Note 16 - Segment Information (Tables)

9 Months Ended

Sep. 30, 2015

Notes Tables

Schedule of Segment Reporting Information, by Segment [Table Text Block]

	Commercial Lines											Personal Lines
												Homeowners
Three Months Ended September 30, 2015	CMP			Other Liability		Auto		Other		Total		Low-value Dwelling			Wind- exposed		Auto			Total			Corporate & Other			Total
Gross written premiums	$	9,413		$	3,109	$	3,226	$	907	$	16,655	$	2,071		$	5,537	$	(21	)	$	7,587		$	-		$	24,242
Net written premiums	$	12,186		$	3,541	$	3,891	$	1,168	$	20,786	$	2,201		$	5,633	$	(21	)	$	7,813		$	-		$	28,599
Net earned premiums	$	8,458		$	2,107	$	2,312	$	744	$	13,621	$	1,530		$	2,417	$	315		$	4,262		$	-		$	17,883
Other income		(269	)		651		8		-		390		50			60		5			115			18			523
Segment revenue		8,189			2,758		2,320		744		14,011		1,580			2,477		320			4,377			18			18,406
Loss and loss adjustment expenses, net		4,581			716		1,535		211		7,043		1,179			1,139		452			2,770			-			9,813
Policy acquisition costs		2,069			684		549		146		3,448		444			616		97			1,157			-			4,605
Operating expenses		884			253		109		58		1,304		220			155		807			1,182			839			3,325
Segment expenses		7,534			1,653		2,193		415		11,795		1,843			1,910		1,356			5,109			839			17,743
Segment underwriting gain (loss)	$	655		$	1,105	$	127	$	329	$	2,216	$	(263	)	$	567	$	(1,036	)	$	(732	)	$	(821	)	$	663
Investment income																								505			505
Net realized investment gains																								6			6
Other gains																								104			104
Interest expense																								(181	)		(181	)
Income (loss) before income taxes																							$	(387	)	$	1,097

	Commercial Lines										Personal Lines
											Homeowners
Three Months Ended September 30, 2014	CMP		Other Liability		Auto		Other		Total		Low-value Dwelling			Wind- exposed		Auto			Total			Corporate & Other			Total
Gross written premiums	$	8,695	$	1,771	$	2,010	$	789	$	13,265	$	2,198		$	1,630	$	1,819		$	5,647		$	-		$	18,912
Net written premiums	$	7,192	$	1,471	$	1,811	$	719	$	11,193	$	1,863		$	1,342	$	1,819		$	5,024		$	-		$	16,217
Net earned premiums	$	6,540	$	1,312	$	1,360	$	446	$	9,658	$	1,681		$	888	$	2,344		$	4,913		$	-		$	14,571
Other income		158		25		6		-		189		104			-		123			227			(29	)		387
Segment revenue		6,698		1,337		1,366		446		9,847		1,785			888		2,467			5,140			(29	)		14,958
Loss and loss adjustment expenses, net		3,169		404		880		300		4,753		2,590			455		2,417			5,462			-			10,215
Policy acquisition costs		1,670		371		350		87		2,478		528			302		430			1,260			-			3,738
Operating expenses		879		174		92		57		1,202		108			80		694			882			1,349			3,433
Segment expenses		5,718		949		1,322		444		8,433		3,226			837		3,541			7,604			1,349			17,386
Segment underwriting gain (loss)	$	980	$	388	$	44	$	2	$	1,414	$	(1,441	)	$	51	$	(1,074	)	$	(2,464	)	$	(1,378	)	$	(2,428	)
Investment income																							321			321
Net realized investment gains																							94			94
Other gains																							-			-
Interest expense																							(108	)		(108	)
Income (loss) before income taxes																						$	(1,071	)	$	(2,121	)

	Commercial Lines										Personal Lines
											Homeowners
Nine Months Ended September 30, 2015	CMP		Other Liability		Auto		Other		Total		Low-value Dwelling			Wind- exposed		Auto			Total		Corporate & Other			Total
Gross written premiums	$	29,840	$	9,704	$	8,510	$	2,669	$	50,723	$	5,119		$	11,595	$	1,068		$	17,782	$	-		$	68,505
Net written premiums	$	24,859	$	8,441	$	7,468	$	2,396	$	43,164	$	4,196		$	9,779	$	1,068		$	15,043	$	-		$	58,207
Net earned premiums	$	21,049	$	5,269	$	5,673	$	1,788	$	33,779	$	4,409		$	6,706	$	2,597		$	13,712	$	-		$	47,491
Other income		308		737		19		-		1,064		165			101		85			351		77			1,492
Segment revenue		21,357		6,006		5,692		1,788		34,843		4,574			6,807		2,682			14,063		77			48,983
Loss and loss adjustment expenses, net		11,788		1,649		3,978		422		17,837		3,305			3,297		2,920			9,522		-			27,359
Policy acquisition costs		4,333		1,231		1,251		288		7,103		1,222			1,030		484			2,736		-			9,839
Operating expenses		2,785		696		325		181		3,987		405			390		1,010			1,805		4,844			10,636
Segment expenses		18,906		3,576		5,554		891		28,927		4,932			4,717		4,414			14,063		4,844			47,834
Segment underwriting gain (loss)	$	2,451	$	2,430	$	138	$	897	$	5,916	$	(358	)	$	2,090	$	(1,732	)	$	-	$	(4,767	)	$	1,149
Investment income																						1,460			1,460
Net realized investment gains																						238			238
Other gains																						104			104
Interest expense																						(664	)		(664	)
Income (loss) before income taxes																					$	(3,629	)	$	2,287

	Commercial Lines													Personal Lines
														Homeowners
Nine Months Ended September 30, 2014	CMP			Other Liability		Auto			Other			Total		Low-value Dwelling			Wind- exposed		Auto			Total			Corporate & Other			Total
Gross written premiums	$	23,806		$	5,775	$	6,257		$	1,875		$	37,713	$	6,243		$	4,691	$	6,933		$	17,867		$	-		$	55,580
Net written premiums	$	20,295		$	5,142	$	5,861		$	1,708		$	33,006	$	5,573		$	4,106	$	6,933		$	16,612		$	-		$	49,618
Net earned premiums	$	16,790		$	3,767	$	2,797		$	1,056		$	24,410	$	4,636		$	2,362	$	9,795		$	16,793		$	-		$	41,203
Other income		573			103		18			-			694		314			-		436			750			(20	)		1,424
Segment revenue		17,363			3,870		2,815			1,056			25,104		4,950			2,362		10,231			17,543			(20	)		42,627
Loss and loss adjustment expenses, net		11,322			1,100		1,845			731			14,998		6,070			1,203		8,206			15,479			-			30,477
Policy acquisition costs		4,355			1,009		726			194			6,284		1,407			796		2,001			4,204			-			10,488
Operating expenses		2,609			582		284			161			3,636		317			238		1,427			1,982			3,922			9,540
Segment expenses		18,286			2,691		2,855			1,086			24,918		7,794			2,237		11,634			21,665			3,922			50,505
Segment underwriting gain (loss)	$	(923	)	$	1,179	$	(40	)	$	(30	)	$	186	$	(2,844	)	$	125	$	(1,403	)	$	(4,122	)	$	(3,942	)	$	(7,878	)
Investment income																										823			823
Net realized investment gains																										266			266
Other gains																										-			-
Interest expense																										(360	)		(360	)
Income (loss) before income taxes																									$	(3,213	)	$	(7,149	)