The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABB Ltd COM 000375204 2,253 119,386 SH   SOLE   0 0 119,386
ADM COM 039483102 497 11,529 SH   SOLE   0 0 11,529
AT&T COM 00206r102 221 7,059 SH   SOLE   0 0 7,059
AbbVie Inc COM 00287y109 209 2,593 SH   SOLE   0 0 2,593
Accenture COM G1151C101 251 1,426 SH   SOLE   0 0 1,426
Alibaba Holdings Ltd COM 01609w102 1,253 6,867 SH   SOLE   0 0 6,867
Allergan PLC COM g0177j108 1,290 8,813 SH   SOLE   0 0 8,813
Alphabet Inc Class A COM 02079k305 444 377 SH   SOLE   0 0 377
Alphabet Inc Class C COM 02079k107 300 256 SH   SOLE   0 0 256
Altria Group COM 02209S103 213 3,717 SH   SOLE   0 0 3,717
Amazon.com COM 023135106 796 447 SH   SOLE   0 0 447
Amgen Inc COM 031162100 2,861 15,059 SH   SOLE   0 0 15,059
Apple Computer COM 037833100 2,869 15,102 SH   SOLE   0 0 15,102
BHP Billiton Ltd. COM 088606108 434 7,930 SH   SOLE   0 0 7,930
Bank of New York Mellon COM 064058100 2,902 57,541 SH   SOLE   0 0 57,541
Becton Dickinson Co. COM 075887109 2,425 9,712 SH   SOLE   0 0 9,712
Berkshire Hathaway Inc Cl A COM 084670108 301 1 SH   SOLE   0 0 1
Berkshire Hathaway Inc. Cl B COM 084670702 570 2,838 SH   SOLE   0 0 2,838
Boeing COM 097023105 521 1,367 SH   SOLE   0 0 1,367
Bristol Myers Squibb COM 110122108 327 6,858 SH   SOLE   0 0 6,858
CNOOC ADR COM 126132109 2,301 12,385 SH   SOLE   0 0 12,385
Check Point Software (ISR) COM M22465104 1,875 14,827 SH   SOLE   0 0 14,827
Chevron Corp COM 166764100 385 3,123 SH   SOLE   0 0 3,123
China Life Insurance Co. COM 16939P106 814 60,686 SH   SOLE   0 0 60,686
Chubb Limited COM H1467J104 1,568 11,197 SH   SOLE   0 0 11,197
Church & Dwight COM 171340102 3,898 54,729 SH   SOLE   0 0 54,729
Cigna COM 125523100 720 4,478 SH   SOLE   0 0 4,478
Cisco Systems COM 17275R102 278 5,158 SH   SOLE   0 0 5,158
Colgate COM 194162103 377 5,498 SH   SOLE   0 0 5,498
Comcast Corp A COM 20030N101 218 5,464 SH   SOLE   0 0 5,464
Diageo PLC COM 25243Q205 3,447 21,070 SH   SOLE   0 0 21,070
DowDupont Inc COM 26078j100 352 6,595 SH   SOLE   0 0 6,595
Emerson Electric COM 291011104 363 5,303 SH   SOLE   0 0 5,303
Exxon Mobil Corp COM 30231G102 2,607 32,270 SH   SOLE   0 0 32,270
FedEx Corp. COM 31428X106 3,357 18,503 SH   SOLE   0 0 18,503
Femsa COM 344419106 1,322 14,325 SH   SOLE   0 0 14,325
Fidelity National Info Service COM 31620m106 291 2,572 SH   SOLE   0 0 2,572
Fifth Third Bancorp COM 316773100 734 29,109 SH   SOLE   0 0 29,109
First Bancorp COM 31866p102 317 12,725 SH   SOLE   0 0 12,725
Ford Motor Co COM 345370860 90 10,293 SH   SOLE   0 0 10,293
General Electric COM 369604103 514 51,427 SH   SOLE   0 0 51,427
General Mills COM 370334104 613 11,840 SH   SOLE   0 0 11,840
Gilead Science Inc COM 375558103 291 4,478 SH   SOLE   0 0 4,478
HDFC Bank ADR COM 40415f101 578 4,985 SH   SOLE   0 0 4,985
Hasbro Corp COM 418056107 3,035 35,692 SH   SOLE   0 0 35,692
Hershey Foods Corp COM 427866108 2,417 21,049 SH   SOLE   0 0 21,049
Home Depot COM 437076102 285 1,483 SH   SOLE   0 0 1,483
Honeywell International COM 438516106 814 5,125 SH   SOLE   0 0 5,125
ICICI Bank (India) COM 45104G104 2,844 248,203 SH   SOLE   0 0 248,203
Idexx Labs COM 45168D104 658 2,944 SH   SOLE   0 0 2,944
Ingevity Corp. COM 45688c107 225 2,129 SH   SOLE   0 0 2,129
Intel COM 458140100 1,796 33,448 SH   SOLE   0 0 33,448
International Business Machine COM 459200101 3,806 26,971 SH   SOLE   0 0 26,971
Iron Mountain COM 46284v101 276 7,797 SH   SOLE   0 0 7,797
