Consolidated Statements of Operations (Unaudited) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Revenue and Other Income
Gross earned premiums		$ 29,381	$ 36,013	$ 63,613	$ 70,307
Ceded earned premiums		(12,715)	(12,830)	(30,060)	(25,172)
Net earned premiums		16,666	23,183	33,553	45,135
Net investment income		1,505	1,354	3,057	2,661
Net realized investment gains (losses)		(118)	0	(118)	0
Change in fair value of equity securities		(196)	(12)	(153)	682
Agency commission income		8,831	211	13,167	641
Other income		160	187	420	383
Total revenue and other income		26,848	24,923	49,926	49,502
Expenses
Losses and loss adjustment expenses, net		15,281	19,319	25,801	33,032
Policy acquisition costs		10,480	4,413	17,493	9,134
Operating expenses		4,256	5,114	8,751	9,393
Interest expense		869	820	1,746	1,506
Total expenses		30,886	29,666	53,791	53,065
Income (loss) before equity earnings in Affiliate and income taxes		(4,038)	(4,743)	(3,865)	(3,563)
Equity earnings (loss) in Affiliate, net of tax		228	4	286	(175)
Income tax expense (benefit)		(18)	0	(18)	0
Net income (loss)		(3,792)	(4,739)	(3,561)	(3,738)
Preferred stock dividends		158	0	315	0
Net income (loss) allocable to common shareholders		$ (3,950)	$ (4,739)	$ (3,876)	$ (3,738)
Earnings (loss) per common share, basic		$ (0.32)	$ (0.39)	$ (0.32)	$ (0.31)
Earnings (loss) per common share, diluted		$ (0.32)	$ (0.39)	$ (0.32)	$ (0.31)
Weighted average common shares outstanding, basic	[1]	12,222,881	12,220,331	12,222,881	12,218,102
Weighted average common shares outstanding, diluted	[1]	12,222,881	12,220,331	12,222,881	12,218,102

[1] The non-vested shares of the restricted stock units and stock options were anti-dilutive as of June 30, 2023. Therefore, the basic and diluted weighted average common shares are equal for the three and six months ended June 30, 2024 and 2023.