Consolidated Statements of Cash Flows - USD ($)		12 Months Ended
		Dec. 31, 2023	Dec. 31, 2022
Cash Flows from Operating Activities
Net income (loss)		$ (25,904,000)	$ (10,681,000)
Adjustments to reconcile net income (loss) to net cash provided by (used in) operating activities:
Gain from sale of renewal rights		(2,335,000)	0
Gain upon consolidation of VSRM and sale of agency business	[1]		(10,052,000)
Depreciation and amortization		545,000	417,000
Amortization of bond premium and discount, net		(871,000)	320,000
Net realized investment (gains) losses		20,000	1,505,000
Change in fair value of equity securities		(608,000)	(403,000)
Loss on sale of fixed assets			33,000
Deferred income tax expense		(17,000)	(9,396,000)
Stock-based compensation expenses		190,000	211,000
Equity (earnings) loss in Affiliate, net of tax		251,000	(368,000)
Other			60,000
(Increase) decrease in:
Premiums, agents' balances and other receivables		(7,549,000)	(594,000)
Reinsurance recoverables		5,878,000	(47,613,000)
Prepaid reinsurance premiums		(12,509,000)	(8,098,000)
Deferred policy acquisition costs		4,005,000	1,977,000
Other assets		250,000	(138,000)
Increase (decrease) in:
Unpaid losses and loss adjustment expenses		9,073,000	26,454,000
Unearned premiums		(2,737,000)	2,618,000
Funds held under reinsurance agreements		13,450,000	11,100,000
Reinsurance premiums payable		(5,898,000)	826,000
Premiums payable to other insureds		13,986,000
Accounts payable and other liabilities		(2,612,000)	1,348,000
Net cash provided by operating activities		(13,392,000)	(40,474,000)
Cash Flows From Investing Activities
Purchases of investments		(234,869,000)	(318,227,000)
Proceeds from maturities and redemptions of investments		10,424,000	20,324,000
Proceeds from sales of investments		222,772,000	324,091,000
Proceeds from sale of renewal rights/agency business		2,335,000	32,759,000	[1]
Purchase of VSRM, net of $3,920 cash acquired	[1]		(1,947,000)
Deconsolidation of SSU	[1]		(497,000)
Contribution to SSU	[1]	(934,000)
Net cash provided by (used in) investing activities		(272,000)	56,503,000
Cash Flows From Financing Activities
Proceeds received from issuance of shares of preferred stock		6,000,000
Proceeds received from issuance of shares of common stock			5,000,000
Proceeds from issuance of long-term debt		6,727,000
Repurchase of common stock		(3,000)	10,000
Borrowings under lines of credit			19,500,000
Repayment of lines of credit			(19,500,000)
Repayment /paydown of long-term debt		(13,971,000)	(2,917,000)
Debt issuance costs		(1,999,000)
Net cash provided by (used in) financing activities		(3,246,000)	2,093,000
Net increase (decrease) in cash		(16,910,000)	18,122,000
Cash at beginning of period		28,035,000	9,913,000
Cash at end of period		11,125,000	28,035,000
Supplemental Disclosure of Cash Flow Information:
Interest paid		3,077,000	2,979,000
Income taxes paid (refunded), net		1,000	$ (11,000)
Exchanging of public senior unsecured notes		11,160,000
Preferred stock dividends declared but not paid at end of period		$ 19,000

[1] See Note 3 ~ VSRM Transaction