The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 2,664 33,326 SH   DFND 1 31,957 0 1,369
ALEXION PHARMACEUTICALS INC COM 015351109 1,040 7,694 SH   DFND 1 7,660 0 34
ALLIANT ENERGY CORP COM 018802108 857 16,958 SH   DFND 1 16,809 0 149
ALLSTATE CORP COM 020002101 772 8,198 SH   DFND 1 8,129 0 69
AMAZON COM INC COM 023135106 849 477 SH   DFND 1 431 0 46
AMERICAN AXLE & MG HLDGS IN COM 024061103 1,249 87,266 SH   DFND 1 83,119 0 4,147
AMERICAN EXPRESS CO COM 025816109 265 2,422 SH   DFND 1 2,295 0 127
APPLE INC COM 037833100 5,725 30,083 SH   DFND 1 28,663 0 1,420
AUTOMATIC DATA PROCESSING IN COM 053015103 220 1,375 SH   DFND 1 1,310 0 65
BANK OF AMERICA CORPORATION COM 060505104 478 17,327 SH   DFND 1 15,332 0 1,995
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 948 4,720 SH   DFND 1 4,319 0 401
BOEING CO COM 097023105 2,244 5,882 SH   DFND 1 5,518 0 364
BRISTOL MYERS SQUIBB CO COM 110122108 420 8,808 SH   DFND 1 3,535 0 5,273
CBS CORP NEW CLB 124857202 1,565 32,934 SH   DFND 1 32,194 0 740
CSX CORP COM 126408103 759 10,141 SH   DFND 1 10,048 0 93
CVS HEALTH CORP COM 126650100 2,405 44,590 SH   DFND 1 43,471 0 1,119
CATERPILLAR INC DEL COM 149123101 618 4,563 SH   DFND 1 4,555 0 8
CELANESE CORP DEL COM SER A 150870103 416 4,219 SH   DFND 1 4,189 0 30
CHEVRON CORP NEW COM 166764100 1,787 14,504 SH   DFND 1 13,860 0 644
CIENA CORP COM NEW 171779309 579 15,519 SH   DFND 1 15,519 0 0
CITIGROUP INC COM NEW 172967424 2,547 40,931 SH   DFND 1 39,672 0 1,259
CITIZENS FINL GROUP INC COM 174610105 1,200 36,922 SH   DFND 1 36,509 0 413
COCA COLA CO COM 191216100 660 14,089 SH   DFND 1 13,780 0 309
COLGATE PALMOLIVE CO COM 194162103 554 8,086 SH   DFND 1 8,038 0 48
COMERICA INC COM 200340107 438 5,973 SH   DFND 1 5,960 0 13
COMMUNITY BK SYS INC COM 203607106 239 4,000 SH   DFND 1 4,000 0 0
CONAGRA FOODS INC COM 205887102 562 20,271 SH   DFND 1 19,940 0 331
CORNING INC COM 219350105 209 6,325 SH   DFND 1 5,468 0 857
CUMMINS INC COM 231021106 248 1,574 SH   DFND 1 1,540 0 34
CYPRESS SEMICONDUCTOR CORP COM 232806109 1,323 88,704 SH   DFND 1 85,964 0 2,740
DEERE & CO COM 244199105 1,127 6,852 SH   DFND 1 6,750 0 102
DELTA AIR LINES INC DEL COM NEW 247361702 2,252 43,599 SH   DFND 1 41,904 0 1,695
DISNEY WALT CO COM DISNEY 254687106 1,627 14,655 SH   DFND 1 12,686 0 1,969
DOLLAR GEN CORP NEW COM 256677105 489 4,099 SH   DFND 1 3,450 0 649
DONALDSON INC COM 257651109 815 16,284 SH   DFND 1 16,284 0 0
DOVER CORP COM 260003108 376 4,009 SH   DFND 1 4,000 0 9
DUKE REALTY CORP COM NEW 264411505 549 17,966 SH   DFND 1 17,966 0 0
FIRST HORIZON NATL CORP COM 320517105 820 58,678 SH   DFND 1 55,243 0 3,435
FLEXSTEEL INDS INC COM 339382103 8,751 345,757 SH   DFND 1 235,027 0 110,730
GENERAL ELECTRIC CO COM 369604103 969 97,046 SH   DFND 1 93,838 0 3,208
