Note 7 - Reinsurance (Tables)

9 Months Ended

Sep. 30, 2015

Notes Tables

Effects of Reinsurance [Table Text Block]

	Three Months Ended September 30,						Nine Months Ended September 30,
	2015			2014			2015			2014
Written premiums:
Direct	$	22,438		$	18,912		$	65,067		$	55,580
Assumed		1,804			-			3,438			-
Ceded		4,357			(2,695	)		(10,298	)		(5,962	)
Net written premiums	$	28,599		$	16,217		$	58,207		$	49,618
Earned premiums:
Direct	$	21,136		$	17,248		$	60,487		$	47,868
Assumed		1,906			-			5,716			-
Ceded		(5,159	)		(2,677	)		(18,712	)		(6,665	)
Net earned premiums	$	17,883		$	14,571		$	47,491		$	41,203
Loss and loss adjustment expenses:
Direct	$	10,605		$	10,420		$	31,149		$	33,850
Assumed		1,082			16			1,887			14
Ceded		(1,874	)		(221	)		(5,677	)		(3,387	)
Net Loss and loss adjustment expenses	$	9,813		$	10,215		$	27,359		$	30,477
Policy acquisition costs:
Policy acquisition costs	$	5,184		$	3,738		$	13,359		$	10,488
Ceding commissions		(579	)		-			(3,520	)		-
Net Policy acquisition costs	$	4,605		$	3,738		$	9,839		$	10,488