Senior Vice President

0001085146-22-002077.txt : 20220513 0001085146-22-002077.hdr.sgml : 20220513 20220513155257 ACCESSION NUMBER: 0001085146-22-002077 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20220331 FILED AS OF DATE: 20220513 DATE AS OF CHANGE: 20220513 EFFECTIVENESS DATE: 20220513 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Charles Schwab Investment Advisory, Inc. CENTRAL INDEX KEY: 0001501902 IRS NUMBER: 271073440 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-14153 FILM NUMBER: 22922368 BUSINESS ADDRESS: STREET 1: 211 MAIN ST. CITY: SAN FRANCISCO STATE: CA ZIP: 94105 BUSINESS PHONE: 415-667-0897 MAIL ADDRESS: STREET 1: 211 MAIN ST. CITY: SAN FRANCISCO STATE: CA ZIP: 94105 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001501902 XXXXXXXX 03-31-2022 03-31-2022 false Charles Schwab Investment Advisory, Inc.

211 MAIN ST. SAN FRANCISCO CA 94105

13F HOLDINGS REPORT 028-14153 N Mark Riepe Senior Vice President 415-667-1910 /s/Mark Riepe San Fransico CA 05-13-2022 1 165 62901809 false 1 0001789219 028-19636 Charles Schwab Trust Co INFORMATION TABLE 2 infotable.xml INFORMATION TABLE ABBOTT LABS COM 002824100 252 2129 SH SOLE 2129 0 0 ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100 11118 115717 SH SOLE 115717 0 0 ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100 214 2231 SH SOLE 1 2231 0 0 ALPHABET INC CAP STK CL A 02079K305 415 149 SH SOLE 149 0 0 AMAZON COM INC COM 023135106 425 130 SH SOLE 130 0 0 APPLE INC COM 037833100 1061 6078 SH SOLE 6078 0 0 AT&T INC COM 00206R102 290 12263 SH SOLE 12263 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 365 1034 SH SOLE 1034 0 0 BOEING CO COM 097023105 218 1138 SH SOLE 1138 0 0 CHEVRON CORP NEW COM 166764100 286 1756 SH SOLE 1756 0 0 CISCO SYS INC COM 17275R102 229 4105 SH SOLE 4105 0 0 DBX ETF TR XTRACK INTL REAL 233051846 3783 141669 SH SOLE 1 141669 0 0 DBX ETF TR XTRACK INTL REAL 233051846 525128 19667726 SH SOLE 19667726 0 0 DBX ETF TR XTRACK MSCI EAFE 233051630 667477 27638803 SH SOLE 27638803 0 0 DBX ETF TR XTRACK USD HIGH 233051432 256878 6810123 SH SOLE 6810123 0 0 DBX ETF TR XTRACK USD HIGH 233051432 174 4601 SH SOLE 1 4601 0 0 DIAGEO PLC SPON ADR NEW 25243Q205 302 1486 SH SOLE 1486 0 0 EXXON MOBIL CORP COM 30231G102 349 4221 SH SOLE 4221 0 0 GLOBAL X FDS GLBL X MLP ETF 37954Y343 459 11391 SH SOLE 11391 0 0 GLOBAL X FDS US PFD ETF 37954Y657 47842 2035821 SH SOLE 2035821 0 0 HOME DEPOT INC COM 437076102 223 743 SH SOLE 743 0 0 HUMANA INC COM 444859102 251 576 SH SOLE 576 0 0 ICAHN ENTERPRISES LP DEPOSITARY UNIT 451100101 817 15725 SH SOLE 15725 0 0 INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206 264931 10268661 SH SOLE 10268661 0 0 INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743 498785 10812597 SH SOLE 10812597 0 0 INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743 11364 246353 SH SOLE 1 246353 0 0 INVESCO EXCH TRADED FD TR II FTSE RAFI EMNG 46138E727 440074 21137069 SH SOLE 21137069 0 0 INVESCO EXCH TRADED FD TR II FTSE RAFI EMNG 46138E727 10993 528021 SH SOLE 1 528021 0 0 INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 276645 8023346 SH SOLE 8023346 0 0 INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 4643 134645 SH SOLE 1 134645 0 0 INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 10 720 SH SOLE 720 0 0 INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 768 56579 SH SOLE 