Chief Executive Officer

0001085146-23-002265.txt : 20230512 0001085146-23-002265.hdr.sgml : 20230512 20230511210753 ACCESSION NUMBER: 0001085146-23-002265 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20230331 FILED AS OF DATE: 20230512 DATE AS OF CHANGE: 20230511 EFFECTIVENESS DATE: 20230512 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Charles Schwab Investment Advisory, Inc. CENTRAL INDEX KEY: 0001501902 IRS NUMBER: 271073440 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-14153 FILM NUMBER: 23912880 BUSINESS ADDRESS: STREET 1: 211 MAIN ST. CITY: SAN FRANCISCO STATE: CA ZIP: 94105 BUSINESS PHONE: 415-667-0897 MAIL ADDRESS: STREET 1: 211 MAIN ST. CITY: SAN FRANCISCO STATE: CA ZIP: 94105 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001501902 XXXXXXXX 03-31-2023 03-31-2023 false Charles Schwab Investment Advisory, Inc.

211 MAIN ST. SAN FRANCISCO CA 94105

13F HOLDINGS REPORT 028-14153 000151739 801-70737 N Omar Aguilar Chief Executive Officer 415-667-7718 /s/Omar Aguilar San Fransico CA 05-11-2023 1 169 62744486005 false 1 0001789219 028-19636 Charles Schwab Trust Co INFORMATION TABLE 2 infotable.xml INFORMATION TABLE ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100 BBG001T79CF8 182 2 SH SOLE 1 2 0 0 ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100 BBG001T79CF8 24513600 268760 SH SOLE 268760 0 0 ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 399490 3851 SH SOLE 3851 0 0 AMAZON COM INC COM 023135106 BBG001S5PQL7 479846 4646 SH SOLE 4646 0 0 APPLE INC COM 037833100 BBG001S5N8V8 1108663 6723 SH SOLE 6723 0 0 AT&T INC COM 00206R102 BBG001S5VWH2 216114 11227 SH SOLE 11227 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 312178 1011 SH SOLE 1011 0 0 BROADCOM INC COM 11135F101 BBG00KHY5SY8 229846 358 SH SOLE 358 0 0 CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 272985 1673 SH SOLE 1673 0 0 CISCO SYS INC COM 17275R102 BBG001S6HC62 233385 4465 SH SOLE 4465 0 0 COCA COLA CO COM 191216100 BBG001S5SMQ8 208545 3362 SH SOLE 3362 0 0 DBX ETF TR XTRACK INTL REAL 233051846 BBG005BJ0T91 98458 4684 SH SOLE 1 4684 0 0 DBX ETF TR XTRACK INTL REAL 233051846 BBG005BJ0T91 515940034 24545197 SH SOLE 24545197 0 0 DBX ETF TR XTRACK MSCI EAFE 233051630 BBG009RY6HH4 669383360 28741235 SH SOLE 28741235 0 0 DBX ETF TR XTRACK USD HIGH 233051432 BBG00FGWY4G5 255755138 7359860 SH SOLE 7359860 0 0 DBX ETF TR XTRACK USD HIGH 233051432 BBG00FGWY4G5 53202 1531 SH SOLE 1 1531 0 0 EXXON MOBIL CORP COM 30231G102 BBG001S69V32 392099 3576 SH SOLE 3576 0 0 GLOBAL X FDS GLBL X MLP ETF 37954Y343 BBG002WKD6P0 247894 5959 SH SOLE 5959 0 0 GLOBAL X FDS US PFD ETF 37954Y657 BBG00HPF2LX6 44377945 2234539 SH SOLE 2234539 0 0 HOME DEPOT INC COM 437076102 BBG001S5RTW7 277082 939 SH SOLE 939 0 0 HUMANA INC COM 444859102 BBG001S5S1X6 280611 578 SH SOLE 578 0 0 ICAHN ENTERPRISES LP DEPOSITARY UNIT 451100101 BBG001S5NBT4 1030728 19933 SH SOLE 19933 0 0 INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206 BBG001T06LL9 225175252 9090644 SH SOLE 9090644 0 0 INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743 BBG001SS8729 3979852 90328 SH SOLE 1 90328 0 0 INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743 BBG001SS8729 536306497 12172186 SH SOLE 12172186 0 0 INVESCO EXCH TRADED FD TR II FTSE RAFI EMNG 46138E727 BBG001SSJYS0 504756214 27492169 SH SOLE 27492169 0 0 INVESCO EXCH TRADED FD TR II FTSE RAFI EMNG 46138E727 BBG001SSJYS0 695771 37896 SH SOLE 1 37896 0 0 INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 BBG001SSH3K8 291248054 9392069 SH SOLE 9392069 0 0 INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 BBG001SSH3K8 401393 12944 SH SOLE 1 12944 0 0 INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 BBG001V0MBC0 264763 12729 SH SOLE 1 12729 0 0 INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 BBG001V0MBC0 81206053 3904137 SH SOLE 3904137 0 0 INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 BBG001S6H5N8 4010903 25583 SH SOLE 1 25583 0 0 INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 BBG001S6H5N8 