Chief Executive Officer

0001085146-24-000790.txt : 20240206 0001085146-24-000790.hdr.sgml : 20240206 20240206173058 ACCESSION NUMBER: 0001085146-24-000790 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20231231 FILED AS OF DATE: 20240206 DATE AS OF CHANGE: 20240206 EFFECTIVENESS DATE: 20240206 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Charles Schwab Investment Advisory, Inc. CENTRAL INDEX KEY: 0001501902 ORGANIZATION NAME: IRS NUMBER: 271073440 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-14153 FILM NUMBER: 24601367 BUSINESS ADDRESS: STREET 1: 211 MAIN ST. CITY: SAN FRANCISCO STATE: CA ZIP: 94105 BUSINESS PHONE: 415-667-0897 MAIL ADDRESS: STREET 1: 211 MAIN ST. CITY: SAN FRANCISCO STATE: CA ZIP: 94105 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001501902 XXXXXXXX 12-31-2023 12-31-2023 false Charles Schwab Investment Advisory, Inc.

211 MAIN ST. SAN FRANCISCO CA 94105

13F HOLDINGS REPORT 028-14153 000151739 801-70737 N Omar Aguilar Chief Executive Officer 415-667-7718 /s/Omar Aguilar San Fransico CA 02-06-2024 0 118 69616318835 false INFORMATION TABLE 2 infotable.xml INFORMATION TABLE ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100 BBG001T79CF8 21252533 233493 SH SOLE 233493 0 0 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 211599 603 SH SOLE 603 0 0 ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 673341 4820 SH SOLE 4820 0 0 AMAZON COM INC COM 023135106 BBG001S5PQL7 837300 5511 SH SOLE 5511 0 0 APPLE INC COM 037833100 BBG001S5N8V8 1416201 7356 SH SOLE 7356 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 381283 1069 SH SOLE 1069 0 0 BROADCOM INC COM 11135F101 BBG00KHY5SY8 361046 323 SH SOLE 323 0 0 CENOVUS ENERGY INC COM 15135U109 BBG001T2PJV8 199800 12000 SH SOLE 12000 0 0 CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 288679 1935 SH SOLE 1935 0 0 CISCO SYS INC COM 17275R102 BBG001S6HC62 273748 5419 SH SOLE 5419 0 0 COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 232067 352 SH SOLE 352 0 0 DBX ETF TR XTRACK INTL REAL 233051846 BBG005BJ0T91 629916977 28789624 SH SOLE 28789624 0 0 DBX ETF TR XTRACK MSCI EAFE 233051630 BBG009RY6HH4 730158896 29585044 SH SOLE 29585044 0 0 DBX ETF TR XTRACK USD HIGH 233051432 BBG00FGWY4G5 266170849 7487225 SH SOLE 7487225 0 0 DISNEY WALT CO COM 254687106 BBG001S5QHF3 241602 2676 SH SOLE 2676 0 0 EXXON MOBIL CORP COM 30231G102 BBG001S69V32 295124 2952 SH SOLE 2952 0 0 FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 BBG005FHWBL1 400520 2788 SH SOLE 2788 0 0 GLOBAL X FDS GLBL X MLP ETF 37954Y343 BBG002WKD6P0 236127 5330 SH SOLE 5330 0 0 GLOBAL X FDS US PFD ETF 37954Y657 BBG00HPF2LX6 48323628 2490909 SH SOLE 2490909 0 0 HOME DEPOT INC COM 437076102 BBG001S5RTW7 438848 1266 SH SOLE 1266 0 0 HUMANA INC COM 444859102 BBG001S5S1X6 265072 579 SH SOLE 579 0 0 ICAHN ENTERPRISES LP DEPOSITARY UNIT 451100101 BBG001S5NBT4 216061 12569 SH SOLE 12569 0 0 INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206 BBG001T06LL9 245262558 9818357 SH SOLE 9818357 0 0 INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743 BBG001SS8729 561091405 11838920 SH SOLE 11838920 0 0 INVESCO EXCH TRADED FD TR II FTSE RAFI EMNG 46138E727 BBG001SSJYS0 509443674 26672444 SH SOLE 26672444 0 0 INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 BBG001SSH3K8 299172049 9210962 SH SOLE 9210962 0 0 INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 BBG001V0MBC0 82982194 3917951 SH SOLE 3917951 0 0 INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 BBG001S6H5N8 892406632 25352461 SH SOLE 25352461 0 0 INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 BBG001SPSDJ2 787500256 21005608 SH SOLE 21005608 0 0 INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 1913878 4673 SH SOLE 4673 0 0 INVESCO SR INCOME TR COM 46131H107 BBG001SB0BV3 74015 18052 