1 56579 0 0 INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 76173 3498990 SH SOLE 3498990 0 0 INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 958 44000 SH SOLE 1 44000 0 0 INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 519483 3040402 SH SOLE 3040402 0 0 INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 7620 44599 SH SOLE 1 44599 0 0 INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 481243 2634492 SH SOLE 2634492 0 0 INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 7823 42827 SH SOLE 1 42827 0 0 INVESCO QQQ TR UNIT SER 1 46090E103 1274 3514 SH SOLE 3514 0 0 ISHARES GOLD TR ISHARES NEW 464285204 5763 156488 SH SOLE 1 156488 0 0 ISHARES GOLD TR ISHARES NEW 464285204 773774 21009347 SH SOLE 21009347 0 0 ISHARES INC CORE MSCI EMKT 46434G103 309382 5569432 SH SOLE 5569432 0 0 ISHARES INC CORE MSCI EMKT 46434G103 8591 154650 SH SOLE 1 154650 0 0 ISHARES TR 0-5YR HI YL CP 46434V407 305 6932 SH SOLE 6932 0 0 ISHARES TR 3 7 YR TREAS BD 464288661 7516 61581 SH SOLE 61581 0 0 ISHARES TR BROAD USD HIGH 46435U853 997 25661 SH SOLE 1 25661 0 0 ISHARES TR BROAD USD HIGH 46435U853 25955 667906 SH SOLE 667906 0 0 ISHARES TR CALIF MUN BD ETF 464288356 253017 4348866 SH SOLE 4348866 0 0 ISHARES TR CORE INTL AGGR 46435G672 31751 609064 SH SOLE 609064 0 0 ISHARES TR CORE INTL AGGR 46435G672 437 8375 SH SOLE 1 8375 0 0 ISHARES TR CORE MSCI EAFE 46432F842 218 3133 SH SOLE 3133 0 0 ISHARES TR CORE S&P TTL STK 464287150 470 4656 SH SOLE 4656 0 0 ISHARES TR CORE S&P500 ETF 464287200 714 1574 SH SOLE 1574 0 0 ISHARES TR CORE US AGGBD ET 464287226 385 3599 SH SOLE 1 3599 0 0 ISHARES TR CORE US AGGBD ET 464287226 695 6487 SH SOLE 6487 0 0 ISHARES TR CRE U S REIT ETF 464288521 95225 1472927 SH SOLE 1472927 0 0 ISHARES TR CRE U S REIT ETF 464288521 2451 37907 SH SOLE 1 37907 0 0 ISHARES TR ISHS 1-5YR INVS 464288646 783 15142 SH SOLE 15142 0 0 ISHARES TR ISHS 5-10YR INVT 464288638 206 3760 SH SOLE 3760 0 0 ISHARES TR MBS ETF 464288588 282719 2775293 SH SOLE 2775293 0 0 ISHARES TR MBS ETF 464288588 1674 16435 SH SOLE 1 16435 0 0 ISHARES TR PFD AND INCM SEC 464288687 370 10169 SH SOLE 1 10169 0 0 ISHARES TR PFD AND INCM SEC 464288687 3 78 SH SOLE 78 0 0 JOHNSON & JOHNSON COM 478160104 330 1862 SH SOLE 1862 0 0 JPMORGAN CHASE & CO COM 46625H100 226 1661 SH SOLE 1661 0 0 LUCID GROUP INC COM 549498103 248 9766 SH SOLE 9766 0 0 MICROSOFT CORP COM 594918104 778 2525 SH SOLE 2525 0 0 NVIDIA CORPORATION COM 67066G104 226 827 SH SOLE 827 0 0 PHILIP MORRIS INTL INC COM 718172109 260 2763 SH SOLE 2763 0 0 PROCTER AND GAMBLE CO COM 742718109 320 2091 SH SOLE 2091 0 0 PROSHARES TR PSHS ULTRA QQQ 74347R206 354 4920 SH SOLE 4920 0 0 RAYTHEON TECHNOLOGIES CORP COM 75513E101 230 2321 SH SOLE 2321 0 0 REE AUTOMOTIVE LTD CLASS A ORD SHS M8287R103 95 50250 SH SOLE 50250 0 0 SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714 13 259 SH SOLE 259 0 0 SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714 458 9427 SH SOLE 1 9427 0 0 SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698 1112 23236 SH SOLE 1 23236 0 0 SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698 8 159 SH SOLE 159 0 0 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 7952 286356 SH SOLE 1 286356 0 0 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1968065 70870173 SH SOLE 70870173 0 0 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2315670 