CLIENT SERVICE

0001504404-20-000005.txt : 20201112 0001504404-20-000005.hdr.sgml : 20201112 20201112134556 ACCESSION NUMBER: 0001504404-20-000005 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20200930 FILED AS OF DATE: 20201112 DATE AS OF CHANGE: 20201112 EFFECTIVENESS DATE: 20201112 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Pinnacle Advisory Group, Inc. CENTRAL INDEX KEY: 0001504404 IRS NUMBER: 201126571 STATE OF INCORPORATION: MD FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-14011 FILM NUMBER: 201305548 BUSINESS ADDRESS: STREET 1: 6345 WOODSIDE COURT STREET 2: SUITE 100 CITY: COLUMBIA STATE: MD ZIP: 21046 BUSINESS PHONE: 410-995-6630 MAIL ADDRESS: STREET 1: 6345 WOODSIDE COURT STREET 2: SUITE 100 CITY: COLUMBIA STATE: MD ZIP: 21046 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001504404 XXXXXXXX 09-30-2020 09-30-2020 Pinnacle Advisory Group, Inc.

6345 WOODSIDE COURT SUITE 100 COLUMBIA MD 21046

13F HOLDINGS REPORT 028-14011 N KARIMA ESCALONA CLIENT SERVICE 4109956630 KARIMA ESCALONA COLUMBIA MD 11-12-2020 0 168 1504443 false INFORMATION TABLE 2 Final13f.xml SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 13904 218482 SH SOLE 0 0 218482 SPDR SER TR PORTFOLIO INTRMD 78464A375 28420 773113 SH SOLE 0 0 773113 SNAP INC CL A 83304A106 247 9449 SH SOLE 0 0 9449 SPDR SER TR PORTFLI TIPS ETF 78464A656 278 9015 SH SOLE 0 0 9015 ISHARES TR NATIONAL MUN ETF 464288414 1940 16733 SH SOLE 0 0 16733 FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501 12788 378125 SH SOLE 0 0 378125 SPDR S&P 500 ETF TR TR UNIT 78462F103 1159 3462 SH SOLE 0 0 3462 SABINE ROYALTY TR UNIT BEN INT 785688102 391 13438 SH SOLE 0 0 13438 SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 62504 1052253 SH SOLE 0 0 1052253 COMERICA INC COM 200340107 227 5933 SH SOLE 0 0 5933 SELECT SECTOR SPDR TR ENERGY 81369Y506 10652 355644 SH SOLE 0 0 355644 VANECK VECTORS ETF TR BIOTECH ETF 92189F726 20224 124779 SH SOLE 0 0 124779 SPDR SER TR BLOOMBERG BRCLYS 78468R622 564 5409 SH SOLE 0 0 5409 APPLE INC COM 037833100 2897 25011 SH SOLE 0 0 25011 ISHARES TR MSCI UK ETF NEW 46435G334 595 23325 SH SOLE 0 0 23325 NORFOLK SOUTHN CORP COM 655844108 236 1104 SH SOLE 0 0 1104 PIMCO ETF TR INV GRD CRP BD 72201R817 858 7487 SH SOLE 0 0 7487 GOLDMAN SACHS ETF TR ACES ULTRA SHR 381430230 214 4213 SH SOLE 0 0 4213 VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 649 4484 SH SOLE 0 0 4484 ISHARES TR U.S. MED DVC ETF 464288810 21628 72186 SH SOLE 0 0 72186 SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 2156 36735 SH SOLE 0 0 36735 WALMART INC COM 931142103 264 1887 SH SOLE 0 0 1887 ABERDEEN STD PRECIOUS METALS PHYSCL PM BASKET 003263100 2701 28748 SH SOLE 0 0 28748 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 12532 223470 SH SOLE 0 0 223470 ISHARES TR U.S. TECH ETF 464287721 56933 189101 SH SOLE 0 0 189101 ISHARES TR US INDUSTRIALS 464287754 767 4587 SH SOLE 0 0 4587 SPDR SER TR S&P REGL BKG 78464A698 736 20620 SH SOLE 0 0 20620 ISHARES TR US TREAS BD ETF 46429B267 2888 103318 SH SOLE 0 0 103318 EXXON MOBIL CORP COM 30231G102 319 9293 SH SOLE 0 0 9293 ISHARES TR BARCLAYS 7 10 YR 464287440 64988 533474 SH SOLE 0 0 533474 ISHARES INC CORE MSCI EMKT 46434G103 