GRACO INC COM 384109104 1,671 33,750 SH   DFND 1 33,750 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104 1,009 20,289 SH   DFND 1 19,521 0 768
HOLOGIC INC COM 436440101 2,052 42,406 SH   DFND 1 40,260 0 2,146
HONEYWELL INTL INC COM 438516106 1,001 6,298 SH   DFND 1 6,158 0 140
HUNTINGTON BANCSHARES INC COM 446150104 241 19,016 SH   DFND 1 19,016 0 0
HUNTSMAN CORP COM 447011107 368 16,376 SH   DFND 1 16,376 0 0
INTEL CORP COM 458140100 2,846 53,007 SH   DFND 1 49,885 0 3,122
INTERNATIONAL BUSINESS MACHS COM 459200101 1,815 12,866 SH   DFND 1 11,125 0 1,741
ISHARES TR 7-10 YEAR TREASURY BOND ETF 464287440 1,480 13,876 SH   DFND 1 13,876 0 0
ISHARES TR MSCI EAFE ETF 464287465 2,056 31,697 SH   DFND 1 31,697 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 1,242 8,110 SH   DFND 1 8,110 0 0
ISHARES TR AGENCY BOND ETF 464288166 2,090 18,399 SH   DFND 1 18,399 0 0
ISHARES TR EAFE SML CP ETF 464288273 256 4,453 SH   DFND 1 4,453 0 0
ISHARES TR JP MOR EM MK ETF 464288281 6,623 60,177 SH   DFND 1 60,177 0 0
ISHARES TR INTRM GOV/CR ETF 464288612 233 2,114 SH   DFND 1 2,114 0 0
ISHARES TR U.S. PFD STK ETF 464288687 4,057 110,989 SH   DFND 1 110,989 0 0
JABIL CIRCUIT INC COM 466313103 1,377 51,791 SH   DFND 1 51,707 0 84
JETBLUE AIRWAYS CORP COM 477143101 528 32,288 SH   DFND 1 32,252 0 36
JOHNSON & JOHNSON COM 478160104 1,838 13,150 SH   DFND 1 11,903 0 1,247
KELLOGG CO COM 487836108 253 4,408 SH   DFND 1 4,400 0 8
KEYCORP NEW COM 493267108 569 36,100 SH   DFND 1 30,461 0 5,639
KIMBERLY CLARK CORP COM 494368103 454 3,662 SH   DFND 1 3,000 0 662
KONINKLIJKE PHILIPS N V NY REG SH NEW 500472303 392 9,583 SH   DFND 1 9,583 0 0
LAUDER ESTEE COS INC CL A 518439104 771 4,658 SH   DFND 1 4,624 0 34
LEAR CORP COM NEW 521865204 620 4,567 SH   DFND 1 4,567 0 0
LEIDOS HOLDINGS INC 525327102 482 7,514 SH   DFND 1 7,493 0 21
LENNAR CORP CL A 526057104 2,160 44,005 SH   DFND 1 43,110 0 895
LILLY ELI & CO COM 532457108 508 3,914 SH   DFND 1 3,400 0 514
LINCOLN NATL CORP IND COM 534187109 381 6,491 SH   DFND 1 6,391 0 100
LOCKHEED MARTIN CORP COM 539830109 277 923 SH   DFND 1 370 0 553
MCDONALDS CORP COM 580135101 811 4,273 SH   DFND 1 3,626 0 647
MICROSOFT CORP COM 594918104 2,567 21,769 SH   DFND 1 19,004 0 2,765
MICRON TECHNOLOGY INC COM 595112103 1,891 45,757 SH   DFND 1 43,535 0 2,222
MIDDLEBY CORP COM 596278101 2,110 16,229 SH   DFND 1 15,798 0 431
MIDWESTONE FINL GROUP INC NE COM 598511103 8,428 309,267 SH   DFND 1 309,267 0 0
MONDELEZ INTL INC CL A 609207105 362 7,246 SH   DFND 1 7,158 0 88
MORGAN STANLEY COM NEW 617446448 1,292 30,617 SH   DFND 1 30,500 0 117
NIKE INC CL B 654106103 267 3,176 SH   DFND 1 2,640 0 536
NORFOLK SOUTHERN CORP COM 655844108 953 5,098 SH   DFND 1 5,000 0 98
