Segment Information (Tables)

9 Months Ended

Sep. 30, 2016

Segment Reporting [Abstract]

Schedule of Segment Reporting Information

The following tables present information by reportable operating segment (dollars in thousands):

Three Months Ended September 30, 2016	Commercial Lines		Personal Lines			Corporate & Other			Total
Gross written premiums	$	20,759	$	7,738		$	—		$	28,497
Net written premiums	$	18,230	$	6,404		$	—		$	24,634
Net earned premiums	$	17,878	$	5,502		$	—		$	23,380
Other income	81		101			121			303
Segment revenue	17,959		5,603			121			23,683
Losses and loss adjustment expenses, net	9,564		5,018			—			14,582
Policy acquisition costs	4,868		1,398			—			6,266
Operating expenses	1,803		779			2,128			4,710
Segment expenses	16,235		7,195			2,128			25,558
Segment underwriting gain (loss)	$	1,724	$	(1,592	)	$	(2,007	)	$	(1,875	)
Investment income						560			560
Net realized investment gains						71			71
Interest expense						(168		)	(168		)
Income (loss) before equity earnings of affiliates and income taxes						$	(1,544	)	$	(1,412	)

Three Months Ended September 30, 2015	Commercial Lines		Personal Lines			Corporate & Other			Total
Gross written premiums	$	16,655	$	7,587		$	—		$	24,242
Net written premiums	$	20,786	$	7,813		$	—		$	28,599
Net earned premiums	$	13,621	$	4,262		$	—		$	17,883
Other income	390		115			18			523
Segment revenue	14,011		4,377			18			18,406
Losses and loss adjustment expenses, net	7,043		2,770			—			9,813
Policy acquisition costs	3,448		1,157			—			4,605
Operating expenses	1,304		1,182			839			3,325
Segment expenses	11,795		5,109			839			17,743
Segment underwritinggain (loss)	$	2,216	$	(732	)	$	(821	)	$	663
Investment income						505			505
Net realized investment gains						6			6
Other gains						104			104
Interest expense						(181		)	(181		)
Income (loss) before equity earnings of affiliates and income taxes						$	(387	)	$	1,097

Nine Months Ended September 30, 2016	Commercial Lines		Personal Lines			Corporate & Other			Total
Gross written premiums	$	62,725	$	20,891		$	—		$	83,616
Net written premiums	$	55,767	$	17,094		$	—		$	72,861
Net earned premiums	$	49,641	$	15,523		$	—		$	65,164
Other income	263		419			147			829
Segment revenue	49,904		15,942			147			65,993
Losses and loss adjustment expenses, net	27,543		13,279			—			40,822
Policy acquisition costs	13,619		4,663			—			18,282
Operating expenses	5,147		2,214			6,023			13,384
Segment expenses	46,309		20,156			6,023			72,488
Segment underwritinggain (loss)	$	3,595	$	(4,214	)	$	(5,876	)	$	(6,495	)
Investment income						1,625			1,625
Net realized investment gains						604			604
Interest expense						(468		)	(468		)
Income (loss) before equity earnings of affiliates and income taxes						$	(4,115	)	$	(4,734	)

Nine Months Ended September 30, 2015	Commercial Lines		Personal Lines		Corporate & Other			Total
Gross written premiums	$	50,723	$	17,782	$	—		$	68,505
Net written premiums	$	43,164	$	15,043	$	—		$	58,207
Net earned premiums	$	33,779	$	13,712	$	—		$	47,491
Other income	1,064		351		77			1,492
Segment revenue	34,843		14,063		77			48,983
Losses and loss adjustment expenses, net	17,837		9,522		—			27,359
Policy acquisition costs	7,103		2,736		—			9,839
Operating expenses	3,987		1,805		4,844			10,636
Segment expenses	28,927		14,063		4,844			47,834
Segment underwritinggain (loss)	$	5,916	$	—	$	(4,767	)	$	1,149
Investment income					1,460			1,460
Net realized investment gains					238			238
Other gains					104			104
Interest expense					(664		)	(664		)
Income (loss) before equity earnings of affiliates and income taxes					$	(3,629	)	$	2,287