The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   4,991,794 32,280 SH   SOLE   32,280 0 0
ALPHABET INC CAP STK CL C 02079K107   11,475,060 73,450 SH   SOLE   73,449 0 0
AMAZON COM INC COM 023135106   13,866,529 72,882 SH   SOLE   72,882 0 0
AMERICAN INTL GROUP INC COM NEW 026874784   1,866,707 21,471 SH   SOLE   21,471 0 0
AMERICAN TOWER CORP NEW COM 03027X100   4,253,193 19,546 SH   SOLE   19,545 0 0
AMGEN INC COM 031162100   1,567,097 5,030 SH   SOLE   5,030 0 0
APPLE INC COM 037833100   12,803,841 57,641 SH   SOLE   57,641 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108   4,573,240 62,221 SH   SOLE   62,220 0 0
BECTON DICKINSON & CO COM 075887109   3,690,844 16,113 SH   SOLE   16,113 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   15,323,924 28,773 SH   SOLE   28,773 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   798,442 1 SH   SOLE   1 0 0
BHP GROUP LTD SPONSORED ADS 088606108   242,700 5,000 SH   SOLE   5,000 0 0
BROOKFIELD ASSET MANAGMT LTD CL A LMT VTG SHS 113004105   1,306,419 26,964 SH   SOLE   26,964 0 0
BROOKFIELD CORP CL A LTD VT SH 11271J107   8,492,883 162,047 SH   SOLE   162,046 0 0
CANADIAN PACIFIC KANSAS CITY COM 13646K108   3,824,900 54,478 SH   SOLE   54,478 0 0
CARMAX INC COM 143130102   4,477,751 57,466 SH   SOLE   57,466 0 0
CENTENE CORP DEL COM 15135B101   3,380,029 55,675 SH   SOLE   55,675 0 0
CHEVRON CORP NEW COM 166764100   1,432,170 8,561 SH   SOLE   8,561 0 0
CISCO SYS INC COM 17275R102   1,087,330 17,620 SH   SOLE   17,620 0 0
CNH INDL N V SHS N20944109   6,493,684 528,802 SH   SOLE   528,801 0 0
COMCAST CORP NEW CL A 20030N101   4,698,945 127,343 SH   SOLE   127,342 0 0
DANAHER CORPORATION COM 235851102   5,213,178 25,430 SH   SOLE   25,430 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   4,321,333 41,238 SH   SOLE   41,238 0 0
EBAY INC. COM 278642103   494,429 7,300 SH   SOLE   7,300 0 0
ELEVANCE HEALTH INC COM 036752103   4,421,494 10,165 SH   SOLE   10,165 0 0
ELI LILLY & CO COM 532457108   10,528,843 12,748 SH   SOLE   12,748 0 0
ETFS GOLD TR PHYSCL GOLD SHS 00326A104   6,668,617 223,629 SH   SOLE   223,629 0 0
EXXON MOBIL CORP COM 30231G102   7,276,864 61,186 SH   SOLE   61,186 0 0
FERGUSON ENTERPRISES INC COMMON STOCK NEW 31488V107   3,284,561 20,499 SH   SOLE   20,499 0 0
FIDELITY NATL INFORMATION SV COM 31620M106   2,059,793 27,582 SH   SOLE   27,581 0 0
FIDELITY WISE ORIGIN BITCOIN SHS 315948109   631,770 8,778 SH   SOLE   8,778 0 0
FISERV INC COM 337738108   6,021,592 27,268 SH   SOLE   27,268 0 0
FLEX LTD ORD Y2573F102   4,932,691 149,114 SH   SOLE   149,114 0 0
FORTIVE CORP COM 34959J108   5,407,490 73,893 SH   SOLE   73,893 0 0
GENPACT LIMITED SHS G3922B107   4,980,365 98,856 SH   SOLE   98,856 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104   7,667,283 44,448 SH   SOLE   44,448 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   1,210,916 58,555 SH   SOLE   58,554 0 0
ISHARES GOLD TR ISHARES NEW 464285204   13,751,064 233,227 SH   SOLE   233,227 0 0
ISHARES TR IBONDS 27 ETF 46435UAA9   835,517 34,554 SH   SOLE   34,554 0 0
ISHARES TR IBONDS 25 TRM HG 46435U168   561,725 24,171 SH   SOLE   24,170 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718   352,559 3,502 SH   SOLE   3,502 0 0
