Segment Information (Tables)

3 Months Ended

Mar. 31, 2022

Segment Reporting [Abstract]

Schedule of Information by Reportable Segment

The following tables present information by reportable operating segment (dollars in thousands):

Three months ended March 31, 2022	Commercial Lines			Personal Lines		Total Underwriting			Wholesale Agency		Corporate			Eliminations			Total
Gross written premiums	$	28,586		$	4,378	$	32,964		$	—	$	—		$	—		$	32,964
Net written premiums	$	14,340		$	3,681	$	18,021		$	—	$	—		$	—		$	18,021
Net earned premiums	$	20,524		$	3,431	$	23,955		$	—	$	—		$	—		$	23,955
Other income		71			6		77			1,112		147			(638	)		698
Segment revenue		20,595			3,437		24,032			1,112		147			(638	)		24,653
Losses and LAE, net		16,610			1,408		18,018			—		—			—			18,018
Policy acquisition costs		4,357			1,093		5,450			758		—			(744	)		5,464
Operating expenses		3,161			402		3,563			292		305			—			4,160
Segment expenses		24,128			2,903		27,031			1,050		305			(744	)		27,642
Segment gain (loss)	$	(3,533	)	$	534	$	(2,999	)	$	62	$	(158	)	$	106		$	(2,989	)
Investment income												507						507
Net realized investment gains (losses)												(69	)					(69	)
Change in fair value of equity securities												280						280
Other gains (losses)												(5	)					(5	)
Interest expense												(711	)					(711	)
Income (loss) before equity earnings in Affiliate and income taxes	$	(3,533	)	$	534	$	(2,999	)	$	62	$	(156	)	$	106		$	(2,987	)

Three months ended March 31, 2021	Commercial Lines			Personal Lines			Total Underwriting			Wholesale Agency			Corporate			Eliminations			Total
Gross written premiums	$	27,221		$	3,152		$	30,373		$	—		$	—		$	—		$	30,373
Net written premiums	$	21,557		$	2,926		$	24,483		$	—		$	—		$	—		$	24,483
Net earned premiums	$	20,706		$	2,129		$	22,835		$	—		$	—		$	—		$	22,835
Other income		56			40			96			1,726			43			(1,309	)		556
Segment revenue		20,762			2,169			22,931			1,726			43			(1,309	)		23,391
Losses and LAE, net		16,955			2,407			19,362			—			—			—			19,362
Policy acquisition costs		6,318			600			6,918			1,127			—			(1,295	)		6,750
Operating expenses		2,955			349			3,304			744			301			—			4,349
Segment expenses		26,228			3,356			29,584			1,871			301			(1,295	)		30,461
Segment gain (loss)	$	(5,466	)	$	(1,187	)	$	(6,653	)	$	(145	)	$	(258	)	$	(14	)	$	(7,070	)
Investment income														532						532
Net realized investment gains														2,924						2,924
Change in fair value of equity securities														(540	)					(540	)
Other gains														—						—
Interest expense														(721	)					(721	)
Income (loss) before equity earnings in Affiliate and income taxes	$	(5,466	)	$	(1,187	)	$	(6,653	)	$	(145	)	$	1,937		$	(14	)	$	(4,875	)