Exhibit 32

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350

AS ADOPTED PURSUANT TO

SECTION 906 OF THE

SARBANES-OXLEY ACT OF 2002

To my knowledge, this Quarterly Report on Form 10-Q for the quarter ended December 31, 2013 of Franklin Financial Corporation (the “Report”) fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934, and the information contained in this Report fairly presents, in all material respects, the consolidated financial condition and results of operations of Franklin Financial Corporation and subsidiaries.

By:	/s/ Richard T. Wheeler, Jr.
	Richard T. Wheeler, Jr.  Chairman, President and Chief Executive Officer
	(Principal Executive Officer)

By:	/s/ Donald F. Marker
	Donald F. Marker  Vice President, Chief Financial Officer and Secretary/Treasurer
	(Principal Financial and Accounting Officer)

February 7, 2014