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Unpaid Losses and Loss Adjustment Expenses - Changes in the Liability for Unpaid Losses and Loss Adjustment Expenses (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Dec. 31, 2023
Liability for Unpaid Claims and Claims Adjustment Expense [Roll Forward]          
Gross reserves - beginning of period $ 174,786 $ 145,004 $ 174,612 $ 165,539 $ 165,539
Less: reinsurance recoverables on unpaid losses (74,358) (56,505) (70,807) (82,651) (82,651)
Net reserves - beginning of period 100,428 88,499 103,805 82,888 82,888
Add: incurred losses and LAE, net of reinsurance:          
Current period 7,284 17,281 30,747 51,004  
Prior period 7,868 3,630 10,206 2,939  
Total net incurred losses and LAE 15,152 20,911 40,953 53,943  
Deduct: loss and LAE payments, net of reinsurance:          
Current period 8,481 9,194 18,549 18,635  
Prior period 12,054 7,768 31,164 25,748  
Total net loss and LAE payments 20,535 16,962 49,713 44,383  
Net reserves - end of period 95,045 92,448 95,045 92,448 103,805
Plus: reinsurance recoverables on unpaid losses 65,860 46,766 65,860 46,766 70,807
Gross reserves - end of period $ 160,905 $ 139,214 $ 160,905 $ 139,214 $ 174,612