Chief Executive Officer

0001085146-24-002333.txt : 20240509 0001085146-24-002333.hdr.sgml : 20240509 20240508180140 ACCESSION NUMBER: 0001085146-24-002333 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20240331 FILED AS OF DATE: 20240509 DATE AS OF CHANGE: 20240508 EFFECTIVENESS DATE: 20240509 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Charles Schwab Investment Advisory, Inc. CENTRAL INDEX KEY: 0001501902 ORGANIZATION NAME: IRS NUMBER: 271073440 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-14153 FILM NUMBER: 24927792 BUSINESS ADDRESS: STREET 1: 211 MAIN ST. CITY: SAN FRANCISCO STATE: CA ZIP: 94105 BUSINESS PHONE: 415-667-0897 MAIL ADDRESS: STREET 1: 211 MAIN ST. CITY: SAN FRANCISCO STATE: CA ZIP: 94105 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001501902 XXXXXXXX 03-31-2024 03-31-2024 false Charles Schwab Investment Advisory, Inc.

211 MAIN ST. SAN FRANCISCO CA 94105

13F HOLDINGS REPORT 028-14153 000151739 801-70737 N Omar Aguilar Chief Executive Officer 415-667-7718 /s/Omar Aguilar San Fransico CA 05-08-2024 0 123 72778185022 false INFORMATION TABLE 2 infotable.xml INFORMATION TABLE ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100 BBG001T79CF8 21076659 220698 SH SOLE 220698 0 0 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 213587 616 SH SOLE 616 0 0 ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 235386 1304 SH SOLE 1304 0 0 ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 783220 5189 SH SOLE 5189 0 0 AMAZON COM INC COM 023135106 BBG001S5PQL7 1108891 6148 SH SOLE 6148 0 0 APPLE INC COM 037833100 BBG001S5N8V8 1259538 7345 SH SOLE 7345 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 481931 1146 SH SOLE 1146 0 0 BROADCOM INC COM 11135F101 BBG00KHY5SY8 333089 251 SH SOLE 251 0 0 CENOVUS ENERGY INC COM 15135U109 BBG001T2PJV8 243378 12175 SH SOLE 12175 0 0 CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 394124 2499 SH SOLE 2499 0 0 CISCO SYS INC COM 17275R102 BBG001S6HC62 275695 5524 SH SOLE 5524 0 0 COCA COLA CO COM 191216100 BBG001S5SMQ8 219397 3586 SH SOLE 3586 0 0 COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 258074 352 SH SOLE 352 0 0 DBX ETF TR XTRACK INTL REAL 233051846 BBG005BJ0T91 644211102 29755831 SH SOLE 29755831 0 0 DBX ETF TR XTRACK MSCI EAFE 233051630 BBG009RY6HH4 738152088 29921041 SH SOLE 29921041 0 0 DBX ETF TR XTRACK USD HIGH 233051432 BBG00FGWY4G5 266580150 7465140 SH SOLE 7465140 0 0 EXXON MOBIL CORP COM 30231G102 BBG001S69V32 249322 2145 SH SOLE 2145 0 0 FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 BBG005FHWBL1 377095 2420 SH SOLE 2420 0 0 GLOBAL X FDS GLBL X MLP ETF 37954Y343 BBG002WKD6P0 237736 4930 SH SOLE 4930 0 0 GLOBAL X FDS US PFD ETF 37954Y657 BBG00HPF2LX6 411599 20417 SH SOLE 20417 0 0 HOME DEPOT INC COM 437076102 BBG001S5RTW7 500478 1305 SH SOLE 1305 0 0 INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 BBG007HL81B6 148055 10674 SH SOLE 10674 0 0 INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206 BBG001T06LL9 236384575 9504808 SH SOLE 9504808 0 0 INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743 BBG001SS8729 565255936 11384812 SH SOLE 11384812 0 0 INVESCO EXCH TRADED FD TR II FTSE RAFI EMNG 46138E727 BBG001SSJYS0 504786240 25939683 SH SOLE 25939683 0 0 INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 BBG001SSH3K8 289766684 8812855 SH SOLE 8812855 0 0 INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 BBG001V0MBC0 83575602 3951565 SH SOLE 3951565 0 0 INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 BBG001S6H5N8 926979153 24096157 SH SOLE 24096157 0 0 INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 BBG001SPSDJ2 799635125 20357310 SH SOLE 20357310 0 0 INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 2020122 4550 SH SOLE 4550 0 0 INVESCO SR INCOME TR COM 46131H107 BBG001SB0BV3 77264 18052 SH SOLE 18052 0 0 ISHARES GOLD TR ISHARES NEW 464285204 BBG001SJK6D5 855946230 20374821 SH SOLE 20374821 0 0 ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 