Consolidated Statements of Operations (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Premiums
Gross earned premiums	$ 25,962	$ 27,318	$ 76,594	$ 82,899
Ceded earned premiums	(3,187)	(3,868)	(10,783)	(11,711)
Net earned premiums	22,775	23,450	65,811	71,188
Net investment income	1,210	786	3,171	2,425
Net realized investment gains (losses)	390	(21)	1,124	152
Change in fair value of equity securities	(1,065)	151	(715)	(116)
Other income	564	405	1,567	1,212
Total revenue	23,874	24,771	70,958	74,861
Expenses
Losses and loss adjustment expenses, net	14,857	16,554	43,695	44,950
Policy acquisition costs	6,153	6,452	17,952	19,437
Operating expenses	4,297	4,786	12,960	13,276
Interest expense	720	598	2,155	1,834
Total expenses	26,027	28,390	76,762	79,497
Income (loss) before equity earnings in Affiliate and income taxes	(2,153)	(3,619)	(5,804)	(4,636)
Equity earnings in Affiliate, net of tax	121	93	219	237
Income tax expense (benefit)	(802)	25	(791)	52
Net income (loss)	$ (1,230)	$ (3,551)	$ (4,794)	$ (4,451)
Earnings (loss) per common share, basic and diluted (in dollars per share)	$ (0.13)	$ (0.42)	$ (0.55)	$ (0.52)
Weighted average common shares outstanding, basic and diluted (in shares)	9,543,535	8,553,613	8,640,409	8,531,545