COM Stock 26614N102   22,080 288 SH   SOLE   288 0 0
BHP GROUP LTD SPONSORED ADS ADR 088606108   288,450 5,000 SH   SOLE   5,000 0 0
SPDR GOLD SHARES ETF 78463V107   623,743 3,032 SH   SOLE   3,032 0 0
PIMCO 15 YEAR US TIPS INDEX EXCHANGE-TRADED FUND PIMCO 15 YEAR U.S. TIPS ETF 72201R304   110,001 1,979 SH   SOLE   1,979 0 0
ISHARES IBONDS DEC 2027 TERM CORPORATE ETF ETF 46435UAA9   827,017 34,748 SH   SOLE   34,748 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   12,154,662 28,903 SH   SOLE   28,903 0 0
ALPHABET INC CAP STK CL A Stock 02079K305   4,936,618 32,708 SH   SOLE   32,708 0 0
FISERV INC COM Stock 337738108   3,809,956 23,839 SH   SOLE   23,839 0 0
UNILEVER PLC SPON ADR NEW ADR 904767704   2,098,073 41,802 SH   SOLE   41,802 0 0
COMCAST CORP NEW CL A Stock 20030N101   7,625,727 175,910 SH   SOLE   175,910 0 0
MICROSOFT CORP COM Stock 594918104   16,167,813 38,428 SH   SOLE   38,428 0 0
WARNER BROS DISCOVERY INC COM SER A Stock 934423104   2,610,221 298,994 SH   SOLE   298,994 0 0
CANADIAN NAT RES LTD COM Stock 136385101   61,056 800 SH   SOLE   800 0 0
SCHLUMBERGER LTD COM STK Stock 806857108   54,810 1,000 SH   SOLE   1,000 0 0
SPDR GOLD MINISHARES TRUST ETF 98149E303   10,928,072 248,083 SH   SOLE   248,083 0 0
INVESCO BULLETSHARES 2028 CORPORATE BOND ETF ETF 46138J643   819,332 40,823 SH   SOLE   40,823 0 0
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108   634,440 1 SH   SOLE   1 0 0
BOEING CO COM Stock 097023105   28,948 150 SH   SOLE   150 0 0
NIKE INC CL B Stock 654106103   17 0 SH   SOLE   0 0 0
LINDE PLC SHS Stock G54950103   4,555,563 9,811 SH   SOLE   9,811 0 0
DELL TECHNOLOGIES INC CL C Stock 24703L202   114,794 1,006 SH   SOLE   1,006 0 0
BROOKFIELD CORP CL A LTD VT SH Stock 11271J107   6,454,475 154,155 SH   SOLE   154,155 0 0
DOW INC COM Stock 260557103   16,683 288 SH   SOLE   288 0 0
PIMCO 25 YEAR ZERO COUPON US TREASURY INDEX EXCHANGE-TRADED FUND PIMCO 25 ETF 72201R882   5,750,553 72,562 SH   SOLE   72,562 0 0
ASTRAZENECA PLC SPONSORED ADR ADR 046353108   5,061,412 74,707 SH   SOLE   74,707 0 0
CORTEVA INC COM Stock 22052L104   16,608 288 SH   SOLE   288 0 0
ISHARES IBONDS 2024 TERM HIGH YIELD & INCOME ETF ETF 46435U184   547,385 23,477 SH   SOLE   23,477 0 0
ELI LILLY & CO COM Stock 532457108   9,769,804 12,558 SH   SOLE   12,558 0 0
PELOTON INTERACTIVE INC CL A COM Stock 70614W100   428 100 SH   SOLE   100 0 0
AVANTIS EMERGING MARKETS EQUITY ETF ETF 025072604   13,127 226 SH   SOLE   226 0 0
LITHIA MTRS INC COM Stock 536797103   1,959,503 6,513 SH   SOLE   6,513 0 0
FIDELITY NATL INFORMATION SVCS COM Stock 31620M106   3,158,515 42,579 SH   SOLE   42,579 0 0