390985518 7577239 SH SOLE 7577239 0 0 ISHARES TR 0-5YR HI YL CP 46434V407 BBG005DW06B7 200228 4706 SH SOLE 4706 0 0 ISHARES TR 3 7 YR TREAS BD 464288661 BBG001SSD812 314259989 2713582 SH SOLE 2713582 0 0 ISHARES TR 7-10 YR TRSY BD 464287440 BBG001S80936 377599 3989 SH SOLE 3989 0 0 ISHARES TR BROAD USD HIGH 46435U853 BBG00J2DS0J6 21475440 586921 SH SOLE 586921 0 0 ISHARES TR CALIF MUN BD ETF 464288356 BBG001T03XM5 551381843 9582583 SH SOLE 9582583 0 0 ISHARES TR CORE INTL AGGR 46435G672 BBG00BDV2SQ0 26786720 536271 SH SOLE 536271 0 0 ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 397494 5356 SH SOLE 5356 0 0 ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 466830 4049 SH SOLE 4049 0 0 ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 1245607 2369 SH SOLE 2369 0 0 ISHARES TR CORE TOTAL USD 46434V613 BBG006MJCSW0 225762 4952 SH SOLE 4952 0 0 ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 584068 5964 SH SOLE 5964 0 0 ISHARES TR CRE U S REIT ETF 464288521 BBG001ST7G55 139703299 2596716 SH SOLE 2596716 0 0 ISHARES TR INTERNATIONAL SL 46434V266 BBG008LP7B65 226025 6853 SH SOLE 6853 0 0 ISHARES TR ISHS 1-5YR INVS 464288646 BBG001SSD858 871885 17002 SH SOLE 17002 0 0 ISHARES TR ISHS 5-10YR INVT 464288638 BBG001SSD849 260993 5058 SH SOLE 5058 0 0 ISHARES TR MBS ETF 464288588 BBG001SSD8B1 496186877 5368826 SH SOLE 5368826 0 0 ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 927374446 8618722 SH SOLE 8618722 0 0 ISHARES TR PFD AND INCM SEC 464288687 BBG001SNVWC8 45103027 1399411 SH SOLE 1399411 0 0 ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 633358 1879 SH SOLE 1879 0 0 ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 363477 2029 SH SOLE 2029 0 0 J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 BBG00GP26NW0 506619 10042 SH SOLE 10042 0 0 JANUS DETROIT STR TR HENDERSON MTG 47103U852 BBG00LYBQSH3 308078 6831 SH SOLE 6831 0 0 JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 241731 1528 SH SOLE 1528 0 0 JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 516753 2580 SH SOLE 2580 0 0 MCDONALDS CORP COM 580135101 BBG001S5T110 233458 828 SH SOLE 828 0 0 MERCK & CO INC COM 58933Y105 BBG001S5TC52 261161 1979 SH SOLE 1979 0 0 META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 299049 616 SH SOLE 616 0 0 MICROSOFT CORP COM 594918104 BBG001S5TD05 2116938 5032 SH SOLE 5032 0 0 NUVEEN FLOATING RATE INCOME COM 67072T108 BBG001SJ9S31 212161 24303 SH SOLE 24303 0 0 NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 1583997 1753 SH SOLE 1753 0 0 OLO INC CL A 68134L109 BBG00ZCX7044 206358 37588 SH SOLE 37588 0 0 ORACLE CORP COM 68389X105 BBG001S5SJG6 269564 2146 SH SOLE 2146 0 0 PIMCO HIGH INCOME FD COM SHS 722014107 BBG001SGV4P1 49555 10031 SH SOLE 10031 0 0 PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 364452 2246 SH SOLE 2246 0 0 QUALCOMM INC COM 747525103 BBG001S6VS70 527332 3115 SH SOLE 3115 0 0 SCHWAB CHARLES FAMILY FD AMT TAX FREE MNY 808515530 BBG00TCBL6Q3 50000 50000 SH SOLE 50000 0 0 SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698 BBG00PZFPGG2 4947456552 111203789 SH SOLE 111203789 0 0 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 2153907565 85303270 SH SOLE 85303270 0 0 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 2978081458 76321924 SH SOLE 76321924 0 0 SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 BBG001T6L7C0 1402662718 39180523 SH SOLE 39180523 0 0 SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 BBG001T9F7C1 3974754983 81034760 SH SOLE 81034760 0 0 SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 BBG0051J0PJ9 8620775295 127923658 SH SOLE 127923658 0 0 SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 BBG0051NXNX3 5472143533 95952017 SH SOLE 95952017 0 0 SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 BBG0051QPC87 3466613530 124878009 SH SOLE 124878009 0 0 SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 BBG0051K49J8 4775109120 134094612 SH SOLE 134094612 