The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 231 1,053 SH   DFND   0 0 1,053
3M CO COM 88579Y101 1,634 7,442 SH   SOLE   0 0 7,442
ABBOTT LABS COM 002824100 48 798 SH   DFND   0 0 798
ABBOTT LABS COM 002824100 1,619 27,020 SH   SOLE   0 0 27,020
ABBVIE INC COM 00287Y109 374 3,950 SH   DFND   0 0 3,950
ABBVIE INC COM 00287Y109 128 1,350 SH   SOLE   0 0 1,350
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 508 3,310 SH   DFND   0 0 3,310
AFLAC INC COM 001055102 221 5,050 SH   DFND   0 0 5,050
AIR PRODS & CHEMS INC COM 009158106 351 2,210 SH   DFND   0 0 2,210
AMAZON.COM INC COM 023135106 1,434 991 SH   DFND   0 0 991
AMERICAN EXPRESS CO COM 025816109 360 3,856 SH   DFND   0 0 3,856
AMERICAN EXPRESS CO COM 025816109 1,416 15,183 SH   SOLE   0 0 15,183
AMGEN INC COM 031162100 326 1,910 SH   DFND   0 0 1,910
AMGEN INC COM 031162100 128 750 SH   SOLE   0 0 750
APPLE INC COM 037833100 1,749 10,426 SH   DFND   0 0 10,426
APPLE INC COM 037833100 1,309 7,799 SH   SOLE   0 0 7,799
AT&T INC COM 00206R102 383 10,753 SH   DFND   0 0 10,753
AT&T INC COM 00206R102 1,343 37,660 SH   SOLE   0 0 37,660
AUTODESK INC COM 052769106 458 3,648 SH   DFND   0 0 3,648
BAXTER INTL INC COM 071813109 318 4,887 SH   DFND   0 0 4,887
BECTON DICKINSON AND CO COM 075887109 491 2,268 SH   DFND   0 0 2,268
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 511 2,560 SH   DFND   0 0 2,560
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 100 500 SH   SOLE   0 0 500
BOEING CO COM 097023105 320 975 SH   DFND   0 0 975
BRISTOL MYERS SQUIBB CO COM 110122108 588 9,298 SH   DFND   0 0 9,298
CATERPILLAR INC DEL COM 149123101 52 354 SH   DFND   0 0 354
CATERPILLAR INC DEL COM 149123101 1,981 13,444 SH   SOLE   0 0 13,444
CHEVRON CORP NEW COM 166764100 297 2,603 SH   DFND   0 0 2,603
CHEVRON CORP NEW COM 166764100 228 2,000 SH   SOLE   0 0 2,000
COCA COLA CO COM 191216100 63 1,440 SH   DFND   0 0 1,440
COCA COLA CO COM 191216100 1,624 37,385 SH   SOLE   0 0 37,385
COLGATE PALMOLIVE CO COM 194162103 274 3,825 SH   DFND   0 0 3,825
COLGATE PALMOLIVE CO COM 194162103 1,384 19,314 SH   SOLE   0 0 19,314
CVS HEALTH CORP COM 126650100 231 3,719 SH   DFND   0 0 3,719
DEERE & CO COM 244199105 84 540 SH   DFND   0 0 540
DEERE & CO COM 244199105 1,874 12,066 SH   SOLE   0 0 12,066
DIAMONDBACK ENERGY INC COM 25278X109 371 2,935 SH   DFND   0 0 2,935
DISNEY WALT CO COM DISNEY 254687106 295 2,938 SH   DFND   0 0 2,938
DISNEY WALT CO COM DISNEY 254687106 999 9,950 SH   SOLE   0 0 9,950
DOWDUPONT INC COM 26078J100 93 1,452 SH   DFND   0 0 1,452
DOWDUPONT INC COM 26078J100 1,344 21,097 SH   SOLE   0 0 21,097
EMERSON ELECTRIC CO COM 291011104 376 5,504 SH   DFND   0 0 5,504
EMERSON ELECTRIC CO COM 291011104 1,395 20,423 SH   SOLE   0 0 20,423
EOG RESOURCES INC COM 26875P101 260 2,471 SH   DFND   0 0 2,471
EXXON MOBIL CORP COM 30231G102 555 7,438 SH   DFND   0 0 7,438
EXXON MOBIL CORP COM 30231G102 1,412 18,921 SH   SOLE   0 0 18,921
HARRIS CORP DEL COM 413875105 283 1,755 SH   DFND   0 0 1,755
HOME DEPOT INC COM 437076102 176 990 SH   DFND   0 0 990
HOME DEPOT INC COM 437076102 624 3,500 SH   SOLE   0 0 3,500
INTERCONTINENTAL EXCHANGE INC COM 45866F104 235 3,240 SH   DFND   0 0 3,240
INTERNATIONAL BUSINESS MACHS COM 459200101 48 313 SH   DFND   0 0 313
INTERNATIONAL BUSINESS MACHS COM 459200101 1,451 9,454 SH   SOLE   0 0 9,454
ISHARES INC MSCI CDA ETF 464286509 717 26,030 SH   DFND   26,030 0 0
ISHARES INC CORE MSCI EMKT 46434G103 256 4,380 SH   DFND   0 0 4,380
ISHARES TR EAFE GRWTH ETF 464288885 457 5,680 SH   DFND   0 0 5,680
ISHARES TR HDG MSCI JAPAN 46434V886 320 9,965 SH   DFND   0 0 9,965
ISHARES TR CORE MSCI EAFE 46432F842 2,138 32,460 SH   DFND   29,150 0 3,310
ISHARES TR RUS 1000 VAL ETF 464287598 3,634 30,297 SH   DFND   0 0 30,297
ISHARES TR RUS 1000 GRW ETF 464287614 3,135 23,033 SH   DFND   0 0 23,033
ISHARES TR RUS 2000 VAL ETF 464287630 1,128 9,254 SH   DFND   0 0 9,254