ISHARES TR IBONDS 2026 TERM 46436E528   800,750 34,485 SH   SOLE   34,485 0 0
ISHARES TR CORE S&P500 ETF 464287200   958,601 1,706 SH   SOLE   1,706 0 0
ISHARES TR IBONDS DEC2026 46435GAA0   842,273 34,790 SH   SOLE   34,790 0 0
ISHARES TR 0-5YR HI YL CP 46434V407   2,125,660 49,992 SH   SOLE   49,992 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   838,289 7,096 SH   SOLE   7,096 0 0
ISHARES TR IBONDS DEC25 ETF 46434VBD1   1,216,345 48,364 SH   SOLE   48,363 0 0
JPMORGAN CHASE & CO. COM 46625H100   233,035 950 SH   SOLE   950 0 0
KONINKLIJKE PHILIPS N V NY REGIS SHS NEW 500472303   2,671,699 105,185 SH   SOLE   105,185 0 0
LINDE PLC SHS G54950103   4,797,976 10,304 SH   SOLE   10,304 0 0
LITHIA MTRS INC COM 536797103   2,719,101 9,263 SH   SOLE   9,263 0 0
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109   4,524,559 1,184,440 SH   SOLE   1,184,439 0 0
MERCADOLIBRE INC COM 58733R102   6,408,608 3,285 SH   SOLE   3,285 0 0
MICRON TECHNOLOGY INC COM 595112103   4,707,748 54,181 SH   SOLE   54,180 0 0
MICROSOFT CORP COM 594918104   15,751,429 41,960 SH   SOLE   41,960 0 0
NETFLIX INC COM 64110L106   2,664,238 2,857 SH   SOLE   2,857 0 0
NOVARTIS AG SPONSORED ADR 66987V109   4,094,932 36,732 SH   SOLE   36,732 0 0
ORACLE CORP COM 68389X105   1,770,414 12,663 SH   SOLE   12,663 0 0
PACCAR INC COM 693718108   1,022,385 10,500 SH   SOLE   10,500 0 0
PAYPAL HLDGS INC COM 70450Y103   419,231 6,425 SH   SOLE   6,425 0 0
PEPSICO INC COM 713448108   1,158,287 7,725 SH   SOLE   7,725 0 0
PFIZER INC COM 717081103   644,472 25,433 SH   SOLE   25,433 0 0
PIMCO ETF TR 25YR+ ZERO U S 72201R882   2,674,597 37,339 SH   SOLE   37,339 0 0
PROCTER AND GAMBLE CO COM 742718109   787,852 4,623 SH   SOLE   4,623 0 0
RAYONIER INC COM 754907103   389,121 13,957 SH   SOLE   13,957 0 0
RELX PLC SPONSORED ADR 759530108   2,412,113 47,850 SH   SOLE   47,849 0 0
REVVITY INC COM 714046109   4,250,738 40,177 SH   SOLE   40,177 0 0
SALESFORCE INC COM 79466L302   4,715,660 17,572 SH   SOLE   17,572 0 0
SAP SE SPON ADR 803054204   7,411,421 27,609 SH   SOLE   27,609 0 0
SCHWAB CHARLES CORP COM 808513105   9,212,788 117,690 SH   SOLE   117,690 0 0
SONY GROUP CORP SPONSORED ADR 835699307   5,413,498 213,214 SH   SOLE   213,213 0 0
SPDR GOLD TR GOLD SHS 78463V107   864,420 3,000 SH   SOLE   3,000 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   9,767,068 58,838 SH   SOLE   58,837 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109   6,859,081 106,030 SH   SOLE   106,030 0 0
UBS GROUP AG SHS H42097107   3,588,036 117,141 SH   SOLE   117,141 0 0
UNILEVER PLC SPON ADR NEW 904767704   2,372,492 39,840 SH   SOLE   39,840 0 0
UNITEDHEALTH GROUP INC COM 91324P102   5,056,558 9,655 SH   SOLE   9,654 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   5,278,982 105,791 SH   SOLE   105,791 0 0
VISA INC COM CL A 92826C839   16,179,753 46,167 SH   SOLE   46,167 0 0
WARNER BROS DISCOVERY INC COM SER A 934423104   4,042,517 376,749 SH   SOLE   376,749 0 0
WILLIS TOWERS WATSON PLC LTD SHS G96629103   6,463,323 19,125 SH   SOLE   19,125 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E303   13,700,156 221,363 SH   SOLE   221,363 0 0
YUM CHINA HLDGS INC COM 98850P109   1,892,682 36,356 SH   SOLE   36,355 0 0