Segment Information (Tables)

12 Months Ended

Dec. 31, 2025

Segment Reporting [Abstract]

Schedule of Information by Reportable Segment

The following tables present information by reportable segment (dollars in thousands):

Year Ended December 31, 2025	Commercial Lines			Personal Lines			Corporate			Total
Gross written premiums	$	8,712		$	51,128		$	—		$	59,840
Net written premiums	$	(1,629	)	$	22,977		$	—		$	21,348
Net earned premiums	$	2,553		$	29,834		$	—		$	32,387
Other income		—			—			142			142
Segment revenue		2,553			29,834			142			32,529
Loss and loss adjustment expenses, net		15,952			22,589			—			38,541
Policy acquisition costs		(79	)		8,484			—			8,405
Operating expenses		1,395			6,344			3,731			11,470
Segment expenses		17,268			37,417			3,731			58,416
Segment underwriting gain (loss)		(14,715	)		(7,583	)		(3,589	)		(25,887	)
Net investment income								5,037			5,037
Net realized investment gains (losses)								(716	)		(716	)
Change in fair value of equity securities								234			234
Change in fair value of contingent considerations								6,220			6,220
Interest expense								3,185			3,185
Income (loss) before income taxes	$	(14,715	)	$	(7,583	)	$	4,001		$	(18,297	)
Selected Balance Sheet Data:
Deferred policy acquisition costs	$	—		$	2,696					$	2,696
Unearned premiums		2,472			23,231						25,703
Reinsurance recoverables on unpaid losses		60,620			3,289						63,909
Unpaid losses and loss adjustment expenses		135,551			10,711						146,262

Year Ended December 31, 2024	Commercial Lines			Personal Lines			Corporate			Total
Gross written premiums	$	26,686		$	45,367		$	—		$	72,053
Net written premiums	$	14,541		$	34,797		$	—		$	49,338
Net earned premiums	$	28,160		$	32,702		$	—		$	60,862
Other income		69			48			211			328
Segment revenue		28,229			32,750			211			61,190
Loss and loss adjustment expenses, net		52,155			21,147			—			73,302
Policy acquisition costs		4,323			9,012			—			13,335
Operating expenses		4,080			4,444			3,307			11,831
Segment expenses		60,558			34,603			3,307			98,468
Segment underwriting gain (loss)		(32,329	)		(1,853	)		(3,096	)		(37,278	)
Net investment income								5,763			5,763
Net realized investment gains (losses)								(125	)		(125	)
Change in fair value of equity securities								(203	)		(203	)
Other gains (losses)								500			500
Change in fair value of contingent considerations								146			146
Interest expense								4,883			4,883
Income (loss) before income taxes	$	(32,329	)	$	(1,853	)	$	(1,898	)	$	(36,080	)
Selected Balance Sheet Data:
Deferred policy acquisition costs	$	934		$	5,446					$	6,380
Unearned premiums		7,644			22,946						30,590
Reinsurance recoverables on unpaid losses		82,029			2,461						84,490
Unpaid losses and loss adjustment expenses		182,154			7,131						189,285