The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 737 4,778 SH   SOLE   0 0 4,778
AMAZON COM INC COM 023135106 463 1,067 SH   SOLE   0 0 1,067
AMGEN INC COM 031162100 471 3,067 SH   SOLE   0 0 3,067
APPLE INC COM 037833100 1,517 12,097 SH   SOLE   0 0 12,097
BANK AMER CORP COM 060505104 471 27,679 SH   SOLE   0 0 27,679
BARCLAYS BK PLC IPSPGS TTL ETN 06738C794 20,129 974,292 SH   SOLE   0 0 974,292
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 225 1,650 SH   SOLE   0 0 1,650
BLACKROCK INC COM 09247X101 364 1,053 SH   SOLE   0 0 1,053
BOEING CO COM 097023105 351 2,531 SH   SOLE   0 0 2,531
BRISTOL MYERS SQUIBB CO COM 110122108 394 5,919 SH   SOLE   0 0 5,919
CHEVRON CORP NEW COM 166764100 735 7,623 SH   SOLE   0 0 7,623
CLAYMORE EXCHANGE TRD FD TR GUGG BULSH 2021 18383M266 1,594 76,511 SH   SOLE   0 0 76,511
CLAYMORE EXCHANGE TRD FD TR GUG BUL 2020 HY 18383M365 521 20,583 SH   SOLE   0 0 20,583
CLAYMORE EXCHANGE TRD FD TR GUG BUL 2019 HY 18383M373 604 24,010 SH   SOLE   0 0 24,010
CLAYMORE EXCHANGE TRD FD TR GUG BLT2018 HY 18383M381 660 25,474 SH   SOLE   0 0 25,474
CLAYMORE EXCHANGE TRD FD TR GUG BLT2017 HY 18383M399 716 27,102 SH   SOLE   0 0 27,102
CLAYMORE EXCHANGE TRD FD TR GUG BLT2016 HY 18383M415 709 26,937 SH   SOLE   0 0 26,937
CLAYMORE EXCHANGE TRD FD TR GUGG BULL 2015 18383M423 710 27,275 SH   SOLE   0 0 27,275
CLAYMORE EXCHANGE TRD FD TR GUG BULL2020 E 18383M514 2,047 96,437 SH   SOLE   0 0 96,437
CLAYMORE EXCHANGE TRD FD TR GUG BULL2019 E 18383M522 2,235 106,052 SH   SOLE   0 0 106,052
CLAYMORE EXCHANGE TRD FD TR GUG BULL2018 E 18383M530 2,304 108,367 SH   SOLE   0 0 108,367
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2017 18383M548 2,507 110,197 SH   SOLE   0 0 110,197
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2016 18383M555 2,526 113,722 SH   SOLE   0 0 113,722
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2015 18383M563 2,407 111,129 SH   SOLE   0 0 111,129
COCA COLA CO COM 191216100 369 9,410 SH   SOLE   0 0 9,410
CONOCOPHILLIPS COM 20825C104 346 5,630 SH   SOLE   0 0 5,630
COSTCO WHSL CORP NEW COM 22160K105 401 2,971 SH   SOLE   0 0 2,971
DISNEY WALT CO COM DISNEY 254687106 460 4,034 SH   SOLE   0 0 4,034
EMERSON ELEC CO COM 291011104 210 3,784 SH   SOLE   0 0 3,784
EXXON MOBIL CORP COM 30231G102 513 6,163 SH   SOLE   0 0 6,163
FIRST TR EXCH TRD ALPHA FD I EMERG MKT ALPH 33737J182 565 24,609 SH   SOLE   0 0 24,609
GENERAL ELECTRIC CO COM 369604103 674 25,351 SH   SOLE   0 0 25,351
GILEAD SCIENCES INC COM 375558103 322 2,748 SH   SOLE   0 0 2,748
GLOBAL X FDS GLB X NXT EMRG 37950E218 680 30,855 SH   SOLE   0 0 30,855
INTEL CORP COM 458140100 1,208 39,713 SH   SOLE   0 0 39,713
INTERNATIONAL BUSINESS MACHS COM 459200101 384 2,360 SH   SOLE   0 0 2,360
ISHARES MSCI FRNTR100ETF 464286145 1,605 54,835 SH   SOLE   0 0 54,835
ISHARES EAFE SML CP ETF 464288273 1,404 27,523 SH   SOLE   0 0 27,523
