The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 10,909 96,545 SH   SOLE   96,545 0 0
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803 40 342 SH   SOLE   342 0 0
STARBUCKS CORP COM Stock 855244109 14 178 SH   SOLE   178 0 0
INVESCO BULLETSHARES 2023 HIGH YIELD CORPORATE BOND ETF ETF 46138J858 4,704 206,145 SH   SOLE   206,145 0 0
ELEVANCE HEALTH INC COM Stock 036752103 3,832 8,437 SH   SOLE   8,437 0 0
ISHARES GOLD TRUST ETF 464285204 11,001 348,925 SH   SOLE   348,925 0 0
EBAY INC. COM Stock 278642103 280 7,625 SH   SOLE   7,625 0 0
WILLIS TOWERS WATSON PLC LTD SHS Stock G96629103 3,360 16,724 SH   SOLE   16,724 0 0
JOHNSON & JOHNSON COM Stock 478160104 106 650 SH   SOLE   650 0 0
SHELL PLC SPON ADS ADR 780259305 64 1,300 SH   SOLE   1,300 0 0
BOSTON SCIENTIFIC CORP COM Stock 101137107 3 100 SH   SOLE   100 0 0
PROCTER AND GAMBLE CO COM Stock 742718109 636 5,038 SH   SOLE   5,038 0 0
COCA COLA CO COM Stock 191216100 258 4,622 SH   SOLE   4,622 0 0
ENTERPRISE PRODS PARTNERS L P COM Stock 293792107 35 1,500 SH   SOLE   1,500 0 0
INTEL CORP COM Stock 458140100 59 2,307 SH   SOLE   2,307 0 0
STATE STR CORP COM Stock 857477103 24 400 SH   SOLE   400 0 0
NETFLIX INC COM Stock 64110L106 3,702 15,724 SH   SOLE   15,724 0 0
PACCAR INC COM Stock 693718108 2,647 31,636 SH   SOLE   31,636 0 0
MERCK & CO INC COM Stock 58933Y105 157 1,830 SH   SOLE   1,830 0 0
EMERSON ELEC CO COM Stock 291011104 21 300 SH   SOLE   300 0 0
ACUSHNET HLDGS CORP COM Stock 005098108 4 100 SH   SOLE   100 0 0
DIAGEO PLC SPON ADR NEW ADR 25243Q205 101 600 SH   SOLE   600 0 0
LAMB WESTON HLDGS INC COM Stock 513272104 16 216 SH   SOLE   216 0 0
ISHARES TIPS BOND ETF ETF 464287176 5,658 53,941 SH   SOLE   53,941 0 0
LEGGETT & PLATT INC COM Stock 524660107 13 400 SH   SOLE   400 0 0
INVESCO BULLETSHARES 2024 HIGH YIELD CORPORATE BOND ETF ETF 46138J833 4,794 221,756 SH   SOLE   221,756 0 0
ISHARES S&P 100 ETF ETF 464287101 88 543 SH   SOLE   543 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104 7 200 SH   SOLE   200 0 0
FEDEX CORP COM Stock 31428X106 7 50 SH   SOLE   50 0 0
PEPSICO INC COM Stock 713448108 1,277 7,825 SH   SOLE   7,825 0 0
KIMBERLY-CLARK CORP COM Stock 494368103 83 743 SH   SOLE   743 0 0
MOLSON COORS BEVERAGE CO CL B Stock 60871R209 0 10 SH   SOLE   10 0 0
FORD MTR CO DEL COM Stock 345370860 1 100 SH   SOLE   100 0 0
US BANCORP DEL COM NEW Stock 902973304 4,765 118,183 SH   SOLE   118,183 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 45 200 SH   SOLE   200 0 0
ABRDN PHYSICAL GOLD SHARES ETF ETF 00326A104 4,344 272,905 SH   SOLE   272,905 0 0
DUPONT DE NEMOURS INC COM Stock 26614N102 14 288 SH   SOLE   288 0 0
BHP GROUP LTD SPONSORED ADS ADR 088606108 250 5,000 SH   SOLE   5,000 0 0
SPDR GOLD SHARES ETF 78463V107 468 3,032 SH   SOLE   3,032 0 0
CONSUMER STAPLES SELECT SECTOR SPDR FUND ETF 81369Y308 11 170 SH   SOLE   170 0 0
PIMCO 15 YEAR US TIPS INDEX ETF ETF 72201R304 2,323 41,415 SH   SOLE   41,415 0 0
INVESCO BULLETSHARES 2025 HIGH YIELD CORPORATE BOND ETF ETF 46138J817 2,207 101,485 SH   SOLE   101,485 0 0
ISHARES IBONDS DEC 2027 TERM CORPORATE ETF ETF 46435UAA9 709 30,855 SH   SOLE   30,855 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 12,151 45,507 SH   SOLE   45,507 0 0
ALPHABET INC CAP STK CL A Stock 02079K305 3,394 35,490 SH   SOLE   35,490 0 0
FISERV INC COM Stock 337738108 3,751 40,093 SH   SOLE   40,093 0 0