14038 265874 SH SOLE 0 0 265874 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 229 4534 SH SOLE 0 0 4534 SPDR SER TR PORTFOLIO LN TSR 78464A664 543 11618 SH SOLE 0 0 11618 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 222 1729 SH SOLE 0 0 1729 ISHARES TR IBOXX INV CP ETF 464287242 2453 18206 SH SOLE 0 0 18206 ISHARES TR 3 7 YR TREAS BD 464288661 1240 9281 SH SOLE 0 0 9281 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 6560 208913 SH SOLE 0 0 208913 ETFS TR BBRG ALL COMD K1 003261104 2096 105253 SH SOLE 0 0 105253 UBS AG LONDON BRANCH ETRACS BBG CMD 90269A450 1731 131356 SH SOLE 0 0 131356 VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 312 5750 SH SOLE 0 0 5750 ISHARES TR CORE S&P TTL STK 464287150 1554 20590 SH SOLE 0 0 20590 DBX ETF TR XTRACK USD HIGH 233051432 977 20308 SH SOLE 0 0 20308 ISHARES INC MSCI EURZONE ETF 464286608 31331 826251 SH SOLE 0 0 826251 SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 29134 1210387 SH SOLE 0 0 1210387 PINTEREST INC CL A 72352L106 212 5103 SH SOLE 0 0 5103 AUTOMATIC DATA PROCESSING IN COM 053015103 372 2667 SH SOLE 0 0 2667 VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 30451 149272 SH SOLE 0 0 149272 SPDR SER TR PORTFOLIO S&P500 78464A854 9146 232422 SH SOLE 0 0 232422 ISHARES TR CORE INTL AGGR 46435G672 992 17818 SH SOLE 0 0 17818 ISHARES GOLD TRUST ISHARES 464285105 1323 73551 SH SOLE 0 0 73551 ISHARES TR USD INV GRDE ETF 464288620 76179 1253363 SH SOLE 0 0 1253363 JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886 33045 655789 SH SOLE 0 0 655789 BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778 10120 519505 SH SOLE 0 0 519505 PROSHARES TR ONLINE RTL ETF 74347B169 344 5478 SH SOLE 0 0 5478 ISHARES TR IBOXX HI YD ETF 464288513 872 10393 SH SOLE 0 0 10393 ISHARES TR S&P 500 GRWT ETF 464287309 569 2462 SH SOLE 0 0 2462 MCCORMICK & CO INC COM VTG 579780107 831 4256 SH SOLE 0 0 4256 VERIZON COMMUNICATIONS INC COM 92343V104 420 7060 SH SOLE 0 0 7060 FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309 336 7307 SH SOLE 0 0 7307 COCA COLA CO COM 191216100 207 4192 SH SOLE 0 0 4192 HIGHLAND FDS I HI LD IBOXX SRLN 430101774 1286 81785 SH SOLE 0 0 81785 WISDOMTREE TR EUROPE HEDGED EQ 97717X701 684 11070 SH SOLE 0 0 11070 ISHARES INC MSCI SWITZERLAND 464286749 29668 722383 SH SOLE 0 0 722383 ISHARES TR CORE MSCI EAFE 46432F842 1764 29266 SH SOLE 0 0 29266 ISHARES TR CORE S&P MCP ETF 464287507 3263 17607 SH SOLE 0 0 17607 ISHARES TR RUS 1000 ETF 464287622 282 1509 SH SOLE 0 0 1509 SPDR SER TR PORTFOLIO AGRGTE 78464A649 762 24736 SH SOLE 0 0 24736 MICROSOFT CORP COM 594918104 1096 5212 SH SOLE 0 0 5212 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 22307 276656 SH SOLE 0 0 276656 ADOBE SYSTEMS INCORPORATED COM 00724F101 785 1600 SH SOLE 0 0 1600 ISHARES INC MSCI GERMANY ETF 464286806 27945 959332 SH SOLE 0 0 959332 MCDONALDS CORP COM 580135101 426 1939 SH SOLE 0 0 1939 ALPHABET INC CAP STK CL A 02079K305 2755 1880 SH SOLE 0 0 1880 SPDR SER TR PORTFOLIO S&P600 78468R853 2687 98142 SH SOLE 0 0 98142 SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 1079 29525 SH SOLE 0 0 29525 INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 2463 48757 SH SOLE 0 0 48757 INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 1064 48926 SH SOLE 0 0 48926 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 52970 502181 SH SOLE 0 0 502181 SCHWAB STRATEGIC TR SHT TM US TRES 808524862 2033 39479 SH SOLE 0 0 39479 WISDOMTREE TR BLMBG US BULL 97717W471 616 23132 SH SOLE 0 0 23132 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1096 25358 SH SOLE 0 0 25358 J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 61163 1204108 SH SOLE 0 0 1204108 ISHARES TR U.S. PHARMA ETF 464288836 542 3315 SH SOLE 0 0 3315 ISHARES INC MSCI JPN ETF NEW 46434G822 33198 562015 SH SOLE 0 0 562015 SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 82211 559332 SH SOLE 0 0 559332 ISHARES TR CRE U S REIT ETF 464288521 448 10232 SH SOLE 0 0 10232 DBX ETF TR XTRACK MSCI JAPN 233051507 1317 32352 SH SOLE 0 0 32352 ISHARES INC MSCI PAC JP ETF 464286665 19207 473321 SH SOLE 0 0 473321 JOHNSON & JOHNSON COM 478160104 852 5722 SH SOLE 0 0 5722 ISHARES TR INTL TREA BD ETF 464288117 1295 24502 SH SOLE 0 0 24502 UBS AG JERSEY BRANCH DJ COMMD ETN39 902641679 1785 135727 SH SOLE 0 0 135727 SCHWAB STRATEGIC TR US REIT ETF 808524847 2116 59832 SH SOLE 0 0 59832 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1345 50278 SH SOLE 0 0 50278 FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 25362 456114 SH SOLE 0 0 456114 PFIZER INC COM 717081103 245 6674 SH SOLE 0 0 6674 DISNEY WALT CO COM DISNEY 254687106 247 1991 SH SOLE 0 0 1991 ISHARES TR TIPS BD ETF 464287176 7863 62155 SH SOLE 0 0 62155 PEPSICO INC COM 713448108 378 2729 SH SOLE 0 0 2729 VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 3203 78312 SH SOLE 0 0 78312 CVS HEALTH CORP COM 126650100 275 4712 SH SOLE 0 0 4712 BK OF AMERICA CORP COM 060505104 554 23001 SH SOLE 0 0 23001 SPDR SER TR PORTFOLIO CRPORT 78464A144 1028 29025 SH SOLE 0 0 29025 SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 45541 710461 SH SOLE 0 0 710461 NEXTERA ENERGY INC COM 65339F101 304 1096 SH SOLE 0 0 1096 INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 1396 51469 SH SOLE 0 0 51469 DBX ETF TR XTRACK HRVST CSI 233051879 303 8788 SH SOLE 0 0 8788 AMAZON COM INC COM 023135106 573 182 SH SOLE 0 0 182 AT&T INC COM 00206R102 577 20246 SH SOLE 0 0 20246 MERCK & CO. INC COM 58933Y105 357 4307 SH SOLE 0 0 4307 COLGATE PALMOLIVE CO COM 194162103 292 3779 SH SOLE 0 0 3779 PRICE T ROWE GROUP INC COM 74144T108 305 2378 SH SOLE 0 0 2378 WISDOMTREE TR YIELD ENHANCED 97717Y808 264 5129 SH SOLE 0 0 5129 SPDR SER TR BLOMBRG BRC INTL 78464A151 385 10810 SH SOLE 0 0 10810 PIMCO ETF TR 0-5 HIGH YIELD 72201R783 876 9342 SH SOLE 0 0 9342 BOEING CO COM 097023105 297 1797 SH SOLE 0 0 1797 PROCTER AND GAMBLE CO COM 742718109 859 6179 SH SOLE 0 0 6179 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 6149 90001 SH SOLE 0 0 90001 WORLD GOLD TR SPDR GLD MINIS 98149E105 52515 2793331 SH SOLE 0 0 2793331 VANGUARD WORLD FDS CONSUM STP ETF 92204A207 760 4654 SH SOLE 0 0 4654 ISHARES TR US HLTHCARE ETF 464287762 1268 5580 SH SOLE 0 0 5580 ISHARES TR JPMORGAN USD EMG 464288281 958 8642 SH SOLE 0 0 8642 JANUS DETROIT STR TR HENDERSON MTG 47103U852 71301 1329854 SH SOLE 0 0 1329854 SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 42373 550448 