Consolidated Statements of Operations (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Revenue
Gross earned premiums	$ 25,959	$ 25,082	$ 52,012	$ 50,632
Ceded earned premiums	(4,201)	(3,733)	(8,237)	(7,596)
Net earned premiums	21,758	21,349	43,775	43,036
Net investment income	863	1,051	1,817	1,961
Net realized investment gains	245	715	1,173	734
Change in fair value of equity securities	1,576	(915)	(1,510)	350
Other gains	145		260
Other income	713	581	1,371	1,003
Total revenue	25,300	22,781	46,886	47,084
Expenses
Losses and loss adjustment expenses, net	11,945	14,382	26,214	28,838
Policy acquisition costs	6,395	6,210	12,698	11,799
Operating expenses	4,859	4,340	9,904	8,663
Interest expense	731	725	1,462	1,435
Total expenses	23,930	25,657	50,278	50,735
Income (loss) before equity earnings in Affiliate and income taxes	1,370	(2,876)	(3,392)	(3,651)
Equity earnings (losses) in Affiliate, net of tax	179	(8)	229	98
Income tax expense	44		57	11
Net income (loss)	$ 1,505	$ (2,884)	$ (3,220)	$ (3,564)
Earnings (loss) per common share, basic and diluted	$ 0.16	$ (0.34)	$ (0.34)	$ (0.42)
Weighted average common shares outstanding, basic and diluted	9,595,668	8,370,782	9,594,221	8,411,835