OPEN TEXT CORP COM 683715106 2,093 54,451 SH   DFND 1 53,133 0 1,318
OWENS CORNING NEW COM 690742101 330 7,014 SH   DFND 1 7,003 0 11
PARSLEY ENERGY INC CL A 701877102 583 30,199 SH   DFND 1 30,123 0 76
PEPSICO INC COM 713448108 1,116 9,104 SH   DFND 1 7,231 0 1,873
PFIZER INC COM 717081103 851 20,030 SH   DFND 1 13,146 0 6,884
PHILIP MORRIS INTL INC COM 718172109 1,087 12,300 SH   DFND 1 11,840 0 460
PIONEER NAT RES CO COM 723787107 320 2,104 SH   DFND 1 2,086 0 18
PROCTER & GAMBLE CO COM 742718109 1,538 14,782 SH   DFND 1 11,329 0 3,453
RAYTHEON CO COM NEW 755111507 553 3,035 SH   DFND 1 2,978 0 57
ROPER TECHNOLOGIES INC COM 776696106 1,355 3,961 SH   DFND 1 3,958 0 3
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 372 5,939 SH   DFND 1 5,935 0 4
SCHLUMBERGER LTD COM 806857108 375 8,610 SH   DFND 1 8,561 0 49
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 127,805 1,890,333 SH   DFND 1 1,890,333 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 59,158 1,068,029 SH   DFND 1 1,068,029 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 33,946 485,429 SH   DFND 1 485,429 0 0
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 6,249 116,194 SH   DFND 1 116,194 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 2,656 52,920 SH   DFND 1 52,920 0 0
TJX COS INC NEW COM 872540109 1,385 26,035 SH   DFND 1 24,797 0 1,238
TECK COMINCO LIMITED COM 878742204 468 20,199 SH   DFND 1 20,199 0 0
TEXAS INSTRUMENTS INC COM 882508104 358 3,371 SH   DFND 1 2,324 0 1,047
THERMO FISHER SCIENTIFIC INC COM 883556102 3,219 11,762 SH   DFND 1 11,084 0 678
UGI CORP NEW COM 902681105 357 6,446 SH   DFND 1 6,409 0 37
US BANCORP DEL COM NEW 902973304 913 18,954 SH   DFND 1 16,617 0 2,337
UNION PAC CORP COM 907818108 745 4,454 SH   DFND 1 4,401 0 53
UNITED CONTL HLDGS INC COM 910047109 937 11,748 SH   DFND 1 11,214 0 534
UNITED FIRE GROUP INC COM 910340108 393 8,984 SH   DFND 1 8,984 0 0
UNITED PARCEL SERVICE INC CL B 911312106 257 2,297 SH   DFND 1 1,942 0 355
UNITED RENTALS INC COM 911363109 4,460 39,041 SH   DFND 1 38,434 0 607
UNITED STATES STL CORP NEW COM 912909108 284 14,595 SH   DFND 1 14,595 0 0
UNITED TECHNOLOGIES CORP COM 913017109 537 4,163 SH   DFND 1 4,094 0 69
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 360 3,288 SH   DFND 1 3,288 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 135,473 1,702,133 SH   DFND 1 1,702,133 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 41,568 512,043 SH   DFND 1 512,043 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 65,401 1,600,214 SH   DFND 1 1,598,600 0 1,614
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 328 3,830 SH   DFND 1 3,830 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETFSMALL CAP ETF 922042718 12,100 116,202 SH   DFND 1 116,202 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 20,906 491,902 SH   DFND 1 490,850 0 1,052
