The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 385 2,333 SH   SOLE   2,333 0 0
ABBOTT LABS COM 002824100 239 5,149 SH   SOLE   3,659 0 1,490
ABBVIE INC COM 00287Y109 233 3,988 SH   SOLE   2,168 0 1,820
APPLE INC COM 037833100 738 5,933 SH   SOLE   5,933 0 0
AT&T INC COM 00206R102 1,070 32,771 SH   SOLE   28,936 0 3,835
AUTOZONE INC COM 053332102 1,426 2,090 SH   SOLE   1,840 0 250
BERKSHIRE HATHAWAY INC DEL CL A 084670108 870 400 SH   SOLE   400 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,789 26,253 SH   SOLE   22,783 0 3,470
BRISTOL MYERS SQUIBB CO COM 110122108 584 9,053 SH   SOLE   7,240 0 1,813
SCHWAB CHARLES CORP NEW COM 808513105 347 11,400 SH   SOLE   4,800 0 6,600
CHEVRON CORP NEW COM 166764100 639 6,087 SH   SOLE   5,195 0 892
CHIMERA INVT CORP COM 16934Q109 50 16,000 SH   SOLE   16,000 0 0
CME GROUP INC COM 12572Q105 284 3,000 SH   SOLE   0 0 3,000
COCA COLA CO COM 191216100 780 19,237 SH   SOLE   17,289 0 1,948
CONOCOPHILLIPS COM 20825C104 324 5,208 SH   SOLE   2,504 0 2,704
DIRECTV COM 25490A309 443 5,208 SH   SOLE   5,208 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 8,235 46,372 SH   SOLE   43,579 0 2,793
ENERGY TRANSFER EQUITY L P COM UT LTD PTN 29273V100 479 7,560 SH   SOLE   3,900 0 3,660
ENTERPRISE PRODS PARTNERS L COM 293792107 579 17,594 SH   SOLE   7,894 0 9,700
EXPRESS SCRIPTS HLDG CO COM 30219G108 208 2,393 SH   SOLE   1,970 0 423
EXXON MOBIL CORP COM 30231G102 2,268 26,683 SH   SOLE   22,249 0 4,434
FEDEX CORP COM 31428X106 1,180 7,130 SH   SOLE   6,055 0 1,075
FIRST HORIZON NATL CORP COM 320517105 1,473 103,112 SH   SOLE   94,843 0 8,269
GENERAL ELECTRIC CO COM 369604103 880 35,459 SH   SOLE   34,399 0 1,060
GENESIS ENERGY L P UNIT LTD PARTN 371927104 818 17,408 SH   SOLE   16,658 0 750
CLAYMORE EXCHANGE TRD FD TR GUGG BULL 2015 18383M423 5,882 225,284 SH   SOLE   196,235 0 29,049
CLAYMORE EXCHANGE TRD FD TR GUG BLT2016 HY 18383M415 5,711 216,723 SH   SOLE   187,941 0 28,782
CLAYMORE EXCHANGE TRD FD TR GUG BLT2017 HY 18383M399 5,503 208,244 SH   SOLE   179,262 0 28,982
INTERNATIONAL BUSINESS MACHS COM 459200101 1,362 8,484 SH   SOLE   8,484 0 0
IDEXX LABS INC COM 45168D104 740 4,793 SH   SOLE   4,793 0 0
INTEL CORP COM 458140100 227 7,271 SH   SOLE   6,269 0 1,002
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 7,992 264,385 SH   SOLE   241,691 0 22,694
ISHARES TR CORE S&P500 ETF 464287200 930 4,477 SH   SOLE   4,252 0 225
ISHARES TR CORE S&P SCP ETF 464287804 409 3,465 SH   SOLE   3,465 0 0
ISHARES GOLD TRUST ISHARES 464285105 152 13,240 SH   SOLE   13,240 0 0
ISHARES TR MRNGSTR LG-CP GR 464287119 351 2,966 SH   SOLE   2,966 0 0
ISHARES MRNGSTR LG-CP VL 464288109 279 3,325 SH   SOLE   3,325 0 0
ISHARES MRGSTR MD CP ETF 464288208 786 5,111 SH   SOLE   5,111 0 0
ISHARES MRGSTR MD CP GRW 464288307 9,662 57,859 SH   SOLE   53,556 0 4,303
ISHARES MRGSTR MD CP VAL 464288406 349 2,765 SH   SOLE   2,765 0 0
ISHARES TR MSCI EAFE ETF 464287465 550 8,566 SH   SOLE   8,566 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 212 5,273 SH   SOLE   1,373 0 3,900
ISHARES TR S&P 500 VAL ETF 464287408 392 4,233 SH   SOLE   4,233 0 0
ISHARES TR S&P MC 400GR ETF 464287606 491 2,862 SH   SOLE   2,862 0 0
JD COM INC SPON ADR CL A 47215P106 315 10,728 SH   SOLE   140 0 10,588
JOHNSON & JOHNSON COM 478160104 1,214 12,070 SH   SOLE   11,005 0 1,065
KINDER MORGAN INC DEL COM 49456B101 353 8,388 SH   SOLE   6,629 0 1,759
