Consolidated Statements of Operations - USD ($) $ in Thousands		12 Months Ended
		Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Revenue and Other Income
Gross earned premiums		$ 135,401	$ 123,050	$ 106,614
Ceded earned premiums		(38,690)	(24,248)	(17,511)
Net earned premiums		96,711	98,802	89,103
Net investment income		3,043	1,968	3,156
Net realized investment gains (losses)		(1,505)	2,878	8,126
Change in fair value of equity securities		403	(2,020)	228
Gain from VSRM Transaction		8,810	0	0
Loss portfolio transfer risk fee		(5,400)	0	0
Other gains (losses)		59	11,664	260
Other income		2,768	2,671	2,615
Total revenue and other income		104,889	115,963	103,488
Expenses
Losses and loss adjustment expenses, net		81,440	69,861	56,228
Policy acquisition costs		22,179	28,451	26,105
Operating expenses		18,789	16,509	18,468
Interest expense		2,971	2,852	2,925
Total expenses		125,379	117,673	103,726
Income (loss) before income taxes		(20,490)	(1,710)	(238)
Equity earnings in Affiliate, net of tax		368	824	839
Income tax expense (benefit)		(9,441)	208	6
Net income (loss)		$ (10,681)	$ (1,094)	$ 595
Net income (loss) per share, basic		$ (1.00)	$ (0.11)	$ 0.06
Net income (loss) per share, diluted		$ (1.00)	$ (0.11)	$ 0.06
Weighted average common shares outstanding, basic	[1]	10,692,090	9,691,998	9,625,059
Weighted average common shares outstanding, diluted	[1]	10,692,090	9,691,998	9,625,059

[1] The non-vested shares of the restricted stock units and stock options were anti-dilutive as of December 31, 2022, 2021, and 2020. Therefore, the non-vested shares are excluded from earnings (loss) per share for the years ended December 31, 2022, 2021, and 2020.