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 1,849 35,463 SH   DFND 1 35,463 0 0
VANGUARD INDEX FDS MCAP VL IDX VIP 922908512 719 6,666 SH   DFND 1 6,666 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 311 2,181 SH   DFND 1 2,181 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 247 1,921 SH   DFND 1 1,921 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 353 2,717 SH   DFND 1 2,627 0 90
VANGUARD INDEX FDS VALUE ETF 922908744 552 5,127 SH   DFND 1 5,020 0 107
WAL-MART STORES INC COM 931142103 550 5,638 SH   DFND 1 5,352 0 286
WALGREEN BOOTS ALLIANCE COM 931427108 1,270 20,068 SH   DFND 1 18,949 0 1,119
WASHINGTON FED INC COM 938824109 266 9,221 SH   DFND 1 9,202 0 19
WELLS FARGO & CO NEW COM 949746101 363 7,509 SH   DFND 1 5,187 0 2,322
WESTERN ALLIANCE BANCORP COM 957638109 394 9,597 SH   DFND 1 9,517 0 80
XPO LOGISTICS INC COM 983793100 460 8,562 SH   DFND 1 8,562 0 0
INVESCO QQQ TR UNIT SER 46090E103 232 1,294 SH   DFND 1 1,294 0 0
TARGET CORP COM 87612E106 469 5,847 SH   DFND 1 5,335 0 512
EDWARDS LIFESCIENCES CORP COM 28176E108 2,013 10,520 SH   DFND 1 9,953 0 567
NCR CORP NEW COM 62886E108 258 9,467 SH   DFND 1 9,467 0 0
TOTAL S A SPONSORED ADR 89151E109 1,562 28,064 SH   DFND 1 27,052 0 1,012
TRAVELERS COMPANIES INC COM 89417E109 339 2,468 SH   DFND 1 2,191 0 277
AT&T INC COM 00206R102 2,301 73,382 SH   DFND 1 71,096 0 2,286
ABBVIE INC COM 00287Y109 2,102 26,088 SH   DFND 1 23,971 0 2,117
ACTIVISION BLIZZARD INC COM 00507V109 2,168 47,613 SH   DFND 1 46,446 0 1,167
ALLY FINL INC COM 02005N100 284 10,346 SH   DFND 1 10,346 0 0
ALPHABET INC CAP STOCK CL C 02079K107 617 526 SH   DFND 1 389 0 137
ALPHABET INC CAP STK CL A 02079K305 2,719 2,310 SH   DFND 1 2,196 0 114
ALTRIA GROUP INC COM 02209S103 741 12,905 SH   DFND 1 11,303 0 1,602
AMERICAN AIRLINES GROUP INC 02376R102 1,091 34,344 SH   DFND 1 34,344 0 0
APARTMENT INVT & MGMT CO CL A 03748R754 437 8,688 SH   DFND 1 8,669 0 19
AQUA AMERICA INC COM 03836W103 230 6,313 SH   DFND 1 6,250 0 63
ARCELORMITTAL SA LUXEMBOURG REGISTRY SHS NEW ADR 03938L203 849 41,676 SH   DFND 1 41,676 0 0
ASSURANT INC COM 04621X108 1,587 16,721 SH   DFND 1 16,144 0 577
BARCLAYS BK PLC DJUBS CMDT ETN36 06738C778 8,216 362,580 SH   DFND 1 362,580 0 0
BROADCOM INC COM 11135F101 1,491 4,957 SH   DFND 1 4,703 0 254
CBRE GROUP INC CL A 12504L109 471 9,517 SH   DFND 1 9,389 0 128
CAPITAL ONE FINL CORP COM 14040H105 1,085 13,286 SH   DFND 1 13,197 0 89
CHEMED CORP NEW COM 16359R103 640 2,000 SH   DFND 1 2,000 0 0
CISCO SYS INC COM 17275R102 1,569 29,054 SH   DFND 1 26,930 0 2,124
COMCAST CORP NEW CL A 20030N101 845 21,135 SH   DFND 1 20,460 0 675
COMMSCOPE HLDG CO INC COM 20337X109 1,052 48,422 SH   DFND 1 48,422 0 0
