Income Taxes - Components of Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Deferred tax assets:
Discounted unpaid losses and loss adjustment expenses	$ 1,774	$ 1,749
Unearned premiums	1,079	1,648
Net operating loss carryforwards	13,647	16,960
Net unrealized losses on investments	2,603	2,780
State net operating loss carryforwards	3,890	6,523
Other	218	112
Gross deferred tax assets	23,211	29,772
Less valuation allowance	(19,747)	(28,013)
Total deferred tax assets, net of allowance	3,464	1,759
Deferred tax liabilities:
Investment basis difference	348	208
Tax rate change transition discounting	45	92
Deferred policy acquisition costs	909	1,320
Installment sale gain	1,816
Deferred intercompany gain	141
Intangible assets	115	115
Property and equipment	0	24
Other	90	0
Total deferred tax liabilities	3,464	1,759
Net deferred tax liability	$ 0	$ 0