JP Morgan Chase & Co. COM 46625H100 573 5,665 SH   SOLE   0 0 5,665
Johnson & Johnson COM 478160104 1,204 8,615 SH   SOLE   0 0 8,615
Kellogg Co COM 487836108 312 5,430 SH   SOLE   0 0 5,430
Manpower COM 56418H100 584 7,065 SH   SOLE   0 0 7,065
McCormick Inc COM 579780206 1,866 12,387 SH   SOLE   0 0 12,387
McDonald's COM 580135101 1,824 9,604 SH   SOLE   0 0 9,604
Merck & Co COM 58933y105 1,407 16,914 SH   SOLE   0 0 16,914
Microsoft COM 594918104 5,302 44,953 SH   SOLE   0 0 44,953
Minnesota Mining & MFG Co COM 88579Y101 1,763 8,483 SH   SOLE   0 0 8,483
Norfolk Southern COM 655844108 4,744 25,383 SH   SOLE   0 0 25,383
Oracle COM 68389X105 210 3,912 SH   SOLE   0 0 3,912
Pepsico COM 713448108 300 2,451 SH   SOLE   0 0 2,451
Pfizer COM 717081103 899 21,165 SH   SOLE   0 0 21,165
Philip Morris Int'l COM 718172109 287 3,242 SH   SOLE   0 0 3,242
Phillips 66 COM 718546104 268 2,816 SH   SOLE   0 0 2,816
Procter & Gamble COM 742718109 1,437 13,808 SH   SOLE   0 0 13,808
Rockwell Automation Inc COM 773903109 3,492 19,900 SH   SOLE   0 0 19,900
Roper Industries COM 776696106 231 675 SH   SOLE   0 0 675
S&P 500 Spyders COM 78462F103 52,359 185,355 SH   SOLE   0 0 185,355
SPDR S&P Mid Cap 400 COM 78467Y107 35,117 101,671 SH   SOLE   0 0 101,671
Schlumberger COM 806857108 1,855 42,577 SH   SOLE   0 0 42,577
Sherwin Williams COM 824348106 435 1,011 SH   SOLE   0 0 1,011
Skyworks Solutions Inc COM 83088m102 252 3,054 SH   SOLE   0 0 3,054
Smith & Nephew (UK) ADR COM 83175M205 1,410 35,151 SH   SOLE   0 0 35,151
Suncor Energy COM 867224107 902 27,809 SH   SOLE   0 0 27,809
TSMC COM 874039100 201 4,906 SH   SOLE   0 0 4,906
Texas Instruments COM 882508104 3,433 32,370 SH   SOLE   0 0 32,370
Thermo Fisher Scientific COM 883556102 217 794 SH   SOLE   0 0 794
US Bancorp COM 902973304 4,021 83,443 SH   SOLE   0 0 83,443
Unilever (NL shares) COM 904784709 3,309 56,772 SH   SOLE   0 0 56,772
Vanguard All-World ex-US ETF COM 922042775 4,520 90,127 SH   SOLE   0 0 90,127
Vanguard Emerging Markets ETF COM 922042858 12,464 293,280 SH   SOLE   0 0 293,280
Vanguard FTSE All-World ex-US COM 922042718 5,686 54,608 SH   SOLE   0 0 54,608
Vanguard Total US Mkt ETF COM 922908769 11,691 80,789 SH   SOLE   0 0 80,789
Verizon Communications COM 92343V104 315 5,329 SH   SOLE   0 0 5,329
Visa Inc COM 92826C839 220 1,407 SH   SOLE   0 0 1,407
Westrock Co COM 96145d105 490 12,782 SH   SOLE   0 0 12,782
Wisdom Tree EMG Small Cap COM 97717W281 1,517 32,199 SH   SOLE   0 0 32,199
Wisdom Tree India Fund COM 97717w422 806 30,606 SH   SOLE   0 0 30,606
Xylem COM 98419m100 506 6,405 SH   SOLE   0 0 6,405
iShares Core MSCI EAFE Index COM 46432f842 270 4,440 SH   SOLE   0 0 4,440
iShares Core S&P 500 COM 464287200 248 871 SH   SOLE   0 0 871
iShares Core S&P MidCap 400 COM 464287507 6,115 32,285 SH   SOLE   0 0 32,285
iShares MSCI EAFE Index COM 464287465 22,882 352,792 SH   SOLE   0 0 352,792
iShares MSCI Emerging Markets COM 464287234 12,014 279,924 SH   SOLE   0 0 279,924
iShares MSCI USA ESG Select ET COM 464288802 387 3,275 SH   SOLE   0 0 3,275
iShares Russell 2000 COM 464287655 8,127 53,086 SH   SOLE   0 0 53,086
iShares Russell 2000 Growth COM 464287648 211 1,075 SH   SOLE   0 0 1,075
iShares Russell Microcap COM 464288869 451 4,860 SH   SOLE   0 0 4,860
iShares S&P 100 Index COM 464287101 301 2,402 SH   SOLE   0 0 2,402
iShares S&P 500 Growth ETF COM 464287309 308 1,785 SH   SOLE   0 0 1,785
iShares Select Dividend COM 464287168 1,272 12,960 SH   SOLE   0 0 12,960