CONCHO RES INC COM 20605P101 278 2,509 SH   DFND 1 2,495 0 14
CONOCOPHILLIPS COM 20825C104 694 10,396 SH   DFND 1 9,044 0 1,352
CONSTELLATION BRANDS INC CL A 21036P108 2,735 15,602 SH   DFND 1 15,174 0 428
D R HORTON INC COM 23331A109 372 8,992 SH   DFND 1 8,881 0 111
DXC TECHNOLOGY CO COM 23355L106 1,885 29,315 SH   DFND 1 28,401 0 914
DELL TECHNOLOGIES INC CL C 24703L202 678 11,550 SH   DFND 1 11,550 0 0
DIAMONDBACK ENERGY INC COM 25278X109 2,166 21,334 SH   DFND 1 20,833 0 501
DOMINION RES INC VA NEW COM 25746U109 833 10,870 SH   DFND 1 8,965 0 1,905
DOWDUPONT INC COM 26078J100 465 8,731 SH   DFND 1 3,812 0 4,919
DUKE ENERGY CORP NEW COM NEW 26441C204 335 3,720 SH   DFND 1 3,381 0 339
ENERGY TRANSFER EQUITY COM 29273V100 900 58,540 SH   DFND 1 58,540 0 0
EXELON CORP COM 30161N101 350 6,983 SH   DFND 1 5,962 0 1,021
EXXON MOBIL CORP COM 30231G102 3,014 37,296 SH   DFND 1 34,760 0 2,536
FIDELITY NATL INFORMATION SVCS COM 31620M106 210 1,853 SH   DFND 1 1,394 0 459
FORTUNE BRANDS HOME & SEC IN COM 34964C106 366 7,694 SH   DFND 1 7,694 0 0
GENERAL MTRS CO COM 37045V100 372 10,034 SH   DFND 1 9,964 0 70
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 264 6,327 SH   DFND 1 6,327 0 0
GLOBAL PMTS INC COM 37940X102 2,783 20,384 SH   DFND 1 19,849 0 535
GOLDMAN SACHS GROUP INC COM 38141G104 1,928 10,041 SH   DFND 1 9,466 0 575
HEWLETT PACKARD COMPANY 40434L105 1,161 59,748 SH   DFND 1 57,702 0 2,046
HEARTLAND FINL USA INC COM 42234Q102 6,837 129,857 SH   DFND 1 129,857 0 0
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 33,595 1,117,240 SH   DFND 1 1,117,240 0 0
INVSCO DB COMMDY INDEX TRCK FD UNIT 46138B103 159 9,995 SH   DFND 1 9,995 0 0
INVESCO EXCHANGE TRADED FD TR II SR LN 46138G508 2,866 126,577 SH   DFND 1 126,577 0 0
ISHARES TR GLOBAL REIT ETF 46434V647 15,145 566,788 SH   DFND 1 566,788 0 0
JPMORGAN CHASE & CO COM 46625H100 3,528 34,852 SH   DFND 1 31,832 0 3,020
MKS INSTRUMENT INC COM 55306N104 936 10,060 SH   DFND 1 9,682 0 378
MACYS INC COM 55616P104 2,035 84,677 SH   DFND 1 83,017 0 1,660
MARATHON PETE CORP COM 56585A102 350 5,840 SH   DFND 1 5,649 0 191
MCKESSON CORP COM 58155Q103 1,503 12,838 SH   DFND 1 12,819 0 19
MERCK & CO INC COM 58933Y105 926 11,135 SH   DFND 1 7,908 0 3,227
METLIFE INC COM 59156R108 414 9,716 SH   DFND 1 9,680 0 36
NEXTERA ENERGY INC COM 65339F101 557 2,879 SH   DFND 1 2,460 0 419
NORBORD INC COM NEW 65548P403 339 12,310 SH   DFND 1 12,310 0 0
NOVARTIS A G SPONSORED ADR 66987V109 277 2,885 SH   DFND 1 2,215 0 670
ORACLE CORP COM 68389X105 975 18,144 SH   DFND 1 17,499 0 645
PDC ENERGY INC COM 69327R101 399 9,814 SH   DFND 1 9,799 0 15
PNM RES INC COM 69349H107 1,836 38,791 SH   DFND 1 37,466 0 1,325
PPL CORP COM 69351T106 200 6,291 SH   DFND 1 4,873 0 1,418
