Regulatory Matters (Tables)

9 Months Ended

Sep. 30, 2022

Regulatory Matters [Abstract]

Schedule of capital amounts and ratios

The capital amounts and ratios for the Bank and the Company at September 30, 2022 and December 31, 2021 were as follows:

					Minimum Regulatory Capital Required for Capital Adequacy plus Capital Conservation Buffer				Minimum Regulatory Capital to be Well Capitalized Under Prompt Corrective Action Provisions
	Actual Capital
(Dollars in thousands)	Amount		Ratio		Amount		Ratio		Amount		Ratio
Bankwell Bank
September 30, 2022
Common Equity Tier 1 Capital to Risk-Weighted Assets	$	280,269	11.42	%	$	171,836	7.00	%	$	159,562	6.50	%
Total Capital to Risk-Weighted Assets	298,496		12.16	%	257,755		10.50	%	245,481		10.00	%
Tier I Capital to Risk-Weighted Assets	280,269		11.42	%	208,659		8.50	%	196,384		8.00	%
Tier I Capital to Average Assets	280,269		11.31	%	99,141		4.00	%	123,926		5.00	%
Bankwell Financial Group, Inc.
September 30, 2022
Common Equity Tier 1 Capital to Risk-Weighted Assets	$	228,596	9.31	%	$	171,836	7.00	%	N/A		N/A
Total Capital to Risk-Weighted Assets	315,720		12.86	%	257,755		10.50	%	N/A		N/A
Tier I Capital to Risk-Weighted Assets	228,596		9.31	%	208,659		8.50	%	N/A		N/A
Tier I Capital to Average Assets	228,596		9.21	%	99,254		4.00	%	N/A		N/A

					Minimum Regulatory Capital Required for Capital Adequacy plus Capital Conservation Buffer				Minimum Regulatory Capital to be Well Capitalized Under Prompt Corrective Action Provisions
	Actual Capital
(Dollars in thousands)	Amount		Ratio		Amount		Ratio		Amount		Ratio
Bankwell Bank
December 31, 2021
Common Equity Tier 1 Capital to Risk-Weighted Assets	$	232,106	11.18	%	$	145,353	7.00	%	$	134,971	6.50	%
Total Capital to Risk-Weighted Assets	249,178		12.00	%	218,030		10.50	%	207,648		10.00	%
Tier I Capital to Risk-Weighted Assets	232,106		11.18	%	176,500		8.50	%	166,118		8.00	%
Tier I Capital to Average Assets	232,106		9.94	%	93,392		4.00	%	116,740		5.00	%
Bankwell Financial Group, Inc.
December 31, 2021
Common Equity Tier 1 Capital to Risk-Weighted Assets	$	207,393	9.97	%	$	145,629	7.00	%	N/A		N/A
Total Capital to Risk-Weighted Assets	260,024		12.50	%	218,443		10.50	%	N/A		N/A
Tier I Capital to Risk-Weighted Assets	207,393		9.97	%	176,835		8.50	%	N/A		N/A
Tier I Capital to Average Assets	207,393		8.87	%	93,534		4.00	%	N/A		N/A