SH SOLE 0 0 550448 ISHARES TR CORE S&P SCP ETF 464287804 2944 41913 SH SOLE 0 0 41913 ISHARES TR 1 3 YR TREAS BD 464287457 334 3856 SH SOLE 0 0 3856 VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 2240 57198 SH SOLE 0 0 57198 ISHARES TR US HOME CONS ETF 464288752 4176 73716 SH SOLE 0 0 73716 ISHARES INC MSCI FRNTR100ETF 464286145 2079 81235 SH SOLE 0 0 81235 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 544 2553 SH SOLE 0 0 2553 GLOBAL X FDS GLB X MLP ENRG I 37954Y293 1851 83829 SH SOLE 0 0 83829 VANGUARD WORLD FDS FINANCIALS ETF 92204A405 664 11353 SH SOLE 0 0 11353 VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 284 1210 SH SOLE 0 0 1210 SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 513 11464 SH SOLE 0 0 11464 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 866 10964 SH SOLE 0 0 10964 GLOBAL X FDS US INFR DEV ETF 37954Y673 14756 875243 SH SOLE 0 0 875243 VISA INC COM CL A 92826C839 302 1509 SH SOLE 0 0 1509 FACEBOOK INC CL A 30303M102 293 1120 SH SOLE 0 0 1120 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 116884 1001574 SH SOLE 0 0 1001574 ISHARES TR PHLX SEMICND ETF 464287523 23720 77870 SH SOLE 0 0 77870 ISHARES TR CORE US AGGBD ET 464287226 7961 67431 SH SOLE 0 0 67431 PNC FINL SVCS GROUP INC COM 693475105 284 2583 SH SOLE 0 0 2583 ISHARES TR ESG AWR MSCI USA 46435G425 249 3273 SH SOLE 0 0 3273 VANGUARD INDEX FDS TOTAL STK MKT 922908769 776 4555 SH SOLE 0 0 4555 SMITH A O CORP COM 831865209 253 4800 SH SOLE 0 0 4800 SOUTHERN CO COM 842587107 321 5916 SH SOLE 0 0 5916 SCHWAB STRATEGIC TR US TIPS ETF 808524870 19573 317594 SH SOLE 0 0 317594 INTERNATIONAL BUSINESS MACHS COM 459200101 242 1990 SH SOLE 0 0 1990 SPDR SER TR PORTFLI MORTGAGE 78464A383 1068 40087 SH SOLE 0 0 40087 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4930 16025 SH SOLE 0 0 16025 SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 619 17545 SH SOLE 0 0 17545 SPDR SER TR PORTFOLIO S&P400 78464A847 2565 78600 SH SOLE 0 0 78600 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 286 3452 SH SOLE 0 0 3452 FRANKLIN TEMPLETON ETF TR FTSE JAPAN ETF 35473P744 9714 371196 SH SOLE 0 0 371196 ISHARES TR RUS 1000 GRW ETF 464287614 309 1426 SH SOLE 0 0 1426 VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 1361 17244 SH SOLE 0 0 17244 VANGUARD WORLD FDS COMM SRVC ETF 92204A884 1037 10179 SH SOLE 0 0 10179 SPDR SER TR BLOMBERG INTL TR 78464A516 1318 44425 SH SOLE 0 0 44425 FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 543 10503 SH SOLE 0 0 10503 MCCORMICK & CO INC COM NON VTG 579780206 1165 6000 SH SOLE 0 0 6000 ISHARES TR MBS ETF 464288588 3914 35449 SH SOLE 0 0 35449 ISHARES TR 20 YR TR BD ETF 464287432 27257 166954 SH SOLE 0 0 166954 ISHARES TR BROAD USD HIGH 46435U853 352 8920 SH SOLE 0 0 8920 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 4273 146042 SH SOLE 0 0 146042 ALPHABET INC CAP STK CL C 02079K107 2882 1961 SH SOLE 0 0 1961 PIMCO ETF TR ENHAN SHRT MA AC 72201R833 2010 19710 SH SOLE 0 0 19710 ISHARES TR CORE S&P500 ETF 464287200 19105 56849 SH SOLE 0 0 56849 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 5036 90775 SH SOLE 0 0 90775 FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 774 32937 SH SOLE 0 0 32937