ISHARES TR USA MOMENTUM FCT 46432F396 603 5,695 SH   DFND   0 0 5,695
ISHARES TR MIN VOL USA ETF 46429B697 3,475 66,911 SH   DFND   0 0 66,911
JOHNSON & JOHNSON COM 478160104 680 5,305 SH   DFND   0 0 5,305
JOHNSON & JOHNSON COM 478160104 1,666 12,997 SH   SOLE   0 0 12,997
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 862 35,900 SH   DFND   0 0 35,900
JPMORGAN CHASE & CO COM 46625H100 330 3,000 SH   SOLE   0 0 3,000
KIMBERLY CLARK CORP COM 494368103 664 6,030 SH   DFND   0 0 6,030
MASTERCARD INCORPORATED CL A 57636Q104 264 1,505 SH   DFND   0 0 1,505
MCDONALDS CORP COM 580135101 430 2,747 SH   DFND   0 0 2,747
MCDONALDS CORP COM 580135101 1,345 8,600 SH   SOLE   0 0 8,600
MEDTRONIC PLC SHS G5960L103 92 1,148 SH   DFND   0 0 1,148
MEDTRONIC PLC SHS G5960L103 1,186 14,789 SH   SOLE   0 0 14,789
MERCK & CO INC COM 58933Y105 166 3,045 SH   DFND   0 0 3,045
MERCK & CO INC COM 58933Y105 985 18,081 SH   SOLE   0 0 18,081
MICROSOFT CORP COM 594918104 553 6,054 SH   DFND   0 0 6,054
MICROSOFT CORP COM 594918104 1,825 20,001 SH   SOLE   0 0 20,001
NIKE INC CL B 654106103 328 4,938 SH   DFND   0 0 4,938
NORTHERN TR CORP COM 665859104 517 5,017 SH   DFND   0 0 5,017
ORACLE CORP COM 68389X105 337 7,360 SH   DFND   0 0 7,360
PAYCHEX INC COM 704326107 424 6,890 SH   DFND   0 0 6,890
PAYPAL HLDGS INC COM 70450Y103 309 4,070 SH   DFND   0 0 4,070
PEPSICO INC COM 713448108 322 2,950 SH   DFND   0 0 2,950
PEPSICO INC COM 713448108 273 2,500 SH   SOLE   0 0 2,500
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 1,313 8,200 SH   SOLE   0 0 8,200
PROCTER & GAMBLE CO COM 742718109 562 7,090 SH   DFND   0 0 7,090
PROCTER & GAMBLE CO COM 742718109 1,390 17,537 SH   SOLE   0 0 17,537
PRUDENTIAL FINANCIAL INC COM 744320102 207 2,000 SH   DFND   0 0 2,000
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 1,488 23,324 SH   SOLE   0 0 23,324
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 160 2,507 SH   DFND   0 0 2,507
SCHLUMBERGER LTD COM 806857108 239 3,683 SH   DFND   0 0 3,683
SCHLUMBERGER LTD COM 806857108 991 15,301 SH   SOLE   0 0 15,301
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 276 10,000 SH   SOLE   0 0 10,000
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 466 7,120 SH   DFND   0 0 7,120
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 483 2,000 SH   SOLE   0 0 2,000
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,652 10,077 SH   SOLE   0 0 10,077
SPDR SERIES TRUST S&P DIVID ETF 78464A763 1,810 19,848 SH   DFND   0 0 19,848
SUNTRUST BANKS INC COM 867914103 503 7,388 SH   DFND   0 0 7,388
TELEFLEX INC COM 879369106 2,550 10,000 SH   DFND   0 0 10,000
TRAVELERS COMPANIES INC COM 89417E109 709 5,108 SH   DFND   0 0 5,108
UNILEVER PLC SPON ADR NEW 904767704 1,118 20,128 SH   SOLE   0 0 20,128
UNION PAC CORP COM 907818108 546 4,061 SH   DFND   0 0 4,061
UNION PAC CORP COM 907818108 1,766 13,135 SH   SOLE   0 0 13,135
UNITED TECHNOLOGIES CORP COM 913017109 154 1,221 SH   DFND   0 0 1,221
UNITED TECHNOLOGIES CORP COM 913017109 1,301 10,340 SH   SOLE   0 0 10,340
UNITEDHEALTH GROUP INC COM 91324P102 251 1,173 SH   DFND   0 0 1,173
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 1,604 20,077 SH   DFND   0 0 20,077
VANGUARD GROUP DIV APP ETF 921908844 7,220 71,454 SH   DFND   0 0 71,454
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 293 1,210 SH   DFND   0 0 1,210
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 293 5,035 SH   DFND   0 0 5,035
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 326 2,730 SH   DFND   0 0 2,730
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 571 12,915 SH   DFND   0 0 12,915
VISA INC COM CL A 92826C839 367 3,072 SH   DFND   0 0 3,072
WELLS FARGO CO NEW COM 949746101 123 2,346 SH   DFND   0 0 2,346
WELLS FARGO CO NEW COM 949746101 210 4,000 SH   SOLE   0 0 4,000
WESTERN ASSET INVT GRADE DEF COM 95790A101 205 9,615 SH   DFND   0 0 9,615