799316075 5098329 SH SOLE 5098329 0 0 INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 BBG001SPSDJ2 1361897 8278 SH SOLE 1 8278 0 0 INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 BBG001SPSDJ2 685832404 4168687 SH SOLE 4168687 0 0 INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 1325478 4130 SH SOLE 4130 0 0 INVESCO SR INCOME TR COM 46131H107 BBG001SB0BV3 63166 17165 SH SOLE 17165 0 0 ISHARES GOLD TR ISHARES NEW 464285204 BBG001SJK6D5 168576 4511 SH SOLE 1 4511 0 0 ISHARES GOLD TR ISHARES NEW 464285204 BBG001SJK6D5 762335145 20399656 SH SOLE 20399656 0 0 ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 390804617 8009933 SH SOLE 8009933 0 0 ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 191598 3927 SH SOLE 1 3927 0 0 ISHARES TR 0-5YR HI YL CP 46434V407 BBG005DW06B7 223869 5371 SH SOLE 5371 0 0 ISHARES TR 3 7 YR TREAS BD 464288661 BBG001SSD812 258595 2198 SH SOLE 1 2198 0 0 ISHARES TR 3 7 YR TREAS BD 464288661 BBG001SSD812 288479094 2452011 SH SOLE 2452011 0 0 ISHARES TR 7-10 YR TRSY BD 464287440 BBG001S80936 914382 9225 SH SOLE 9225 0 0 ISHARES TR BROAD USD HIGH 46435U853 BBG00J2DS0J6 146999 4135 SH SOLE 1 4135 0 0 ISHARES TR BROAD USD HIGH 46435U853 BBG00J2DS0J6 22650098 637134 SH SOLE 637134 0 0 ISHARES TR CALIF MUN BD ETF 464288356 BBG001T03XM5 516384674 8993115 SH SOLE 8993115 0 0 ISHARES TR CORE INTL AGGR 46435G672 BBG00BDV2SQ0 51642 1055 SH SOLE 1 1055 0 0 ISHARES TR CORE INTL AGGR 46435G672 BBG00BDV2SQ0 16837185 343967 SH SOLE 343967 0 0 ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 437538 4832 SH SOLE 4832 0 0 ISHARES TR CORE S&P US GWT 464287671 BBG001SFQL99 2767849 31180 SH SOLE 1 31180 0 0 ISHARES TR CORE S&P US GWT 464287671 BBG001SFQL99 0 0 SH SOLE 0 0 0 ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 670615 1631 SH SOLE 1631 0 0 ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 712526 7151 SH SOLE 7151 0 0 ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 13048456 130956 SH SOLE 1 130956 0 0 ISHARES TR CRE U S REIT ETF 464288521 BBG001ST7G55 2278937 45217 SH SOLE 1 45217 0 0 ISHARES TR CRE U S REIT ETF 464288521 BBG001ST7G55 123216964 2444781 SH SOLE 2444781 0 0 ISHARES TR EAFE SML CP ETF 464288273 BBG001SYVWS7 986735 16581 SH SOLE 1 16581 0 0 ISHARES TR EAFE SML CP ETF 464288273 BBG001SYVWS7 58976 991 SH SOLE 991 0 0 ISHARES TR ISHS 1-5YR INVS 464288646 BBG001SSD858 888544 17581 SH SOLE 17581 0 0 ISHARES TR MBS ETF 464288588 BBG001SSD8B1 428175106 4519953 SH SOLE 4519953 0 0 ISHARES TR MBS ETF 464288588 BBG001SSD8B1 437463 4618 SH SOLE 1 4618 0 0 ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 64859 602 SH SOLE 1 602 0 0 ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 560576068 5203045 SH SOLE 5203045 0 0 ISHARES TR PFD AND INCM SEC 464288687 BBG001SNVWC8 448257 14358 SH SOLE 1 14358 0 0 ISHARES TR PFD AND INCM SEC 464288687 BBG001SNVWC8 49024 1570 SH SOLE 1570 0 0 ISHARES TR TIPS BD ETF 464287176 BBG001SD9RM5 175518 1592 SH SOLE 1 1592 0 0 ISHARES TR TIPS BD ETF 464287176 BBG001SD9RM5 115454 1047 SH SOLE 1047 0 0 J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 BBG00GP26NW0 255072 5069 SH SOLE 5069 0 0 JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 261834 1689 SH SOLE 1689 0 0 JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 298002 2287 SH SOLE 2287 0 0 MICROSOFT CORP COM 594918104 BBG001S5TD05 902480 3130 SH SOLE 3130 0 0 NUVEEN SR INCOME FD COM 67067Y104 BBG001SDFG15 67548 14652 SH SOLE 14652 0 0 OLO INC CL A 68134L109 BBG00ZCX7044 306718 37588 SH SOLE 37588 0 0 PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 258279 1737 SH SOLE 1737 0 0 REE AUTOMOTIVE LTD CLASS A ORD SHS M8287R103 BBG00YVK1Z98 16356 50250 SH SOLE 50250 0 0 SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698 BBG00PZFPGG2 755974 16933 SH SOLE 1 16933 0 0 SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698 BBG00PZFPGG2 4648434067 104119905 SH SOLE 104119905 0 0 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 2133387 87006 SH SOLE 1 87006 0 0 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 