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 333 4,335 SH   SOLE   1,285 0 3,050
MICROSOFT CORP COM 594918104 459 11,278 SH   SOLE   10,078 0 1,200
MID-AMER APT CMNTYS INC COM 59522J103 616 7,975 SH   SOLE   6,250 0 1,725
MIDCOAST ENERGY PARTNERS L P COM UT LTD PTN 59564N103 138 10,000 SH   SOLE   10,000 0 0
MONDELEZ INTL INC CL A 609207105 210 5,827 SH   SOLE   4,927 0 900
DBX ETF TR DB XTR MSCI EUR 233051853 1,054 36,137 SH   SOLE   36,131 0 6
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 228 2,156 SH   SOLE   2,156 0 0
NEXTERA ENERGY INC COM 65339F101 371 3,567 SH   SOLE   3,567 0 0
NUVEEN REAL ESTATE INCOME FD COM 67071B108 212 17,800 SH   SOLE   0 0 17,800
PPG INDS INC COM 693506107 1,066 4,728 SH   SOLE   4,728 0 0
PEPSICO INC COM 713448108 556 5,810 SH   SOLE   5,750 0 60
PFIZER INC COM 717081103 794 22,835 SH   SOLE   18,613 0 4,222
PHILIP MORRIS INTL INC COM 718172109 333 4,423 SH   SOLE   4,423 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 901 8,912 SH   SOLE   8,512 0 400
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 287 2,824 SH   SOLE   2,824 0 0
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 388 7,960 SH   SOLE   3,660 0 4,300
PLUM CREEK TIMBER CO INC COM 729251108 289 6,650 SH   SOLE   3,150 0 3,500
PROCTER & GAMBLE CO COM 742718109 1,934 23,597 SH   SOLE   22,247 0 1,350
PUBLIC STORAGE COM 74460D109 339 1,720 SH   SOLE   1,720 0 0
ROYAL BK CDA MONTREAL QUE COM 780087102 364 6,031 SH   SOLE   6,031 0 0
RYDEX ETF TRUST GUG RUSS TOP 50 78355W205 286 2,037 SH   SOLE   1,972 0 65
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 602 11,865 SH   SOLE   11,865 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 260 5,200 SH   SOLE   5,200 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 240 3,068 SH   SOLE   1,593 0 1,475
SUNTRUST BKS INC COM 867914103 422 10,261 SH   SOLE   6,761 0 3,500
TJX COS INC NEW COM 872540109 349 4,979 SH   SOLE   4,979 0 0
SOUTHERN CO COM 842587107 323 7,285 SH   SOLE   7,035 0 250
TORCHMARK CORP COM 891027104 366 6,673 SH   SOLE   6,673 0 0
TRACTOR SUPPLY CO COM 892356106 388 4,566 SH   SOLE   4,366 0 200
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,731 32,721 SH   SOLE   28,726 0 3,995
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 21,822 553,705 SH   SOLE   512,197 0 41,508
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 11,184 207,620 SH   SOLE   191,415 0 16,205
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 585 11,795 SH   SOLE   11,795 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 9,521 220,037 SH   SOLE   202,968 0 17,069
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,483 34,363 SH   SOLE   32,718 0 1,645
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 5,866 101,878 SH   SOLE   99,709 0 2,169
UNION PAC CORP COM 907818108 546 5,037 SH   SOLE   5,037 0 0
VALEANT PHARMACEUTICALS INTL COM 91911K102 287 1,447 SH   SOLE   1,447 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 265 1,997 SH   SOLE   1,997 0 0
VANGUARD INDEX FDS REIT ETF 922908553 933 11,067 SH   SOLE   8,867 0 2,200
VERIZON COMMUNICATIONS INC COM 92343V104 406 8,346 SH   SOLE   7,221 0 1,125
WALGREENS BOOTS ALLIANCE INC COM 931427108 784 9,255 SH   SOLE   7,877 0 1,378
WAL-MART STORES INC COM 931142103 1,013 12,311 SH   SOLE   9,911 0 2,400
WELLS FARGO & CO NEW COM 949746101 533 9,793 SH   SOLE   7,993 0 1,800
WISDOMTREE TR ITL HDG DIV GT 97717X594 316 11,702 SH   SOLE   10,568 0 1,134