63062906 SH SOLE 63062906 0 0 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 11465 312240 SH SOLE 1 312240 0 0 SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 4509 118759 SH SOLE 1 118759 0 0 SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 1116541 29405867 SH SOLE 29405867 0 0 SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 711204 13355943 SH SOLE 13355943 0 0 SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 1574 29553 SH SOLE 1 29553 0 0 SCHWAB STRATEGIC TR LONG TERM US 808524680 1419 30932 SH SOLE 1 30932 0 0 SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 5249179 89729556 SH SOLE 89729556 0 0 SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 24957 426618 SH SOLE 1 426618 0 0 SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 14179 265228 SH SOLE 1 265228 0 0 SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 3371438 63064677 SH SOLE 63064677 0 0 SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 11892 410790 SH SOLE 1 410790 0 0 SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 2889245 99801219 SH SOLE 99801219 0 0 SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 17793 551878 SH SOLE 1 551878 0 0 SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 3717197 115297661 SH SOLE 115297661 0 0 SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 9564 270336 SH SOLE 1 270336 0 0 SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 1771750 50077721 SH SOLE 50077721 0 0 SCHWAB STRATEGIC TR SHT TM US TRES 808524862 26 522 SH SOLE 522 0 0 SCHWAB STRATEGIC TR SHT TM US TRES 808524862 350 7055 SH SOLE 1 7055 0 0 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 141 2789 SH SOLE 2789 0 0 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 388 7665 SH SOLE 1 7665 0 0 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 507 9500 SH SOLE 9500 0 0 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 701701 8894670 SH SOLE 8894670 0 0 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2571 32591 SH SOLE 1 32591 0 0 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 31168 578790 SH SOLE 1 578790 0 0 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 7253728 134702471 SH SOLE 134702471 0 0 SCHWAB STRATEGIC TR US REIT ETF 808524847 6804 273374 SH SOLE 1 273374 0 0 SCHWAB STRATEGIC TR US REIT ETF 808524847 1191812 47883146 SH SOLE 47883146 0 0 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 4406467 93041963 SH SOLE 93041963 0 0 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 21726 458747 SH SOLE 1 458747 0 0 SCHWAB STRATEGIC TR US TIPS ETF 808524870 5883166 96906045 SH SOLE 96906045 0 0 SCHWAB STRATEGIC TR US TIPS ETF 808524870 19918 328091 SH SOLE 1 328091 0 0 SPDR S&P 500 ETF TR TR UNIT 78462F103 475 1051 SH SOLE 1051 0 0 SPDR SER TR BLOOMBERG EMERGI 78464A391 379014 16674618 SH SOLE 16674618 0 0 SPDR SER TR BLOOMBERG EMERGI 78464A391 1632 71818 SH SOLE 1 71818 0 0 SPDR SER TR BLOOMBERG HIGH Y 78468R622 725 7072 SH SOLE 1 7072 0 0 SPDR SER TR BLOOMBERG HIGH Y 78468R622 8 80 SH SOLE 80 0 0 SPDR SER TR ICE PFD SEC ETF 78464A292 3315 84988 SH SOLE 84988 0 0 SPDR SER TR NUVEEN BLMBRG MU 78468R721 666 13919 SH SOLE 1 13919 0 0 SPDR SER TR NUVEEN BLMBRG MU 78468R721 645256 13476530 SH SOLE 13476530 0 0 SPDR SER TR PORTFLI TIPS ETF 78464A656 4281 141487 SH SOLE 1 141487 0 0 SPDR SER TR PORTFLI TIPS ETF 78464A656 446997 14771878 SH SOLE 14771878 0 0 SPDR SER