SH SOLE 18052 0 0 ISHARES GOLD TR ISHARES NEW 464285204 BBG001SJK6D5 798071077 20447632 SH SOLE 20447632 0 0 ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 395205427 7813472 SH SOLE 7813472 0 0 ISHARES TR 0-5YR HI YL CP 46434V407 BBG005DW06B7 200160 4741 SH SOLE 4741 0 0 ISHARES TR 3 7 YR TREAS BD 464288661 BBG001SSD812 326206802 2784998 SH SOLE 2784998 0 0 ISHARES TR 7-10 YR TRSY BD 464287440 BBG001S80936 432213 4484 SH SOLE 4484 0 0 ISHARES TR BROAD USD HIGH 46435U853 BBG00J2DS0J6 22148955 609325 SH SOLE 609325 0 0 ISHARES TR CALIF MUN BD ETF 464288356 BBG001T03XM5 526320258 9083884 SH SOLE 9083884 0 0 ISHARES TR CORE INTL AGGR 46435G672 BBG00BDV2SQ0 24563435 493242 SH SOLE 493242 0 0 ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 519913 7390 SH SOLE 7390 0 0 ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 417664 3969 SH SOLE 3969 0 0 ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 1237420 2591 SH SOLE 2591 0 0 ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 548911 5531 SH SOLE 5531 0 0 ISHARES TR CRE U S REIT ETF 464288521 BBG001ST7G55 145921275 2687811 SH SOLE 2687811 0 0 ISHARES TR INTERNATIONAL SL 46434V266 BBG008LP7B65 220199 6853 SH SOLE 6853 0 0 ISHARES TR ISHS 1-5YR INVS 464288646 BBG001SSD858 987186 19253 SH SOLE 19253 0 0 ISHARES TR ISHS 5-10YR INVT 464288638 BBG001SSD849 262756 5053 SH SOLE 5053 0 0 ISHARES TR MBS ETF 464288588 BBG001SSD8B1 513761653 5460902 SH SOLE 5460902 0 0 ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 973525119 8980031 SH SOLE 8980031 0 0 ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 599265 1977 SH SOLE 1977 0 0 ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 342341 2072 SH SOLE 2072 0 0 J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 BBG00GP26NW0 538767 10726 SH SOLE 10726 0 0 JANUS DETROIT STR TR HENDERSON MTG 47103U852 BBG00LYBQSH3 339267 7385 SH SOLE 7385 0 0 JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 251825 1607 SH SOLE 1607 0 0 JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 425194 2500 SH SOLE 2500 0 0 LUCID GROUP INC COM 549498103 BBG00W7F99W4 49388 11731 SH SOLE 11731 0 0 MCDONALDS CORP COM 580135101 BBG001S5T110 265671 896 SH SOLE 896 0 0 MERCK & CO INC COM 58933Y105 BBG001S5TC52 213810 1961 SH SOLE 1961 0 0 MICROSOFT CORP COM 594918104 BBG001S5TD05 1679298 4466 SH SOLE 4466 0 0 NUVEEN FLOATING RATE INCOME COM 67072T108 BBG001SJ9S31 199767 24303 SH SOLE 24303 0 0 NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 579241 1170 SH SOLE 1170 0 0 OLO INC CL A 68134L109 BBG00ZCX7044 215003 37588 SH SOLE 37588 0 0 ORACLE CORP COM 68389X105 BBG001S5SJG6 218723 2075 SH SOLE 2075 0 0 PALANTIR TECHNOLOGIES INC CL A 69608A108 BBG001T53796 675640 39350 SH SOLE 39350 0 0 PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 293004 1999 SH SOLE 1999 0 0 QUALCOMM INC COM 747525103 BBG001S6VS70 443144 3064 SH SOLE 3064 0 0 SCHWAB CHARLES CORP COM 808513105 BBG001S5VXD4 238203 3462 SH SOLE 3462 0 0 SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698 BBG00PZFPGG2 4859557406 108134344 SH SOLE 108134344 0 0 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 2080413503 83921481 SH SOLE 83921481 0 0 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 2749288297 74385506 SH SOLE 74385506 0 0 SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 BBG001T6L7C0 1353628273 38797027 SH SOLE 38797027 0 0 SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 BBG001T9F7C1 3952230814 79489759 SH SOLE 79489759 0 0 SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 BBG0051J0PJ9 7774509871 125516788 SH SOLE 125516788 0 0 SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 BBG0051NXNX3 5177706038 93544825 SH SOLE 93544825 0 0 SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 BBG0051QPC87 3348170411 123366633 SH SOLE 123366633 0 0 SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 BBG0051K49J8 4408588137 130702287 SH SOLE 130702287 0 0 SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 BBG0051QD594 1920780504 55099842 SH SOLE 55099842 0 0 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 556738 10001 SH SOLE 10001 0 0 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 737004454 9680868 SH SOLE 9680868 0 0 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 330666 3986 SH SOLE 3986 0 0 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 5452421983 96674149 SH SOLE 96674149 0 0 SCHWAB STRATEGIC TR US REIT ETF 808524847 BBG001V039G2 1084970094 52388706 SH SOLE 52388706 0 0 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 3525876257 74637516 SH SOLE 74637516 0 0 SCHWAB STRATEGIC TR US TIPS ETF 808524870 BBG001T9F777 914847517 17525815 SH SOLE 17525815 0 0 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 501518 2606 SH SOLE 2606 0 0 SNAP INC CL A 83304A106 BBG00441QMK5 590027 34851 SH SOLE 34851 0 0 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 BBG001SRXRJ1 228190 6710 SH SOLE 6710 0 0 SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 1079185 2270 SH SOLE 2270 0 0 SPDR SER TR BLOOMBERG EMERGI 78464A391 BBG001V0JXM5 1024188451 48219795 SH SOLE 48219795 0 0 SPDR SER TR ICE PFD SEC ETF 78464A292 BBG001T5L3N9 5334982 159158 SH SOLE 159158 0 0 SPDR SER TR NUVEEN BLMBRG MU 78468R721 BBG001SRSPW6 929888 19785 SH SOLE 19785 0 0 SPDR SER TR PORTFLI TIPS ETF 78464A656 BBG001STKCZ6 93823177 3669268 SH SOLE 3669268 0 0 SPDR SER TR PORTFOLIO INTRMD 78464A375 BBG001T2HCY9 423715275 12906344 SH SOLE 12906344 0 0 SPDR SER TR PORTFOLIO S&P500 78464A854 BBG001SPTB87 251286 4495 SH SOLE 4495 0 0 SPDR SER TR PORTFOLIO S&P600 78468R853 BBG004T58LZ5 215793 5116 SH SOLE 5116 0 0 STARBUCKS CORP COM 855244109 BBG001S72KH6 230787 2404 SH SOLE 2404 0 0 TESLA INC COM 88160R101 BBG001SQKGD7 1073158 4319 SH SOLE 4319 0 0 UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 217057 412 SH SOLE 412 0 0 VANECK ETF TRUST JP MRGAN EM LOC 92189H300 BBG001T9BPT7 189492701 7475057 SH SOLE 7475057 0 0 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 263594 3422 SH SOLE 3422 0 0 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 337878 4594 SH SOLE 4594 0 0 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 28695167 581285 SH SOLE 581285 0 0 VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 214838 691 SH SOLE 691 0 0 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 549906306 1258943 SH SOLE 1258943 0 0 VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 395626197 1854527 SH SOLE 1854527 0 0 VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 1075483 4534 SH SOLE 4534 0 0 VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 446479 2986 SH SOLE 2986 0 0 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 272389 6627 SH SOLE 6627 0 0 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 BBG001T0SKD6 204259242 1775704 SH SOLE 1775704 0 0 VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 BBG001TCVT65 289536166 6798219 SH SOLE 6798219 0 0 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 1437181191 28152423 SH SOLE 28152423 0 0 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 12352822 151979 SH SOLE 151979 0 0 VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 BBG001T62MF5 6125969534 132139119 SH SOLE 132139119 0 0 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 459399381 9590801 SH SOLE 9590801 0 0 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 99844533 894424 SH SOLE 894424 0 0 VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 BBG00C868SD7 106988520 1609092 SH SOLE 1609092 0 0 VISA INC COM CL A 92826C839 BBG001SRCFY3 236831 910 SH SOLE 910 0 0 WALMART INC COM 931142103 BBG001S5XH92 203910 1293 SH SOLE 1293 0 0