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 283 2,790 SH   DFND 1 2,790 0 0
QURATE RETAIL INC QVC GR COM SER A 74915M100 234 14,646 SH   DFND 1 14,593 0 53
SPDR S&P 500 ETF TR TR UNIT 78462F103 876 3,100 SH   DFND 1 3,100 0 0
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 210 4,550 SH   DFND 1 4,550 0 0
SPDR SERIES TRUST BLOMBRG BRC INTR 78464A375 831 24,326 SH   DFND 1 24,326 0 0
SPDR SERIES TRUST BLOOMBERG BRCLYS 78464A417 11,210 311,650 SH   DFND 1 311,650 0 0
SPDR SERIES TRUST BLOMBERG BRC SRT 78464A474 4,515 147,784 SH   DFND 1 147,784 0 0
SPDR SERIES TRUST S&P REGL BKG 78464A698 459 8,950 SH   DFND 1 8,950 0 0
SPDR SERIES TRUST S&P INS ETF 78464A789 206 6,651 SH   DFND 1 6,651 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 233 675 SH   DFND 1 675 0 0
SPDR SER TR NUVEEN BLMBRG SR 78468R739 1,217 25,106 SH   DFND 1 25,106 0 0
SVB FINL GROUP COM 78486Q101 541 2,434 SH   DFND 1 2,434 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 1,051 40,897 SH   DFND 1 40,897 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 710 8,611 SH   DFND 1 8,611 0 0
SYNCHRONY FINL COM 87165B103 1,271 39,854 SH   DFND 1 37,830 0 2,024
TEGNA INC COM 87901J105 219 15,518 SH   DFND 1 15,437 0 81
3M CO COM 88579Y101 1,063 5,118 SH   DFND 1 3,915 0 1,203
TORTOISE ENERGY INFRA CORP COM 89147L100 321 13,677 SH   DFND 1 13,677 0 0
UNITEDHEALTH GROUP INC COM 91324P102 296 1,196 SH   DFND 1 1,016 0 180
VANECK VECTORS ETF TR AMT FREE SHORT M 92189F528 1,919 109,258 SH   DFND 1 109,258 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 284 4,404 SH   DFND 1 4,404 0 0
VANGUARD SHRT TRM CORP BD 92206C409 1,728 21,666 SH   DFND 1 21,666 0 0
VANGUARD INT-TERM CORP 92206C870 905 10,421 SH   DFND 1 10,421 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,501 25,383 SH   DFND 1 23,666 0 1,717
VERINT SYS INC COM 92343X100 402 6,720 SH   DFND 1 6,720 0 0
VIACOM INC NEW CL B 92553P201 1,097 39,067 SH   DFND 1 37,409 0 1,658
VISA INC COM CL A 92826C839 536 3,429 SH   DFND 1 2,746 0 683
WELLCARE HEALTH PLANS INC COM 94946T106 602 2,233 SH   DFND 1 2,233 0 0
ALLERGAN PLC SHS G0177J108 1,747 11,932 SH   DFND 1 11,586 0 346
AON PLC SHS CL A G0408V102 1,782 10,437 SH   DFND 1 10,391 0 46
ATHENE HLDG LTD CL A G0684D107 1,206 29,553 SH   DFND 1 29,553 0 0
BUNGE LIMITED COM G16962105 580 10,926 SH   DFND 1 10,918 0 8
HORIZON PHARMA PLC SHS G4617B105 668 25,277 SH   DFND 1 25,277 0 0
MEDTRONIC PLC SHS G5960L103 1,211 13,291 SH   DFND 1 11,724 0 1,567
APTIV PLC SHS G6095L109 357 4,494 SH   DFND 1 4,494 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 549 6,532 SH   DFND 1 6,364 0 168
MYLAN INC N59465109 1,352 47,691 SH   DFND 1 47,691 0 0
NXP SEMICONDUCTORS N V COM N6596X109 386 4,366 SH   DFND 1 4,366 0 0