Reinsurance (Tables)

6 Months Ended

Jun. 30, 2021

Reinsurance Disclosures [Abstract]

Summary of the Effects of Reinsurance

The following table presents the effects of reinsurance and assumption transactions on written premiums, earned premiums and losses and LAE (dollars in thousands):

	Three Months Ended June 30,						Six months ended June 30,
	2021			2020			2021			2020
Written premiums:
Direct	$	26,153		$	19,595		$	49,586		$	39,225
Assumed		8,828			7,950			15,768			13,404
Ceded		(6,449	)		(4,480	)		(12,339	)		(8,513	)
Net written premiums	$	28,532		$	23,065		$	53,015		$	44,116
Earned premiums:
Direct	$	22,607		$	17,913		$	43,597		$	35,371
Assumed		7,621			8,046			14,878			16,641
Ceded		(5,390	)		(4,201	)		(10,802	)		(8,237	)
Net earned premiums	$	24,838		$	21,758		$	47,673		$	43,775
Losses and LAE:
Direct	$	15,367		$	10,739		$	36,117		$	23,065
Assumed		48			4,347			6,829			9,969
Ceded		2,511			(3,141	)		(5,658	)		(6,820	)
Net Losses and LAE	$	17,926		$	11,945		$	37,288		$	26,214