TR PORTFOLIO INTRMD 78464A375 816036 23895623 SH SOLE 23895623 0 0 SPDR SER TR PORTFOLIO INTRMD 78464A375 8342 244268 SH SOLE 1 244268 0 0 SPDR SER TR PORTFOLIO SH TSR 78468R101 320 10787 SH SOLE 10787 0 0 SPDR SER TR PORTFOLIO SH TSR 78468R101 0 2 SH SOLE 1 2 0 0 STARBUCKS CORP COM 855244109 209 2300 SH SOLE 2300 0 0 TARGET CORP COM 87612E106 247 1162 SH SOLE 1162 0 0 TESLA INC COM 88160R101 1391 1291 SH SOLE 1291 0 0 UNITEDHEALTH GROUP INC COM 91324P102 234 459 SH SOLE 459 0 0 UPSTART HLDGS INC COM 91680M107 477 4371 SH SOLE 4371 0 0 VANECK ETF TRUST JP MRGAN EM LOC 92189H300 692 25636 SH SOLE 1 25636 0 0 VANECK ETF TRUST JP MRGAN EM LOC 92189H300 101248 3751330 SH SOLE 3751330 0 0 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 32 406 SH SOLE 1 406 0 0 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 368 4621 SH SOLE 4621 0 0 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 81192 1548287 SH SOLE 1548287 0 0 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 6 115 SH SOLE 1 115 0 0 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 238 2193 SH SOLE 2193 0 0 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 795147 1915232 SH SOLE 1915232 0 0 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 16419 39548 SH SOLE 1 39548 0 0 VANGUARD INDEX FDS SMALL CP ETF 922908751 8225 38701 SH SOLE 1 38701 0 0 VANGUARD INDEX FDS SMALL CP ETF 922908751 504371 2373286 SH SOLE 2373286 0 0 VANGUARD INDEX FDS TOTAL STK MKT 922908769 985 4325 SH SOLE 4325 0 0 VANGUARD INDEX FDS VALUE ETF 922908744 209 1417 SH SOLE 1417 0 0 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 100 2160 SH SOLE 1 2160 0 0 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 328 7103 SH SOLE 7103 0 0 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 4446 35889 SH SOLE 1 35889 0 0 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 173236 1398305 SH SOLE 1398305 0 0 VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1687 32480 SH SOLE 1 32480 0 0 VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 312773 6020659 SH SOLE 6020659 0 0 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 961646 18654636 SH SOLE 18654636 0 0 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 782 15167 SH SOLE 1 15167 0 0 VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 335 5321 SH SOLE 5321 0 0 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 18386 213694 SH SOLE 1 213694 0 0 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 4669961 54276622 SH SOLE 54276622 0 0 VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 5681 113402 SH SOLE 1 113402 0 0 VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 3663325 73120266 SH SOLE 73120266 0 0 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 303 3874 SH SOLE 1 3874 0 0 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 122 1556 SH SOLE 1556 0 0 VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 382322 7960062 SH SOLE 7960062 0 0 VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 7262 151202 SH SOLE 1 151202 0 0 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 94162 838864 SH SOLE 838864 0 0 VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 120092 1775986 SH SOLE 1775986 0 0 VERIZON COMMUNICATIONS INC COM 92343V104 207 4056 SH SOLE 4056 0 0 VICTORY PORTFOLIOS II VICTORYSHS INTRM 92647N527 225 4515 SH SOLE 4515 0 0 WALMART INC COM 931142103 203 1362 SH SOLE 1362 0 0