ISHARES JP MOR EM MK ETF 464288281 1,578 14,353 SH   SOLE   0 0 14,353
ISHARES NAT AMT FREE BD 464288414 5,251 48,522 SH   SOLE   0 0 48,522
ISHARES INTL DEVPPTY ETF 464288422 915 24,595 SH   SOLE   0 0 24,595
ISHARES 1-3 YR CR BD ETF 464288646 1,341 12,728 SH   SOLE   0 0 12,728
ISHARES 3-7 YR TR BD ETF 464288661 602 4,892 SH   SOLE   0 0 4,892
ISHARES MICRO-CAP ETF 464288869 1,251 15,343 SH   SOLE   0 0 15,343
ISHARES EAFE VALUE ETF 464288877 256 4,900 SH   SOLE   0 0 4,900
ISHARES INC CORE MSCI EMKT 46434G103 12,215 254,270 SH   SOLE   0 0 254,270
ISHARES TR TIPS BD ETF 464287176 6,920 61,759 SH   SOLE   0 0 61,759
ISHARES TR CORE S&P500 ETF 464287200 575 2,775 SH   SOLE   0 0 2,775
ISHARES TR CORE US AGGBD ET 464287226 1,649 15,160 SH   SOLE   0 0 15,160
ISHARES TR MSCI EMG MKT ETF 464287234 779 19,654 SH   SOLE   0 0 19,654
ISHARES TR IBOXX INV CP ETF 464287242 442 3,823 SH   SOLE   0 0 3,823
ISHARES TR 1-3 YR TR BD ETF 464287457 27,033 318,555 SH   SOLE   0 0 318,555
ISHARES TR MSCI EAFE ETF 464287465 2,089 32,903 SH   SOLE   0 0 32,903
ISHARES TR CORE S&P SCP ETF 464287804 301 2,557 SH   SOLE   0 0 2,557
ISHARES TR CORE MSCI EAFE 46432F842 1,527 26,198 SH   SOLE   0 0 26,198
JOHNSON & JOHNSON COM 478160104 309 3,168 SH   SOLE   0 0 3,168
MARKET VECTORS ETF TR MKTVEC INTMUETF 57060U845 1,383 59,610 SH   SOLE   0 0 59,610
MARKET VECTORS ETF TR HG YLD MUN ETF 57060U878 1,410 47,167 SH   SOLE   0 0 47,167
MERCK & CO INC NEW COM 58933Y105 353 6,204 SH   SOLE   0 0 6,204
MICROSOFT CORP COM 594918104 2,008 45,472 SH   SOLE   0 0 45,472
NIKE INC CL B 654106103 837 7,748 SH   SOLE   0 0 7,748
OPKO HEALTH INC COM 68375N103 322 20,000 SH   SOLE   0 0 20,000
PHILLIPS 66 COM 718546104 248 3,080 SH   SOLE   0 0 3,080
PIMCO ETF TR 1-3YR USTREIDX 72201R106 2,265 44,463 SH   SOLE   0 0 44,463
PIMCO ETF TR BROAD US TIPS 72201R403 306 5,380 SH   SOLE   0 0 5,380
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 6,064 60,721 SH   SOLE   0 0 60,721
POWERSHARES GLOBAL ETF TRUST WK VRDO TX FR 73936T433 347 13,901 SH   SOLE   0 0 13,901
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 306 2,862 SH   SOLE   0 0 2,862
PPG INDS INC COM 693506107 235 2,044 SH   SOLE   0 0 2,044
PROCTER & GAMBLE CO COM 742718109 2,281 29,153 SH   SOLE   0 0 29,153
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 213 2,671 SH   SOLE   0 0 2,671
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 33,053 670,317 SH   SOLE   0 0 670,317
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 3,704 150,705 SH   SOLE   0 0 150,705
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,765 57,934 SH   SOLE   0 0 57,934
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 3,799 73,449 SH   SOLE   0 0 73,449
SCHWAB STRATEGIC TR US TIPS ETF 808524870 4,796 88,473 SH   SOLE   0 0 88,473
SEMPRA ENERGY COM 816851109 230 2,324 SH   SOLE   0 0 2,324