MICRON TECHNOLOGY INC COM Stock 595112103   5,845,402 49,583 SH   SOLE   49,583 0 0
SONY GROUP CORP SPONSORED ADR ADR 835699307   4,495,221 52,428 SH   SOLE   52,428 0 0
INVESCO BULLETSHARES 2030 CORPORATE BOND ETF ETF 46138J460   814,875 49,717 SH   SOLE   49,717 0 0
VISA INC COM CL A Stock 92826C839   12,546,189 44,955 SH   SOLE   44,955 0 0
ISHARES IBONDS DEC 2031 TERM CORPORATE ETF ETF 46436E486   542,770 26,489 SH   SOLE   26,489 0 0
ISHARES GOLD TRUST MICRO ETF OF BENEF INTEREST ETF 46436F103   37,733 1,702 SH   SOLE   1,702 0 0
AMERICAN TOWER CORP NEW COM REIT 03027X100   1,516,898 7,677 SH   SOLE   7,677 0 0
MONDELEZ INTL INC CL A Stock 609207105   123,760 1,768 SH   SOLE   1,768 0 0
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF ETF 922020805   6,519,958 136,144 SH   SOLE   136,144 0 0
PIONEER NAT RES CO COM Stock 723787107   5,623,472 21,422 SH   SOLE   21,422 0 0
NOVARTIS AG SPONSORED ADR ADR 66987V109   4,678,333 48,364 SH   SOLE   48,364 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842   58,633 790 SH   SOLE   790 0 0
TOTALENERGIES SE SPONSORED ADS ADR 89151E109   7,241,673 105,211 SH   SOLE   105,211 0 0
BROOKFIELD ASSET MANAGMT LTD CL A LMT VTG SHS Stock 113004105   1,137,629 27,073 SH   SOLE   27,073 0 0
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK Stock 36266G107   19,272 212 SH   SOLE   212 0 0
NVIDIA CORPORATION COM Stock 67066G104   316,246 350 SH   SOLE   350 0 0
NEXTRACKER INC CLASS A COM Stock 65290E101   776,413 13,798 SH   SOLE   13,798 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS ADR 874039100   7,898,549 58,056 SH   SOLE   58,056 0 0
MCDONALDS CORP COM Stock 580135101   112,780 400 SH   SOLE   400 0 0
AMETEK INC COM Stock 031100100   19,021 104 SH   SOLE   104 0 0
INTERCONTINENTAL EXCHANGE INC COM Stock 45866F104   4,849,354 35,286 SH   SOLE   35,286 0 0
CISCO SYS INC COM Stock 17275R102   879,414 17,620 SH   SOLE   17,620 0 0
GENERAL ELECTRIC CO COM NEW Stock 369604301   111,988 638 SH   SOLE   638 0 0
CNH INDL N V SHS Stock N20944109   7,378,445 569,324 SH   SOLE   569,324 0 0
ISHARES CORE S&P 500 ETF ETF 464287200   896,895 1,706 SH   SOLE   1,706 0 0
UBS GROUP AG SHS Stock H42097107   2,567,915 83,591 SH   SOLE   83,591 0 0
THE CIGNA GROUP COM Stock 125523100   30,871 85 SH   SOLE   85 0 0
ISHARES IBONDS DEC 2026 TERM CORPORATE ETF ETF 46435GAA0   836,688 35,081 SH   SOLE   35,081 0 0
FLEX LTD ORD Stock Y2573F102   3,237,564 113,162 SH   SOLE   113,162 0 0
WELLS FARGO CO NEW COM Stock 949746101   40,572 700 SH   SOLE   700 0 0
CARMAX INC COM Stock 143130102   4,852,255 55,702 SH   SOLE   55,702 0 0
SALESFORCE INC COM Stock 79466L302   4,939,577 16,400 SH   SOLE   16,400 0 0