1911212769 77945056 SH SOLE 77945056 0 0 SCHWAB STRATEGIC TR INTERNL DIVID 808524672 BBG00Z60CHB2 557337 23586 SH SOLE 1 23586 0 0 SCHWAB STRATEGIC TR INTERNL DIVID 808524672 BBG00Z60CHB2 6735 285 SH SOLE 285 0 0 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 2495596976 71712557 SH SOLE 71712557 0 0 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 9030670 259502 SH SOLE 1 259502 0 0 SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 BBG001T6L7C0 1259552222 37364350 SH SOLE 37364350 0 0 SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 BBG001T6L7C0 1765494 52373 SH SOLE 1 52373 0 0 SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 BBG001T9F7C1 109534 2172 SH SOLE 1 2172 0 0 SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 BBG001T9F7C1 3873742135 76814240 SH SOLE 76814240 0 0 SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 BBG0051J0PJ9 10494223 191082 SH SOLE 1 191082 0 0 SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 BBG0051J0PJ9 6615997872 120466094 SH SOLE 120466094 0 0 SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 BBG0051NXNX3 2137976 43928 SH SOLE 1 43928 0 0 SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 BBG0051NXNX3 4278813406 87914802 SH SOLE 87914802 0 0 SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 BBG0051QPC87 3029954844 116313046 SH SOLE 116313046 0 0 SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 BBG0051QPC87 2097494 80518 SH SOLE 1 80518 0 0 SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 BBG0051K49J8 4690344 149995 SH SOLE 1 149995 0 0 SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 BBG0051K49J8 3954628241 126467165 SH SOLE 126467165 0 0 SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 BBG0051QD594 1292004 38998 SH SOLE 1 38998 0 0 SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 BBG0051QD594 1801304038 54370783 SH SOLE 54370783 0 0 SCHWAB STRATEGIC TR SHT TM US TRES 808524862 BBG001T9F795 2143881 43941 SH SOLE 1 43941 0 0 SCHWAB STRATEGIC TR SHT TM US TRES 808524862 BBG001T9F795 47954 983 SH SOLE 983 0 0 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 BBG001WBMLH8 136371 2907 SH SOLE 2907 0 0 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 BBG001WBMLH8 7505084 159989 SH SOLE 1 159989 0 0 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 535618 11194 SH SOLE 11194 0 0 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 701348648 9586504 SH SOLE 9586504 0 0 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 527996 7217 SH SOLE 1 7217 0 0 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 136090 2088 SH SOLE 2088 0 0 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 8594815 131883 SH SOLE 1 131883 0 0 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 12175648 251719 SH SOLE 1 251719 0 0 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 4578542790 94656663 SH SOLE 94656663 0 0 SCHWAB STRATEGIC TR US REIT ETF 808524847 BBG001V039G2 4072088 208825 SH SOLE 1 208825 0 0 SCHWAB STRATEGIC TR US REIT ETF 808524847 BBG001V039G2 927338201 47555805 SH SOLE 47555805 0 0 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 2977230219 71004775 SH SOLE 71004775 0 0 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 2688300 64114 SH SOLE 1 64114 0 0 SCHWAB STRATEGIC TR US TIPS ETF 808524870 BBG001T9F777 943864286 17606124 SH SOLE 17606124 0 0 SCHWAB STRATEGIC TR US TIPS ETF 808524870 BBG001T9F777 352915 6583 SH SOLE 1 6583 0 0 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 203827 1350 SH SOLE 1350 0 0 SNAP INC CL A 83304A106 BBG00441QMK5 341569 30470 SH SOLE 30470 0 0 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 BBG001SRXRJ1 217486 6771 SH SOLE 6771 0 0 SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 852767 2083 SH SOLE 2083 0 0 SPDR SER TR BLOOMBERG EMERGI 78464A391 BBG001V0JXM5 992763252 46784319 SH SOLE 46784319 0 0 SPDR SER TR BLOOMBERG EMERGI 78464A391 BBG001V0JXM5 58122 2739 SH SOLE 1 2739 0 0 SPDR SER TR BLOOMBERG HIGH Y 78468R622 BBG001SQS7X7 443772 4781 SH SOLE 1 4781 0 0 SPDR SER