0 0 SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 BBG0051QD594 1972853435 55620339 SH SOLE 55620339 0 0 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 623572 10214 SH SOLE 10214 0 0 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 783833355 9721361 SH SOLE 9721361 0 0 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 358368 3865 SH SOLE 3865 0 0 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 6060717062 97658992 SH SOLE 97658992 0 0 SCHWAB STRATEGIC TR US REIT ETF 808524847 BBG001V039G2 1093376573 53860915 SH SOLE 53860915 0 0 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 3761018533 76381367 SH SOLE 76381367 0 0 SCHWAB STRATEGIC TR US TIPS ETF 808524870 BBG001T9F777 934682706 17919530 SH SOLE 17919530 0 0 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 585329 2810 SH SOLE 2810 0 0 SNAP INC CL A 83304A106 BBG00441QMK5 411070 35807 SH SOLE 35807 0 0 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 BBG001SRXRJ1 228268 6369 SH SOLE 6369 0 0 SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 1140175 2180 SH SOLE 2180 0 0 SPDR SER TR BLOOMBERG EMERGI 78464A391 BBG001V0JXM5 999819558 48771686 SH SOLE 48771686 0 0 SPDR SER TR ICE PFD SEC ETF 78464A292 BBG001T5L3N9 5090678 145990 SH SOLE 145990 0 0 SPDR SER TR NUVEEN BLMBRG MU 78468R721 BBG001SRSPW6 883072 18999 SH SOLE 18999 0 0 SPDR SER TR PORTFLI TIPS ETF 78464A656 BBG001STKCZ6 90608786 3536643 SH SOLE 3536643 0 0 SPDR SER TR PORTFOLIO INTRMD 78464A375 BBG001T2HCY9 408225468 12487778 SH SOLE 12487778 0 0 SPDR SER TR PORTFOLIO S&P500 78464A854 BBG001SPTB87 203953 3315 SH SOLE 3315 0 0 STARBUCKS CORP COM 855244109 BBG001S72KH6 226070 2474 SH SOLE 2474 0 0 TESLA INC COM 88160R101 BBG001SQKGD7 954685 5431 SH SOLE 5431 0 0 UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 239577 484 SH SOLE 484 0 0 VANECK ETF TRUST JP MRGAN EM LOC 92189H300 BBG001T9BPT7 175618639 7165183 SH SOLE 7165183 0 0 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 427035 5880 SH SOLE 5880 0 0 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 26560012 539947 SH SOLE 539947 0 0 VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 369671 1074 SH SOLE 1074 0 0 VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 326795 1363 SH SOLE 1363 0 0 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 573944533 1193977 SH SOLE 1193977 0 0 VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 411318780 1799373 SH SOLE 1799373 0 0 VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 1251295 4815 SH SOLE 4815 0 0 VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 255323 1568 SH SOLE 1568 0 0 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 BBG001T0SKD6 199080491 1703873 SH SOLE 1703873 0 0 VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 BBG001TCVT65 276094412 6551837 SH SOLE 6551837 0 0 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 1491989752 29485963 SH SOLE 29485963 0 0 VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 BBG001T62M92 342523 5850 SH SOLE 5850 0 0 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 11056940 137336 SH SOLE 137336 0 0 VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 BBG001T62MF5 6157155374 134995733 SH SOLE 134995733 0 0 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 231129 1266 SH SOLE 1266 0 0 VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 609927 10115 SH SOLE 10115 0 0 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 467956972 9327426 SH SOLE 9327426 0 0 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 98841062 816936 SH SOLE 816936 0 0 VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 BBG00C868SD7 107085264 1556472 SH SOLE 1556472 0 0 VANGUARD WORLD FD INF TECH ETF 92204A702 BBG001SHTTR5 229849 438 SH SOLE 438 0 0 VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 264440 6302 SH SOLE 6302 0 0 VISA INC COM CL A 92826C839 BBG001SRCFY3 268496 962 SH SOLE 962 0 0 WALMART INC COM 931142103 BBG001S5XH92 286045 4754 SH SOLE 4754 0 0