Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Investment securities:
Fixed maturity securities, at fair value (amortized cost of $112,260 and $107,213, respectively)	$ 113,841	$ 107,093
Equity securities, at fair value (cost of $3,371 and $3,341, respectively)	4,500	4,240
Short-term investments, at fair value	14,053	6,391
Total investments	132,394	117,724
Cash	8,540	12,703
Premiums and agents' balances receivable, net	19,762	18,010
Receivable from affiliate	1,363	1,792
Reinsurance recoverables on unpaid losses	6,334	5,405
Reinsurance recoverables on paid losses	3,619	1,639
Ceded unearned premiums	4,851	3,483
Deferred policy acquisition costs	13,203	12,102
Other assets	5,853	5,069
Total assets	195,919	177,927
Liabilities:
Unpaid losses and loss adjustment expenses	45,994	35,422
Unearned premiums	55,475	47,916
Reinsurance premiums payable	0	1,069
Senior debt	14,250	12,750
Accounts payable and accrued expenses	5,094	2,758
Other liabilities	602	750
Total liabilities	121,415	100,665
Commitments and contingencies
Shareholders' equity:
Common stock, no par value (100,000,000 shares authorized; 7,631,230 and 7,644,492 issued and outstanding, respectively)	80,107	80,111
Accumulated deficit	(7,047)	(3,031)
Accumulated other comprehensive income	1,444	182
Total shareholders' equity	74,504	77,262
Total liabilities and shareholders' equity	$ 195,919	$ 177,927