TR BLOOMBERG HIGH Y 78468R622 BBG001SQS7X7 7426 80 SH SOLE 80 0 0 SPDR SER TR ICE PFD SEC ETF 78464A292 BBG001T5L3N9 4834953 142372 SH SOLE 142372 0 0 SPDR SER TR NUVEEN BLMBRG MU 78468R721 BBG001SRSPW6 1114502 23804 SH SOLE 23804 0 0 SPDR SER TR PORTFLI TIPS ETF 78464A656 BBG001STKCZ6 108473711 4067256 SH SOLE 4067256 0 0 SPDR SER TR PORTFLI TIPS ETF 78464A656 BBG001STKCZ6 147912 5546 SH SOLE 1 5546 0 0 SPDR SER TR PORTFOLIO INTRMD 78464A375 BBG001T2HCY9 185205376 5700381 SH SOLE 5700381 0 0 SPDR SER TR PORTFOLIO INTRMD 78464A375 BBG001T2HCY9 46136 1420 SH SOLE 1 1420 0 0 SPDR SER TR PORTFOLIO SHORT 78464A474 BBG001T6B0P2 295667 9979 SH SOLE 9979 0 0 SPDR SER TR PRTFLO S&P500 VL 78464A508 BBG001SG4284 231241 5679 SH SOLE 5679 0 0 SPDR SER TR S&P DIVID ETF 78464A763 BBG001SPTBP8 31546 255 SH SOLE 255 0 0 SPDR SER TR S&P DIVID ETF 78464A763 BBG001SPTBP8 280327 2266 SH SOLE 1 2266 0 0 STARBUCKS CORP COM 855244109 BBG001S72KH6 253865 2438 SH SOLE 2438 0 0 TESLA INC COM 88160R101 BBG001SQKGD7 1091011 5259 SH SOLE 5259 0 0 VANECK ETF TRUST JP MRGAN EM LOC 92189H300 BBG001T9BPT7 227957 9028 SH SOLE 1 9028 0 0 VANECK ETF TRUST JP MRGAN EM LOC 92189H300 BBG001T9BPT7 206783724 8189454 SH SOLE 8189454 0 0 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 6497 88 SH SOLE 1 88 0 0 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 225182 3050 SH SOLE 3050 0 0 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 71325 1458 SH SOLE 1 1458 0 0 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 36404204 744158 SH SOLE 744158 0 0 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 9020039 23985 SH SOLE 1 23985 0 0 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 492813516 1310430 SH SOLE 1310430 0 0 VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 1821672 9610 SH SOLE 1 9610 0 0 VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 315196467 1662779 SH SOLE 1662779 0 0 VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 955141 4680 SH SOLE 4680 0 0 VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 337367 2443 SH SOLE 2443 0 0 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 291768 7222 SH SOLE 7222 0 0 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 1157218 28644 SH SOLE 1 28644 0 0 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 BBG001T0SKD6 192581398 1762920 SH SOLE 1762920 0 0 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 BBG001T0SKD6 109022 998 SH SOLE 1 998 0 0 VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 BBG001TCVT65 274713178 6771338 SH SOLE 6771338 0 0 VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 BBG001TCVT65 41097 1013 SH SOLE 1 1013 0 0 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 2193933 43307 SH SOLE 1 43307 0 0 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 1762365842 34788114 SH SOLE 34788114 0 0 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 22465953 280054 SH SOLE 280054 0 0 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 779979 9723 SH SOLE 1 9723 0 0 VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 BBG001T62MF5 23368 502 SH SOLE 1 502 0 0 VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 BBG001T62MF5 5639617691 121151830 SH SOLE 121151830 0 0 VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 BBG001T62M74 120709 2062 SH SOLE 2062 0 0 VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 BBG001T62M74 237204 4052 SH SOLE 1 4052 0 0 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 455779 5979 SH SOLE 1 5979 0 0 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 100876 1323 SH SOLE 1323 0 0 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 426414119 9440206 SH SOLE 9440206 0 0 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 5690471 125979 SH SOLE 1 125979 0 0 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 89925530 852375 SH SOLE 852375 0 0 VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 BBG00C868SD7 104005028 1678854 SH SOLE 1678854 0 0 VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 212828 5473 SH SOLE 5473 0 0