UNILEVER PLC SPON ADR NEW ADR 904767704 3,230 73,695 SH   SOLE   73,695 0 0
COMCAST CORP NEW CL A Stock 20030N101 4,949 168,742 SH   SOLE   168,742 0 0
MICROSOFT CORP COM Stock 594918104 11,113 47,715 SH   SOLE   47,715 0 0
CANADIAN NAT RES LTD COM Stock 136385101 37 800 SH   SOLE   800 0 0
SCHLUMBERGER LTD COM STK Stock 806857108 47 1,325 SH   SOLE   1,325 0 0
NISOURCE INC COM Stock 65473P105 232 9,215 SH   SOLE   9,215 0 0
SPDR GOLD MINISHARES TRUST ETF 98149E303 9,271 281,111 SH   SOLE   281,111 0 0
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108 406 1 SH   SOLE   1 0 0
BOEING CO COM Stock 097023105 30 250 SH   SOLE   250 0 0
LINDE PLC SHS Stock G5494J103 2,610 9,683 SH   SOLE   9,683 0 0
WALGREENS BOOTS ALLIANCE INC COM Stock 931427108 6 200 SH   SOLE   200 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH Stock 112585104 7,209 176,317 SH   SOLE   176,317 0 0
DOW INC COM Stock 260557103 12 288 SH   SOLE   288 0 0
CONAGRA BRANDS INC COM Stock 205887102 8 275 SH   SOLE   275 0 0
ASTRAZENECA PLC SPONSORED ADR ADR 046353108 4,471 81,532 SH   SOLE   81,532 0 0
CORTEVA INC COM Stock 22052L104 16 288 SH   SOLE   288 0 0
ISHARES IBONDS 2023 TERM HIGH YIELD & INCOME ETF ETF 46435U150 566 24,251 SH   SOLE   24,251 0 0
ISHARES IBONDS 2025 TERM HIGH YIELD & INCOME ETF ETF 46435U168 421 18,988 SH   SOLE   18,988 0 0
ISHARES 0-5 YEAR TIPS BOND ETF ETF 46429B747 96 1,000 SH   SOLE   1,000 0 0
ISHARES IBONDS 2024 TERM HIGH YIELD & INCOME ETF ETF 46435U184 439 19,736 SH   SOLE   19,736 0 0
VANECK GOLD MINERS ETF ETF 92189F106 18 775 SH   SOLE   775 0 0
LILLY ELI & CO COM Stock 532457108 6,692 20,696 SH   SOLE   20,696 0 0
PELOTON INTERACTIVE INC CL A COM Stock 70614W100 0 100 SH   SOLE   100 0 0
AVANTIS EMERGING MARKETS EQUITY ETF ETF 025072604 419 9,130 SH   SOLE   9,130 0 0
FRESENIUS MED CARE AG&CO KGAA SPONSORED ADR ADR 358029106 2,500 178,110 SH   SOLE   178,110 0 0
MICRON TECHNOLOGY INC COM Stock 595112103 2,133 42,588 SH   SOLE   42,588 0 0
WOODSIDE ENERGY GROUP LTD SPONSORED ADR ADR 980228308 36 1,806 SH   SOLE   1,806 0 0
SONY GROUP CORPORATION SPONSORED ADR ADR 835699307 2,107 32,903 SH   SOLE   32,903 0 0
AMERICAN ELEC PWR CO INC COM Stock 025537101 47 545 SH   SOLE   545 0 0
VIATRIS INC COM Stock 92556V106 0 62 SH   SOLE   62 0 0
ORGANON & CO COMMON STOCK Stock 68622V106 4 175 SH   SOLE   175 0 0
VISA INC COM CL A Stock 92826C839 8,404 47,310 SH   SOLE   47,310 0 0
KYNDRYL HLDGS INC COMMON STOCK Stock 50155Q100 0 19 SH   SOLE   19 0 0
MID-AMER APT CMNTYS INC COM REIT 59522J103 9 60 SH   SOLE   60 0 0
WARNER BROS DISCOVERY INC COM SER A Stock 934423104 723 62,931 SH   SOLE   62,931 0 0
MONDELEZ INTL INC CL A Stock 609207105 96 1,768 SH   SOLE   1,768 0 0
PIONEER NAT RES CO COM Stock 723787107 4,506 20,810 SH   SOLE   20,810 0 0
NOVARTIS AG SPONSORED ADR ADR 66987V109 5,222 68,710 SH   SOLE   68,710 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842 67 1,285 SH   SOLE   1,285 0 0
TOTALENERGIES SE SPONSORED ADS ADR 89151E109 5,179 111,342 SH   SOLE   111,342 0 0
ABBVIE INC COM Stock 00287Y109 4 30 SH   SOLE   30 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS ADR 874039100 3,968 57,882 SH   SOLE   57,882 0 0
INVESCO S&P 500 QUALITY ETF ETF 46137V241 39 1,000 SH   SOLE   1,000 0 0
MCDONALDS CORP COM Stock 580135101 110 481 SH   SOLE   481 0 0
AMETEK INC COM Stock 031100100 17 150 SH   SOLE   150 0 0