JPMORGAN CHASE & CO COM Stock 46625H100   190,285 950 SH   SOLE   950 0 0
TOOTSIE ROLL INDS INC COM Stock 890516107   864 27 SH   SOLE   27 0 0
CHEVRON CORP NEW COM Stock 166764100   1,350,412 8,561 SH   SOLE   8,561 0 0
CONOCOPHILLIPS COM Stock 20825C104   5,583,025 43,864 SH   SOLE   43,864 0 0
DANAHER CORPORATION COM Stock 235851102   3,377,213 13,524 SH   SOLE   13,524 0 0
BANK AMERICA CORP COM Stock 060505104   60,880 1,605 SH   SOLE   1,605 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101   18,141 95 SH   SOLE   95 0 0
ORACLE CORP COM Stock 68389X105   1,590,599 12,663 SH   SOLE   12,663 0 0
PFIZER INC COM Stock 717081103   782,546 28,199 SH   SOLE   28,199 0 0
ALPHABET INC CAP STK CL C Stock 02079K107   10,040,310 65,941 SH   SOLE   65,941 0 0
AMERICAN EXPRESS CO COM Stock 025816109   7,969 35 SH   SOLE   35 0 0
AMGEN INC COM Stock 031162100   1,452,875 5,110 SH   SOLE   5,110 0 0
APPLIED MATLS INC COM Stock 038222105   61,869 300 SH   SOLE   300 0 0
HDFC BANK LTD SPONSORED ADS ADR 40415F101   3,144,170 56,176 SH   SOLE   56,176 0 0
MERCADOLIBRE INC COM Stock 58733R102   4,190,324 2,771 SH   SOLE   2,771 0 0
ISHARES 20 YEAR TREASURY BOND ETF ETF 464287432   68,729 726 SH   SOLE   726 0 0
FERGUSON PLC NEW SHS Stock G3421J106   2,977,200 13,630 SH   SOLE   13,630 0 0
PHILIP MORRIS INTL INC COM Stock 718172109   59,644 651 SH   SOLE   651 0 0
BRISTOL-MYERS SQUIBB CO COM Stock 110122108   85,412 1,575 SH   SOLE   1,575 0 0
ALTRIA GROUP INC COM Stock 02209S103   62,812 1,440 SH   SOLE   1,440 0 0
EXXON MOBIL CORP COM Stock 30231G102   772,182 6,643 SH   SOLE   6,643 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102   8,110,579 16,394 SH   SOLE   16,394 0 0
LLOYDS BANKING GROUP PLC SPONSORED ADR ADR 539439109   3,538,536 1,366,230 SH   SOLE   1,366,230 0 0
LOWES COS INC COM Stock 548661107   25,473 100 SH   SOLE   100 0 0
AMERICAN INTL GROUP INC COM NEW Stock 026874784   2,111,873 27,016 SH   SOLE   27,016 0 0
RAYONIER INC COM REIT 754907103   1,919,324 57,741 SH   SOLE   57,741 0 0
SAP SE SPON ADR ADR 803054204   6,059,905 31,071 SH   SOLE   31,071 0 0
LIBERTY LATIN AMERICA LTD COM CL C Stock G9001E128   1,821,758 260,623 SH   SOLE   260,623 0 0
RELX PLC SPONSORED ADR ADR 759530108   43,463 1,004 SH   SOLE   1,004 0 0
KRAFT HEINZ CO COM Stock 500754106   21,734 589 SH   SOLE   589 0 0
PAYPAL HLDGS INC COM Stock 70450Y103   430,410 6,425 SH   SOLE   6,425 0 0
SCHWAB CHARLES CORP COM Stock 808513105   8,200,783 113,364 SH   SOLE   113,364 0 0
ISHARES MSCI EAFE ETF ETF 464287465   62,690 785 SH   SOLE   785 0 0
APPLE INC COM Stock 037833100   9,821,412 57,274 SH   SOLE   57,274 0 0
DISNEY WALT CO COM Stock 254687106   87,242 713 SH   SOLE   713 0 0