Note 6 - Unpaid Losses and Loss Adjustment Expenses (Tables)

9 Months Ended

Sep. 30, 2015

Notes Tables

Schedule of Liability for Unpaid Claims and Claims Adjustment Expense [Table Text Block]

	Three Months Ended September 30,						Nine Months Ended September 30,
	2015			2014			2015		2014
Gross reserves - beginning of period	$	32,357		$	31,833		$	31,531	$	28,908
Less: reinsurance recoverables on unpaid losses		5,022			4,207			3,224		3,953
Net reserves - beginning of period		27,335			27,626			28,307		24,955
Add: incurred losses and loss adjustment expenses, net of reinsurance:
Current period		9,894			10,509			27,234		31,743
Prior period		(81	)		(294	)		125		(1,266	)
Total net incurred losses and loss adjustment expenses		9,813			10,215			27,359		30,477
Deduct: loss and loss adjustment expense payments, net of reinsurance:
Current period		6,972			8,090			13,766		16,861
Prior period		2,650			1,767			14,374		10,587
Total net loss and loss adjustment expense payments		9,622			9,857			28,140		27,448
Net reserves - end of period		27,526			27,984			27,526		27,984
Plus: reinsurance recoverables on unpaid losses		5,069			3,673			5,069		3,673
Gross reserves - end of period	$	32,595		$	31,657		$	32,595	$	31,657