CISCO SYS INC COM Stock 17275R102 741 18,535 SH   SOLE   18,535 0 0
GENERAL ELECTRIC CO COM NEW Stock 369604301 39 638 SH   SOLE   638 0 0
CNH INDL N V SHS Stock N20944109 3,652 327,018 SH   SOLE   327,018 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 651 1,816 SH   SOLE   1,816 0 0
CIGNA CORP NEW COM Stock 125523100 23 85 SH   SOLE   85 0 0
ISHARES IBONDS DEC 2026 TERM CORPORATE ETF ETF 46435GAA0 681 29,515 SH   SOLE   29,515 0 0
WELLS FARGO CO NEW COM Stock 949746101 28 700 SH   SOLE   700 0 0
CARMAX INC COM Stock 143130102 2,087 31,623 SH   SOLE   31,623 0 0
SALESFORCE INC COM Stock 79466L302 2,153 14,970 SH   SOLE   14,970 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 120 1,150 SH   SOLE   1,150 0 0
TOOTSIE ROLL INDS INC COM Stock 890516107 0 27 SH   SOLE   27 0 0
CHEVRON CORP NEW COM Stock 166764100 1,247 8,684 SH   SOLE   8,684 0 0
BK OF AMERICA CORP COM Stock 060505104 5,750 190,404 SH   SOLE   190,404 0 0
WALMART INC COM Stock 931142103 38 300 SH   SOLE   300 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 11 95 SH   SOLE   95 0 0
ORACLE CORP COM Stock 68389X105 894 14,646 SH   SOLE   14,646 0 0
PFIZER INC COM Stock 717081103 4,742 108,376 SH   SOLE   108,376 0 0
3M CO COM Stock 88579Y101 16 150 SH   SOLE   150 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 14,520 151,018 SH   SOLE   151,018 0 0
AMERICAN EXPRESS CO COM Stock 025816109 26 200 SH   SOLE   200 0 0
AMGEN INC COM Stock 031162100 1,759 7,808 SH   SOLE   7,808 0 0
APPLIED MATLS INC COM Stock 038222105 24 300 SH   SOLE   300 0 0
CANADIAN NATL RY CO COM Stock 136375102 64 600 SH   SOLE   600 0 0
MERCADOLIBRE INC COM Stock 58733R102 2,217 2,678 SH   SOLE   2,678 0 0
MOELIS & CO CL A Stock 60786M105 4 140 SH   SOLE   140 0 0
MARKETAXESS HLDGS INC COM Stock 57060D108 1,228 5,521 SH   SOLE   5,521 0 0
PHILIP MORRIS INTL INC COM Stock 718172109 54 651 SH   SOLE   651 0 0
BRISTOL-MYERS SQUIBB CO COM Stock 110122108 111 1,575 SH   SOLE   1,575 0 0
ALTRIA GROUP INC COM Stock 02209S103 58 1,440 SH   SOLE   1,440 0 0
EXXON MOBIL CORP COM Stock 30231G102 593 6,793 SH   SOLE   6,793 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102 4,970 9,840 SH   SOLE   9,840 0 0
LLOYDS BANKING GROUP PLC SPONSORED ADR ADR 539439109 1,045 584,078 SH   SOLE   584,078 0 0
LOWES COS INC COM Stock 548661107 18 100 SH   SOLE   100 0 0
COLGATE PALMOLIVE CO COM Stock 194162103 3 50 SH   SOLE   50 0 0
AMERICAN INTL GROUP INC COM NEW Stock 026874784 6,128 129,076 SH   SOLE   129,076 0 0
RAYONIER INC COM REIT 754907103 3,742 124,885 SH   SOLE   124,885 0 0
SAP SE SPON ADR ADR 803054204 2,541 31,286 SH   SOLE   31,286 0 0
LIBERTY LATIN AMERICA LTD COM CL C Stock G9001E128 606 98,616 SH   SOLE   98,616 0 0
KRAFT HEINZ CO COM Stock 500754106 19 589 SH   SOLE   589 0 0
PAYPAL HLDGS INC COM Stock 70450Y103 570 6,625 SH   SOLE   6,625 0 0
SCHWAB CHARLES CORP COM Stock 808513105 5,385 74,940 SH   SOLE   74,940 0 0
AXOS FINANCIAL INC COM Stock 05465C100 3 110 SH   SOLE   110 0 0
ISHARES MSCI EAFE ETF ETF 464287465 215 3,843 SH   SOLE   3,843 0 0
APPLE INC COM Stock 037833100 7,792 56,387 SH   SOLE   56,387 0 0
ISHARES IBONDS DEC 2025 TERM CORPORATE ETF ETF 46434VBD1 73 3,065 SH   SOLE   3,065 0 0
ISHARES IBONDS DEC 2024 TERM CORPORATE ETF ETF 46434VBG4 49 2,030 SH   SOLE   2,030 0 0
ABBOTT LABS COM Stock 002824100 6 65 SH   SOLE   65 0 0
DISNEY WALT CO COM Stock 254687106 67 713 SH   SOLE   713 0 0