X0205 3 2012-05-02 0 0001502749 EverBank Financial Corp EVER 0001546625 Koster Michael C C/O EVERBANK FINANCIAL CORP 501 RIVERSIDE AVENUE JACKSONVILLE FL 32202 0 1 0 0 Executive Vice President Common Stock, par value $0.01 per share 374446 D Common Stock Option (right to buy) 6.09 2011-02-01 2016-02-01 Common Stock, par value $0.01 per share 15000 D Common Stock Option (right to buy) 8.55 2009-07-21 2013-07-20 Common Stock, par value $0.01 per share 135000 D Common Stock Option (right to buy) 8.55 2010-07-21 2018-07-20 Common Stock, par value $0.01 per share 90000 D Common Stock Option (right to buy) 10.55 2010-07-21 2018-07-20 Common Stock, par value $0.01 per share 45000 D Common Stock Option (right to buy) 10.55 2011-07-21 2018-07-20 Common Stock, par value $0.01 per share 105000 D Common Stock Option (right to buy) 13.21 2011-07-21 2018-07-20 Common Stock, par value $0.01 per share 30000 D Common Stock Option (right to buy) 13.21 2012-07-21 2018-07-20 Common Stock, par value $0.01 per share 120000 D Common Stock Option (right to buy) 13.83 2015-02-27 2022-02-27 Common Stock, par value $0.01 per share 29182 D Common Stock Option (right to buy) 15.88 2012-07-21 2018-07-20 Common Stock, par value $0.01 per share 15000 D Common Stock Option (right to buy) 15.88 2013-07-21 2018-07-20 Common Stock, par value $0.01 per share 135000 D Securities are held jointly by the reporting person and his wife, Robin B. Koster. /s/ Jean Marc Corredor as Attorney-in-Fact for Michael C. Koster 2012-05-02