Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Assets
Fixed maturity securities, at fair value (amortized cost of $113,915 and $107,213, respectively)	$ 113,163	$ 107,093
Equity securities, at fair value (cost of $4,283 and $3,341, respectively)	4,579	4,240
Short-term investments, at fair value	10,788	6,391
Total investments	128,530	117,724
Cash	12,493	12,703
Premiums and agents' balances receivable, net	24,538	18,010
Receivable from Affiliate	1,751	1,792
Reinsurance recoverables on unpaid losses	6,658	5,405
Reinsurance recoverables on paid losses	840	1,639
Ceded unearned premiums	4,120	3,483
Deferred policy acquisition costs	13,290	12,102
Other assets	11,481	5,069
Total assets	203,701	177,927
Liabilities:
Unpaid losses and loss adjustment expenses	54,651	35,422
Unearned premiums	58,126	47,916
Reinsurance premiums payable	0	1,069
Senior debt	17,750	12,750
Accounts payable and accrued expenses	4,879	2,758
Other liabilities	501	750
Total liabilities	135,907	100,665
Commitment and contingencies
Shareholders' equity:
Common stock, no par value (100,000,000 shares authorized; 7,633,070 and 7,644,492 issued and outstanding, respectively)	80,342	80,111
Accumulated deficit	(11,468)	(3,031)
Accumulated other comprehensive income (loss)	(1,080)	182
Total shareholders' equity	67,794	77,262
Total liabilities and shareholders' equity	$ 203,701	$ 177,927