SOUTHWEST AIRLS CO COM 844741108 214 6,460 SH   SOLE   0 0 6,460
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 684 14,932 SH   SOLE   0 0 14,932
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 574 12,750 SH   SOLE   0 0 12,750
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 309 7,456 SH   SOLE   0 0 7,456
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,149 5,581 SH   SOLE   0 0 5,581
SPDR SER TR SHT TRM HGH YLD 78468R408 11,040 381,877 SH   SOLE   0 0 381,877
SPDR SERIES TRUST NUV HGHYLD MUN 78464A284 4,188 75,563 SH   SOLE   0 0 75,563
SPDR SERIES TRUST INTR TRM CORP BD 78464A375 983 28,943 SH   SOLE   0 0 28,943
SPDR SERIES TRUST BRCLY EM LOCL 78464A391 1,458 53,823 SH   SOLE   0 0 53,823
SPDR SERIES TRUST NUVN BR SHT MUNI 78464A425 1,456 59,968 SH   SOLE   0 0 59,968
SPDR SERIES TRUST BARC SHT TR CP 78464A474 463 15,127 SH   SOLE   0 0 15,127
SPDR SERIES TRUST DJ REIT ETF 78464A607 1,354 16,048 SH   SOLE   0 0 16,048
SPDR SERIES TRUST S&P DIVID ETF 78464A763 504 6,612 SH   SOLE   0 0 6,612
STARBUCKS CORP COM 855244109 367 6,847 SH   SOLE   0 0 6,847
TWITTER INC COM 90184L102 1,149 31,710 SH   SOLE   0 0 31,710
US BANCORP DEL COM NEW 902973304 421 9,707 SH   SOLE   0 0 9,707
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 1,207 15,054 SH   SOLE   0 0 15,054
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 334 4,114 SH   SOLE   0 0 4,114
VANGUARD INDEX FDS REIT ETF 922908553 16,541 221,461 SH   SOLE   0 0 221,461
VANGUARD INDEX FDS LARGE CAP ETF 922908637 10,765 113,526 SH   SOLE   0 0 113,526
VANGUARD INDEX FDS VALUE ETF 922908744 765 9,172 SH   SOLE   0 0 9,172
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,328 40,439 SH   SOLE   0 0 40,439
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 2,131 38,430 SH   SOLE   0 0 38,430
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,329 21,610 SH   SOLE   0 0 21,610
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 403 9,864 SH   SOLE   0 0 9,864
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 27,656 568,126 SH   SOLE   0 0 568,126
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 82,884 1,041,517 SH   SOLE   0 0 1,041,517
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 51,610 605,035 SH   SOLE   0 0 605,035
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 15,546 392,091 SH   SOLE   0 0 392,091
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 668 9,925 SH   SOLE   0 0 9,925
VISA INC COM CL A 92826C839 303 4,512 SH   SOLE   0 0 4,512
WISDOMTREE TR EMERG MKTS ETF 97717W315 482 11,090 SH   SOLE   0 0 11,090
WISDOMTREE TR SMALLCAP DIVID 97717W604 414 5,878 SH   SOLE   0 0 5,878
WISDOMTREE TR INTL SMCAP DIV 97717W760 320 5,298 SH   SOLE   0 0 5,298
WISDOMTREE TR JAPN HEDGE EQT 97717W851 202 3,534 SH   SOLE   0 0 3,534
WISDOMTREE TR EM LCL DEBT FD 97717X867 577 14,853 SH   SOLE   0 0 14,853