Segment Information (Tables)

12 Months Ended

Dec. 31, 2024

Segment Reporting [Abstract]

Schedule of Information by Reportable Segment

The following tables present information by reportable segment (dollars in thousands):

Year Ended December 31, 2024	Commercial Lines			Personal Lines			Under-writing			Corporate and Other			Total
Gross written premiums	$	26,686		$	45,367		$	72,053		$	—		$	72,053
Net written premiums	$	14,541		$	34,797		$	49,338		$	—		$	49,338
Net earned premiums	$	28,160		$	32,702		$	60,862		$	—		$	60,862
Other income		69			48			117			211			328
Segment revenue		28,229			32,750			60,979			211			61,190
Loss and loss adjustment expenses, net		52,155			21,147			73,302			—			73,302
Policy acquisition costs		4,323			9,012			13,335			—			13,335
Operating expenses		4,080			4,444			8,524			3,307			11,831
Segment expenses		60,558			34,603			95,161			3,307			98,468
Segment underwriting gain (loss)		(32,329	)		(1,853	)		(34,182	)		(3,096	)		(37,278	)
Net investment income											5,763			5,763
Net realized investment gains (losses)											(125	)		(125	)
Change in fair value of equity securities											(203	)		(203	)
Other gains											646			646
Interest expense											4,883			4,883
Income (loss) before income taxes	$	(32,329	)	$	(1,853	)	$	(34,182	)	$	(1,898	)	$	(36,080	)
Selected Balance Sheet Data:
Deferred policy acquisition costs	$	934		$	5,446								$	6,380
Unearned premiums		7,644			22,946									30,590
Reinsurance recoverables on unpaid losses		82,029			2,461									84,490
Unpaid losses and loss adjustment expenses		182,154			7,131									189,285

Year Ended December 31, 2023	Commercial Lines			Personal Lines			Under-writing			Corporate and Other			Total
Gross written premiums	$	107,078		$	36,756		$	143,834		$	—		$	143,834
Net written premiums	$	36,580		$	32,108		$	68,688		$	—		$	68,688
Net earned premiums	$	59,221		$	24,714		$	83,935		$	—		$	83,935
Other income		217			96			313			239			552
Segment revenue		59,438			24,810			84,248			239			84,487
Loss and loss adjustment expenses, net		62,828			19,585			82,413			—			82,413
Policy acquisition costs		9,134			6,663			15,797			—			15,797
Operating expenses		11,988			3,444			15,432			1,306			16,738
Segment expenses		83,950			29,692			113,642			1,306			114,948
Segment underwriting gain (loss)		(24,512	)		(4,882	)		(29,394	)		(1,067	)		(30,461	)
Net investment income											5,447			5,447
Net realized investment gains (losses)											(20	)		(20	)
Change in fair value of equity securities											608			608
Interest expense											3,206			3,206
Income (loss) before income taxes	$	(24,512	)	$	(4,882	)	$	(29,394	)	$	1,762		$	(27,632	)
Selected Balance Sheet Data:
Deferred policy acquisition costs	$	2,048		$	4,357								$	6,405
Unearned premiums		45,494			19,656									65,150
Reinsurance recoverables on unpaid losses		68,981			1,826									70,807
Unpaid losses and loss adjustment expenses		169,039			5,573									174,612